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Freedom Of Maryland Federal Credit Union

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Freedom Of Maryland Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Freedom Of Maryland Federal Credit Union?

Current rates for Freedom Of Maryland Federal Credit Union include: 12-Month CD: 3.80%, 18-Month CD: 3.80%, 24-Month CD: 3.60%, 60-Month CD: 3.80%, Savings: 3.00%, MMA: 0.95%

Q: What CD terms does Freedom Of Maryland Federal Credit Union offer?

Freedom Of Maryland Federal Credit Union CD rates are 3.80% APY for a 12 month CD, 3.80% APY for an 18 month CD, 3.60% APY for a 2 year CD, 3.80% APY for a 4 year CD, 3.80% APY for a 55 month CD and 3.80% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Freedom Of Maryland Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 28, 2026

Freedom Of Maryland Federal Credit Union's 12 Month Regular CD rates are at 3.80%, 18 Month Regular CD rates are at 3.80%, 48 Month Regular CD rates are at 3.80%, 55 Month Regular CD rates are at 3.80%, 60 Month Regular CD rates are at 3.80%. Freedom Of Maryland Federal Credit Union's savings rates are at 3.00%. Freedom Of Maryland Federal Credit Union's money market rates are at 0.95%. Freedom Of Maryland Federal Credit Union's checking rates are as high as 3.00%. Freedom Of Maryland Federal Credit Union's Personal Loan Rates are as low as 4.99%. Freedom Of Maryland Federal Credit Union's Credit Card Rates are at 7.00%. Freedom Of Maryland Federal Credit Union's CD rates are 30% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Freedom Of Maryland Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.84%. Rates last updated and verified on 10/28/2026.

Freedom Of Maryland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Freedom Of Maryland Federal Credit Union? Share your experience about Freedom Of Maryland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Freedom Of Maryland Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

12.84%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Freedom Of Maryland Federal Credit Union
Park Avenue

