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First Federal S&L of McMinnville Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

First Federal S&L of McMinnville's top rates as of October 11, 2026 are 3.85% APY on its 3-Month Certificate, 0.05% APY on savings, 0.15% APY on money market accounts, 0.01% APY on checking, 6.375% on its Mobile-friendly Comparison table of Jumbo Home - 15 Year Loan mortgage, and personal loans from 6.84% APR, according to rates verified by MonitorBankRates. Other First Federal S&L of McMinnville CD rates include Business 3-Month Certificate at 3.85%, 1 Year Certificate at 3.75%, and 18-Month IRA at 3.75%. Other First Federal S&L of McMinnville mortgage rates include Mobile-friendly Comparison table of Jumbo Home - 20 Year Loan at 7.125%, and Mobile-friendly Comparison table of Jumbo Home - 30 Year Loan at 7.25%. MonitorBankRates evaluates the financial stability of First Federal S&L of McMinnville with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.22%. Rates last updated and verified on 10/11/2026.

First Federal S&L of McMinnville money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal S&L of McMinnville? Share your experience about First Federal S&L of McMinnville by leaving a review below, or read customer reviews before you decide to use First Federal S&L of McMinnville.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.22%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
First Federal S&L of McMinnville
118 Ne 3rd St
Mcminnville, OR 97128
https://www.firstfedweb.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

First Federal S&L of McMinnville CD Rates

Product Rate APY Term View More
3 Month Certificate 3.73% 3.85% 3 month
No additional details.
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 3.65% → 3.85% ▲ 0.20 pts · high 3.85% / low 3.65%
3.15%3.75%4.35%Sep 24, 2026: 3.65% APYOct 3, 2026: 3.85% APYSep 24, 2026Oct 13, 2026
  • Oct 3, 20263.85%▲ from 3.65%
  • Sep 24, 20263.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
1 Year Certificate 3.63% 3.75% 1 Year
No additional details.
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25%
2.75%3.50%4.25%Sep 24, 2026: 3.25% APYOct 3, 2026: 3.75% APYSep 24, 2026Oct 13, 2026
  • Oct 3, 20263.75%▲ from 3.25%
  • Sep 24, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
18 Month IRA 3.63% 3.75% 18 Month
No additional details.
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
3.00%3.63%4.25%Sep 24, 2026: 3.50% APYOct 3, 2026: 3.75% APYSep 24, 2026Oct 13, 2026
  • Oct 3, 20263.75%▲ from 3.50%
  • Sep 24, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
6 Month Certificate 3.63% 3.75% 6 month
No additional details.
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 3.55% → 3.75% ▲ 0.20 pts · high 3.75% / low 3.55%
3.05%3.65%4.25%Sep 24, 2026: 3.55% APYOct 3, 2026: 3.75% APYSep 24, 2026Oct 13, 2026
  • Oct 3, 20263.75%▲ from 3.55%
  • Sep 24, 20263.55%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
9 Month Certificate 3.63% 3.75% 9 month
No additional details.
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25%
2.75%3.50%4.25%Sep 24, 2026: 3.25% APYOct 3, 2026: 3.75% APYSep 24, 2026Oct 13, 2026
  • Oct 3, 20263.75%▲ from 3.25%
  • Sep 24, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
18 Month IRA 3.39% 3.50% 18 Month
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
2 1/2 Year IRA 3.15% 3.25% 2 1/2 Year
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 24, 2026: 3.25% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
1 1/2 Years Certificate 2.92% 3.00% 1 1/2 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 5 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
2 1/2 Years Certificate 2.68% 2.75% 2 1/2 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
2 Years Certificate 2.68% 2.75% 2 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 5 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
3 Years Certificate 2.44% 2.50% 3 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
4 Years Certificate 2.44% 2.50% 4 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
5 Year IRA 2.44% 2.50% 5 Year
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
5 Years Certificate 2.44% 2.50% 5 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 5 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
1 Month Certificate 1.00% 1.02% 1 month
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 1.02% APY · checked 5 times
0.52%1.02%1.52%Sep 24, 2026: 1.02% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville Business CD Rates

