Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 4.45% and 3-month CD rates at 3.55%. Current savings rates are at 0.10% and money market rates are at 0.04%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 11.90%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. T Bank's 12-Month CD rates are at 4.55%, 60-Month CD rates are at 3.20%, 48-Month CD rates are at 3.20%, 36-Month CD rates are at 3.20%, 24-Month CD rates are at 3.20%. T Bank's savings rates are at 0.75%. T Bank's money market rates are at 0.75%.
To see how these rates compare to T Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from T Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with T Bank CD rates. You can also compare T Bank savings rates, MMA rates and mortgage rates using our other rate lists.
T Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at T Bank? Share your experience about T Bank by leaving a review below, or read customer reviews before you decide to use T Bank.
T Bank Texas Ratio
T Bank's Texas Ratio is at 2.34%, which is considered excellent.
The Texas Ratio for T Bank is lower than the national average of all banks, currently at 6.13%.
The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks.
Banks that have a Texas Ratio of 100% or more have a high chance of failing.
Overall, T Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare T Bank Rates with Other Competitive Bank and Credit Union Rates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
T Bank Information
T Bank
16200 Dallas Pkwy Dallas, TX 75248 Dallas
Established Date: 11/02/2004
FDIC Certificate #: 57703
Date of FDIC Deposit Insurance: 11/02/2004
Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.
The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.
The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.
Brilliant Bank CD rates on the bank's 3-month CD rate is the highest rate offered at 5.10% APY. That 3-month rate from Brilliant Bank puts the bank in 16th place on our rate list of 3-month CDs. The top 3-month CD rate on the list is currently at 5.65% APY. The minimum opening deposit for a Brilliant Bank CD is $1,000 and the maximum deposit amount is $500,000. Other CD rates at Brilliant Bank that are over 5.00% include the rate on 9-month CD that is currently at 5.05% APY. See all of Brilliant Bank CD rates below and read more about Brilliant Bank below.
Bankwell CD Rates on the bank's two special certificate of deposit have some pretty good rates. Current 12-month CD rates at Bankwell are at 4.88% with an APY of 5.00%, the minimum opening deposit is $1,000. 6-month CD rates from Bankwell are current at 4.50% APY, also with a minimum opening deposit of $1,000. Learn more about Bankwell CD rates and CD disclosers below.
BankPurley CD Rates are competitive on both short-term and long-term certificates of deposit. Current 12-month CD rates from BankPurley are at 5.25% APY and current 36-month CD rates are at 4.75%, both CD rates are available nationwide. BankPurley's 12-month CD rate of 5.25%, puts the bank in the 50th spot on our 12-month CD rates table. BankPurley CD rates overall are competitive, when compared to other online banks.
BankPurley CD Rates
12-Month CD: 5.25% with a minimum deposit of $1,000
Bank5 Direct CD rates on short-term certificate of deposit are some of the highest CD rates available right now. Current 6-month CD rates at Bank5 Connect are at 5.37% with an 5.50% APY. That 6-month rate puts Bank5 Direct in the top 20 of 6-month CD rates available in our rate tables. 15-Month CD rates are also a good deal right now at 5.22%, with an APY of 5.25%. You can compare all of Bank5 Connect CD Rates and CD terms below.
Bank of America is offering some surprisingly good CD rates for one of the largest banks around, which usually isn't the case. Current 7-month and 13-month featured CD rates are at 5.00% APY, those rates are near the top of our CD rate tables for similar CD terms. The minimum opening deposit for Bank of America Featured certificates of deposit is $1,000. You can see a complete list of Bank of America CD rates, including Featured CD rates and Promotional CD rates below.
AloStar Bank of Commerce CD rates are competitive on the bank's special 8-month certificate of deposit. The current 8-month CD rate is at 5.25% APY with a minimum opening deposit of $10,000. In addition to AloStar Bank of Commerce CD Rates you can read more about the disclosures and terms below.
Current CD Rate: 5.25% APY
Earn an Annual Percentage Yield (APY) of 5.25% on an 8-month Certificate of Deposit (CD). Note that rates are accurate as of 6/27/2023 and can change without notice.