2019 Emmorton Rd
Bel Air, MD 21015

https://www.freedomfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Freedom Of Maryland Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month Regular Share Certificate	3.75%	3.80%	12-Month
Min Deposit $300 Details Regular share and IRA certificate; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55% Oct 4, 20263.80%▲ from 3.55% Sep 12, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
18 Month Regular Share Certificate	3.75%	3.80%	18-Month SPECIAL
Min Deposit $300 Details Special certificate; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
18-Month Share and IRA Certificate Special	-	3.80%	18-Month
Min Deposit $300 Details Regular Certificate Special; Rates effective September 25, 2026; footnotes 1,2,7; renews to 52-Week Regular Share or IRA Certificate at maturity Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55% Oct 4, 20263.80%▲ from 3.55% Sep 12, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
48 Month Regular Share Certificate	3.75%	3.80%	48-Month
Min Deposit $300 Details Regular share and IRA certificate; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.80% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
52 Week Regular Share Certificate	3.75%	3.80%	52-Week SPECIAL
Min Deposit $300 Details Special certificate; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
1 Year 52-Week Share and IRA Certificate Special	-	3.80%	1 Year
Min Deposit $300 Details Regular Certificate Special; Rates effective September 25, 2026; footnotes 1,2 Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 3.55% → 3.80% ▲ 0.25 pts · high 3.80% / low 3.55% Oct 4, 20263.80%▲ from 3.55% Sep 12, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
55 Month Regular Share Certificate	3.75%	3.80%	55-Month SPECIAL
Min Deposit $300 Details Special certificate; renews to 48 month Regular Share and IRA Certificate on maturity; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
55-Month Share and IRA Certificate Special	-	3.80%	55-Month
Min Deposit $300 Details Regular Certificate Special; Rates effective September 25, 2026; footnotes 1,2,4; renews to 48-Month Regular Share or IRA Certificate at maturity Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.80% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
60 Month Regular Share Certificate	3.75%	3.80%	60-Month
Min Deposit $300 Details Regular share and IRA certificate; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.80% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Jumbo Share and Jumbo IRA Certificate - 52-Week SPECIAL	3.75%	3.80%	52-Week
Min Deposit $50,000 Details Special certificate; $50,000 minimum opening deposit; Fees could reduce earnings on the account; A penalty will be imposed for early withdrawal that could reduce earnings; Rates effective September 25, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
6 Month Regular Share Certificate	3.70%	3.75%	6-Month
Min Deposit $300 Details Regular share and IRA certificate; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50% Oct 4, 20263.75%▲ from 3.50% Sep 12, 20263.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Jumbo Share and Jumbo IRA Certificate - 42-Month SPECIAL	3.70%	3.75%	42-Month
Min Deposit $50,000 Details Special certificate; $50,000 minimum opening deposit; Fees could reduce earnings on the account; A penalty will be imposed for early withdrawal that could reduce earnings; Upon maturity, renews to 36 month Jumbo Share and Jumbo IRA Certificate; Rates effective September 25, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
36 Month Regular Share Certificate	3.65%	3.70%	36-Month
Min Deposit $300 Details Regular share and IRA certificate; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.70% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
48 Month Regular Share Certificate	3.65%	3.70%	48-Month Bump-Up
Min Deposit $300 Details Bump-Up Share Certificate; member may elect once during term to exchange to the higher rate offered on Bump-Up certificates; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 3.80% → 3.70% ▼ 0.10 pts · high 3.80% / low 3.70% Oct 23, 20263.70%▼ from 3.80% Sep 12, 20263.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
24 Month Regular Share Certificate	3.55%	3.60%	24-Month
Min Deposit $300 Details Regular share and IRA certificate; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.60% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
25 Month Regular Share Certificate	3.55%	3.60%	25-Month SPECIAL
Min Deposit $300 Details Special certificate; renews to 24 month Regular Share and IRA Certificate on maturity; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
25-Month Share and IRA Certificate Special	-	3.60%	25-Month
Min Deposit $300 Details Regular Certificate Special; Rates effective September 25, 2026; footnotes 1,2,3; renews to 24-Month Regular Share or IRA Certificate at maturity Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
36 Month Regular Share Certificate	3.55%	3.60%	36-Month Bump-Up
Min Deposit $300 Details Bump-Up Share Certificate; member may elect once during term to exchange to the higher rate offered on Bump-Up certificates; $300 minimum opening deposit; early withdrawal penalty applies Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 3.70% → 3.60% ▼ 0.10 pts · high 3.70% / low 3.60% Oct 23, 20263.60%▼ from 3.70% Sep 12, 20263.70%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Jumbo Share and Jumbo IRA Certificate - 25-Month SPECIAL	3.55%	3.60%	25-Month
Min Deposit $50,000 Details Special certificate; $50,000 minimum opening deposit; Fees could reduce earnings on the account; A penalty will be imposed for early withdrawal that could reduce earnings; Upon maturity, renews to 24 Jumbo Share and Jumbo IRA Certificate; Rates effective September 25, 2026 Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%

Freedom Of Maryland Federal Credit Union Savings Rates

Product	Rate	APY
Journey Youth Savings	3.00%	3.00%
Min Balance $0 Details $0.01 - $1,500.00; Balance: $0.01 - $1,500.00 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Educator Savings	2.50%	2.50%
Min Balance $1 Details $1-$10,000; Balance: $1 - $10,000; Available to Baltimore County and Harford County school employees in the public and private sector Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 2.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Journey Youth Savings	0.50%	0.50%
Min Balance $1,501 Details $1,501.00+; Balance: $1,501.00 and over Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Educator Savings	0.35%	0.35%
Min Balance $10,001 Details $10,001; Balance: $10,001 and over; Available to Baltimore County and Harford County school employees in the public and private sector Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.35% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
EasySaver	0.10%	0.10%
Min Balance $100 Details Minimum $100 daily balance to earn dividends; Daily transfer of debit card round-ups from checking; ATM/Debit Card transactions and ACH deposits and withdrawals not permitted Last Updated 10/28/2026 Rate History No change since Oct 12, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Secondary Savings	0.10%	0.10%
Min Balance $100 Details Minimum $100 daily balance to earn dividends; Secondary savings includes Christmas Club accounts Last Updated 10/28/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Share Savings	0.10%	0.10%
Min Balance $100 Details Minimum $100 daily balance to earn dividends Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%

