PSB Wellsburg, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 0.75% and 3-month CD rates at 0.05%. Current savings rates are at 0.40% and money market rates are at 3.20%. Mortgage rates today on 30-year fixed loans are around 7.18%. Credit Card rates are at 13.74%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. PSB Wellsburg, IA's 60-Month CD rates are at 1.95%, 48-Month CD rates are at 1.95%, 36-Month CD rates are at 1.95%, 24-Month CD rates are at 1.95%, 18-Month CD rates are at 1.75%. PSB Wellsburg, IA's savings rates are at 0.29%. PSB Wellsburg, IA's money market rates are at 0.85%.

PSB Wellsburg, IA

To see how these rates compare to PSB Wellsburg, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from PSB Wellsburg, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with PSB Wellsburg, IA CD rates. You can also compare PSB Wellsburg, IA savings rates, MMA rates and mortgage rates using our other rate lists.

PSB Wellsburg, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSB Wellsburg, IA? Share your experience about PSB Wellsburg, IA by leaving a review below, or read customer reviews before you decide to use PSB Wellsburg, IA.

PSB Wellsburg, IA Texas Ratio

PSB Wellsburg, IA's Texas Ratio is at 12.17%, which is considered excellent. The Texas Ratio for PSB Wellsburg, IA is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, PSB Wellsburg, IA is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.65%
18-Month CD
1.75%
24-Month CD
1.95%
36-Month CD
1.95%
48-Month CD
1.95%
60-Month CD
1.95%
Savings
0.29%
MMA
0.85%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
PSB Wellsburg, IA
414 N Adams St
Wellsburg, IA 50680
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

PSB Wellsburg, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
PSB Wellsburg, IA
PSB Wellsburg, IA
60-Month CD
1.95%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
48-Month CD
1.95%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
36-Month CD
1.95%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
24-Month CD
1.95%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
18-Month CD
1.75%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
12-Month CD
1.65%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
Hi-Fi Money Market
0.85%
$2,500
PSB Wellsburg, IA
PSB Wellsburg, IA
Regular Savings
0.29%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare PSB Wellsburg, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Stearns Bank Holdingford
Stearns Bank Holdingford
9-Month CD
4.23%
$500
Riverside Bank of Dublin
Riverside Bank of Dublin
24-Month CD
4.20%
$500
FSB of Westmoreland
FSB of Westmoreland
48-Month CD
4.14%
$1,000
Live Oak Bank
Live Oak Bank
6-Month CD
4.00%
$2,500
North Shore Bank Co-op
12-Month CD
4.00%
$1,000
Community Commerce Bank
Community Commerce Bank
36-Month CD
3.76%
$10,000
TD Bank
TD Bank
12-Month CD
3.75%
$250
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
60-Month CD
3.50%
$1,000
Henderson FSB
Henderson FSB
24-Month CD
3.30%
$500
United Trust Bank
United Trust Bank
24-Month CD
3.30%
$3,000
All America Bank
All America Bank
60-Month CD
3.25%
$500
Murray Bank
Murray Bank
12-Month CD
3.25%
$1,000
Finworth
Finworth
24-Month CD
3.20%
$50,000
Camp Grove State Bank
Camp Grove State Bank
60-Month CD
3.15%
$1,000
First National Bank in Marlow
First National Bank in Marlow
12-Month CD
3.05%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
24-Month CD
3.00%
$1,000
United Valley Bank
United Valley Bank
36-Month CD
3.00%
$500
Silver Lake Bank
Silver Lake Bank
36-Month CD
2.75%
$500
1st Community Credit Union
1st Community Credit Union
6-Month CD
2.53%
$1,000
Homewood Federal SB
Homewood Federal SB
18-Month CD
2.50%
$20,000
Northrim Bank
Northrim Bank
60-Month CD
2.00%
$500
Thomaston Savings Bank
Thomaston Savings Bank
3-Month CD
2.00%
$1,000
Charter Bank IA
Charter Bank IA
18-Month CD
2.00%
$1,000
HomeBank
48-Month CD
1.76%
$2,500
Everett Co-operative Bank
Everett Co-operative Bank
60-Month CD
1.75%
$500
One Community Bank
One Community Bank
60-Month CD
1.60%
$500
Bank of Prague
Bank of Prague
Passbook Savings
1.51%
$0
United Bank of Union
United Bank of Union
60-Month CD
1.51%
$500
Bank of Easton
Bank of Easton
48-Month CD
1.51%
$500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
60-Month CD
1.05%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
12-Month CD
1.00%
$500
Headwaters State Bank
Headwaters State Bank
NOW Checking
1.00%
$1,000
Kearny Bank
Kearny Bank
High Yield Checking
1.00%
$100
Rhinebeck Bank
Rhinebeck Bank
Business Money Market
0.87%
$0
Clarion County Community Bank
Clarion County Community Bank
Community Plus Money Market
0.75%
$1,000,000
Stryv Bank
Stryv Bank
6-Month CD
0.75%
$1,000
Harbor Bank of Maryland
Harbor Bank of Maryland
18-Month CD
0.75%
$1,000
FirsTier Bank
FirsTier Bank
30-Month CD
0.60%
$0
The Bank of Steinauer
The Bank of Steinauer
Money Market
0.50%
$2,500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Money Market
0.40%
$1,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
18-Month CD
0.30%
$500
Buckeye Community Bank
Buckeye Community Bank
24-Month CD
0.25%
$500
Monson Savings Bank
Monson Savings Bank
24-Month CD
0.25%
$1,000
Rosedale FSL
Rosedale FSL
Money Market
0.25%
$2,500
Union Bank, Inc.
Union Bank, Inc.
24-Month CD
0.25%
$1,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
48-Month CD
0.25%
$1,000
First Mutual Bank, FSB
First Mutual Bank, FSB
Statement Savings
0.15%
$25,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
18-Month CD
0.15%
$1,000
First Citizens Bank Luverne, AL
NOW Checking
0.10%
$1,500
MVSB
Everyday Savings
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

