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Peoples Security Bank Rates & Review November 2026

Q: What are the current interest rates at Peoples Security Bank?

Current rates for Peoples Security Bank include: 12-Month CD: 1.60%, 18-Month CD: 1.24%, 24-Month CD: 1.15%, 36-Month CD: 1.10%, 48-Month CD: 1.05%, 60-Month CD: 1.00%, Savings: 3.00%, MMA: 3.25%

Q: What CD terms does Peoples Security Bank offer?

Peoples Security Bank CD rates are 3.85% APY for a 6 month CD, 3.85% APY for a 9 month CD, 3.85% APY for a 12 month CD, 4.00% APY for an 18 month CD, 4.00% APY for a 2 year CD, 1.10% APY for a 3 year CD, 1.05% APY for a 4 year CD and 1.00% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Peoples Security Bank for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 5, 2026

Peoples Security Bank's CD - 18-Month Pick Your Term rates are at 4.00%, CD - 24-Month Pick Your Term rates are at 4.00%, CD - 12-Month Pick Your Term rates are at 3.85%, CD - 6-Month Pick Your Term rates are at 3.85%, CD - 9-Month Pick Your Term rates are at 3.85%. Peoples Security Bank's savings rates are at 3.00%. Peoples Security Bank's money market rates are at 3.25%. Peoples Security Bank's checking rates are as high as 5.00%. Peoples Security Bank's 15 Year Fixed Rate rates are at 6.875%, 30 Year Fixed Rate rates are at 7.375%. Peoples Security Bank's Personal Loan Rates are as low as 9.732%. Peoples Security Bank's top CD rate of 4.00% APY on an 18 month CD is 36% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Peoples Security Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.51%. Rates last updated and verified on 11/05/2026.

Peoples Security Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Security Bank? Share your experience about Peoples Security Bank by leaving a review below, or read customer reviews before you decide to use Peoples Security Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.51%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Peoples Security Bank and Trust Company

100 S Blakely St
Dunmore, PA 18512

https://www.psbt.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Peoples Security Bank CD Rates

