NCB North Cambridge Coopertive Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 4.00% and 3-month CD rates at 3.75%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.65%. Credit Card rates are at 15.99%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. NCB North Cambridge Coopertive Bank's 12-Month CD rates are at 3.60%, 60-Month CD rates are at 2.00%, 36-Month CD rates are at 2.00%, 24-Month CD rates are at 2.00%. NCB North Cambridge Coopertive Bank's savings rates are at 0.05%. NCB North Cambridge Coopertive Bank's money market rates are at 0.10%. NCB North Cambridge Coopertive Bank's 30-Year Fixed rates are at 7.00%, 7/1 ARM rates are at 6.50%, 5/1 ARM rates are at 6.50%, 20-Year Fixed rates are at 6.50%, 3/1 ARM rates are at 6.38%.

NCB North Cambridge Coopertive Bank

To see how these rates compare to NCB North Cambridge Coopertive Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from NCB North Cambridge Coopertive Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with NCB North Cambridge Coopertive Bank CD rates. You can also compare NCB North Cambridge Coopertive Bank savings rates, MMA rates and mortgage rates using our other rate lists.

NCB North Cambridge Coopertive Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NCB North Cambridge Coopertive Bank? Share your experience about NCB North Cambridge Coopertive Bank by leaving a review below, or read customer reviews before you decide to use NCB North Cambridge Coopertive Bank.

NCB North Cambridge Coopertive Bank Texas Ratio

NCB North Cambridge Coopertive Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for NCB North Cambridge Coopertive Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, NCB North Cambridge Coopertive Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.60%

2.52%

18-Month CD

N/A

2.27%

24-Month CD

2.00%

2.26%

36-Month CD

2.00%

2.19%

48-Month CD

N/A

2.14%

60-Month CD

2.00%

2.29%

Savings

0.05%

0.63%

MMA

0.10%

0.88%

30-Year Fixed

7.01%

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

NCB North Cambridge Coopertive Bank

2360 Massachusetts Ave
Cambridge, MA 02140

https://www.asknccb.com/

MonitorBankRates' Rating

5/5

★★★★★

Review NCB North Cambridge Coopertive Bank

NCB North Cambridge Coopertive Bank CD Rates and Interest Rates

NCB North Cambridge Coopertive Bank

12-Month CD

3.60%

$1,000

NCB North Cambridge Coopertive Bank

60-Month CD

2.00%

$1,000

NCB North Cambridge Coopertive Bank

36-Month CD

2.00%

$1,000

NCB North Cambridge Coopertive Bank

24-Month CD

2.00%

$1,000

NCB North Cambridge Coopertive Bank

Money Market

0.10%

$2,500

NCB North Cambridge Coopertive Bank

Passbook Savings

0.05%

$10

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

NCB North Cambridge Coopertive Bank Mortgage Rates

NCB North Cambridge Coopertive Bank

15-Year Fixed

6.000%

6.017%

0.000

NCB North Cambridge Coopertive Bank

3/1 ARM

6.375%

6.500%

0.000

NCB North Cambridge Coopertive Bank

20-Year Fixed

6.500%

6.513%

0.000

NCB North Cambridge Coopertive Bank

7/1 ARM

6.500%

6.750%

0.000

NCB North Cambridge Coopertive Bank

5/1 ARM

6.500%

6.750%

0.000

NCB North Cambridge Coopertive Bank

30-Year Fixed

7.000%

7.010%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare NCB North Cambridge Coopertive Bank Rates with Other Competitive Bank and Credit Union Rates

Kendall Bank

24-Month CD

4.65%

$1,000

EagleBank

18-Month CD

4.40%

$1,000

First FSB of Mascoutah

72-Month CD

4.32%

$1,000

First Bank of the Lake

18-Month CD

4.30%

$1,000

Genesis Bank

60-Month CD

4.00%

$1,000

My eBanc, a division of Bradesco Bank

eRelationship Savings

3.90%

$25,000

Manasquan Bank

18-Month CD

3.85%

$500

Pacific Crest SB

36-Month CD

3.80%

$2,000

The Bank of Tescott

36-Month CD

3.60%

$1,000

Community Commerce Bank

36-Month CD

3.56%

$10,000

Finworth

36-Month CD

3.30%

$50,000

Fayette Savings Bank, SSB

18-Month CD

3.30%

$1,000

Putnam County State Bank

36-Month CD

3.30%

$500

Agility Bank

60-Month CD

3.29%

$1,000

Farmers State Bank Yale, IA

60-Month CD

3.14%

$500

PSB of Rhineland

18-Month CD

3.09%

$1,000

Sloan State Bank

60-Month CD

3.03%

$5,000

Pioneer Bank Mapleton, MN

48-Month CD

3.00%

$500

Crest Savings Bank

36-Month CD

3.00%

$500

Heritage Bank N.A.