PSB Wellsburg, IA Information

PSB Wellsburg, IA
414 N Adams St
Wellsburg, IA 50680
Grundy
Established Date: 01/01/1934
FDIC Certificate #: 14868
Date of FDIC Deposit Insurance: 10/01/1934
Bank Holding Company: PSB CORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is PSB Wellsburg, IA FDIC Insured? Yes
What is PSB Wellsburg, IA's Cert number? 14868
What is the maximum amount for insured deposits? $250,000 per holder, per account

PSB Wellsburg, IA Financials

Total Assets:
$170,720,000
Total Deposits:
$138,177,000
Equity Capital:
$13,408,000
Domestic Deposits:
$138,177,000
Net Income:
$96,000
Return on Assets:
0.5010%
Quarterly Return on Assets:
0.2300%
Pretax Return on Assets:
0.2354%
Pretax Quarterly Return on Assets:
0.2400%
Return on Equity:
6.9300%
Quarterly Return on Equity:
2.8400%
Leverage Tier 1 (Core Capital) Ratio:
9.8453%
Total Interest Income (YTD):
5.1679%
 
 
Headquarters:
Wellsburg
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Grundy
# of Offices:
3
Metropolitan Statistical Area (MSA):
Waterloo-Cedar Falls, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-30-year-mortgage-rates-at-493-15-year-mortgage-rates-at-433Mortgage rates are down again in the latest mortgage survey. Conforming 30 year mortgage rates are down to 4.93 percent for the week ending February 18, 2010. Mortgage discount points average 0.7 points.
Mortgage Rates: 30 Year Mortgage Rates Under 5.00%Mortgage rates are down again this week over last. 30 year mortgage rates are back under 5.00 percent at 4.95 percent, matching the lows set in March of 2010. This is the third consecutive week of declines for 30 year mortgage rates.
Right now on our list of 3 month CD interest rates list in San Jose, California, we found OneWest Bank has the highest interest rate. OneWest Bank's 3 month CD rate is 0.70 percent with a CD yield of 0.70 percent. The current national average 3 month CD interest rate is 0.27 percent, less than half OneWest's rate.

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PSB Wellsburg, IA Reviews

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