U.S. Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.33%, 6-month CD rates at 0.65% and 3-month CD rates at 2.90%. Current savings rates are at 0.20% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 8.41%. Credit Card rates are at 9.99%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. U.S. Bank's 7-Month CD rates are at 4.40%, 11-Month CD rates are at 4.30%, 15-Month CD rates are at 4.20%, 60-Month CD rates are at 0.25%, 48-Month CD rates are at 0.15%. U.S. Bank's money market rates are at 4.50%. U.S. Bank's 7/6 ARM rates are at 6.25%, 5/1 Jumbo ARM rates are at 6.00%, 10/6 ARM rates are at 6.38%, 7/1 Jumbo ARM rates are at 6.00%, 10/1 Jumbo ARM rates are at 6.12%.

U.S. Bank

To see how these rates compare to U.S. Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from U.S. Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with U.S. Bank CD rates. You can also compare U.S. Bank savings rates, MMA rates and mortgage rates using our other rate lists.

U.S. Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at U.S. Bank? Share your experience about U.S. Bank by leaving a review below, or read customer reviews before you decide to use U.S. Bank.

U.S. Bank Texas Ratio

U.S. Bank's Texas Ratio is at 10.34%, which is considered excellent. The Texas Ratio for U.S. Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, U.S. Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.05%
18-Month CD
0.05%
24-Month CD
0.05%
36-Month CD
0.10%
48-Month CD
0.15%
60-Month CD
0.25%
Savings
N/A
MMA
4.50%
30-Year Fixed
6.65%
Credit Card
N/A
Personal Loan
N/A
U.S. Bank
425 Walnut St
Cincinnati, OH 45202
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

U.S. Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
U.S. Bank
U.S. Bank
Elite Money Market Account
4.50%
$25,000
U.S. Bank
U.S. Bank
7-Month CD
4.40%
$1,000
U.S. Bank
U.S. Bank
11-Month CD
4.30%
$1,000
U.S. Bank
U.S. Bank
15-Month CD
4.20%
$1,000
U.S. Bank
U.S. Bank
60-Month CD
0.25%
$500
U.S. Bank
U.S. Bank
48-Month CD
0.15%
$500
U.S. Bank
U.S. Bank
36-Month CD
0.10%
$500
U.S. Bank
U.S. Bank
24-Month CD
0.05%
$500
U.S. Bank
U.S. Bank
18-Month CD
0.05%
$500
U.S. Bank
U.S. Bank
12-Month CD
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