First Horizon Bank CD rates are not competitive at all, in fact, the banks' rates are lower than the average CD rates available. With rates so low, one can only assume First Horizon Bank isn't interested in raising rates time deposits. The highest CD rates available at First Horizon Bank CD Rates are at 0.10 percent, that rate is on most of their CD terms. Shorter-term CD rates are even lower, 1-month CD rates, 6-month CD rates and 9-month CD rates are all at a pathetic 0.05% APY. View an entire list of First Horizon Bank CD Rates right here and compare them to other bank CD rates.
State Street Bank (SSB) CD rates are very competitive on the bank's special certificates of deposit. The best CD rates is on State Street Bank's 15-month CD which currently as a 5.09% APY. 8-month State Street Bank CDrates are at 5.04% APY and 3-month CD rates are at 3.04% APY.
ableBanking is offering several certificates of deposit (CDs) but the best CD rates are on the bank's short-term CDs. Current ableBanking 6-month CD rates are at 5.00%, making it one of the top 6-month rates available on our rate list. 12-month ableBanking CD rates are slighter at 5.30% APY, also making into the top of our 12-month rate list. Both CD accounts have a minimum opening balance of $5000.
Academy Bank CD rates are very competitive right now, especially on the bank's 9-month and 13-month certificates of deposit. The current 9-month CD rates are at 5.25% APY with a minimum of deposit of $500. 13-month Academy Bank CD rates are slightly higher at 5.40% APY, also with a minimum of deposit of $500. You can view a complete list of regular CD rates and IRA CD rates below.
Academy Bank Regular CD Rates
Here are the CD rates offered by Academy Bank for different terms:
FinWise Bank offers many different Certificate of Deposit (CD) accounts, some with very competitive CD rates. The best CD rate offered by FinWise Bank is on their special 15-month CD, the current CD rate is at 5.50%, making it one of the best short-term CD rates available. Another rate to mention is FinWise Bank's 12-month CD rate, currently at 5.10%. Below is a complete list of short-term and long-term CD rates at FinWise Bank.
FinWise Bank offers many different Certificate of Deposit (CD) accounts, some with very competitive CD rates. The best CD rate offered by FinWise Bank is on their special 15-month CD, the current CD rate is at 5.50%, making it one of the best short-term CD rates available. Another rate to mention is FinWise Bank's 12-month CD rate, currently at 5.10%. Below is a complete list of short-term and long-term CD rates at FinWise Bank.
Oh, get ready to sit on the edge of your seat for this—it's about CD rates at Limelight Bank! Wait, are you still there? Good, because you should be. CDs (Certificate of Deposits) have staged a comeback, a rockstar's encore in the world of fixed income. And Limelight Bank, a division of Capital Community Bank, is hitting some high notes. Now, let's dive into the nitty-gritty of what makes Limelight Bank’s CD rates and terms not just a choir of numbers, but a symphony of smart investing.
Limelight Bank CD Rates are some of the best CD rates around right now on short term certificates of deposit. Current 12-month CD rates at Limelight Bank are at 5.60% APY, more than three times the national average 12-month rate of 1.76%. Besides having one of the top 12-month rates, Limelight Bank is also offering an 18-month CD rate of 5.35% APY.
Let's face it: The old-world charm of certificates of deposit has often been overlooked, what with all the fintech innovations stealing the limelight (pun intended). However, Limelight Bank has put the sexy back into CDs with its competitive CD rates. Again, the one-year CD rate with this bank could offer you is at 5.60% APY, compared to the national average bank CD rates at 1.76%. That CD rate might sound low compared to recent equity markets return, but we're talking about risk-free, FDIC-insured money here. If you're looking to play it safe while still wanting more bang for your buck, this could be the way to go.
In a surprising development for savers and investors, Raisin has announced that its money market rates have reached an impressive 5.25% APY (Annual Percentage Yield), thanks to a collaboration with Pac-Western Bank. At a time when low interest rates have been the norm with traditional brick and mortar banks, this news promises a substantial return on savings. Here's everything you need to know about this exciting financial opportunity.
What Is Raisin?