Product Rate APY Term View More
Business 3 Month Certificate 3.73% 3.85% 3 Month
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business 1 Year Certificate 3.63% 3.75% 1 Year
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 3, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Oct 3, 2026: 3.75% APYOct 3, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business 6 Month Certificate 3.63% 3.75% 6 Month
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business 9 Month Certificate 3.63% 3.75% 9 Month
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business 1 1/2 Years Certificate 2.92% 3.00% 1 1/2 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 3, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 3, 2026: 3.00% APYOct 3, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business 2 1/2 Years Certificate 2.68% 2.75% 2 1/2 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 3, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Oct 3, 2026: 2.75% APYOct 3, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business 2 Years Certificate 2.68% 2.75% 2 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 3, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Oct 3, 2026: 2.75% APYOct 3, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business 3 Years Certificate 2.44% 2.50% 3 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 3, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Oct 3, 2026: 2.50% APYOct 3, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business 4 Years Certificate 2.44% 2.50% 4 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 3, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Oct 3, 2026: 2.50% APYOct 3, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business 5 Years Certificate 2.44% 2.50% 5 Years
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 3, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Oct 3, 2026: 2.50% APYOct 3, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business 1 Month Certificate 1.00% 1.02% 1 Month
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 1.02% APY · checked 2 times
0.52%1.02%1.52%Oct 7, 2026: 1.02% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville Savings Rates

Product Rate APY View More
Health Savings Account 0.05% 0.05%
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Christmas Club 0.02% 0.02%
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Sep 24, 2026: 0.02% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Statement Savings 0.02% 0.02%
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Sep 24, 2026: 0.02% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville Business Savings Rates

Product Rate APY View More
Business Savings 0.02% 0.02%
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Sep 24, 2026: 0.02% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville Money Market Rates

Product Rate APY View More
Daily Money Market 0.15% 0.15%
Min Balance $25,000
Details Balance: $25,000-$49,999*
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Daily Money Market 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000-$99,999*
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Daily Money Market 0.15% 0.15%
Min Balance $100,000
Details Balance: $100,000-$249,999*
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Daily Money Market 0.15% 0.15%
Min Balance $250,000
Details Balance: $250,000 and Over*
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
IRA Money Market 0.15% 0.15%
Min Balance $25,000
Details Balance: $25,000-$49,999
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
IRA Money Market 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000-$99,999
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
IRA Money Market 0.15% 0.15%
Min Balance $100,000
Details Balance: $100,000-$249,999
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
IRA Money Market 0.15% 0.15%
Min Balance $250,000
Details Balance: $250,000 and Over
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Daily Money Market 0.10% 0.10%
Min Balance $5
Details Balance: $5-$2,499
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Daily Money Market 0.10% 0.10%
Min Balance $2,500
Details Balance: $2,500-$9,999
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Daily Money Market 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000-$24,999
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
IRA Money Market 0.10% 0.10%
Min Balance $5
Details Balance: $5.00-$2,499
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
IRA Money Market 0.10% 0.10%
Min Balance $2,500
Details Balance: $2,500-$9,999
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
IRA Money Market 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000-$24,999
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville Business Money Market Rates

Product Rate APY View More
Business Daily Money Markets 0.15% 0.15%
Min Balance $25,000
Details Balance: $25,000.00-$49,999.00
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business Daily Money Markets 0.15% 0.15%
Min Balance $50,000
Details Balance: $50,000.00-$99,999.00
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business Daily Money Markets 0.15% 0.15%
Min Balance $100,000
Details Balance: $100,000.00-$249,999.00
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business Daily Money Markets 0.15% 0.15%
Min Balance $250,000
Details Balance: $250,000.00 and over
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business Daily Money Markets 0.10% 0.10%
Min Balance $5
Details Balance: $5.00-$2,499.00
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business Daily Money Markets 0.10% 0.10%
Min Balance $2,500
Details Balance: $2,500.00-$9,999.00
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Business Daily Money Markets 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000.00-$24,999.00
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville Checking Rates