U.S. Bank Mortgage Rates

Lender
Product
Rate
APR
Points
U.S. Bank
U.S. Bank
7/6 ARM
6.250%
7.280%
0.623
U.S. Bank
U.S. Bank
5/1 Jumbo ARM
6.000%
7.262%
0.675
U.S. Bank
U.S. Bank
10/6 ARM
6.375%
7.120%
0.864
U.S. Bank
U.S. Bank
7/1 Jumbo ARM
6.000%
7.062%
0.890
U.S. Bank
U.S. Bank
10/1 Jumbo ARM
6.125%
6.868%
0.790
U.S. Bank
U.S. Bank
20-Year Fixed Jumbo
6.500%
6.715%
0.815
U.S. Bank
U.S. Bank
30-Year Fixed Jumbo
6.500%
6.646%
0.640
U.S. Bank
U.S. Bank
30-Year Fixed
6.375%
6.532%
0.763
U.S. Bank
U.S. Bank
15-Year Fixed Jumbo
6.250%
6.491%
0.650
U.S. Bank
U.S. Bank
20-Year Fixed
5.875%
6.101%
0.943
U.S. Bank
U.S. Bank
15-Year Fixed
5.750%
6.014%
0.819
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare U.S. Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Checking Account
0.36%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
48-Month CD
3.00%
$1,000
Keen Bank
Keen Bank
30-Month CD
3.00%
$2,500
Cadence Bank
Cadence Bank
8-Month CD special
5.00%
$1,000
Cleveland State Bank
Cleveland State Bank
48-Month CD
2.77%
$500
Greenstate Credit Union
Greenstate Credit Union
30-Month CD (Certificate)
0.50%
$1,000
Empire State Bank
Empire State Bank
10-Month CD
5.30%
$1,000
New Foundation SB
New Foundation SB
Blue Chip Savings Account
2.25%
$400,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
3-Month CD
0.50%
$500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
60-Month CD
1.00%
$500
Florence Bank
Florence Bank
18-Month CD
0.20%
$500
Benton State Bank
Benton State Bank
12-Month CD
2.01%
$500
Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
Kasasa Cash Checking
5.00%
$0
Maspeth Federal S&L
Maspeth Federal S&L
6-Month CD
2.35%
$1,500
First Keystone Community Bank
First Keystone Community Bank
9-Month Keystone Advantage
5.02%
$10,000
West Union Bank
West Union Bank
6-Month CD
2.30%
$500
Meridian Bank
Meridian Bank
13-Month CD
5.00%
$500
Transpecos Banks
Transpecos Banks
36-Month CD
3.25%
$1,000
Lewis & Clark Bank
Lewis & Clark Bank
24-Month CD
0.30%
$500
Pineries Bank
Pineries Bank
48-Month CD
3.10%
$1,000
Pacific Western Bank
Pacific Western Bank
7-Month CD special
5.00%
$2,500
Warsaw Federal S&L
36-Month CD
0.50%
$500
Achieve Financial Credit Union
Achieve Financial Credit Union
36-Month CD certificate
0.30%
$1,000
Home Bank SB
Home Bank SB
59-Month CD special
2.02%
$500
FNB Of Nokomis
FNB Of Nokomis
36-Month CD
1.10%
$1,000
The Bank of New Glarus
The Bank of New Glarus
18-Month CD
1.10%
$1,000
Union Bank, Inc.
Union Bank, Inc.
6-Month CD
4.73%
$2,500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
First Savers Savings Account
0.01%
$10
Kendall Bank
Kendall Bank
36-Month CD
4.00%
$1,000
SSB State Street Bank
SSB State Street Bank
48-Month CD
1.26%
$1,000
Buena Vista National Bank
Buena Vista National Bank
12-Month CD
0.85%
$500
Monson Savings Bank
Monson Savings Bank
24-Month CD
0.25%
$1,000
Mayville State Bank
Mayville State Bank
12-Month CD
0.20%
$1,000
Connections Bank
Connections Bank
Money market
1.05%
$0
Mound City Bank
Mound City Bank
3-Month CD IntraFi
4.90%
$10,000
Centier Bank
Centier Bank
7-Month CD special
5.00%
$1,000
Home Loan State Bank
Home Loan State Bank
Money Market
0.40%
$100
United Bank Zebulon, GA
United Bank Zebulon, GA
Commercial Reserve Money Market
1.26%
$200,000
Androscoggin Savings Bank
Androscoggin Savings Bank
12-Month CD
3.30%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
48-Month CD
3.40%
$1,000
Harleysville Bank
Harleysville Bank
60-Month CD
0.75%
$500
First Seacoast Bank
First Seacoast Bank
Coastline Money Market
5.00%
$75,000
Partners Bank of New England
36-Month CD
0.35%
$500
WCB West Central Bank
WCB West Central Bank
12-Month CD new money
5.09%
$10,000
Highland Bank
Highland Bank
40-CD special new money
5.25%
$1,000
Horicon Bank
Horicon Bank
12-Month CD
1.81%
$1,000
Deerwood Bank
Deerwood Bank
24-Month CD
2.98%
$500
Newtek Bank
Newtek Bank
48-Month CD
2.00%
$2,500
Home Bank SB
Home Bank SB
9-Month CD special
5.35%
$500
USB Union Savings Bank
USB Union Savings Bank
25-Month CD promo special
3.29%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

U.S. Bank Mortgage Rates

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

U.S. Bank Information

U.S. Bank
425 Walnut St
Cincinnati, OH 45202
Hamilton
Established Date: 07/13/1863
FDIC Certificate #: 6548
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: U S BCORP
How Many Domestic U.S. Offices? 2,211
How Many Branches are There? 2,376
Website:
Is U.S. Bank FDIC Insured? Yes
What is U.S. Bank's Cert number? 6548
What is the maximum amount for insured deposits? $250,000 per holder, per account

