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 Peoples Credit Union Webster City, IA Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Peoples Credit Union Webster City, IA's 6 Month CD Limited Time Special rates are at 3.80%, 12 Month CD Limited Time Special rates are at 3.55%. Peoples Credit Union Webster City, IA's savings rates are at 0.45%. Peoples Credit Union Webster City, IA's money market rates are at 0.45%. MonitorBankRates evaluates the financial stability of Peoples Credit Union Webster City, IA with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.80%. Rates were last updated on 03/28/2026. Peoples Credit Union Webster City, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Credit Union Webster City, IA? Share your experience about Peoples Credit Union Webster City, IA by leaving a review below, or read customer reviews before you decide to use Peoples Credit Union Webster City, IA. Peoples Credit Union Webster City, IA
Main Office 310 1st ST
https://www.peoples-credit-union.com/ Webster City, IA 50595 2337 
Peoples Credit Union Webster City, IA CD Rates
Peoples Credit Union Webster City, IA Savings Rates
Peoples Credit Union Webster City, IA Money Market Rates
Peoples Credit Union Webster City, IA Checking Rates
Peoples Credit Union Webster City, IA Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Peoples Credit Union Webster City, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Peoples Credit Union Webster City, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Peoples Credit Union Webster City, IA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Peoples Credit Union Webster City, IA
Address
310 1st ST,
Webster City, IA 50595 2337
Phone
515-832-6346
Fax
515-832-4877
President
Jim Hay
CEO
Jordan Hensley
Full-Time Employees
22
Part-Time Employees
0
Branch Locations
3
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.80%
Return on Assets (ROA)
0.1108%
Return on Equity (ROE)
1.0473%
Non-Performing Loans Ratio (NPL)
2.82%
Total Assets
90,850,854
Total Amount of Shares and Deposits
80,482,234
Total Shares and Deposits < 1 Year
79,998,740
Total Shares and Deposits 1 3 Years
483,494
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,338,849
Total Uninsured Shares and Deposits > $250K (F+J)
7,338,849
Total Insured Shares and Deposits > $250K (item 17 less item K)
73,143,385
Total Interest Expense (Sum of items 6 8)
1,290,485
Share Certificates
775
Number of Accounts for Share Drafts
3,541
IRA KEOGH Accounts
132
Number of Accounts for Regular Shares
7,382
All other shares
59
Non Member Deposits
1
Money Market Shares
641
Net Income (unless the amount is already included in Undivided Earnings)
100,656
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,875,613
Total Liabilities
81,272,325
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Peoples Credit Union Webster City, IAIs Peoples Credit Union Webster City, IA a safe place to deposit money?Yes, Peoples Credit Union Webster City, IA is considered a safe financial institution. With a Texas Ratio of 17.79978120507%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Peoples Credit Union Webster City, IA operate?Peoples Credit Union Webster City, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Peoples Credit Union Webster City, IA?Yes, to access services at Peoples Credit Union Webster City, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Peoples Credit Union Webster City, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Peoples Credit Union Webster City, IA provides members with tools to manage their accounts and build a solid financial history. Does Peoples Credit Union Webster City, IA offer online and mobile banking?Most modern institutions like Peoples Credit Union Webster City, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoples-credit-union.com/. Current Peoples Credit Union Webster City, IA Rates
Retrieved from our database of financial products. Rates subject to change.
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