Raisin is an online savings and investment platform that partners with banks worldwide to offer competitive interest rates on various savings products, including fixed-term deposits and money market accounts. By partnering with Pac-Western Bank, Raisin is able to offer this high-interest rate for U.S. customers. You can learn more about this offer on Raisin's website, particularly on their Pac-Western Bank Money Market Deposit Account page, accessible here.
Mortgage rates have taken a sudden leap, with increases evident in both fixed-rate and adjustable-rate mortgages, because of a recent surge in short-term U.S. Treasury yields. Mortgage rates experienced an average increase of 10 basis points for fixed-rate mortgages, and an even steeper ascent, surpassing 15 basis points, for adjustable-rate mortgages.
These sudden rate shifts reflect the state of the mortgage market over the past week. The average 30-year mortgage rates have risen to 6.94 percent, up from the prior week's average rate of 6.83 percent, and 15-year mortgage rates are currently at 6.29 percent, up from last week's average rate of 6.18 percent. 5-year adjustable mortgage rates are currently at 7.35 percent, up sharply from last week's average rate of 7.18 percent.
When it comes to growing your savings, Larual Bank's High Yield Savings Account stands out from the crowd. With an impressive savings rate of 4.80%, this account offers a secure and rewarding way to make your money work harder for you. Alongside this attractive rate, Larual Bank provides a range of exclusive benefits and features tailored to maximize your savings potential.
The Larual Bank High Yield Savings Account boasts an exceptional savings rate of 4.80%. This rate outperforms many traditional savings accounts and is one of the best savings rates available right now. ensuring that your savings grow rapidly over time. By earning a higher return on your savings, you can accelerate your progress toward your financial goals.
Most regional or local banks are offering savings rates much lower than Laural Bank's savings rate, chances are you have a savings account at one of these banks earning next to nothing because the rate is so low. Here is an example of how much internet you can earn, if you deposit $25,000 into an account earning 4.80%, you would earn $1,229 of internet in one year. That same $25,000 deposited in an account with an interest rate of 0.5% would earn just $125 in one year.
Bank of America CD rates are very competitive right now, especially from a large bank. Current 7-month CD rates are at 3.55% APY, 13-month CD rates are at 4.00% APY and 25-month CD rates are at 3.00% APY. Bank of America is also offering a 10-month CD and a 37-month CD, both with pathetic low rates compared to the bank's other rates. The current 10-month CD rate and 37-month CD rate is 0.05% APY, why even offer CDs with a rate that low.
Bank of America, one of the largest banks in the United States, offers a range of CD accounts with varying terms and features, the complete list of current CD terms and CD rates are below. The minimum opening deposit for a CD account at Bank of America is $1,000. The maximum opening deposit allowed for a CD account open through bankofamerica.com is $250,000.
Bank of America's Preferred Rewards program offers customers with eligible accounts additional benefits, such as higher interest rates on CDs, fee waivers, and other perks. The rewards are tiered based on the customer's combined balance in Bank of America banking and/or Merrill investment accounts.
BMO Harris Bank CD rates have been competitive over the past year and the rates have been increased again, making them even more competitive. The special CD rates include a 13-month CD rate of 4.30%, 25-month CD rate of 4.30%, a 35-month CD rate of 4.30%, a 45-month CD rate of 4.40%, and a 59-month CD rate of 4.50%. A minimum of deposit of $1,000 is required to earn any of the rates and terms listed.
BMO Harris Bank also offers the option to automatically renew CDs at maturity, giving you the convenience of continuing to earn interest without having to take any action. Additionally, you can access their CD account information online or through the BMO Harris Bank mobile app, making it easy to manage their savings.
It's important to note that CD rates are subject to change at any time, so you should check BMO Harris Bank's website or contact a representative for the most up-to-date information. Overall, BMO Harris Bank's CD rates are competitive and offer you a reliable way to save and earn interest on their money.
If you're considering opening a checking or savings account, it's essential to choose a bank or credit union that meets your needs. Fortunately, the process of opening an account at either is quite simple. The first step to opening an account is to get a recommendation from a trusted friend or family member. Find out about the fees charged by the bank or credit union, the services they offer, and the CD rates they pay on certificates of deposits and savings rates on savings accounts. This information can help you choose a financial institution that meets your needs.
