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Community Bank of Parkersburg Rates & Review April 2026

You can compare Community Bank of Parkersburg rates to other rates in our database, including 12-month CD rates currently at 0.41%, 6-month CD rates at 3.53% and 3-month CD rates at 1.26%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Community Bank of Parkersburg rates. MonitorBankRates evaluates the financial stability of Community Bank of Parkersburg with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.99%. Rates were last updated on 04/02/2026.

Community Bank of Parkersburg money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Bank of Parkersburg? Share your experience about Community Bank of Parkersburg by leaving a review below, or read customer reviews before you decide to use Community Bank of Parkersburg.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.99%
Excellent Lower than avg
Community Bank of Parkersburg
631 Juliana St
Parkersburg, WV 26101
https://www.communitybankpkbg.com
Member FDIC

Community Bank of Parkersburg Checking Rates

Product Rate APY View More
Rewards Checking 1.00% 1.00%
Min Deposit $50
Details Qualifications Required: Make at least 12 or more debit card purchases (ATM transactions excluded);Receive e-Statements;Set up and use at least one direct deposit or qualifying electronic payment; Qualifying balance up to $15,000
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community Bank of Parkersburg is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community Bank of Parkersburg rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Bank of Parkersburg's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community Bank of Parkersburg
Bank Holding Company COMMUNITY BANKSHARES INC
Address 631 Juliana St, Parkersburg, WV 26101  ·  Wood
FDIC Certificate # 19681
Established 03/01/1967
FDIC Insurance Date 03/01/1967
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.99%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1193%
Return on Equity (ROE) 11.7200%
Non-Performing Loans (NPL) 0.34%
Total Assets $321,550,000
Total Deposits $235,586,000
Equity Capital $30,989,000
Net Income $4,171,000
Headquarters Parkersburg
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Community Bank of Parkersburg

Is Community Bank of Parkersburg a safe place to deposit money?

Yes, Community Bank of Parkersburg is considered a safe financial institution. With a Texas Ratio of 3.9889764335936%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Community Bank of Parkersburg operate?

Community Bank of Parkersburg currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community Bank of Parkersburg does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Bank of Parkersburg provides members with tools to manage their accounts and build a solid financial history.

Does Community Bank of Parkersburg offer online and mobile banking?

Most modern institutions like Community Bank of Parkersburg provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitybankpkbg.com.