|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Farmers National Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Farmers National Bank's 3-Month (91 Days) CD rates are at 3.45%, 6-Month (182 Days) CD rates are at 3.45%, 9-Month (275 days) CD rates are at 3.45%, 12-Month CD rates are at 3.20%, 60-Month CD rates are at 3.15%. Farmers National Bank's savings rates are at 0.25%. Farmers National Bank's money market rates are at 0.25%. Farmers National Bank's 15 Year Fixed rates are at 6.12%, 30 Year Fixed rates are at 6.88%, 20 Year Fixed rates are at 6.88%. MonitorBankRates evaluates the financial stability of Farmers National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.49%. Rates were last updated on 04/17/2026. Farmers National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers National Bank? Share your experience about Farmers National Bank by leaving a review below, or read customer reviews before you decide to use Farmers National Bank. 
Farmers National Bank CD Rates
Farmers National Bank Savings Rates
Farmers National Bank Money Market Rates
Farmers National Bank Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Farmers National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Farmers National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Farmers National Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Farmers National Bank
Bank Holding Company
PROPHETSTOWN BANKING CO
Address
114 W 3rd St,
Prophetstown, IL 61277 · Whiteside
FDIC Certificate #
3732
Established
07/01/1902
FDIC Insurance Date
01/01/1934
Domestic Offices
4
Total Branches
4
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.49%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.5839%
Return on Equity (ROE)
13.9600%
Non-Performing Loans (NPL)
0.05%
Total Assets
$901,844,000
Total Deposits
$617,811,000
Equity Capital
$124,098,000
Net Income
$10,343,000
Headquarters
Prophetstown
Total Offices
4
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Farmers National BankIs Farmers National Bank a safe place to deposit money?Yes, Farmers National Bank is considered a safe financial institution. With a Texas Ratio of 0.4861036591909%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Farmers National Bank operate?Farmers National Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Farmers National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Farmers National Bank provides members with tools to manage their accounts and build a solid financial history. Does Farmers National Bank offer online and mobile banking?Most modern institutions like Farmers National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.farmersnationalbank.bank. Current Farmers National Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Citizens State Bank Wyoming, IA
Bank of Commerce & Trust Co.
Banterra Bank
Petefish, Skiles & Co. Bank
Northern Bank & Trust Company
Horizon Bank Waverly, NE
Campbell & Fetter Bank
FNB of Monterey
Homeland FSB
RockPointBank
First Security Bank - Canby
FNB of South Miami
Anderson Brothers Bank
Hickory Point B&T
First Shore Federal S&L
Clarkson Bank
Security State Bank Winters, TX
Farmers and Merchants State Bank
F&M State Bank Winterset, IA
United Bank & Trust
All America Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