Product Rate APY View More
62+ Checking 0.01% 0.01%
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Digital Checking 0.01% 0.01%
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Regular Checking 0.01% 0.01%
No additional details.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville Mortgage Rates

Product Rate Points APR Term View More
Mobile-friendly Comparison table of Jumbo Home - 15 Year Loan 6.375% 1.000% 6.637% 15 years
No additional details.
Last Updated 10/11/2026
Rate History
2 changes since Sep 15, 2026 · 6.25% → 6.64% ▲ 0.39 pts · high 6.64% / low 6.25%
5.75%6.44%7.14%Sep 15, 2026: 6.25% APRSep 24, 2026: 6.39% APROct 7, 2026: 6.64% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20266.64%▲ from 6.39%
  • Sep 24, 20266.39%▲ from 6.25%
  • Sep 15, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Mobile-friendly Comparison table of Jumbo Home - 20 Year Loan 7.125% 1.000% 7.34% 20 years
No additional details.
Last Updated 10/11/2026
Rate History
2 changes since Sep 15, 2026 · 6.84% → 7.34% ▲ 0.50 pts · high 7.34% / low 6.84%
6.33%7.09%7.84%Sep 15, 2026: 6.84% APRSep 24, 2026: 6.96% APROct 7, 2026: 7.34% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.34%▲ from 6.96%
  • Sep 24, 20266.96%▲ from 6.84%
  • Sep 15, 20266.84%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Mobile-friendly Comparison table of Jumbo Home - 30 Year Loan 7.25% 1.000% 7.417% 30 years
Details Additional APR listed for this product: 7.449%.
Last Updated 10/11/2026
Rate History
2 changes since Sep 15, 2026 · 6.94% → 7.42% ▲ 0.47 pts · high 7.42% / low 6.94%
6.44%7.18%7.92%Sep 15, 2026: 6.94% APRSep 24, 2026: 7.04% APROct 7, 2026: 7.42% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.42%▲ from 7.04%
  • Sep 24, 20267.04%▲ from 6.94%
  • Sep 15, 20266.94%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan 8.375% - 8.843% 240 months
Details Fee: ** see below
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 8.46% → 8.84% ▲ 0.38 pts · high 8.84% / low 8.46%
7.96%8.65%9.34%Sep 24, 2026: 8.46% APROct 7, 2026: 8.84% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 20268.84%▲ from 8.46%
  • Sep 24, 20268.46%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Home Equity Loan 8.375% - 8.949% 180 months
Details Fee: ** see below
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 8.57% → 8.95% ▲ 0.38 pts · high 8.95% / low 8.57%
8.07%8.76%9.45%Sep 24, 2026: 8.57% APROct 7, 2026: 8.95% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 20268.95%▲ from 8.57%
  • Sep 24, 20268.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Home Equity Loan 8.375% - 9.167% 120 months
Details Fee: ** see below
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 8.79% → 9.17% ▲ 0.38 pts · high 9.17% / low 8.79%
8.29%8.98%9.67%Sep 24, 2026: 8.79% APROct 7, 2026: 9.17% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 20269.17%▲ from 8.79%
  • Sep 24, 20268.79%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Home Equity Loan 8.375% - 9.83% 60 months
Details Fee: ** see below
Last Updated 10/11/2026
Rate History
1 change since Sep 24, 2026 · 9.45% → 9.83% ▲ 0.38 pts · high 9.83% / low 9.45%
8.95%9.64%10.33%Sep 24, 2026: 9.45% APROct 7, 2026: 9.83% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 20269.83%▲ from 9.45%
  • Sep 24, 20269.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycles, ATVs, Personal Watercraft - New Loan 10.00% 10.00% 60 months
Details LTV: 80%
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 10.00% APR · checked 6 times
9.50%10.00%10.50%Sep 15, 2026: 10.00% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Motorcycles, ATVs, Personal Watercraft - Used Loan 10.50% 10.50% 36 months
Details LTV: 80%
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 10.50% APR · checked 6 times
10.00%10.50%11.00%Sep 15, 2026: 10.50% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville Personal Loan Rates