U.S. Bank Financials

Total Assets:
$590,460,458,000
Total Deposits:
$459,141,236,000
Equity Capital:
$45,837,155,000
Domestic Deposits:
$449,697,577,000
Net Income:
$1,520,623,000
Return on Assets:
1.1615%
Quarterly Return on Assets:
1.0300%
Pretax Return on Assets:
1.3081%
Pretax Quarterly Return on Assets:
1.3100%
Return on Equity:
14.7600%
Quarterly Return on Equity:
13.5300%
Common Equity Tier 1 Capital Ratio:
10.1784%
Tier 1 Risk-Based Capital Ratio:
10.2772%
Leverage Tier 1 (Core Capital) Ratio:
7.9904%
Total Risk-Based Capital Ratio (YTD):
12.1672%
Total Interest Income (YTD):
3.0390%
 
 
Headquarters:
Cincinnati
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Hamilton
# of Offices:
2212
Metropolitan Statistical Area (MSA):
Cincinnati, OH-KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
Cincinnati-Hamilton, OH-KY-IN
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

U.S. Bank CD Rates: 7-Month 4.80%, 15-Month 4.85%, and 11-Month 4.95%

There are many fixed-income investment opportunities out there, but when it comes to Certificates of Deposit (CDs), U.S. Bank is as an institution worth noting. With its Special CDs offering really competitive CD rates, U.S. Bank distinguishes itself from other financial institutions, thereby appealing to investors seeking substantial, risk-free returns.

U.S. Bank offers many different types of CDs, which are listed below. U.S. Bank's Special CD rates are the best CD rates available and present an enticing option for investors looking to maximize short-term gains. Currently, the 7-month CD rate is at 4.80%, 11-month CD rate is at 4.95%, 15-month, and 19-month CD rates are at 4.85% These CD rates significantly outpace the national average for similar CD terms. To contextualize, a $25,000 investment in a 7-month Special CD at 4.40% APY would accrue $636.47 in interest—a remarkable, risk-free return. Importantly, these Special CDs can be opened with a minimum deposit of $1,000 and cap at $250,000.

Standard CD Rates: A Less Lucrative Path

    Read more...

CIT Bank CD Rates: Act Now to Lock in a High Rate Before Rates Decline!

Are you on the hunt for a sound, smart, and profitable investment? Look no further, CIT Bank is the answer you've been searching for! With some of the highest short-term CD rates available online, CIT Bank CDs are some of the best deals around. 6-month CD Rates are currently at a whopping 5.00%, that rate is higher than most 12-month CD rates available. 13-month CD rates are also a good deal at 4.65% APY. The time is now to lock in a high CD rate because CD rates are expected to decline later this year.

The current rates for a 6-month, 13-month, and 18-month CD are not the only good deals at CIT Bank. If you're looking for a wider range, CIT Bank offers eight standard certificate of deposit terms, ranging from six months to five years.

What truly sets CIT Bank apart are the four distinct types of CDs it provides - Term CDs, Jumbo CDs, No Penalty 11-month CD, and RampUp CDs. Each of these CD options comes with its unique benefits, meeting the diverse needs of every CD investor.

    Read more...

CIT Bank CD Rates: 6-Month 5.00%, 13-Month 4.65%, 18-Month 4.60%

CIT Bank is offering some of the best short-term CD rates currently available from any online bank. CIT Bank 6-month CD rates are at 5.00%, 13-month CD rates are at 4.65% and 18-month CD rates are at 4.60%. CIT Bank is an online bank that provides customers with a range of CD products to meet their financial goals. They offer eight standard certificate of deposit terms, which range from six months to five years.

  • 6-Month 5.00%
  • 13-Month 4.65%
  • 18-Month 4.60%
  • 5-Year 0.50%
  • 4-Year 0.50%
  • 3-Year 0.40%
  • 2-Year 0.40%
  • 1-Year 0.30%

Types of CIT Bank CDs

    Read more...

US Bank CD Rates: 7-Month at 4.40%, 11-Month 4.50%, 15-Month 4.60%, 19-Month 4.70%

US Bank CD rates on the bank's special certificates of deposit (CDs) are some of the best short-term rates available. 7-month CD rates are at 4.40%, 11-month CD rates are at 4.50%, 15-month CD rates are 4.60%, and 19-month CD rates are at 4.70%. As you can see, these short-term rates are very competitive and will above the current national average for the same CD term. If you deposit $25,000 in the 7-month CD at a rate of 4.40%, you will earn $636.47 in interest, not a bad risk-free return. The minimum opening deposit is $1,000 and the maximum is $250,000.

