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Peoples Security Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: August 28, 2026
Peoples Security Bank's 18-Month Pick Your Term rates are at 4.00%, 24-Month Pick Your Term rates are at 4.00%, 12-Month Pick Your Term rates are at 3.85%, 6-Month Pick Your Term rates are at 3.85%, 9-Month Pick Your Term rates are at 3.85%. Peoples Security Bank's savings rates are at 0.05%. Peoples Security Bank's money market rates are at 0.05%. Peoples Security Bank's Personal Loan Rates are at 9.73%. MonitorBankRates evaluates the financial stability of Peoples Security Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.05%. Rates last updated and verified on 08/28/2026.
Peoples Security Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Security Bank? Share your experience about Peoples Security Bank by leaving a review below, or read customer reviews before you decide to use Peoples Security Bank.
Overall Health & Safety Grade
?
A+
Exceptional HealthScore: 99/100
Overall Health & Safety Grade
Peoples Security Bank has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Peoples Security Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
1.05%
ExcellentLower than avg
Peoples Security Bank Texas Ratio
Peoples Security Bank's Texas Ratio is 1.05%, which is considered excellent and is lower than the national average of 5.85%.
Peoples Security Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
MonitorBankRates Star Rating:
Our rating for Peoples Security Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Peoples Security Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Peoples Security Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution NamePeoples Security Bank
Bank Holding CompanyPEOPLES FINL SERVICES CORP
Address
100 S Blakely St,
Dunmore, PA 18512 · Lackawanna
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Peoples Security Bank
How many branches does Peoples Security Bank operate?
Peoples Security Bank currently maintains approximately 40 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Peoples Security Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Peoples Security Bank provides members with tools to manage their accounts and build a solid financial history.
Does Peoples Security Bank offer online and mobile banking?
Most modern institutions like Peoples Security Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psbt.com.
Current Peoples Security Bank Rates
12-Month CD1.60%
18-Month CD1.24%
24-Month CD1.15%
36-Month CD1.10%
48-Month CD1.05%
60-Month CD1.00%
Savings0.05%
MMA0.05%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
