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 First Federal S&L of McMinnville Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
First Federal S&L of McMinnville's 3-Month Short Term Certificates rates are at 3.65%, 6-Month Short Term Certificates rates are at 3.55%, 18-Month IRA Certificates rates are at 3.50%, 1 Year Long Term Certificates rates are at 3.25%, 2 1/2 Year IRA Certificates rates are at 3.25%. First Federal S&L of McMinnville's savings rates are at 0.02%. First Federal S&L of McMinnville's money market rates are at 0.10%. First Federal S&L of McMinnville's Personal Loan Rates are at 6.34%. MonitorBankRates evaluates the financial stability of First Federal S&L of McMinnville with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026. First Federal S&L of McMinnville money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal S&L of McMinnville? Share your experience about First Federal S&L of McMinnville by leaving a review below, or read customer reviews before you decide to use First Federal S&L of McMinnville. 
First Federal S&L of McMinnville CD Rates
First Federal S&L of McMinnville Savings Rates
First Federal S&L of McMinnville Money Market Rates
First Federal S&L of McMinnville Checking Rates
First Federal S&L of McMinnville Home Equity & HELOC
First Federal S&L of McMinnville Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Federal S&L of McMinnville is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Federal S&L of McMinnville rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Federal S&L of McMinnville's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
First Federal S&L of McMinnville
FDIC Certificate #
29624
Address
118 Ne 3rd St,
Mcminnville, OR 97128 · Yamhill
Website
https://www.firstfedweb.com
Established
01/01/1922
FDIC Insurance Date
08/09/1989
Domestic Offices
6
Total Branches
6
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.4688%
Return on Equity (ROE)
5.1500%
Non-Performing Loans (NPL)
0.00%
Total Assets
$669,416,000
Total Deposits
$570,654,000
Equity Capital
$73,197,000
Net Income
$2,309,000
Headquarters
Mcminnville
Total Offices
6
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About First Federal S&L of McMinnvilleIs First Federal S&L of McMinnville a safe place to deposit money?Yes, First Federal S&L of McMinnville is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does First Federal S&L of McMinnville operate?First Federal S&L of McMinnville currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, First Federal S&L of McMinnville does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Federal S&L of McMinnville provides members with tools to manage their accounts and build a solid financial history. Does First Federal S&L of McMinnville offer online and mobile banking?Most modern institutions like First Federal S&L of McMinnville provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstfedweb.com. Current First Federal S&L of McMinnville Rates
Retrieved from our database of financial products. Rates subject to change.
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