US Bank is also offering many other types of CDs but the current rates on those CDs are pathetic when compared to the special rates. I'll list those rates below just so you can see the difference. One type is US Bank's Standard CD, which has terms ranging from 1-month to 60-months, with the highest rate being on the 60-month CD at a paltry rate of 0.25% APY.

US Bank CD Rates on Special CD Accounts

    Read more...

PNC Bank Rates and Reviews

PNC Bank Rates and ReviewsPNC Bank currently has some of the best promotional CD rates and best savings rates available from any online bank, which is a stark contrast to their standard CD rates. The current savings rate at PNC Bank on the PNC High Yield Savings Account is at 2.32 percent with an APY of 2.35 percent. The minimum opening deposit for the PNC High Yield Savings Account is only $1.00.PNC Bank's 19 month promotional CD rates have three tiers with the highest CD rate being on account balance of $25,000 or more with a linked checking account. The current 19 month CD rate from PNC Bank is at 2.72 percent with an APY of 2.75 percent. Without a linked checking account, the CD rate is still high at 2.67 percent with an APY of 2.70 percent. Account balances of $1,000 to $24,999 still earn a decent CD rate of 2.38 percent with an APY of 2.40 percent. If you have less than $1,000 to open an account, that CD rate falls to 0.25 percent.PNC Bank also has promotional callable certificates of deposit but the CD rates are low. If you give a bank the option to call or redeem the CD before maturity, you would think the bank would give you a high rate to entice you. However, 36 month callable CD rates from PNC Bank are only 0.50 percent. 60 month callable CD rates at PNC are also comparatively low at 1.10 percent.     Read more...

TIAA Bank Ups Short Term CD Rates

TIAA Bank Ups Short Term CD RatesTIAA Bank CD rates on short term CDs, which were already some of the best CD rates available, were increased on Friday. The increases were small but since CD rates at TIAA Bank were already high the CD rates are even higher now.1 year CD rates from TIAA Bank were increased from 2.73 percent to 2.79 percent. 18 month CD rates from TIAA Bank were upped from 2.77 percent to 2.82 percent. See how these new CD rates from TIAA Bank compare with other bank CD rates today.TIAA Bank was the EverBank until TIAA bought the bank almost two years ago now. TIAA kept the Yield Pledge name on the CD accounts and continued offering some of the top rates around all the time. There is a minimum of $5,000 to open a Yield Pledge CD account.     Read more...

Online Banks Dominate Top Savings Interest Rates Available

For several years now, the average online bank deposit interest rate has been higher than the average traditional brick and mortar bank interest rate. In fact, this month the top 10 deposit rates listed in our database are all offered by online banks. Banks that do not have branches have lower overhead, which is how they can offer higher savings rates and money market rates.The largest U.S. bank holding companies (by assets) by far offer the lowest rates over regional banks, local banks, and of course, online banks. For example, below is a list of savings rates by the top 4 largest banks.

Average 1 Year CD Rates Move Slightly Higher, Top Rate at 1.10%

Average 1 year certificate of deposit rates moved one basis point higher this week. Average rates are slowly climbing higher as more and more banks increase rates. A year ago at this time, average 12 month rates were at 0.78 percent. Average rates this week are at 0.91 percent, up from last week's average of 0.90 percent.Getting a decent yield on low risk or risk-free investments like certificates of deposit has been a challenge since the financial crisis of 2008/2009. There are some online banks paying decent yields that are considerably higher than what you would find at big brick and mortar banks.For example, Synchrony Bank, an online bank, is currently offering 1 year rates at 1.09 percent with an APY of 1.10 percent. Chase Bank, one of the largest U.S. banks, is offering 1 year rates at a paltry 0.02 percent.     Read more...

Average Mortgage Rates Fall to Another Low This Year

Conforming mortgage rates have fallen to another new low this year. Average 30 year conforming mortgage rates are down to 4.16 percent this week, a decline from last week's average 30 year mortgage rate of 4.18 percent. This is the fourth new low for average 30 year rates in 2014. This is the first time in three months that average 15 year jumbo rates are below 4.00 percent.We might see rates fall even further this year because 10 year bond yields are also near their lowest point this year. 10 year bond yields closed on Friday at 2.54 percent, only 4 basis points from the 2014 low of 2.50 percent. The economic calendar is busy this week and any disappointing news on the economy will send bond yields lower.The reason rates would move lower on negative news is that the equity markets are at record highs and any disappointing news would send investors fleeing to U.S. Treasuries and thus, send rates lower. Lenders tie mortgage rates to long term bond rates so when bond rates move lower, mortgage rates also move lower.     Read more...

