Park State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Park State BankToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 1.77% and 3-month CD rates at 1.61%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 19.74%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Park State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Park State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Park State Bank CD rates. You can also compare Park State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Park State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park State Bank? Share your experience about Park State Bank by leaving a review below, or read customer reviews before you decide to use Park State Bank.

Park State Bank Texas Ratio

Park State Bank's Texas Ratio is at 3.15%, which is considered excellent. The Texas Ratio for Park State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Park State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Park State Bank
2630 W Superior St
Duluth, MN 55806
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Park State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
12-Month CD
4.30%
$500
Education Credit Union
Education Credit Union
12-Month CD
4.25%
$500
ACMG Federal Credit Union
ACMG Federal Credit Union
12-Month CD
4.10%
$1,000
Genesis Bank
Genesis Bank
60-Month CD
4.00%
$1,000
Lyndon State Bank
Lyndon State Bank
12-Month CD
3.82%
$1,000
Monroe Federal S&L
Monroe Federal S&L
12-Month CD
3.50%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
17-Month CD
3.50%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
36-Month CD
3.35%
$1,500
Arundel Federal Savings Bank
Arundel Federal Savings Bank
24-Month CD
3.15%
$1,000
Adrian Bank
Adrian Bank
3-Month CD
3.03%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
36-Month CD
3.03%
$1,000
Citi
Citi
12-Month CD
3.00%
$500
Live Oak Bank
Live Oak Bank
3-Month CD
3.00%
$2,500
Merchants State Bank
Merchants State Bank
36-Month CD
3.00%
$5,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
48-Month CD
2.65%
$2,500
Texas Heritage National Bank
Texas Heritage National Bank
48-Month CD
2.63%
$1,000
Coleman County State Bank
Coleman County State Bank
Money Market
2.53%
$100,000
USLA Union S&L
USLA Union S&L
48-Month CD
2.50%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
36-Month CD
2.43%
$2,500
Kitsap Bank
Kitsap Bank
30-Month CD
2.35%
$5,000
Maine Community Bank
Maine Community Bank
18-Month CD
2.00%
$500
Forward Bank
Forward Bank
48-Month CD
1.81%
$500
Shoreham Bank
Shoreham Bank
Premier Checking
1.50%
$2,500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
12-Month CD
1.25%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
24-Month CD
1.20%
$2,500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
18-Month CD
1.10%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
36-Month CD
1.10%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
60-Month CD
1.01%
$1,000
PeopleFirst Bank
PeopleFirst Bank
24-Month CD
1.00%
$2,500
Mutual Security Credit Union
Mutual Security Credit Union
48-Month CD
1.00%
$500
Katahdin Trust Company
Katahdin Trust Company
12-Month CD
0.85%
$500
OWB One World Bank
OWB One World Bank
60-Month CD
0.80%
$1,000
OSB Odin State Bank
OSB Odin State Bank
Premium Money Market
0.65%
$25,000
Somerset Savings Bank
Somerset Savings Bank
60-Month CD
0.55%
$500
Kearney Trust Company
Kearney Trust Company
Savings
0.50%
$0
Buena Vista National Bank
Buena Vista National Bank
Money Market
0.45%
$50,000
FCN Bank, N.A.
FCN Bank, N.A.
Platinum Money Market
0.40%
$100,000
Kennebunk Savings Bank
Kennebunk Savings Bank
24-Month CD
0.35%
$500
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
Money Market
0.35%
$2,500
The Andover Bank
The Andover Bank
48-Month CD
0.35%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
Money Market
0.35%
$500
Bank of Pensacola
Bank of Pensacola
Savings
0.30%
$50
Central State Bank State Center, IA
Central State Bank State Center, IA
Regular Savings
0.15%
$50
GN Bank
GN Bank
12-Month CD
0.10%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
Savings
0.10%
$25
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Statement Saving
0.10%
$100
Prairie Bank of Kansas
Prairie Bank of Kansas
Savings
0.05%
$50
Windsor Federal S&L
Windsor Federal S&L
Statement Savings
0.05%
$100
First Citizens Bank
First Citizens Bank
24-Month CD
0.05%
$500
Androscoggin Savings Bank
Androscoggin Savings Bank
Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Park State Bank rate data right now, check back for updates, we are adding rates all the time.

Park State Bank Information

Park State Bank
2630 W Superior St
Duluth, MN 55806
St. Louis
Established Date: 06/28/1916
FDIC Certificate #: 8851
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PARK FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 15
How Many Branches are There? 14
Is Park State Bank FDIC Insured? Yes
What is Park State Bank's Cert number? 8851
What is the maximum amount for insured deposits? $250,000 per holder, per account

Park State Bank Financials

Total Assets:
$1,334,792,000
Total Deposits:
$1,180,785,000
Equity Capital:
$119,521,000
Domestic Deposits:
$1,180,785,000
Net Income:
$4,247,000
Return on Assets:
1.4800%
Quarterly Return on Assets:
1.3300%
Pretax Return on Assets:
1.8327%
Pretax Quarterly Return on Assets:
1.8300%
Return on Equity:
15.9200%
Quarterly Return on Equity:
14.4700%
Common Equity Tier 1 Capital Ratio:
13.0122%
Tier 1 Risk-Based Capital Ratio:
13.0122%
Leverage Tier 1 (Core Capital) Ratio:
10.1091%
Total Risk-Based Capital Ratio (YTD):
14.1368%
Total Interest Income (YTD):
4.7393%
 
 
Headquarters:
Duluth
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
St. Louis
# of Offices:
15
Metropolitan Statistical Area (MSA):
Duluth, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Long term home mortgage rates are unchanged today. Shorter term adjustable mortgage rates are mostly lower, following Treasury yields lower. Conforming 30 year home mortgage rates are averaging 4.44 percent, unchanged from yesterday’s 30 year mortgage rate. 30 year home mortgage rates in Kansas are higher than the national average 30 year mortgage rate. Current 30 year mortgage rates in Kansas are averaging 4.46 percent.
Wells Fargo Bank of California is offering some of the best mortgage rates currently available. The bank is offering several types of mortgages including conforming mortgages, jumbo mortgages, adjustable rate mortgages and FHA mortgages.
Asheville Savings Bank is advertising some of the best CD rates available these days. The bank is offering certificates of deposit with terms ranging from 91 days to 5 years. The CD interest rates and yields are tiered but the current rates and yields are the same for all account balances.

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