Product	Rate	APY	Term	Min. Deposit
CD - 18-Month Pick Your Term	3.94%	4.00%	18 Months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Balance Required to Obtain APY: $5,000 or more Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 24-Month Pick Your Term	3.94%	4.00%	24 Months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Balance Required to Obtain APY: $5,000 or more Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 12-Month Pick Your Term	3.80%	3.85%	12 Months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Balance Required to Obtain APY: $5,000 or more Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 6-Month Pick Your Term	3.80%	3.85%	6 Months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Balance Required to Obtain APY: $5,000 or more Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 9-Month Pick Your Term	3.80%	3.85%	9 Months	$5,000
Min Deposit $5,000 Min Balance $5,000 Details Balance Required to Obtain APY: $5,000 or more Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12-Month Relationship IRA/Roth	3.26%	3.30%	12 months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 3.30% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 12-Month Relationship	3.26%	3.30%	12 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 6-Month Relationship	3.26%	3.30%	6 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 9-Month Relationship	3.26%	3.30%	9 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12-Month Relationship IRA/Roth	3.06%	3.10%	12 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 3.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 12-Month Relationship	3.06%	3.10%	12 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 6-Month Relationship	3.06%	3.10%	6 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 9-Month Relationship	3.06%	3.10%	9 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12-Month Relationship IRA/Roth	2.92%	2.95%	12 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.95% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 12-Month Relationship	2.92%	2.95%	12 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.95% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 6-Month Relationship	2.92%	2.95%	6 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.95% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 9-Month Relationship	2.92%	2.95%	9 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.95% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 9-month	2.87%	2.90%	9 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.90% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12-Month IRA/Roth	2.72%	2.75%	12 months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 12-month	2.72%	2.75%	12 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 6-month	2.67%	2.70%	6 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 9-month	2.67%	2.70%	9 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12-Month IRA/Roth	2.53%	2.55%	12 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.55% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 12-month	2.53%	2.55%	12 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.55% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12-Month Relationship IRA/Roth	2.48%	2.50%	12 months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 12-Month Relationship	2.48%	2.50%	12 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 6-Month Relationship	2.48%	2.50%	6 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 9-Month Relationship	2.48%	2.50%	9 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12-Month IRA/Roth	2.38%	2.40%	12 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 12-month	2.38%	2.40%	12 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 6-month	2.28%	2.30%	6 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 18-Month Relationship	1.99%	2.00%	18 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 9-month	1.94%	1.95%	9 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.95% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24-Month Relationship IRA/Roth	1.89%	1.90%	24 months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.90% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 18-Month Relationship	1.89%	1.90%	18 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 24-Month Relationship	1.89%	1.90%	24 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 6-month	1.89%	1.90%	6 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.90% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 36-Month Relationship	1.84%	1.85%	36 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24-Month Relationship IRA/Roth	1.79%	1.80%	24 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
48-Month Relationship IRA/Roth	1.79%	1.80%	48 months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 24-Month Relationship	1.79%	1.80%	24 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 48-Month Relationship	1.79%	1.80%	48 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
60-Month Relationship IRA/Roth	1.74%	1.75%	60 months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 18-Month Relationship	1.74%	1.75%	18 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 60-Month Relationship	1.74%	1.75%	60 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 9-month	1.74%	1.75%	9 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 18-month	1.73%	1.74%	18 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.74% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 3-Month Relationship	1.73%	1.74%	3 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.74% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 36-Month Relationship	1.69%	1.70%	36 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24-Month IRA/Roth	1.64%	1.65%	24 months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.65% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24-Month Relationship IRA/Roth	1.64%	1.65%	24 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.65% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
48-Month Relationship IRA/Roth	1.64%	1.65%	48 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.65% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 24-Month Relationship	1.64%	1.65%	24 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 24-month	1.64%	1.65%	24 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 48-Month Relationship	1.64%	1.65%	48 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 18-month	1.63%	1.64%	18 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.64% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
12-Month IRA/Roth	1.59%	1.60%	12 months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
60-Month Relationship IRA/Roth	1.59%	1.60%	60 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 12-month	1.59%	1.60%	12 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 36-Month Relationship	1.59%	1.60%	36 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 36-month	1.59%	1.60%	36 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 60-Month Relationship	1.59%	1.60%	60 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24-Month IRA/Roth	1.54%	1.55%	24 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
48-Month IRA/Roth	1.54%	1.55%	48 months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
48-Month Relationship IRA/Roth	1.54%	1.55%	48 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 24-month	1.54%	1.55%	24 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 48-Month Relationship	1.54%	1.55%	48 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 48-month	1.54%	1.55%	48 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 6-month	1.53%	1.54%	6 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.54% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
60-Month IRA/Roth	1.49%	1.50%	60 months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
60-Month Relationship IRA/Roth	1.49%	1.50%	60 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 18-Month Relationship	1.49%	1.50%	18 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 3-Month Relationship	1.49%	1.50%	3 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 60-Month Relationship	1.49%	1.50%	60 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 60-month	1.49%	1.50%	60 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 18-month	1.48%	1.49%	18 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.49% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 36-month	1.44%	1.45%	36 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.45% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24-Month IRA/Roth	1.39%	1.40%	24 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24-Month Relationship IRA/Roth	1.39%	1.40%	24 months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
48-Month IRA/Roth	1.39%	1.40%	48 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 24-Month Relationship	1.39%	1.40%	24 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 24-month	1.39%	1.40%	24 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 48-month	1.39%	1.40%	48 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
60-Month IRA/Roth	1.34%	1.35%	60 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 36-Month Relationship	1.34%	1.35%	36 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 36-month	1.34%	1.35%	36 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 60-month	1.34%	1.35%	60 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
48-Month IRA/Roth	1.29%	1.30%	48 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
48-Month Relationship IRA/Roth	1.29%	1.30%	48 months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 48-Month Relationship	1.29%	1.30%	48 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 48-month	1.29%	1.30%	48 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
60-Month IRA/Roth	1.24%	1.25%	60 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
60-Month Relationship IRA/Roth	1.24%	1.25%	60 months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 3-Month Relationship	1.24%	1.25%	3 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 60-Month Relationship	1.24%	1.25%	60 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 60-month	1.24%	1.25%	60 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 18-month	1.23%	1.24%	18 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.24% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 3-month	1.23%	1.24%	3 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.24% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
24-Month IRA/Roth	1.15%	1.15%	24 months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.15% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 24-month	1.15%	1.15%	24 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 36-month	1.10%	1.10%	36 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
48-Month IRA/Roth	1.05%	1.05%	48 months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 48-month	1.05%	1.05%	48 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
60-Month IRA/Roth	1.00%	1.00%	60 months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $49,999 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 3-Month Relationship	1.00%	1.00%	3 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 3-month	1.00%	1.00%	3 Months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 60-month	1.00%	1.00%	60 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 3-month	0.75%	0.75%	3 Months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
CD - 3-month	0.50%	0.50%	3 Months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Savings Rates