Freedom Of Maryland Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market/Money Market IRA	0.95%	0.95%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 and over; Minimum opening balance of $2,500 for all Money Market/Money Market IRAs; $10 monthly service charge if average monthly minimum balance falls below $2,500 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.95% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Money Market/Money Market IRA	0.65%	0.65%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000-$74,999.99; Minimum opening balance of $2,500 for all Money Market/Money Market IRAs; $10 monthly service charge if average monthly minimum balance falls below $2,500 Last Updated 10/28/2026 Rate History No change since Sep 18, 2026 · 0.65% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Money Market/Money Market IRA	0.65%	0.65%
Min Deposit $2,500 Min Balance $75,000 Details Balance: $75,000-$99,999.99; Minimum opening balance of $2,500 for all Money Market/Money Market IRAs; $10 monthly service charge if average monthly minimum balance falls below $2,500 Last Updated 10/28/2026 Rate History No change since Sep 18, 2026 · 0.65% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Money Market/Money Market IRA	0.60%	0.60%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000-$49,999.99; Minimum opening balance of $2,500 for all Money Market/Money Market IRAs; $10 monthly service charge if average monthly minimum balance falls below $2,500 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Money Market/Money Market IRA	0.45%	0.45%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000-$24,999.99; Minimum opening balance of $2,500 for all Money Market/Money Market IRAs; $10 monthly service charge if average monthly minimum balance falls below $2,500 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.45% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Money Market/Money Market IRA	0.40%	0.40%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500-$9,999.99; Minimum opening balance of $2,500 for all Money Market/Money Market IRAs; $10 monthly service charge if average monthly minimum balance falls below $2,500 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Money Market/Money Market IRA	0.00%	0.00%
Min Deposit $2,500 Min Balance $0 Details Balance: Up to $2,499; Minimum opening balance of $2,500 for all Money Market/Money Market IRAs; $10 monthly service charge if average monthly minimum balance falls below $2,500 Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%

Freedom Of Maryland Federal Credit Union Checking Rates

Product	Rate	APY	View More
Empower Checking	3.00%	3.00%
Details Qualifications Required; Balance: $0.01 - $10,000.00; Qualifying balance up to $10,000.00; No minimum to open; Higher rate requires opt-in to electronic statements and 15 qualifying POS debit card purchases per month; balances not meeting criteria earn 0.05% APY Last Updated 10/28/2026 Rate History 2 changes since Sep 12, 2026 · 3.00% → 3.00% ▼ 0.00 pts · high 3.00% / low 0.05% Oct 23, 20263.00%▲ from 0.05% Sep 18, 20260.05%▼ from 3.00% Sep 12, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%

Freedom Of Maryland Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Fixed-rate Home Equity Loan	-	-	6.24%
Details As Low As; Receive $1,000 towards closing costs; Freedom will pay closing costs up to a maximum of $1,000. Rates effective September 25, 2026; subject to change. Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Variable-rate Home Equity Line of Credit	-	-	7.00%
Details As Low As; No closing costs; Based on Prime Rate. Prime rate is 7.00% as of September 17, 2026. Rates effective September 25, 2026; subject to change. Last Updated 10/28/2026 Rate History 1 change since Sep 17, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 8, 20267.00%▲ from 6.75% Sep 17, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%

Freedom Of Maryland Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto- New	-	-	5.94%	48 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.94% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Auto- New	-	-	6.19%	63 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.19% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Auto- Used	-	-	6.34%	48 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.34% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Auto- Used	-	-	6.59%	63 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.59% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Auto- New	-	-	6.69%	75 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.69% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Auto- Used	-	-	7.09%	75 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 7.09% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Auto- New	-	-	7.49%	84 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $20,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 7.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Auto- Used	-	-	7.89%	84 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $20,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 7.89% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%