Product APR Term View More
Personal Loan - MY Loan 6.84% 36 months
Details Additional APR listed for this product: 8.840%.
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 6.84% APR · checked 2 times
6.34%6.84%7.34%Oct 7, 2026: 6.84% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Personal Loan - MY Loan 6.99% 48 months
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 7, 2026: 6.99% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Personal Loan - MY Loan 7.24% 60 months
No additional details.
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 7.24% APR · checked 2 times
6.74%7.24%7.74%Oct 7, 2026: 7.24% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Motorcycles, ATVs, Personal Watercraft - New Loan 10.00% 60 months
Details LTV: 80%
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 10.00% APR · checked 6 times
9.50%10.00%10.50%Sep 15, 2026: 10.00% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Motorcycles, ATVs, Personal Watercraft - Used Loan 10.50% 36 months
Details LTV: 80%
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 10.50% APR · checked 6 times
10.00%10.50%11.00%Sep 15, 2026: 10.50% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

First Federal S&L of McMinnville Other Rates

Product Rate Points APY/APR Term View More
29 Year Construction Loan 7.25% 1.000% 7.514% 29 Year
Last Updated 10/11/2026
Rate History
3 changes since Sep 15, 2026 · 7.01% → 7.51% ▲ 0.51 pts · high 7.51% / low 7.01%
6.50%7.26%8.02%Sep 15, 2026: 7.01% APRSep 24, 2026: 7.13% APRSep 27, 2026: 7.25% APROct 1, 2026: 7.51% APRSep 15, 2026Oct 13, 2026
  • Oct 1, 20267.51%▲ from 7.25%
  • Sep 27, 20267.25%▲ from 7.13%
  • Sep 24, 20267.13%▲ from 7.01%
  • Sep 15, 20267.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
29 Year Construction Loan 7.25% 1.000% 7.484% 29 years
Last Updated 10/11/2026
Rate History
4 changes since Sep 15, 2026 · 7.01% → 7.48% ▲ 0.48 pts · high 7.51% / low 7.01%
6.50%7.26%8.02%Sep 15, 2026: 7.01% APRSep 24, 2026: 7.13% APRSep 27, 2026: 7.25% APROct 1, 2026: 7.51% APROct 7, 2026: 7.48% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.48%▼ from 7.51%
  • Oct 1, 20267.51%▲ from 7.25%
  • Sep 27, 20267.25%▲ from 7.13%
  • Sep 24, 20267.13%▲ from 7.01%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
30 Year FTHB Loan 7.50% 0.000% 7.514% 30 Year
Last Updated 10/11/2026
Rate History
3 changes since Sep 15, 2026 · 7.39% → 7.51% ▲ 0.13 pts · high 7.51% / low 7.14%
6.64%7.33%8.01%Sep 15, 2026: 7.39% APRSep 24, 2026: 7.14% APRSep 27, 2026: 7.26% APROct 3, 2026: 7.51% APRSep 15, 2026Oct 13, 2026
  • Oct 3, 20267.51%▲ from 7.26%
  • Sep 27, 20267.26%▲ from 7.14%
  • Sep 24, 20267.14%▼ from 7.39%
  • Sep 15, 20267.39%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
30 Year FTHB Loan 7.875% 0.000% 7.889% 30 Year
Last Updated 10/11/2026
Rate History
4 changes since Sep 15, 2026 · 7.39% → 7.89% ▲ 0.50 pts · high 7.89% / low 7.14%
6.39%7.51%8.64%Sep 15, 2026: 7.39% APRSep 24, 2026: 7.14% APRSep 27, 2026: 7.26% APROct 3, 2026: 7.51% APROct 7, 2026: 7.89% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.89%▲ from 7.51%
  • Oct 3, 20267.51%▲ from 7.26%
  • Sep 27, 20267.26%▲ from 7.14%
  • Sep 24, 20267.14%▼ from 7.39%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 (MY2) Loan - - 7.84% 36 months
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 7.84% APR · checked 2 times
7.34%7.84%8.34%Oct 7, 2026: 7.84% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 (MY2) Loan - - 7.99% 48 months
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 7.99% APR · checked 2 times
7.49%7.99%8.49%Oct 7, 2026: 7.99% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 (MY2) Loan - - 8.24% 60 months
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 8.24% APR · checked 2 times
7.74%8.24%8.74%Oct 7, 2026: 8.24% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 (MY3) Loan - - 8.34% 36 months
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 8.34% APR · checked 5 times