60-Month CD

2.95%

$75,000

PCB Pendleton Bank

Investment Plus Money Market

2.65%

$25,000

Foresight Bank

Money Market

2.53%

$100

Campbell & Fetter Bank

36-Month CD

2.52%

$1,000

QNB Bank

18-Month CD

2.50%

$500

FCNB of St. Paris

18-Month CD

2.43%

$1,000

1st University Credit Union

48-Month CD

2.02%

$1,000

Montgomery Bank

eBlue Savings

2.01%

Addition Financial Credit Union

Growth+ Money Market

1.51%

$10,000

Stock Exchange Bank, Caldwell, KS

6-Month CD

1.50%

$500

Parkway Bank and Trust Company

48-Month CD

1.05%

$1,000

Port Richmond Savings

Passbook Savings

1.00%

$25

Citizens State Bank Hudson, WI

Citizens Select Money Market

0.76%

Marion State Bank Marion, TX

Money Market

0.65%

$2,500

The Wilmington Savings Bank

48-Month CD

0.60%

$500

Iowa Falls State Bank

Premium Checking

0.50%

$1,000

Peoples State Bank Ellettsville, IN

3-Month CD

0.50%

$500

State Bank of the Lakes

12-Month CD

0.50%

$1,000

USB Union Savings Bank

24-Month CD

0.40%

$1,000

Century Bank of Florida

36-Month CD

0.30%

$500

First Piedmont Federal S&L of Gaffney

48-Month CD

0.30%

$1,000

Alliance Community Bank

Money Market

0.25%

$2,500

United Minnesota Bank

Savings

0.20%

$50

Peoples Trust Co. of St. Albans

Coach Club Savings

0.10%

Genoa Banking Company

Statement Savings

0.10%

$200

Bank of New Hampshire

6-Month CD

0.10%

$500

Whatcom Educational Credit Union

Regular Savings

0.10%

Five Star Credit Union

Savings

0.05%

Chelsea Groton Bank

6-Month CD

0.05%

$500

F&M Bank Upperco, MD

NOW Checking

0.03%

$600

First Federal S&L of Van Wert

NOW Checking

0.01%

$500

Disclaimer

NCB North Cambridge Coopertive Bank Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.494%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.500%

5.658%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.500%

5.728%

1.125

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.500%

5.759%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.750%

5.776%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

Disclaimer

NCB North Cambridge Coopertive Bank Information

NCB North Cambridge Coopertive Bank

2360 Massachusetts Ave
Cambridge, MA 02140
Middlesex
Established Date: 01/01/1912
FDIC Certificate #: 26567
Date of FDIC Deposit Insurance: 08/09/1989

How Many Domestic U.S. Offices? 1

How Many Branches are There? 1

Website: https://www.asknccb.com/

Is NCB North Cambridge Coopertive Bank FDIC Insured? Yes

What is NCB North Cambridge Coopertive Bank's Cert number? 26567

What is the maximum amount for insured deposits? $250,000 per holder, per account

NCB North Cambridge Coopertive Bank Financials

Total Assets:

$84,253,000

Total Deposits:

$60,304,000

Equity Capital:

$23,100,000

Domestic Deposits:

$60,304,000

Net Income:

$194,000

Return on Assets:

0.4666%

Quarterly Return on Assets:

0.9200%

Pretax Return on Assets:

1.2554%

Pretax Quarterly Return on Assets:

1.2600%

Return on Equity:

1.8300%

Quarterly Return on Equity:

3.3900%

Common Equity Tier 1 Capital Ratio:

58.2182%

Tier 1 Risk-Based Capital Ratio:

58.2182%

Leverage Tier 1 (Core Capital) Ratio:

26.1145%

Total Risk-Based Capital Ratio (YTD):

59.4740%

Total Interest Income (YTD):

3.9353%

Headquarters:

Cambridge

FDIC Field Office:

North Boston

Regulator:

FDIC

County:

Middlesex

# of Offices:

Metropolitan Statistical Area (MSA):

Boston-Cambridge-Newton, MA-NH

Consolidated Metropolitan Statistical Area (CMSA):

Boston-Worcester-Lawrence, MA-NH-ME-CT

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Best CD Rates

The current economic crunch is changing the savings habits of the average American. Certificate of deposit rates have been coming down, but the U.S. savings rate has been going up. The savings rate is now 3.6%, up from 2.8% in November last year. While one year certificate of deposit rates are averaging a low of about 2.0%, a year ago you could find one year certificate of deposit rates of up to 5.0%.

Long Term Mortgage Rates and Refinance Rates Mostly Higher: Average 30 Year Mortgage Rates and Refinance Rates at 4.77%

Long term mortgage rates are mostly higher this week except for 30 year jumbo mortgage rates and jumbo refinance rates. Shorter term adjustable mortgage rates are also higher. 30 year conforming mortgage rates and refinance rates today are averaging 4.77 percent, up from last week’s average 30 year home loan rates and refi rate of 4.74 percent. Average 30 year mortgage loan rates and mortgage refinancing rates in South Carolina are lower than the national average 30 year rate. Current 30 year interest rates in SC are averaging 4.72 percent.

Home Equity Loan

A home equity loan is a fixed-rate loan with a fixed payment schedule based on the available equity in your home. You receive your loan money all at once and then pay it back in predictable, fixed monthly payments.