Product	Rate	APY
MaxEarnings Saver	2.96%	3.00%
Min Deposit $25 Min Balance $0 Details Balance: $0.01 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
MaxEarnings Saver	-	3.00%
Min Deposit $25 Min Balance $100 Details Up to 3.00% APY; Earn more when you link MaxEarnings Checking; Best for existing PSBT customers Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Online Savings	2.97%	3.00%
Min Deposit $25 Details Balance: no minimum Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Online Savings	-	3.00%
Min Deposit $25 Min Balance $100 Details Open Online; Premium rate available online only; Best for savers who don't need branch access Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Everyday Saver	0.20%	0.20%
Min Deposit $25 Min Balance $100,000 Details Balance: $100,000.00 or more Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Everyday Saver	0.15%	0.15%
Min Deposit $25 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Everyday Saver	0.05%	0.05%
Min Deposit $25 Min Balance $0 Details Balance: $0.01 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Student Saver	0.05%	0.05%
Min Deposit $25 Details Balance: no minimum Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Anytime Savers Club	0.03%	0.03%
Min Deposit $10 Details Balance: no minimum Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.03% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Business Savings Rates

Product	Rate	APY
Business Savings	0.20%	0.20%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000.00 or more Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Savings	0.15%	0.15%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Savings	0.05%	0.05%
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Money Market Rates

Product	Rate	APY
Personal Relationship Money Market	2.11%	2.13%
Min Balance $5,000,000 Details Balance: $5,000,000.00 or more Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.13% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Relationship Money Market	1.29%	1.30%
Min Balance $1,000,000 Details Balance: $1,000,000.00 - $4,999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Relationship Money Market	1.07%	1.08%
Min Balance $250,000 Details Balance: $250,000.00 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.08% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Relationship Money Market	0.65%	0.65%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Relationship Money Market	0.50%	0.50%
Min Balance $2,500 Details Balance: $2,500.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Money Market	0.45%	0.45%
Min Balance $5,000,000 Details Balance: $5,000,000.00 or more Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Money Market	0.30%	0.30%
Min Balance $1,000,000 Details Balance: $1,000,000.00 - $4,999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Money Market	0.15%	0.15%
Min Balance $250,000 Details Balance: $250,000.00 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Money Market	0.10%	0.10%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.00 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Money Market	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Business Money Market Rates

Product	Rate	APY
Business Relationship Money Market	3.20%	3.25%
Min Balance $5,000,000 Details Balance: $5,000,000.00 or more Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Relationship Money Market	2.47%	2.50%
Min Balance $1,000,000 Details Balance: $1,000,000.00 - $4,999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Money Market	2.11%	2.13%
Min Balance $5,000,000 Details Balance: $5,000,000.00 or more Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 2.13% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Money Market	1.44%	1.45%
Min Balance $1,000,000 Details Balance: $1,000,000.00 - $4,999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.45% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Relationship Money Market	1.00%	1.00%
Min Balance $250,000 Details Balance: $250,000.00 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Money Market	0.75%	0.75%
Min Balance $250,000 Details Balance: $250,000.00 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Relationship Money Market	0.60%	0.60%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Money Market	0.50%	0.50%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Relationship Money Market	0.25%	0.25%
Min Balance $2,500 Details Balance: $2,500.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Business Money Market	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Checking Rates

Product	Rate	APY
MaxEarnings Checking	4.89%	5.00%
Min Deposit $25 Min Balance $0 Details Qualifying balance up to $10,000.00 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Interest Checking	0.05%	0.05%
Min Deposit $25 Min Balance $0 Details Balance: $0.01 or more Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Business Checking Rates

Product	Rate	APY	View More
Micro Business MaxEarnings Checking	4.89%	5.00%
Min Deposit $25 Min Balance $0 Details Qualifying balance up to $5,000.00 Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Mortgage Rates