7.84%8.34%8.84%Sep 24, 2026: 8.34% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 (MY3) Loan - - 8.49% 48 months
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 8.49% APR · checked 5 times
7.99%8.49%8.99%Sep 24, 2026: 8.49% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 (MY3) Loan - - 8.74% 60 months
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 8.74% APR · checked 5 times
8.24%8.74%9.24%Sep 24, 2026: 8.74% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 (MY4) Loan - - 9.84% 36 months
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 9.84% APR · checked 5 times
9.34%9.84%10.34%Sep 24, 2026: 9.84% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 Loan - - 7.34% 36 months
Details Additional APR listed for this product: 7.840%, 8.340%, 9.840%.
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 7.34% APR · checked 6 times
6.84%7.34%7.84%Sep 15, 2026: 7.34% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 Loan - - 7.49% 48 months
Details Additional APR listed for this product: 7.990%, 8.490%.
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 7.49% APR · checked 6 times
6.99%7.49%7.99%Sep 15, 2026: 7.49% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 Loan - - 7.74% 60 months
Details Additional APR listed for this product: 8.240%, 8.740%.
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 7.74% APR · checked 6 times
7.24%7.74%8.24%Sep 15, 2026: 7.74% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 660 to 699 Loan - - 8.14% 72 months
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 8.14% APR · checked 6 times
7.64%8.14%8.64%Sep 15, 2026: 8.14% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 700 to 739 (MY3) Loan - - 7.84% 36 months
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 7.84% APR · checked 5 times
7.34%7.84%8.34%Sep 24, 2026: 7.84% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 700 to 739 (MY3) Loan - - 7.99% 48 months
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 7.99% APR · checked 5 times
7.49%7.99%8.49%Sep 24, 2026: 7.99% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 700 to 739 (MY3) Loan - - 8.24% 60 months
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 8.24% APR · checked 5 times
7.74%8.24%8.74%Sep 24, 2026: 8.24% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 700 to 739 (MY4) Loan - - 9.34% 36 months
Last Updated 10/11/2026
Rate History
No change since Oct 7, 2026 · 9.34% APR · checked 2 times
8.84%9.34%9.84%Oct 7, 2026: 9.34% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 700 to 739 Loan - - 7.34% 36 months
Details Additional APR listed for this product: 7.840%, 9.340%.
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 7.34% APR · checked 6 times
6.84%7.34%7.84%Sep 15, 2026: 7.34% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 700 to 739 Loan - - 7.49% 48 months
Details Additional APR listed for this product: 7.990%.
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 7.49% APR · checked 6 times
6.99%7.49%7.99%Sep 15, 2026: 7.49% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 700 to 739 Loan - - 7.74% 60 months
Details Additional APR listed for this product: 8.240%.
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 7.74% APR · checked 6 times
7.24%7.74%8.24%Sep 15, 2026: 7.74% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 740 or Above (MY3) Loan - - 7.34% 36 months
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 7.34% APR · checked 5 times
6.84%7.34%7.84%Sep 24, 2026: 7.34% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 740 or Above (MY3) Loan - - 7.49% 48 months
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 7.49% APR · checked 5 times
6.99%7.49%7.99%Sep 24, 2026: 7.49% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 740 or Above (MY3) Loan - - 7.74% 60 months
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 7.74% APR · checked 5 times
