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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 City & County Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
City & County Credit Union's 9-Month CD rates are at 3.80%. City & County Credit Union's Personal Loan Rates are at 4.49%. MonitorBankRates evaluates the financial stability of City & County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.42%. Rates were last updated on 04/18/2026. City & County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City & County Credit Union? Share your experience about City & County Credit Union by leaving a review below, or read customer reviews before you decide to use City & County Credit Union. 
City & County Credit Union CD Rates
City & County Credit Union Mortgage Rates
City & County Credit Union Auto Loan Rates
City & County Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for City & County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather City & County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with City & County Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
City & County Credit Union
Website
https://www.cccu.com
Address
144 11th St E,
Saint Paul, MN 55101
Phone
651-225-2700
Fax
651-225-2770
President
Lou Bruno
CEO
Patrick Pierce
Full-Time Employees
161
Part-Time Employees
7
Branch Locations
13
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.42%
Return on Assets (ROA)
0.3266%
Return on Equity (ROE)
2.7852%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
1,167,046,088
Total Amount of Shares and Deposits
1,031,245,258
Total Shares and Deposits < 1 Year
1,009,602,761
Total Shares and Deposits 1 3 Years
18,038,575
Total Shares and Deposits > 3 Years
3,603,922
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
65,669,284
Total Uninsured Shares and Deposits > $250K (F+J)
65,669,284
Total Insured Shares and Deposits > $250K (item 17 less item K)
965,575,974
Total Interest Expense (Sum of items 6 8)
10,004,116
Share Certificates
10,093
Number of Accounts for Share Drafts
41,172
IRA KEOGH Accounts
1,588
Number of Accounts for Regular Shares
72,252
All other shares
192
Money Market Shares
4,483
Net Income (unless the amount is already included in Undivided Earnings)
3,810,990
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
117,569,094
Total Liabilities
1,061,600,454
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About City & County Credit UnionIs City & County Credit Union a safe place to deposit money?Yes, City & County Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4224736211197%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does City & County Credit Union operate?City & County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join City & County Credit Union?Yes, to access services at City & County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, City & County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, City & County Credit Union provides members with tools to manage their accounts and build a solid financial history. Does City & County Credit Union offer online and mobile banking?Most modern institutions like City & County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cccu.com. Compare to Other Credit Unions
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