Some Banks Threatening to Charge for Deposits if Fed Cuts Reserve Rate

The Federal Reserve is considering ways to cut back on their buying mortgage-backed securities and long term U.S. bonds without sending interest rates higher and hurting the economy.  As a result, U.S. banks are warning they will start charging depositors if the Federal Reserve cuts the interest rate they give banks.Search for the best bank CD Interest Rates here: CD RatesOne idea floated this past week was to cut the 0.25 percent rate that the Federal Reserve pays member banks to zero percent for keeping reserves at the Fed. The hope is that if banks are not earning any interest for keeping their reserves with the Fed, they will be more willing to make loans, which would then offset the liquidity the Fed will be taking out of the markets when they taper their purchases.     Read more...

CD Rates U.S. Bank

U.S. Bank, of Minneapolis, MN, is advertising special online certificate of deposit rates. The online certificate of deposit terms are available for 19 month CDs, 37 month CDsand 59 month CDs.The CD interest rates are for personal certificates of deposit and small business certificates of deposit. The minimum opening deposit for both accounts is  $1,000.U.S. Bank’s 19 month bank CD rate is at 1.14 percent with a bank CD yield of 1.15 percent. 19 month CD rates at U.S. Bank are higher than the current national average 18 month CD rate of .077 percent.     Read more...

Topeka, KS 4 Year Used Auto Loan Rates

Right now on our auto loan rate table in Topeka, KS, Pentagon Federal Credit Union tops our list of 4 year used auto loans. Penfed is offering 4 year used auto loan rates at 2.99 percent. PenFed also offers 100 percent auto loan financing for certain members. As with any credit union you'll have to join PenFed to obtain an auto loan.Second on our list of used auto loan rates in Topeka, Kansas is Intrust Bank with a 4 year used auto loan rate of 4.24 percent. Intrust Bank also is offering a 0.25 percent auto loan rate discount if you have your monthly auto loan payments automatically deducted from a Intrust Bank checking account.Third on our list of used auto loan rates in Topeka is U.S. Bank with an auto loan rate of 4.50 percent. U.S. Bank also has a auto rate discount of .50 percent for a Green Auto Loan. Here are the details: You receive a .50 percent discount when you identify a cleaner, more fuel efficient vehicle through the EPA Green Vehicle Guide, and choose to finance or refinance that new or used U.S. EPA Certified SmartWay® vehicle with U.S. Bank, you can get .50% off the interest rate on your U.S. Bank direct auto loan.     Read more...

Ohio CD Interest Rates: 3 Month CD Interest Rates and CD Yields

Ally Bank has the best CD interest rate on our list of 3 month CD interest rates in Ohio. Ally Bank's current 3 month bank CD rate is 0.64 percent with a bank CD yield of 0.64 percent. Ally Bank's 3 month CD interest rate is more than double the current national average 3 month CD rate of 0.28 percent as reported by MonitorBankRates.com.Three banks are tied for the second best 3 month CD rate on our rate table in Ohio. Discover Bank, Giantbank.com and Nationwide Bank are all currently offering 3 month CDs at 0.60 percent with a 3 month CD yield of 0.60 percent.Coming in third place on our Ohio CDs table is Tennessee Commerce Bank with a 3 month CD rate and CD yield of 0.55 percent.     Read more...

Highest CD Rates Minneapolis, MN

highest-cd-rates-minneapolis-mnCD rates have been low since the deep recession started in 2008. Right now, 3 month CD rates are averaging 0.40 percent. The current average 12 month CD rate isn't much higher only averaging 0.86 percent this morning. Long term CD rates are lower than 12 month CD rates were two years ago. The current national average 5 year CD rate is 2.23 percent. You can find bank CD rates and credit union CD rates higher than the national average rates. If you're lucky you'll find CD rates 1.00 percent above the national average rates.Looking for the best CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest bank CD rates and credit union CD rates.  We search our tables for the highest CD rates in Minneapolis, Minnesota. Flagstar Bank and Sallie Mae Bank have the highest 12 month CD rates on our list in Minneapolis. The two banks are currently offering 1 year CD rates at 1.54 percent with an annual percentage yield (APY) of 1.55 percent.     Read more...