Freedom Of Maryland Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat- New Loan	-	4.94%	180 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $20,001 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 4.94% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Motorcycle- New Loan	-	4.99%	48 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Up to $14,999 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 4.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Boat- New Loan	-	5.24%	120 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Up to $20,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.24% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Motorcycle- New Loan	-	5.24%	60 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Up to $14,999 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.24% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Boat- New Loan	-	5.34%	84 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Up to $20,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.34% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Boat- Used Loan	-	5.34%	180 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $20,001 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.34% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Boat- Used Loan	-	5.49%	120 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Up to $20,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Motorcycle- New Loan	-	5.49%	72 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $15,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Motorcycle- Used Loan	-	5.49%	48 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Up to $14,999 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Boat- New Loan	-	5.54%	72 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Up to $20,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.54% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Boat- Used Loan	-	5.74%	84 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Up to $20,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Motorcycle- Used Loan	-	5.74%	60 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Up to $14,999 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
RV- New & Used (2020-2025) Loan	-	5.74%	up to 180 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $50,000+ Last Updated 10/28/2026 Rate History No change since Sep 18, 2026 · 5.74% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Boat- Used Loan	-	5.99%	72 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: Up to $20,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Motorcycle- Used Loan	-	5.99%	72 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $15,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 5.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
RV- New & Used (2020-2025) Loan	-	5.99%	up to 180 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $25,000 - $49,999 Last Updated 10/28/2026 Rate History 1 change since Sep 18, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74% Oct 15, 20265.99%▲ from 5.74% Sep 18, 20265.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
RV - Used (2015-2019) Loan	-	6.24%	up to 180 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $50,000+ Last Updated 10/28/2026 Rate History No change since Sep 18, 2026 · 6.24% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
RV- New & Used (2020-2025) Loan	-	6.24%	up to 120 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $10,000 - $24,999 Last Updated 10/28/2026 Rate History No change since Sep 18, 2026 · 6.24% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Motorcycle- New Loan	-	6.49%	84 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $20,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
RV - Used (2015-2019) Loan	-	6.49%	up to 180 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $25,000 - $49,999 Last Updated 10/28/2026 Rate History 1 change since Sep 18, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24% Oct 15, 20266.49%▲ from 6.24% Sep 18, 20266.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Motorcycle- Used Loan	-	6.74%	84 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $20,000 Last Updated 10/28/2026 Rate History No change since Sep 17, 2026 · 6.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
RV - Used (2015-2019) Loan	-	6.74%	up to 120 months
Details As Low As; Automated Payments APR; Minimum Loan Amount: $10,000-$24,999 Last Updated 10/28/2026 Rate History No change since Sep 18, 2026 · 6.74% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%

Freedom Of Maryland Federal Credit Union Credit Card Rates

Product	Rate	APR
Educator Visa	-	7.00%
Details Equals Prime Rate; Based on prime; Credit Card Rates Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 4, 20267.00%▲ from 6.75% Sep 12, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Visa Platinum	-	11.49%
Details As Low As; Based on prime; Credit Card Rates Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 11.24% → 11.49% ▲ 0.25 pts · high 11.49% / low 11.24% Oct 4, 202611.49%▲ from 11.24% Sep 12, 202611.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Visa Platinum Rewards	-	12.99%
Details As Low As; Based on prime; Credit Card Rates Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 12.74% → 12.99% ▲ 0.25 pts · high 12.99% / low 12.74% Oct 4, 202612.99%▲ from 12.74% Sep 12, 202612.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Visa Signature	-	13.49%
Details As Low As; Based on prime; Credit Card Rates Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 13.24% → 13.49% ▲ 0.25 pts · high 13.49% / low 13.24% Oct 4, 202613.49%▲ from 13.24% Sep 12, 202613.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%

Freedom Of Maryland Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Debt Consolidation Loan	4.99%
Details Rate quoted based on 36 month term, borrow $1,000 up to $30,000; 0.25% discount available with e-Statements and automated payments on select loan types Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 4.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Visa Signature	13.49%
Details As Low As; Based on prime; Credit Card Rates Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 13.24% → 13.49% ▲ 0.25 pts · high 13.49% / low 13.24% Oct 4, 202613.49%▲ from 13.24% Sep 12, 202613.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%

