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Peoples First Savings Bank Rates & Review April 2026

Peoples First Savings Bank's 6-Month Certificate of Deposit Special rates are at 3.75%, 84-Months 73 to 84-Month Certificate rates are at 0.95%, 72-Months 60 to 72-Month Certificate rates are at 0.85%, 59-Months 48 to 59-Month Certificate rates are at 0.75%, 47-Months 36 to 47-Month Certificate rates are at 0.65%. Peoples First Savings Bank's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Peoples First Savings Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

Peoples First Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples First Savings Bank? Share your experience about Peoples First Savings Bank by leaving a review below, or read customer reviews before you decide to use Peoples First Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Peoples First Savings Bank
225 Reading Rd
Mason, OH 45040
https://www.peoplesfirstohio.com
Member FDIC

Peoples First Savings Bank CD Rates

Product Rate APY Term View More
6 month Certificate of Deposit Special - 3.75% 6
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
73 to 84 month Certificate 0.95% 0.95% 84 Months
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 to 72 month Certificate 0.85% 0.85% 72 Months
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 to 59 month Certificate 0.75% 0.75% 59 Months
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 to 47 month Certificate 0.65% 0.65% 47 Months
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 to 35 month Certificate 0.50% 0.50% 35 Months
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 to 23 month Certificate 0.30% 0.30% 23 Months
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Short Term Certificate 14 to 90 days 0.25% 0.25%
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Short Term Certificate 182 to 364 0.25% 0.25%
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Short Term Certificate 91 to 181 days 0.25% 0.25%
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Peoples First Savings Bank Savings Rates

Product Rate APY View More
First Savings (Minor Account) 0.75% 0.75%
Min Deposit $20
Min Balance $0
Details $0.01 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings 0.50% 0.50%
Min Deposit $50
Min Balance $10,000
Details $0.01 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.30% 0.30%
Min Deposit $100
Min Balance $100,000
Details $100.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Christmas Club (matures in October) 0.25% 0.25%
Min Deposit $5
Details Christmas Club matures in October
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings 0.25% 0.25%
Min Deposit $50
Min Balance $2,500
Details $0.01 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.20% 0.20%
Min Deposit $100
Min Balance $50,000
Details $100.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.15% 0.15%
Min Deposit $100
Min Balance $10,000
Details $100.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings 0.10% 0.10%
Min Deposit $50
Min Balance $0
Details $0.01 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.10% 0.10%
Min Deposit $100
Min Balance $100
Details $100.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Statement Savings 0.10% 0.10%
Min Deposit $100
Min Balance $100
Details $100.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Peoples First Savings Bank Money Market Rates

Product Rate APY View More
Money Market Savings 0.30% 0.30%
Min Deposit $100
Min Balance $100,000
Details $100.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.20% 0.20%
Min Deposit $100
Min Balance $50,000
Details $100.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.15% 0.15%
Min Deposit $100
Min Balance $10,000
Details $100.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings 0.10% 0.10%
Min Deposit $100
Min Balance $100
Details $100.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Peoples First Savings Bank Checking Rates

Product Rate APY View More
Business Checkingplus & up 0.30% 0.30%
Min Deposit $50
Min Balance $100,000
Details $100,000.00; $1,000.00 Daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum checking account options 0.30% 0.30%
Min Deposit $50
Min Balance $100,000
Details $10,000.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Plus Checking 0.25% 0.25%
Min Deposit $50
Min Balance $100,000
Details $500.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Checkingplus 0.20% 0.20%
Min Deposit $50
Min Balance $50,000
Details $50,000.00 - $99,999.99; $1,000.00 Daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum checking account options 0.20% 0.20%
Min Deposit $50
Min Balance $50,000
Details $10,000.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum checking account options 0.15% 0.15%
Min Deposit $50
Min Balance $10,000
Details $10,000.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Checkingplus 0.10% 0.10%
Min Deposit $50
Min Balance $10,000
Details $10,000.00 - $49,999.99; $1,000.00 Daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Plus Checking 0.10% 0.10%
Min Deposit $50
Min Balance $10,000
Details $500.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Checkingplus 0.05% 0.05%
Min Deposit $50
Min Balance $1,000
Details $1,000.00 - $9,999.99; $1,000.00 Daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Gold Checking 0.05% 0.05%
Min Deposit $50
Min Balance $1,500
Details 0.25% if Relationship Pricing Qualifications are met
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Plus Checking 0.05% 0.05%
Min Deposit $50
Min Balance $500
Details $500.00 daily minimum to earn interest
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples First Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples First Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples First Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples First Savings Bank
FDIC Certificate # 30688
Address 225 Reading Rd, Mason, OH 45040  ·  Warren
Established 01/01/1909
FDIC Insurance Date 08/09/1989
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4102%
Return on Equity (ROE) 4.3100%
Non-Performing Loans (NPL) 0.00%
Total Assets $105,299,000
Total Deposits $86,245,000
Equity Capital $9,914,000
Net Income $469,000
Headquarters Mason
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Peoples First Savings Bank

Is Peoples First Savings Bank a safe place to deposit money?

Yes, Peoples First Savings Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Peoples First Savings Bank operate?

Peoples First Savings Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples First Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples First Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Peoples First Savings Bank offer online and mobile banking?

Most modern institutions like Peoples First Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesfirstohio.com.

Current Peoples First Savings Bank Rates

  • 24-Month CD0.30%
  • 36-Month CD0.50%
  • 48-Month CD0.65%
  • 60-Month CD0.75%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.