PSB Wellsburg, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. PSB Wellsburg, IA Deposit Rates
Today's 12-month CD rates can be found at 5.35%, 6-month CD rates at 4.99% and 3-month CD rates at 0.05%. Current savings rates are at 0.30% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.94%. Credit Card rates are at 7.90%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates. PSB Wellsburg, IA's 6-Month CD special rates are at 5.00%, 9-Month CD special rates are at 5.00%, 60-Month CD rates are at 2.19%, 48-Month CD rates are at 1.95%, 36-Month CD rates are at 1.95%. PSB Wellsburg, IA's savings rates are at 0.49%. PSB Wellsburg, IA's money market rates are at 1.05%.

PSB Wellsburg, IA

To see how these rates compare to PSB Wellsburg, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from PSB Wellsburg, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with PSB Wellsburg, IA CD rates. You can also compare PSB Wellsburg, IA savings rates, MMA rates and mortgage rates using our other rate lists.

PSB Wellsburg, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSB Wellsburg, IA? Share your experience about PSB Wellsburg, IA by leaving a review below, or read customer reviews before you decide to use PSB Wellsburg, IA.

PSB Wellsburg, IA Texas Ratio

PSB Wellsburg, IA's Texas Ratio is at 20.98%, which is considered excellent. The Texas Ratio for PSB Wellsburg, IA is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, PSB Wellsburg, IA is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.65%
18-Month CD
1.75%
24-Month CD
1.95%
36-Month CD
1.95%
48-Month CD
1.95%
60-Month CD
2.19%
Savings
0.49%
MMA
1.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
PSB Wellsburg, IA
414 N Adams St
Wellsburg, IA 50680
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

PSB Wellsburg, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
PSB Wellsburg, IA
PSB Wellsburg, IA
6-Month CD special
5.00%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
9-Month CD special
5.00%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
60-Month CD
2.19%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
48-Month CD
1.95%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
36-Month CD
1.95%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
24-Month CD
1.95%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
18-Month CD
1.75%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
12-Month CD
1.65%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
Hi-Fi Money Market
1.05%
$2,500
PSB Wellsburg, IA
PSB Wellsburg, IA
Regular Savings
0.49%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare PSB Wellsburg, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BrioDirect
BrioDirect
High-Yield Savings
5.35%
$5,000
First Bank Hampton
First Bank Hampton
6-Month CD
5.22%
$1,000
Goldwater Bank
Goldwater Bank
12-Month CD
5.10%
$500
Lake Shore Savings Bank
Lake Shore Savings Bank
Savings Account
4.95%
$0
Skowhegan Savings Bank
Skowhegan Savings Bank
5-Month CD special
4.86%
$1,500
First National Bank of America (FNBA)
First National Bank of America (FNBA)
24-Month CD
4.80%
$1,000
Ameriprise Financial
Ameriprise Financial
18-Month CD
4.55%
$0
Ally Bank
Ally Bank
12-Month CD
4.50%
$0
BankSouth GA
BankSouth GA
12-Month CD
4.50%
$500
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
35-Month CD special
4.40%
$25,000
Inova Federal Credit Union
Inova Federal Credit Union
36-Month CD (Certificate)
4.25%
$200
Pioneer Trust Bank
Pioneer Trust Bank
12-Month CD
4.07%
$5,000
StonehamBank
StonehamBank
18-Month CD
4.07%
$1,000
Union Bank, Inc.
Union Bank, Inc.
12-Month CD
4.01%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
72-Month CD (Certificate)
4.00%
$200
German American Bank
German American Bank
Kasasa Cash - Enhanced Rate
4.00%
$1
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
24-Month CD
4.00%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
18-Month CD
3.80%
$1,000
Truliant Federal Credit Union
Truliant Federal Credit Union
60-Month CD certificate
3.54%
$250
First State Bank Randolph, NE
First State Bank Randolph, NE
48-Month CD
3.50%
$500
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Lifetime Checking
3.04%
$0
FirstBank of Nebraska
FirstBank of Nebraska
24-Month CD
3.00%
$1,000
Keen Bank
Keen Bank
48-Month CD
3.00%
$2,000
Charles River Bank
Charles River Bank
30-Month CD
3.00%
$1,000
Corebank
Corebank
18-Month CD
2.78%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
60-Month CD
2.75%
$500
Solvay Bank
Solvay Bank
48-Month CD
2.75%
$500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD Certificate
2.70%
$1,000
F&M Bank & Trust
F&M Bank & Trust
36-Month CD
2.57%
$2,500
Salem Co-operative Bank
Salem Co-operative Bank
24-Month CD
2.53%
$500
Horicon Bank
Horicon Bank
60-Month CD
2.15%
$1,000
South Ottumwa SB
South Ottumwa SB
36-Month CD
2.15%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
36-Month CD
2.03%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
24-Month CD
1.66%
$500
AbbyBank
AbbyBank
24-Month CD
1.51%
$1,500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
Money Market Savings
1.50%
$100,000
Banesco USA
Banesco USA
High Yield Money Market
1.35%
$2,500
The Bank of New Glarus
The Bank of New Glarus
36-Month CD
1.30%
$1,000
William Penn Bank
William Penn Bank
36-Month CD
1.01%
$500
Interstate Bank
Interstate Bank
Interest Checking Now
0.75%
$500
Skowhegan Savings Bank
Skowhegan Savings Bank
60-Month CD
0.50%
$500
USB Union Savings Bank
USB Union Savings Bank
36-Month CD
0.45%
$1,000
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
18-Month CD
0.35%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
24-Month CD
0.25%
$1,000
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
Money Market
0.25%
$2,500
Eclipse Bank
Eclipse Bank
Classic Savings
0.10%
$0
Community Bank Topeka, KS
Community Bank Topeka, KS
Savings Account
0.05%
$100
DB&T
DB&T
High Yield Savings
0.05%
$100,000
NCF Savings Bank
NCF Savings Bank
Statement Savings
0.02%
$0
Coastal Heritage Bank
Coastal Heritage Bank
Direct Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