Freedom Of Maryland Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Anything Loan (Terms to 60 months)	-	-	4.99%	Up to 60 months
Details Rate quoted based on 36 month term, $500 up to $30,000; 0.25% discount available with e-Statements and automated payments on select loan types Last Updated 10/28/2026 Rate History No change since Sep 20, 2026 · 4.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Variable-Rate Line of Credit	-	-	11.74%
Details Published APR range: 11.74%-18.00%. Variable rate; Based on Prime Rate. Prime rate is 7.00% as of September 17, 2026 Last Updated 10/28/2026 Rate History 1 change since Sep 12, 2026 · 11.49% → 11.74% ▲ 0.25 pts · high 11.74% / low 11.49% Oct 4, 202611.74%▲ from 11.49% Sep 12, 202611.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Empower Checking	-	-	3.00%
Details Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; no maintenance or monthly fees; high dividend rate for enrolled members who meet qualifications each month (see Empower Checking page) Last Updated 10/28/2026 Rate History 2 changes since Sep 12, 2026 · 3.00% → 3.00% ▼ 0.00 pts · high 3.00% / low 0.05% Oct 23, 20263.00%▲ from 0.05% Sep 18, 20260.05%▼ from 3.00% Sep 12, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
First Home Registry	0.10%	-	0.10%
Min Balance $5 Details Minimum $5 daily balance to earn dividends Last Updated 10/28/2026 Rate History No change since Oct 23, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%
Individual Retirement Account (IRA)	0.10%	-	0.10%
Details Rates effective September 25, 2026; Federally insured by NCUA Last Updated 10/28/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.84%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Freedom Of Maryland Federal Credit Union’s Texas Ratio rose from 11.02% in Q3 2023 to 12.84% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$557M	12.84%	5.0	A
March 31, 2026	$564M	11.68%	5.0	A
December 31, 2025	$557M	9.96%	5.0	A
September 30, 2025	$555M	8.78%	5.0	A
June 30, 2025	$570M	11.55%	5.0	A
March 31, 2025	$582M	11.46%	5.0	A
December 31, 2024	$474M	14.74%	5.0	A-
September 30, 2024	$467M	14.71%	5.0	A-
June 30, 2024	$476M	13.54%	5.0	A
March 31, 2024	$462M	10.42%	5.0	A
December 31, 2023	$435M	14.22%	5.0	A-
September 30, 2023	$431M	11.02%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Freedom Of Maryland Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Freedom Of Maryland Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Freedom Of Maryland Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Freedom Of Maryland Federal Credit Union

Website https://www.freedomfcu.org

Address 2019 Emmorton Rd, Bel Air, MD 21015

Phone 410-676-5700

Fax 443-512-8389

President Lisa Ermatinger

CEO Michael MacPherson

Full-Time Employees 119

Part-Time Employees 2

Branch Locations 8

ATM Locations 8

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

12.84%

Return on Assets (ROA)

0.3424%

Return on Equity (ROE)

3.9557%

Non-Performing Loans Ratio (NPL)

1.55%

Total Assets

557,402,880

Total Amount of Shares and Deposits

494,998,142

Total Shares and Deposits < 1 Year

416,605,413

Total Shares and Deposits 1 3 Years

63,590,495

Total Shares and Deposits > 3 Years

14,802,235

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

25,961,611

Total Uninsured Shares and Deposits > $250K (F+J)

25,961,611

Total Insured Shares and Deposits > $250K (item 17 less item K)

469,036,531

Total Interest Expense (Sum of items 6 8)

3,417,122

Share Certificates

2,999

Number of Accounts for Share Drafts

18,506

IRA KEOGH Accounts

1,673

Number of Accounts for Regular Shares

38,064

Money Market Shares

809

Net Income (unless the amount is already included in Undivided Earnings)

1,908,351

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

83,372,927

Total Liabilities

510,148,267

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Freedom Of Maryland Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Freedom Of Maryland Federal Credit Union

Does Freedom Of Maryland Federal Credit Union offer CDs?

Yes. Freedom Of Maryland Federal Credit Union current CD rates include its 12 Month Regular CD at 3.80% APY, its 18 Month Regular CD at 3.80% APY and its 48 Month Regular CD at 3.80% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Freedom Of Maryland Federal Credit Union NCUA insured?

Yes. Freedom Of Maryland Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Freedom Of Maryland Federal Credit Union?

The highest Freedom Of Maryland Federal Credit Union CD rate is its 12 Month Regular CD at 3.80% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Freedom Of Maryland Federal Credit Union offer?

Freedom Of Maryland Federal Credit Union CD rates are 3.80% APY for a 12 month CD, 3.80% APY for an 18 month CD, 3.60% APY for a 2 year CD, 3.80% APY for a 4 year CD, 3.80% APY for a 55 month CD and 3.80% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Freedom Of Maryland Federal Credit Union for its full lineup.