Product	Rate	Points	APR
15 Year Fixed Rate	6.875%	0.000%	6.893%
Details Today's Mortgage Rates; Apply Now Last Updated 11/05/2026 Rate History 1 change since Oct 7, 2026 · 7.14% → 6.89% ▼ 0.25 pts · high 7.14% / low 6.89% Oct 31, 20266.89%▼ from 7.14% Oct 7, 20267.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
30 Year Fixed Rate	7.375%	0.000%	7.412%
Details Today's Mortgage Rates; Apply Now Last Updated 11/05/2026 Rate History 1 change since Oct 7, 2026 · 7.91% → 7.41% ▼ 0.50 pts · high 7.91% / low 7.41% Oct 31, 20267.41%▼ from 7.91% Oct 7, 20267.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Home Equity & HELOC

Product	Rate	Points	APR
Select LOC Interest (Home Equity Line of Credit)	7.00%	0.000%	7.00%
Details Home equity line of credit (HELOC); Today's Home Equity Rates Last Updated 11/05/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 18, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Select LOC P&I (Home Equity Line of Credit)	7.00%	0.000%	7.00%
Details Home equity line of credit (HELOC); Today's Home Equity Rates Last Updated 11/05/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 18, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Auto Loan Rates

Product	Rate	Points	APR	Term
New Car Loan	5.84%	-	6.038%	Up to 63 Months
Details Model Year: 2026-2025 Last Updated 11/05/2026 Rate History 1 change since Sep 14, 2026 · 6.19% → 6.04% ▼ 0.15 pts · high 6.19% / low 6.04% Oct 20, 20266.04%▼ from 6.19% Sep 14, 20266.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Car Loans	5.84%	-	6.038%	Up to 63 Months
Details Model Year: 2025-2024 Last Updated 11/05/2026 Rate History 3 changes since Sep 14, 2026 · 6.19% → 6.04% ▼ 0.15 pts · high 6.19% / low 6.04% Oct 20, 20266.04%▼ from 6.19% Oct 14, 20266.19%▲ from 6.04% Oct 7, 20266.04%▼ from 6.19% Sep 14, 20266.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Car Loans	5.94%	-	6.138%	Up to 63 Months
Details Model Year: 2023 Last Updated 11/05/2026 Rate History 3 changes since Sep 14, 2026 · 6.29% → 6.14% ▼ 0.15 pts · high 6.29% / low 6.14% Oct 20, 20266.14%▼ from 6.29% Oct 14, 20266.29%▲ from 6.14% Oct 7, 20266.14%▼ from 6.29% Sep 14, 20266.29%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
New Car Loan	6.09%	-	6.257%	64-75 Months
Details Model Year: 2026-2025 Last Updated 11/05/2026 Rate History 1 change since Sep 14, 2026 · 6.41% → 6.26% ▼ 0.15 pts · high 6.41% / low 6.26% Oct 20, 20266.26%▼ from 6.41% Sep 14, 20266.41%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Car Loans	6.09%	-	6.257%	64-75 Months
Details Model Year: 2025-2024 Last Updated 11/05/2026 Rate History 3 changes since Sep 14, 2026 · 6.41% → 6.26% ▼ 0.15 pts · high 6.41% / low 6.26% Oct 20, 20266.26%▼ from 6.41% Oct 14, 20266.41%▲ from 6.26% Oct 7, 20266.26%▼ from 6.41% Sep 14, 20266.41%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Car Loans	6.14%	-	6.339%	Up to 63 Months
Details Model Year: 2022 Last Updated 11/05/2026 Rate History 3 changes since Sep 14, 2026 · 6.49% → 6.34% ▼ 0.15 pts · high 6.49% / low 6.34% Oct 20, 20266.34%▼ from 6.49% Oct 14, 20266.49%▲ from 6.34% Oct 7, 20266.34%▼ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Car Loans	6.19%	-	6.358%	64-75 Months
Details Model Year: 2023 Last Updated 11/05/2026 Rate History 3 changes since Sep 14, 2026 · 6.51% → 6.36% ▼ 0.15 pts · high 6.51% / low 6.36% Oct 20, 20266.36%▼ from 6.51% Oct 14, 20266.51%▲ from 6.36% Oct 7, 20266.36%▼ from 6.51% Sep 14, 20266.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Car Loans	6.44%	-	6.609%	64-75 Months
Details Model Year: 2022 Last Updated 11/05/2026 Rate History 3 changes since Sep 14, 2026 · 6.76% → 6.61% ▼ 0.15 pts · high 6.76% / low 6.61% Oct 20, 20266.61%▼ from 6.76% Oct 14, 20266.76%▲ from 6.61% Oct 7, 20266.61%▼ from 6.76% Sep 14, 20266.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
New Car Loan	6.59%	-	6.741%	76-84 Months
Details Model Year: 2026-2025 Last Updated 11/05/2026 Rate History 1 change since Sep 14, 2026 · 6.89% → 6.74% ▼ 0.15 pts · high 6.89% / low 6.74% Oct 20, 20266.74%▼ from 6.89% Sep 14, 20266.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Car Loans	6.59%	-	6.741%	76-84 Months
Details Model Year: 2025-2024 Last Updated 11/05/2026 Rate History 3 changes since Sep 14, 2026 · 6.89% → 6.74% ▼ 0.15 pts · high 6.89% / low 6.74% Oct 20, 20266.74%▼ from 6.89% Oct 14, 20266.89%▲ from 6.74% Oct 7, 20266.74%▼ from 6.89% Sep 14, 20266.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Used Car Loans	6.79%	-	6.942%	76-84 Months
Details Model Year: 2023 Last Updated 11/05/2026 Rate History 3 changes since Sep 14, 2026 · 7.09% → 6.94% ▼ 0.15 pts · high 7.09% / low 6.94% Oct 20, 20266.94%▼ from 7.09% Oct 14, 20267.09%▲ from 6.94% Oct 7, 20266.94%▼ from 7.09% Sep 14, 20267.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Personal Loan Rates