PSB Wellsburg, IA Information

PSB Wellsburg, IA
414 N Adams St
Wellsburg, IA 50680
Grundy
Established Date: 01/01/1934
FDIC Certificate #: 14868
Date of FDIC Deposit Insurance: 10/01/1934
Bank Holding Company: PSB CORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is PSB Wellsburg, IA FDIC Insured? Yes
What is PSB Wellsburg, IA's Cert number? 14868
What is the maximum amount for insured deposits? $250,000 per holder, per account

PSB Wellsburg, IA Financials

Total Assets:
$154,514,000
Total Deposits:
$127,770,000
Equity Capital:
$11,144,000
Domestic Deposits:
$127,770,000
Net Income:
$231,000
Return on Assets:
0.7999%
Quarterly Return on Assets:
0.6100%
Pretax Return on Assets:
0.7427%
Pretax Quarterly Return on Assets:
0.7400%
Return on Equity:
9.6400%
Quarterly Return on Equity:
8.4300%
Leverage Tier 1 (Core Capital) Ratio:
9.8710%
Total Interest Income (YTD):
4.0467%
 
 
Headquarters:
Wellsburg
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Grundy
# of Offices:
3
Metropolitan Statistical Area (MSA):
Waterloo-Cedar Falls, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Mortgage rates are higher this past week after hitting record all-time lows last Monday. Current conforming 30 year mortgage rates are averaging 4.26 percent, up from last week’s average 30 year home mortgage rate of 4.07 percent. 3o year mortgage rates in Florida are slightly higher averaging 4.27 percent.
The best savings rates remain at 1.00 percent and the best money market rates remain at 0.90 percent this week. Don't expect any big changes in deposit rates anytime in 2014 because of the Federal Open Market Committee's policies to keep rates low. The FOMC released their statement on monetary policy after concluding their two day meeting. There were no surprises in the statement and no signs of higher deposit rates anytime soon.
car financingBuying a car is one of the most expensive consumer purchases one can make so most people need financing or leasing to purchase a vehicle. 

Bank or Credit Union Offers and Deals

Home Mortgage Rates MBA: 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates
Online Savings Account Rates January 6, 2013: Best Savings Rates at 1.00 Percent
VirtualBank 1 Month CD Rates now at 0.15%
Navy Federal Credit Union 12 Month CD Rate of 2.86%
First City Bank Savings Rates
FNBO Direct CD Rates
Low Introductory Rate Credit Cards Averaging 0.698%
Mortgage Rates Break Record Lows Again: 30 Year Mortgages @ 4.54%, 15 Year Mortgage Rates @ 4.00%
Weekly Savings Rates, Money Market Rates and Bond Yields May 7, 2013
Drop in Mortgage Rates Causes Mortgage Applications to Surge 14 Percent

Alternative Bank and Credit Union Offers to Explore

AloStar Bank Still has Highest 6 Month CD Rate Even with Decrease
WaMu Online Savings Account
No Relief for Savers as FOMC Declines Rate Hike
Mortgage Rates Higher, Less People Apply For Home Mortgage Loans
NewDominion Bank MMA 50K Rates now at 0.69%
Mortgage Rates Decrease: 30 Year Mortgage Rates at 4.97%
Weekly Mortgage Rates: June 1, 2009
Credit Card Balance Transfer Offer
Where are the Best Savings Account Rates
IndyMac Federal Bank Money Market Rate 3.75% APY

PSB Wellsburg, IA Reviews

There are no reviews for PSB Wellsburg, IA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for PSB Wellsburg, IA
Your Name:
Your Rating:

See how PSB Wellsburg, IA Compares to other banks