Once you have chosen a bank or credit union, you will need to provide them with some basic information to verify your identity. This includes your name, date of birth, address, and identification number, which can be a Social Security number, Individual Taxpayer Identification Number (ITIN), passport number and country of issuance, alien identification card number, or other government-issued identification number. Many banks require you to show a U.S. or state government-issued identification card with your photo on it, such as a driver’s license, U.S. passport, or military identification. If you do not have a U.S. or state government-issued form of identification, some banks and credit unions accept foreign passports and Consular IDs, such as the Matricula Consular card.
First Internet Bank is currently offering some of the best CD rates available right now. The best deal for the term is on First Internet Bank's 12-month CD which has a current rate of 4.95% with an APY of 5.06%. First Internet Bank's 12-month CD rate puts the bank in the company of the few banks offering a rate at or above 5.00%.
First Internet Bank offers CDs with competitive interest rates that can vary based on the term length of the CD. First Internet Bank is offering CD terms ranging from 3-months to 60-months, so you have several terms to choose from. CD rates on these CDs are competitive for both short-term CDs and long-term CDs. You can open a CD account with a minimum deposit of $1,000.
As with any CD account, there are early withdrawal penalties for CD accounts at First Internet Bank. The fees can be pretty steep, especially on the long-term CD accounts, CDs of 24-months or more have a penalty of 360 days of interest so make sure to choose a term that works best for you.
Brilliant Bank is offering a couple brilliant CD rates on the bank's 15-month and 9-month certificates of deposit. 15-month CD rates at Brilliant Bank are currently at 4.85% APY and 9-month CD rates are at 4.50% APY.
The minimum opening deposit for a CD account at Brilliant Bank is $1,000 and the maximum opening deposit is $500,000. I would personally keep the amount deposited under the FDIC insured amount of $250,000, this would be the case with any bank, especially these days when banks are failing.
One of the benefits of opening a CD account at Brilliant Bank is that they offer competitive rates compared to other banks. In fact, the bank's rates are well above the current national average rates.
Wells Fargo is offering some of the best mortgage rates available today on both the bank's fixed rates mortgages and adjustable mortgages. Current mortgage rates on 30-year loans are at 6.375% with an APR of 6.569%.
Wells Fargo is one of the largest banks in the United States and provides a wide range of financial products and services, including mortgages for home purchases and refinancing mortgages. Wells Fargo offers several types of mortgages with varying rates and terms.
The most popular type at Wells Fargo is the 30-year fixed rate mortgage. With a fixed-rate mortgage, the mortgage rate remains the same throughout the life of the loan. This means that your monthly payments will also remain the same, which can be helpful for budgeting purposes. Wells Fargo offers fixed-rate mortgages with terms of 10, 15, 20, and 30 years.
Bankwell offers 3 different types of certificates of deposit, all with competitive CD rates. The best CD rates from Bankwell is on their 12-month CD account at 5.00% APY. Bankwell's rate on the 12-month CD puts the bank in a select few banks offering a 5.00% CD.
Besides the 12-month CD, Bankwell also offers two other CD accounts, along with a range of other banking products. The shortest-term CD account is the bank's 6-month CD, with a current CD rate of 4.40% with an APY of 4.50%. The longest-term CD account offered by Bankwell is an 18-month CD with a rate of 4.16% with an APY of 4.25%.
One of the benefits of Bankwell's CD account, along with any CD account, is you can earn higher CD rates than you would with a regular savings account or money market account. Earning a higher rate requirest you to deposit a fixed amount of money for a specific period of time.
Ben Bernanke, The Fed chief, in testimony before a congressional panel yesterday sent no signals that the Fed will take any immediate steps to aid the economy. Recently released negative economic data had many believing that Ben would announce QE3 to help the slowing economy.
Bank CD rates were down fractionally again this week, but there is hope for the future. The FOMC meets this week to decide the direction of interest rates. The consensus is the Fed funds rate will stay in a targeted range of zero percent to one quarter percent.
Bank CD rates were down fractionally again this week, but there is hope for the future. The FOMC meets this week to decide the direction of interest rates. The consensus is the Fed funds rate will stay in a targeted range of zero percent to one quarter percent.