Product	APR	Term
Personal Loans	9.732%	Up to 36 Months
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 9.73% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Loans	10.153%	37-48 Months
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 10.15% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%
Personal Loans	10.605%	49-60 Months
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 14, 2026 · 10.61% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Peoples Security Bank Other Rates

Product	Rate	Points	APY/APR	Term	View More
5 Year Adjustable Rate - 30 Year Term Loan	6.875%	0.000%	7.105%
Details Today's Mortgage Rates; Apply Now Last Updated 11/05/2026 Rate History No change since Oct 7, 2026 · 7.11% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.51%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Peoples Security Bank’s Texas Ratio rose from 1.05% in Q3 2023 to 2.51% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$5.4B	2.51%	5.0	A+
March 31, 2026	$5.4B	2.19%	5.0	A+
December 31, 2025	$5.3B	2.17%	5.0	A+
September 30, 2025	$5.2B	3.04%	5.0	A+
June 30, 2025	$5.1B	3.16%	5.0	A+
March 31, 2025	$5.0B	4.14%	5.0	A+
December 31, 2024	$5.1B	4.46%	5.0	A+
September 30, 2024	$5.4B	4.47%	5.0	A+
June 30, 2024	$3.6B	2.22%	5.0	A+
March 31, 2024	$3.7B	2.48%	5.0	A+
December 31, 2023	$3.7B	1.33%	5.0	A+
September 30, 2023	$3.8B	1.05%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Security Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Security Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Security Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Peoples Security Bank

Website https://www.psbt.com

Address 100 S Blakely St, Dunmore, PA 18512 · Lackawanna

Bank Holding Company PEOPLES FINL SERVICES CORP

FDIC Certificate # 7514

Regulator FDIC

Established January 1, 1905

FDIC Insurance Date January 1, 1934

Domestic Offices 40

Total Branches 40

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.51%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.2264%

Return on Equity (ROE)

10.8500%

Non-Performing Loans Ratio (NPL)

0.26%

Total Assets

$5,432,891,000

Total Deposits

$4,509,551,000

Equity Capital

$615,059,000

Net Income

$32,930,000

Headquarters

Dunmore

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Peoples Security Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Peoples Security Bank

Does Peoples Security Bank offer CDs?

Yes. Peoples Security Bank current CD rates include its CD - 18-Month Pick Your Term at 4.00% APY, its CD - 24-Month Pick Your Term at 4.00% APY and its CD - 12-Month Pick Your Term at 3.85% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Peoples Security Bank FDIC insured?

