Ameris Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Ameris Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ameris Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ameris Bank CD rates. You can also compare Ameris Bank savings rates, MMA rates and mortgage rates using our other rate lists. Ameris Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ameris Bank? Share your experience about Ameris Bank by leaving a review below, or read customer reviews before you decide to use Ameris Bank. Ameris Bank Texas Ratio Ameris Bank's Texas Ratio is at 6.56%, which is considered excellent. The Texas Ratio for Ameris Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Ameris Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Ameris Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Ameris Bank rate data right now, check back for updates, we are adding rates all the time. Ameris Bank InformationAmeris Bank
3490 Piedmont Rd NeAtlanta, GA 30305 Fulton Established Date: 10/01/1971 FDIC Certificate #: 20504 Date of FDIC Deposit Insurance: 10/01/1971 Bank Holding Company: AMERIS BCORP How Many Domestic U.S. Offices? 178 How Many Branches are There? 178 Website: https://www.amerisbank.com
Is Ameris Bank FDIC Insured? Yes
What is Ameris Bank's Cert number? 20504
What is the maximum amount for insured deposits? $250,000 per holder, per account
Ameris Bank FinancialsTotal Assets:
$25,579,085,000
Total Deposits:
$21,139,865,000
Equity Capital:
$3,618,993,000
Domestic Deposits:
$21,139,865,000
Net Income:
$81,782,000
Return on Assets:
1.1765%
Quarterly Return on Assets:
1.2900%
Pretax Return on Assets:
1.7005%
Pretax Quarterly Return on Assets:
1.7000%
Return on Equity:
8.7300%
Quarterly Return on Equity:
9.1400%
Common Equity Tier 1 Capital Ratio:
11.8105%
Tier 1 Risk-Based Capital Ratio:
11.8105%
Leverage Tier 1 (Core Capital) Ratio:
10.5062%
Total Risk-Based Capital Ratio (YTD):
13.4057%
Total Interest Income (YTD):
5.4708%
Headquarters:
Atlanta
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Fulton
# of Offices:
178
Metropolitan Statistical Area (MSA):
Atlanta-Sandy Springs-Alpharetta, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAs we predicted in early March, the the top 1 year CD rate currently available is now at 1.49 percent with a yield of 1.50 percent. Conexus Credit Union is the first financial institution in the rate database to increase their 1 year rate to the 1.50 percent level.  Mortgage rates set new records lows again in this week's mortgage survey released this morning. 30 year mortgage rates, 15 year mortgage rates and 5 year adjustable mortgage rates all hit new record lows for the week ending September 2, 2010 in the most recent Primary Mortgage Market Survey released by Freddie Mac. Poor economic data released by the government this past week sent 10 year bond yields down below 2.50%. Lower bond yields drove mortgage rates lower.
 Long term mortgage rates and refinance rates are mostly higher this morning except for 15 year conforming rates. Current 30 year mortgage rates and 30 year mortgage refinancing rates are averaging 4.88 percent, up from yesterday’s average rate of 4.87 percent. 30 year mortgage rates and 30 year refinance rates in Texasare higher than the national average. Today's 30 year Texas rates are averaging 5.06 percent.
Bank or Credit Union Offers and DealsMortgage Refinance Rates: 30 Year Refinance Rates now at 4.88%How to Use a Health Savings Account (HSA) as a Retirement Account Home Equity Line of Credit (HELOC) Fixed Rate Mortgage or Adjustable Rate Mortgage: Which is Best for Your Needs? Luana Savings Bank 5 Year Jumbo CD Rates now at 1.35% Current Savings Rates/Money Market Rates Mortgage Rates End 2014 Low, Will Move Higher by the End of 2015 Mortgage Rates Decline on Economic and Investor Uncertainty Mortgage Rates Slightly Higher: 30 Year Mortgage Rates at 4.98%, 15 Year Mortgage Rates at 4.39% Deposit Rates Staying Low for the Rest of 2011 Alternative Bank and Credit Union Offers to Explore9 Month CD Rates: Best CD Interest Rates at 0.98 PercentInterest Mortgage Rates 11/20: 30 Year Mortgage Rates Averaging 4.38%, 15 Year Mortgage Rates Averaging 3.78% Future Direction of Mortgage Rates Alabama Central Credit Union Savings Account Rates and MMA Rates Current Mortgage Rates Lower Today: 30 Year Mortgage Rates at 4.06% Customers Bank Money Market Rates Mortgage Rates Lower: 30 Year Mortgage Rates at 5.14% Fed Chair Yellen Testimony to Congress - No Rate Hike for Next Couple of Meetings Navy Federal Credit Union Auto Loans Average CD Rates for December 15th, 2019 Ameris Bank ReviewsJill
October 16, 2023
Good bank, friendly staff.
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See how Ameris Bank Compares to other banks |
Today's 12-month CD rates can be found at 2.60%, 6-month CD rates at 0.20% and 3-month CD rates at 0.55%. Current savings rates are at 0.02% and money market rates are at 0.90%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 9.50%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. 