What is the highest savings rate at Freedom Of Maryland Federal Credit Union?

The highest Freedom Of Maryland Federal Credit Union savings rate is its Journey Youth Savings at 3.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at Freedom Of Maryland Federal Credit Union?

The highest Freedom Of Maryland Federal Credit Union money market rate is its Money Market/Money Market IRA at 0.95% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Freedom Of Maryland Federal Credit Union?

The highest Freedom Of Maryland Federal Credit Union checking rate is its Empower Checking at 3.00% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest auto loan rate at Freedom Of Maryland Federal Credit Union?

The lowest Freedom Of Maryland Federal Credit Union auto loan rate is its Auto- New at 5.94% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Freedom Of Maryland Federal Credit Union?

The lowest Freedom Of Maryland Federal Credit Union personal loan rate is its Visa Signature at 13.49% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at Freedom Of Maryland Federal Credit Union?

The lowest Freedom Of Maryland Federal Credit Union credit card APR is its Educator Visa Credit Card at 7.00% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Freedom Of Maryland Federal Credit Union operate?

Freedom Of Maryland Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Freedom Of Maryland Federal Credit Union?

Yes, to access services at Freedom Of Maryland Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Freedom Of Maryland Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Freedom Of Maryland Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Freedom Of Maryland Federal Credit Union offer online and mobile banking?

Most modern institutions like Freedom Of Maryland Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.freedomfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Freedom Of Maryland Federal Credit Union rates compare?

Freedom Of Maryland Federal Credit Union's CD rates are 30% higher than the MonitorBankRates national average, and it has an A health rating. Freedom Of Maryland Federal Credit Union's top rates are its 12 Month Regular CD at 3.80% APY, its Journey Youth Savings at 3.00% APY, its Money Market/Money Market IRA at 0.95% APY, its Empower Checking at 3.00% APY, its Debt Consolidation Loan at 4.99% APR and its Educator Visa Credit Card at 7.00% APR, verified by MonitorBankRates on October 28, 2026.

Current Freedom Of Maryland Federal Credit Union Rates

12-Month CD3.80%
18-Month CD3.80%
24-Month CD3.60%
60-Month CD3.80%
Savings3.00%
MMA0.95%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Freedom Of Maryland Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Freedom Of Maryland Federal Credit Union Texas Ratio

Freedom Of Maryland Federal Credit Union Health Trend

Freedom Of Maryland Federal Credit Union CD Rates

Freedom Of Maryland Federal Credit Union Savings Rates

Freedom Of Maryland Federal Credit Union Money Market Rates

Freedom Of Maryland Federal Credit Union Checking Rates

Freedom Of Maryland Federal Credit Union Home Equity & HELOC

Freedom Of Maryland Federal Credit Union Auto Loan Rates

Freedom Of Maryland Federal Credit Union RV, Boat and Powersport Loan Rates

Freedom Of Maryland Federal Credit Union Credit Card Rates

Freedom Of Maryland Federal Credit Union Personal Loan Rates

Freedom Of Maryland Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Freedom Of Maryland Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Freedom Of Maryland Federal Credit Union

Does Freedom Of Maryland Federal Credit Union offer CDs?

Are CDs from Freedom Of Maryland Federal Credit Union NCUA insured?

What is the highest CD rate at Freedom Of Maryland Federal Credit Union?

What CD terms does Freedom Of Maryland Federal Credit Union offer?

What is the highest savings rate at Freedom Of Maryland Federal Credit Union?

What is the highest money market rate at Freedom Of Maryland Federal Credit Union?

What is the highest checking rate at Freedom Of Maryland Federal Credit Union?

What is the lowest auto loan rate at Freedom Of Maryland Federal Credit Union?

What is the lowest personal loan rate at Freedom Of Maryland Federal Credit Union?

What is the lowest credit card APR at Freedom Of Maryland Federal Credit Union?

How many branches does Freedom Of Maryland Federal Credit Union operate?

Is a member application needed to join Freedom Of Maryland Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Freedom Of Maryland Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Freedom Of Maryland Federal Credit Union rates compare?

Current Freedom Of Maryland Federal Credit Union Rates

Compare to Other Credit Unions