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Peoples First Savings Bank

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Peoples First Savings Bank Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples First Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 16, 2026

Peoples First Savings Bank's 6-Month Certificate of Deposit Special rates are at 3.75%. MonitorBankRates evaluates the financial stability of Peoples First Savings Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/16/2026.

Peoples First Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples First Savings Bank? Share your experience about Peoples First Savings Bank by leaving a review below, or read customer reviews before you decide to use Peoples First Savings Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Peoples First Savings Bank

225 Reading Rd
Mason, OH 45040

https://www.peoplesfirstohio.com

Peoples First Savings Bank CD Rates

Product	Rate	APY	Term	View More
6 month Certificate of Deposit Special	-	3.75%	6
No additional details. Last Updated 04/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples First Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples First Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples First Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples First Savings Bank

FDIC Certificate # 30688

Address 225 Reading Rd, Mason, OH 45040 · Warren

Website https://www.peoplesfirstohio.com

Established 01/01/1909

FDIC Insurance Date 08/09/1989

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4102%

Return on Equity (ROE) 4.3100%

Non-Performing Loans (NPL) 0.00%

Total Assets $105,299,000

Total Deposits $86,245,000

Equity Capital $9,914,000

Net Income $469,000

Headquarters Mason

Total Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Peoples First Savings Bank

Is Peoples First Savings Bank a safe place to deposit money?

Yes, Peoples First Savings Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Peoples First Savings Bank operate?

Peoples First Savings Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples First Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples First Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Peoples First Savings Bank offer online and mobile banking?

Most modern institutions like Peoples First Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesfirstohio.com.