U.S. Bank CD Rates

U.S. Bank of Minneapolis, Minnesota, is offering online certificates of deposit with four different certificate of deposit terms. The terms are 19 months, 27 months, 42 months and 59 months. The bank CD rates on these certificates of deposit are only available online. CD rates and terms might differ at U.S. Bank branch locations.The four online CD rates aren't the highest CD rates available but they do beat the national CD rates. The minimum opening certificate of deposit balance is $1,000.

Online CD Rates & APY

    Read more...

Best Savings Account Rates Kansas City, MO

The current national average savings account rate/money market account rate for accounts with balances of $2,500 is 0.34 percent. You can find banks and credit unions that offer savings rates and money market account rates higher than the national average.

We searched our savings rates/money market rates table for rates in Kansas City, Missouri. As of today, Bank of Internet USA and BancorpSouth are both offering a savings account rate of 1.49 percent with an annual percentage yield (APY) 1.50 percent. BancorpSouth has some account requirements to earn the rate and yield.Find the highest savings account rates and money market account rates by searching our rate tables here: SavingsAccount.MonitorBankRates.com     Read more...

WTDirect Online Savings Account

WTDirect, the online banking arm of Wilmington Trust Federal Savings Bank is advertising a competitive savings account rate that is more than double the national average savings account/money market account rate.WTDirect's online savings account rate is currently at 1.25 percent with an annual percentage yield (APY) of 1.26 percent. Their savings rate is consistantly in the top 5% of U.S. banks.There is no minimum deposit to open the savings account. The current savings account rate and yield is for account balances of any amount for the first two months. After the initial two month period only, account balances of $10,00o or more earn the 1.25% APY.     Read more...

GMAC Auto Loans

gmac-auto-loansGMAC will continue to provide auto loans to both GM and Chrysler consumers during General Motors bankruptcy. A motion filed by General Motors to allow GMAC to provide loans was approved by the U.S. Bankruptcy Court.Chrysler also started offering zero percent interest auto loans through GMAC for some of Chrysler's car models. The zero percent promotional deal runs until July 1st, 2009. Chrysler is also in bankruptcy but will emerge a lot stronger and a more viable company with Fiat being a major owner of the new Chrysler.     Read more...

U.S. Bank Deposit Insurance Fund Depleted?

FDIC deposit insuranceThe Federal Deposit Insurance Corporation could run out of funds this year if more banks fail.The head of the FDIC, Sheila Bair, has sent a letter to bank executives saying the fees banks pay into the fund will be increased and a special fee will also be assessed to shore up the fund.In the letter, Sheila Bair wrote "Without these assessments, the deposit insurance fund could become insolvent this year. Without substantial amounts of additional assessment revenue in the near future, current projections indicate that the fund balance will approach zero or even become negative."     Read more...

Venture Bank Direct Online Savings Account

venture bank direct online savings accountVenture Bank Direct of Lacey Washington is offering one of the best online savings account rates. The savings account currently has an an annual percentage rate (APR) of 3.73% and an annual percentage yield (APY) of 3.80%.Venture Bank Direct's "Wise Choice Savings" also has the following benefits

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Fixed mortgage rates on conventional loans are lower and fixed jumbo mortgage rates are higher this week. Current mortgage rates on 30 year home loans are averaging 3.90%, a decrease from last week’s average 30 year mortgage rate of 4.01%. Mortgage rates on 15 year mortgage loans are averaging 3.23% this week, down from last week’s average 15 year mortgage rate of 3.31%.
First City Bank Savings RatesFirst City Bank savings rates listed here are current as of January 2020. Savings rates at First Savings Bank on the bank's First Savings account are currently at 0.25 percent. Savings rates from First City Bank on the bank's Relationship Savings account are at 0.50 percent. As the name suggests, to earn the higher savings rate you need to also have a First City Bank checking account. To get the best savings rates compare online rates with First City Bank savings rates.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Refinance Rates 10-8: Near Record Low 30 Year Refinance Rates at 4.06%
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