7.24%7.74%8.24%Sep 24, 2026: 7.74% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 740 or Above Loan - - 6.84% 36 months
Details Additional APR listed for this product: 7.340%, 8.840%.
Last Updated 10/11/2026
Rate History
1 change since Sep 15, 2026 · 8.84% → 6.84% ▼ 2.00 pts · high 8.84% / low 6.84%
4.84%7.84%10.84%Sep 15, 2026: 8.84% APRSep 24, 2026: 6.84% APRSep 15, 2026Oct 13, 2026
  • Sep 24, 20266.84%▼ from 8.84%
  • Sep 15, 20268.84%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 740 or Above Loan - - 6.99% 48 months
Details Additional APR listed for this product: 7.490%.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 6.99% APR · checked 5 times
6.49%6.99%7.49%Sep 24, 2026: 6.99% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Credit Score 740 or Above Loan - - 7.24% 60 months
Details Additional APR listed for this product: 7.740%.
Last Updated 10/11/2026
Rate History
No change since Sep 24, 2026 · 7.24% APR · checked 5 times
6.74%7.24%7.74%Sep 24, 2026: 7.24% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Mobile-friendly Comparison table of Home - 15 Year Loan 6.375% 1.000% 6.664% 15 Year
Last Updated 10/11/2026
Rate History
3 changes since Sep 15, 2026 · 6.28% → 6.66% ▲ 0.39 pts · high 6.66% / low 6.28%
5.78%6.47%7.16%Sep 15, 2026: 6.28% APRSep 24, 2026: 6.41% APRSep 27, 2026: 6.54% APROct 3, 2026: 6.66% APRSep 15, 2026Oct 13, 2026
  • Oct 3, 20266.66%▲ from 6.54%
  • Sep 27, 20266.54%▲ from 6.41%
  • Sep 24, 20266.41%▲ from 6.28%
  • Sep 15, 20266.28%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Mobile-friendly Comparison table of Home - 20 Year Loan 7.125% 1.000% 7.363% 20 Year
Last Updated 10/11/2026
Rate History
3 changes since Sep 15, 2026 · 6.86% → 7.36% ▲ 0.51 pts · high 7.36% / low 6.86%
6.35%7.11%7.87%Sep 15, 2026: 6.86% APRSep 24, 2026: 6.98% APRSep 27, 2026: 7.11% APROct 3, 2026: 7.36% APRSep 15, 2026Oct 13, 2026
  • Oct 3, 20267.36%▲ from 7.11%
  • Sep 27, 20267.11%▲ from 6.98%
  • Sep 24, 20266.98%▲ from 6.86%
  • Sep 15, 20266.86%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Mobile-friendly Comparison table of Home - 30 Year Loan 7.25% 1.000% 7.434% 30 Year
Last Updated 10/11/2026
Rate History
3 changes since Sep 15, 2026 · 6.93% → 7.43% ▲ 0.50 pts · high 7.43% / low 6.93%
6.42%7.18%7.94%Sep 15, 2026: 6.93% APRSep 24, 2026: 7.06% APRSep 27, 2026: 7.17% APROct 3, 2026: 7.43% APRSep 15, 2026Oct 13, 2026
  • Oct 3, 20267.43%▲ from 7.17%
  • Sep 27, 20267.17%▲ from 7.06%
  • Sep 24, 20267.06%▲ from 6.93%
  • Sep 15, 20266.93%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Mobile-friendly Comparison table of Manufactured Home - 15 Year Loan 6.875% 0.000% 7.127% 15 Year
Last Updated 10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.62% → 7.13% ▲ 0.50 pts · high 7.13% / low 6.62%
6.12%6.88%7.63%Sep 15, 2026: 6.62% APROct 7, 2026: 7.13% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.13%▲ from 6.62%
  • Sep 15, 20266.62%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Mobile-friendly Comparison table of Manufactured Home - 30 Year Loan 7.875% 0.000% 8.04% 30 Year
Last Updated 10/11/2026
Rate History
1 change since Sep 15, 2026 · 7.54% → 8.04% ▲ 0.50 pts · high 8.04% / low 7.54%
7.03%7.79%8.54%Sep 15, 2026: 7.54% APROct 7, 2026: 8.04% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20268.04%▲ from 7.54%
  • Sep 15, 20267.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
New Loan 10.00% - 10.00% 60 months
Last Updated 10/11/2026
Rate History
1 change since Sep 15, 2026 · 10.01% → 10.00% ▼ 0.01 pts · high 10.01% / low 10.00%
9.50%10.00%10.51%Sep 15, 2026: 10.01% APRSep 27, 2026: 10.00% APRSep 15, 2026Oct 13, 2026
  • Sep 27, 202610.00%▼ from 10.01%
  • Sep 15, 202610.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Used Loan 10.50% - 10.51% 36 months
Last Updated 10/11/2026
Rate History
No change since Sep 15, 2026 · 10.51% APR · checked 6 times
10.01%10.51%11.01%Sep 15, 2026: 10.51% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

