Park State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 1.00% and 3-month CD rates at 2.02%. Current savings rates are at 0.25% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.97%. Credit Card rates are at 10.90%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates. Park State Bank's 7-Month CD Special rates are at 5.00%, 13-Month CD Special rates are at 4.75%, 30-Month CD Special rates are at 3.75%.

Park State Bank

To see how these rates compare to Park State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Park State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Park State Bank CD rates. You can also compare Park State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Park State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park State Bank? Share your experience about Park State Bank by leaving a review below, or read customer reviews before you decide to use Park State Bank.

Park State Bank Texas Ratio

Park State Bank's Texas Ratio is at 2.80%, which is considered excellent. The Texas Ratio for Park State Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Park State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Park State Bank
2630 W Superior St
Duluth, MN 55806
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Park State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Park State Bank
Park State Bank
7-Month CD Special
5.00%
$5,000
Park State Bank
Park State Bank
13-Month CD Special
4.75%
$5,000
Park State Bank
Park State Bank
30-Month CD Special
3.75%
$5,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Park State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
University First Federal Credit Union
University First Federal Credit Union
12-Month CD
5.10%
$500
New Albin Savings Bank
New Albin Savings Bank
12-Month CD
4.99%
$1,000
Western Nebraska Bank
Western Nebraska Bank
9-Month CD
4.94%
$250
First Federal S&L of Greene Co
First Federal S&L of Greene Co
12-Month CD
4.81%
$500
WCF Financial Bank
WCF Financial Bank
15-Month CD (special)
4.61%
$1,000
Self-Help Credit Union
Self-Help Credit Union
12-Month CD
4.50%
$500
Bellevue State Bank
Bellevue State Bank
18-Month CD
4.45%
$5,000
Regent Bank (OK)
Regent Bank (OK)
36-Month CD
4.25%
$1,000
Everence Trust Company
Everence Trust Company
Relationship savings
4.15%
$0
FSB of Westmoreland
FSB of Westmoreland
36-Month CD
4.14%
$1,000
Rolette State Bank
Rolette State Bank
48-Month CD
3.99%
$500
Randolph Brooks FCU
Randolph Brooks FCU
60-Month CD
3.61%
$1,000
The Dolores State Bank
The Dolores State Bank
36-Month CD
3.55%
$1,000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
All American College Savings
3.26%
$0
Headwaters State Bank
Headwaters State Bank
Money Market Tier 5
3.04%
$250,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
60-Month CD certificate
3.03%
$500
Oxford Bank
Oxford Bank
15-Month CD
3.03%
$500
Bank First, NA
Bank First, NA
12-Month CD
3.02%
$1,000
Cornerstone State Bank
Cornerstone State Bank
36-Month CD (Jumbo)
2.77%
$200,000
Genoa Banking Company
18-Month CD
2.75%
$1,000
Abri Credit Union
Abri Credit Union
48-Month CD
2.75%
$500
Fairview State Banking Company
Fairview State Banking Company
24-Month CD
2.38%
$2,500
Security Bank Laurel, NE
Security Bank Laurel, NE
36-Month CD
2.03%
$1,000
New Millennium Bank
New Millennium Bank
Super Savings
2.00%
$10,000
QNB Bank
QNB Bank
60-Month CD
1.24%
$500
Buena Vista National Bank
Buena Vista National Bank
36-Month CD
1.15%
$500
Firstrust Savings Bank
Firstrust Savings Bank
Money Market
1.00%
$0
Franklin SB Farmington, ME
Franklin SB Farmington, ME
24-Month CD
1.00%
$500
Bank of Canton
Bank of Canton
12-Month CD
1.00%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
36-Month CD
1.00%
$1,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
48-Month CD
0.95%
$1,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
48-Month CD
0.90%
$1,000
Jones Bank
Jones Bank
Savings
0.55%
$0
First State Bank and Trust
First State Bank and Trust
1-Month CD
0.40%
$2,500
Mascoma Bank
Mascoma Bank
36-Month CD
0.40%
$500
Franklin Bank
Franklin Bank
24-Month CD
0.30%
$500
South Ottumwa SB
South Ottumwa SB
12-Month CD
0.30%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
24-Month CD
0.20%
$1,000
Buena Vista National Bank
Buena Vista National Bank
Instant Checking
0.15%
$50
Hatboro Federal Savings
Hatboro Federal Savings
Advantage Checking
0.15%
$100
First Commonwealth Bank
First Commonwealth Bank
30-Month CD
0.15%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
Prime Savings
0.15%
$5
Bank of Rantoul
Bank of Rantoul
Now Account
0.10%
$500
1st United Credit Union
1st United Credit Union
Money Market
0.10%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
3-Month CD
0.08%
$500
5 Star Bank
5 Star Bank
Money Market
0.05%
$0
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Money Market
0.05%
$1,000
F&M Bank and Trust Company
F&M Bank and Trust Company
Statement Savings
0.05%
$100
Bristol County Savings Bank
Bristol County Savings Bank
Regular Savings
0.05%
$10
Consumers Credit Union
Consumers Credit Union
Membership Share Savings
0.03%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Park State Bank Information

Park State Bank
2630 W Superior St
Duluth, MN 55806
St. Louis
Established Date: 06/28/1916
FDIC Certificate #: 8851
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PARK FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 12
How Many Branches are There? 12
Is Park State Bank FDIC Insured? Yes
What is Park State Bank's Cert number? 8851
What is the maximum amount for insured deposits? $250,000 per holder, per account

Park State Bank Financials

Total Assets:
$1,120,094,000
Total Deposits:
$942,218,000
Equity Capital:
$103,807,000
Domestic Deposits:
$942,218,000
Net Income:
$3,654,000
Return on Assets:
1.4166%
Quarterly Return on Assets:
1.3300%
Pretax Return on Assets:
1.8228%
Pretax Quarterly Return on Assets:
1.8200%
Return on Equity:
15.9300%
Quarterly Return on Equity:
14.3200%
Common Equity Tier 1 Capital Ratio:
12.2683%
Tier 1 Risk-Based Capital Ratio:
12.2683%
Leverage Tier 1 (Core Capital) Ratio:
9.5327%
Total Risk-Based Capital Ratio (YTD):
13.0375%
Total Interest Income (YTD):
3.7676%
 
 
Headquarters:
Duluth
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
St. Louis
# of Offices:
12
Metropolitan Statistical Area (MSA):
Duluth, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Live Oak Bank CD RatesLive Oak Bank CD rates are very competitive right now, especially on the bank's intermediate term certificates of deposit. Current 1 year, 2 year and 3 year CD rates at Live Oak Bank are 2.13 percent with an APY of 2.15 percent. If you're looking for a shorter CD term, 6 month CD rates from Live Oak are at 1.73 percent with an APY of 1.75 percent. 4 year CD rates with Live Oak are slightly higher at 2.18 percent with an APY of 2.20 percent. 5 year CD rates are at 2.23 percent with an APY of 2.25 percent. The minimum opening deposit for a CD account is only $2,500.
Luana Savings Bank 6 Month $50K CD rates are now at 0.45 percent with a yield of 0.45 percent. View current 6 Month $50K CD rates at Luana Savings Bank below.

Bank or Credit Union Offers and Deals

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