Yes. Peoples Security Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Peoples Security Bank?

The highest Peoples Security Bank CD rate is its Certificates of Deposit - 18-Month Pick Your Term at 4.00% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Peoples Security Bank offer?

Peoples Security Bank CD rates are 3.85% APY for a 6 month CD, 3.85% APY for a 9 month CD, 3.85% APY for a 12 month CD, 4.00% APY for an 18 month CD, 4.00% APY for a 2 year CD, 1.10% APY for a 3 year CD, 1.05% APY for a 4 year CD and 1.00% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Peoples Security Bank for its full lineup.

What is the highest savings rate at Peoples Security Bank?

The highest Peoples Security Bank savings rate is its Online Savings at 3.00% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at Peoples Security Bank?

The highest Peoples Security Bank money market rate is its Business Relationship Money Market at 3.25% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest checking rate at Peoples Security Bank?

The highest Peoples Security Bank checking rate is its MaxEarnings Checking at 5.00% APY, verified by MonitorBankRates as of November 5, 2026.

What is the lowest 30 year fixed mortgage rate at Peoples Security Bank?

The lowest Peoples Security Bank 30 year fixed mortgage rate is its 30 Year Fixed Rate at 7.375%, verified by MonitorBankRates as of November 5, 2026. Peoples Security Bank mortgage rates are 7.375% for a 30 year mortgage and 6.875% for a 15 year mortgage.

What is the lowest auto loan rate at Peoples Security Bank?

The lowest Peoples Security Bank auto loan rate is its New Car Loan at 5.84%, verified by MonitorBankRates as of November 5, 2026.

What is the lowest personal loan rate at Peoples Security Bank?

The lowest Peoples Security Bank personal loan rate is its Personal Loans at 9.39%, verified by MonitorBankRates as of November 5, 2026.

How many branches does Peoples Security Bank operate?

Peoples Security Bank currently maintains approximately 40 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Security Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Security Bank provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Security Bank offer online and mobile banking?

Most modern institutions like Peoples Security Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psbt.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Peoples Security Bank rates compare?

Peoples Security Bank's top CD rate of 4.00% APY on an 18 month CD is 36% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. Peoples Security Bank's top rates are its 18-Months Certificates of Deposit - 18-Month Pick Your Term at 4.00% APY, its Online Savings at 3.00% APY, its Business Relationship Money Market at 3.25% APY, its MaxEarnings Checking at 5.00% APY, its 15 Year Fixed Rate at 6.875% and its Personal Loans at 9.732% APR, verified by MonitorBankRates on November 5, 2026.

Current Peoples Security Bank Rates

12-Month CD1.60%
18-Month CD1.24%
24-Month CD1.15%
36-Month CD1.10%
48-Month CD1.05%
60-Month CD1.00%
Savings3.00%
MMA3.25%

Retrieved from our database of financial products. Rates subject to change.

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Peoples Security Bank Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Peoples Security Bank Texas Ratio

Peoples Security Bank Health Trend

Peoples Security Bank CD Rates

Peoples Security Bank Savings Rates

Peoples Security Bank Business Savings Rates

Peoples Security Bank Money Market Rates

Peoples Security Bank Business Money Market Rates

Peoples Security Bank Checking Rates

Peoples Security Bank Business Checking Rates

Peoples Security Bank Mortgage Rates

Peoples Security Bank Home Equity & HELOC

Peoples Security Bank Auto Loan Rates

Peoples Security Bank Personal Loan Rates

Peoples Security Bank Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Peoples Security Bank earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Peoples Security Bank

Does Peoples Security Bank offer CDs?

Are CDs from Peoples Security Bank FDIC insured?

What is the highest CD rate at Peoples Security Bank?

What CD terms does Peoples Security Bank offer?

What is the highest savings rate at Peoples Security Bank?

What is the highest money market rate at Peoples Security Bank?

What is the highest checking rate at Peoples Security Bank?

What is the lowest 30 year fixed mortgage rate at Peoples Security Bank?

What is the lowest auto loan rate at Peoples Security Bank?

What is the lowest personal loan rate at Peoples Security Bank?

How many branches does Peoples Security Bank operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Peoples Security Bank offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Peoples Security Bank rates compare?

Current Peoples Security Bank Rates

Compare to Other Banks