First Federal S&L of McMinnville’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.22% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.7% 3.0★ 1% 4.0★ 1.4% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.22% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$679M0.22%5.0A+
March 31, 2026$679M0.00%5.0A+
December 31, 2025$669M0.00%5.0A+
September 30, 2025$668M1.02%5.0A+
June 30, 2025$659M1.00%5.0A+
March 31, 2025$668M0.18%5.0A+
December 31, 2024$644M0.00%5.0A+
September 30, 2024$639M0.00%5.0A+
June 30, 2024$641M0.00%5.0A+
March 31, 2024$626M0.03%5.0A+
December 31, 2023$630M0.00%5.0A+
September 30, 2023$624M0.00%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Federal S&L of McMinnville is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Federal S&L of McMinnville rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Federal S&L of McMinnville's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Federal S&L of McMinnville
FDIC Certificate # 29624
Address 118 Ne 3rd St, Mcminnville, OR 97128  ·  Yamhill
Website https://www.firstfedweb.com
Established 19220101
FDIC Insurance Date 19890809
Domestic Offices 6
Total Branches 6
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.22%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4863%
Return on Equity (ROE) 4.4700%
Non-Performing Loans (NPL) 0.02%
Total Assets $678,693,000
Total Deposits $578,144,000
Equity Capital $74,183,000
Net Income $1,643,000
Headquarters Mcminnville
Total Branches and Offices 6
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

First Federal S&L of McMinnville earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/first-federal-savings-and-loan-association-of-mcminnville-rates-review-29624">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About First Federal S&L of McMinnville

How many branches does First Federal S&L of McMinnville operate?

First Federal S&L of McMinnville currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Federal S&L of McMinnville does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Federal S&L of McMinnville provides members with tools to manage their accounts and build a solid financial history.

Does First Federal S&L of McMinnville offer online and mobile banking?

Most modern institutions like First Federal S&L of McMinnville provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstfedweb.com.

Current First Federal S&L of McMinnville Rates

  • 12-Month CD3.75%
  • 18-Month CD3.50%
  • 24-Month CD2.75%
  • 36-Month CD2.50%
  • 48-Month CD2.50%
  • 60-Month CD2.50%
  • Savings0.05%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.

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