PeoplesBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.25%, 6-month CD rates at 3.14% and 3-month CD rates at 0.10%. Current savings rates are at 0.30% and money market rates are at 2.53%. Mortgage rates today on 30-year fixed loans are around 7.57%. Credit Card rates are at 16.50%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. PeoplesBank's 7-Month CD promo special rates are at 5.00%, 60-Month CD rates are at 0.40%, 48-Month CD rates are at 0.30%, 36-Month CD rates are at 0.25%, 24-Month CD rates are at 0.20%. PeoplesBank's savings rates are at 0.10%. PeoplesBank's money market rates are at 0.05%.

PeoplesBank

To see how these rates compare to PeoplesBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from PeoplesBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with PeoplesBank CD rates. You can also compare PeoplesBank savings rates, MMA rates and mortgage rates using our other rate lists.

PeoplesBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PeoplesBank? Share your experience about PeoplesBank by leaving a review below, or read customer reviews before you decide to use PeoplesBank.

PeoplesBank Texas Ratio

PeoplesBank's Texas Ratio is at 5.18%, which is considered excellent. The Texas Ratio for PeoplesBank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, PeoplesBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.10%
18-Month CD
0.15%
24-Month CD
0.20%
36-Month CD
0.25%
48-Month CD
0.30%
60-Month CD
0.40%
Savings
0.10%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
PeoplesBank
330 Whitney Ave
Holyoke, MA 01040
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

PeoplesBank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
PeoplesBank
PeoplesBank
7-Month CD promo special
5.00%
$1,000
PeoplesBank
PeoplesBank
60-Month CD
0.40%
$1,000
PeoplesBank
PeoplesBank
48-Month CD
0.30%
$1,000
PeoplesBank
PeoplesBank
36-Month CD
0.25%
$1,000
PeoplesBank
PeoplesBank
24-Month CD
0.20%
$1,000
PeoplesBank
PeoplesBank
18-Month CD
0.15%
$1,000
PeoplesBank
PeoplesBank
12-Month CD
0.10%
$1,000
PeoplesBank
PeoplesBank
Growth Savings
0.10%
$10
PeoplesBank
PeoplesBank
Elite Tiered Money Market
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare PeoplesBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
36-Month CD
0.40%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
36-Month CD
3.35%
$1,500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
24-Month CD
1.35%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
60-Month CD
2.02%
$1,000
SaviBank
SaviBank
Personal Savings
0.10%
$0
Primebank
Primebank
12-Month CD
2.00%
$1,000
South Central State Bank
South Central State Bank
24-Month CD
1.86%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Pioneer Money Market Savings
1.26%
$2,500
Marthas Vineyard Bank
Marthas Vineyard Bank
48-Month CD
1.51%
$1,000
The Union Bank Company
The Union Bank Company
60-Month CD Board CDs
0.50%
$500
First State Bank of Harvey
First State Bank of Harvey
3-Month CD
2.07%
$100
River Bank
River Bank
24-Month CD
3.03%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
6-Month CD
5.04%
$500
State Bank of Lismore
State Bank of Lismore
12-Month CD
2.00%
$500
The Apple Creek Banking Company
The Apple Creek Banking Company
Money Market
2.25%
$500,000
Vanguard
Vanguard
12-Month CD brokered
5.20%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
18-Month CD
1.41%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
12-Month CD
4.58%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
3-Month CD
1.25%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Savings Account
0.50%
$10
Central State Bank State Center, IA
Central State Bank State Center, IA
24-Month CD
4.91%
$1,500
The Berkshire Bank
The Berkshire Bank
36-Month CD
2.02%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
5-Month CD special
5.13%
$1,500
Dow Credit Union
Dow Credit Union
12-Month CD simple certificate
4.92%
$500
Ixonia Bank
Ixonia Bank
12-Month CD
2.30%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
18-Month CD
1.05%
$500
Poca Valley Bank
Poca Valley Bank
10-Month CD special
5.00%
$10,000
Jewett City Savings Bank
Jewett City Savings Bank
60-Month CD
2.00%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
12-Month CD
5.11%
$500
GTE Financial CU
GTE Financial CU
12-Month CD
5.12%
$500
First Citizens State Bank
First Citizens State Bank
23-Month CD special
3.75%
$1,000
KeySavings Bank
KeySavings Bank
Blue Ribbon Checking
0.03%
$100
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
24-Month CD
4.55%
$5,000
Premier Bank
Premier Bank
17-Month CD Special
4.75%
$500
Madison County Bank
Madison County Bank
48-Month CD
2.40%
$500
Coffee County Bank
Coffee County Bank
24-Month CD
2.50%
$1,000
North Country Savings Bank
North Country Savings Bank
37-Month CD
2.53%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
Savings Account
0.30%
$250
Gorham Savings Bank
Gorham Savings Bank
60-Month CD
1.25%
$500
American Bank of Baxter Springs
American Bank of Baxter Springs
6-Month CD
4.83%
$1,000
HCB Hardin County Bank
HCB Hardin County Bank
15-Month CD
4.75%
$1,000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
Money Market
0.12%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
12-Month CD
3.56%
$1,000
Vinton County Bank
Vinton County Bank
48-Month CD
1.25%
$1,000
Great Plains State Bank
Great Plains State Bank
18-Month CD
5.00%
$500
The Upstate National Bank
The Upstate National Bank
36-Month CD
5.24%
$1,000
Unison Bank
Unison Bank
24-Month CD
2.50%
$2,500
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
Pentucket Bank
Pentucket Bank
36-Month CD
3.90%
$500
Buena Vista National Bank
Buena Vista National Bank
Savings Account
0.40%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

PeoplesBank Information

PeoplesBank
330 Whitney Ave
Holyoke, MA 01040
Hampden
Established Date: 03/17/1885
FDIC Certificate #: 90213
Date of FDIC Deposit Insurance: 07/01/1985
Bank Holding Company: PEOPLESBANCORP MHC
How Many Domestic U.S. Offices? 19
How Many Branches are There? 20
Is PeoplesBank FDIC Insured? Yes
What is PeoplesBank's Cert number? 90213
What is the maximum amount for insured deposits? $250,000 per holder, per account

PeoplesBank Financials

Total Assets:
$3,751,167,000
Total Deposits:
$3,214,172,000
Equity Capital:
$356,391,000
Domestic Deposits:
$3,214,172,000
Net Income:
$6,439,000
Return on Assets:
0.7984%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.9165%
Pretax Quarterly Return on Assets:
0.9200%
Return on Equity:
8.6200%
Quarterly Return on Equity:
7.4700%
Common Equity Tier 1 Capital Ratio:
11.7382%
Tier 1 Risk-Based Capital Ratio:
11.7382%
Leverage Tier 1 (Core Capital) Ratio:
9.7599%
Total Risk-Based Capital Ratio (YTD):
12.6530%
Total Interest Income (YTD):
3.4546%
 
 
Headquarters:
Holyoke
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Hampden
# of Offices:
19
Metropolitan Statistical Area (MSA):
Springfield, MA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

American Express is offering special deals for their credit card holders. Some of the offers coming up in the near future include a $100 Bed, Bath & Beyond gift card that costs $50, a $200 Best Buy gift card that costs $100 and a $50 Barnes and Noble gift card that will cost you only $25.00.
Over the past ten years online banks have become more mainstream and usually offer higher CD rates on average than traditional brick and mortar banks. Granted the higher CD interest rates you can get at online banks are minimal these days since all deposit rates are very low but every basis point counts towards a higher return!

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