Peru Federal Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.01%, 6-month CD rates at 5.35% and 3-month CD rates at 0.10%. Current savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.20%. Credit Card rates are at 9.90%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates. Peru Federal Savings Bank's 12-Month CD rates are at 3.30%, 18-Month CD rates are at 2.95%, 24-Month CD rates are at 2.85%, 36-Month CD rates are at 2.60%, 48-Month CD rates are at 2.50%. Peru Federal Savings Bank's savings rates are at 0.10%. Peru Federal Savings Bank's money market rates are at 1.25%.

Peru Federal Savings Bank

To see how these rates compare to Peru Federal Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peru Federal Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peru Federal Savings Bank CD rates. You can also compare Peru Federal Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Peru Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peru Federal Savings Bank? Share your experience about Peru Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Peru Federal Savings Bank.

Peru Federal Savings Bank Texas Ratio

Peru Federal Savings Bank's Texas Ratio is at 1.15%, which is considered excellent. The Texas Ratio for Peru Federal Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Peru Federal Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.30%
18-Month CD
2.95%
24-Month CD
2.85%
36-Month CD
2.60%
48-Month CD
2.50%
60-Month CD
2.40%
Savings
0.10%
MMA
1.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Peru Federal Savings Bank
1730 4th St
Peru, IL 61354
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Peru Federal Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Peru Federal Savings Bank
Peru Federal Savings Bank
12-Month CD
3.30%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
18-Month CD
2.95%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
24-Month CD
2.85%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
36-Month CD
2.60%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
48-Month CD
2.50%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
60-Month CD
2.40%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
Money Market Deposit Account
1.25%
$100,000
Peru Federal Savings Bank
Peru Federal Savings Bank
Statement Savings Account
0.10%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Peru Federal Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
24-Month CD
5.15%
$1,000
Northumberland Bank
Northumberland Bank
6-Month CD
5.05%
$5,000
First Foundation Bank
First Foundation Bank
9-Month CD Online
5.00%
$2,500
USAA Federal Savings Bank
USAA Federal Savings Bank
18-Month CD
4.60%
$1,000
Pathway Bank
Pathway Bank
12-Month CD
4.50%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
18-Month CD
4.50%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Money Market
4.25%
$5,000,000
Heritage Bank N.A.
Heritage Bank N.A.
Payroll Plus Checking
4.04%
$100
State Bank of Bottineau
State Bank of Bottineau
18-Month CD
3.79%
$100
Access Federal Credit Union
Access Federal Credit Union
36-Month CD share certificate
3.75%
$1,000
Axiom Bank
Axiom Bank
3-Month CD
3.35%
$500
Kish Bank
Kish Bank
60-Month CD
3.35%
$2,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
37-Month CD
3.02%
$500
Live Oak Bank
Live Oak Bank
3-Month CD
3.00%
$2,500
The Bank of Princeton
The Bank of Princeton
12-Month CD
3.00%
$500
The Bank of Princeton
The Bank of Princeton
6-Month CD
3.00%
$500
The Bank of Princeton
The Bank of Princeton
3-Month CD
3.00%
$500
ACFCU
ACFCU
48-Month CD certificate
3.00%
$1,000
PSB Indianola, IA
PSB Indianola, IA
60-Month CD
2.65%
$1,000
First State Bank Randolph, NE
First State Bank Randolph, NE
3-Month CD
2.50%
$500
First Southern Bank
First Southern Bank
24-Month CD
2.42%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
37-Month CD special
2.30%
$500
HomePride Bank
HomePride Bank
25-Month CD
2.27%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
48-Month CD
2.27%
$100
Lake City Federal Bank
Lake City Federal Bank
24-Month CD
2.22%
$1,000
Ladysmith Federal S&L
36-Month CD
2.12%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
24-Month CD
2.10%
$0
Mvsb
18-Month CD
1.75%
$500
First State Bank New London, WI
First State Bank New London, WI
18-Month CD
1.55%
$5,000
Bank of Kampsville
Bank of Kampsville
48-Month CD
1.27%
$1,000
Bruning Bank
Bruning Bank
Money Market
1.00%
$1,000,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Regular Savings
1.00%
$25,000
Institution for Savings
Institution for Savings
48-Month CD
0.75%
$500
Bank of Springfield
Bank of Springfield
24-Month CD
0.75%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
Money Market
0.40%
$250,000
Mascoma Bank
Mascoma Bank
36-Month CD
0.40%
$500
Maine Community Bank
Maine Community Bank
18-Month CD
0.35%
$500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
36-Month CD
0.35%
$1,000
BankWest Of Kansas
BankWest Of Kansas
12-Month CD
0.30%
$0
BLC Community Bank
BLC Community Bank
Savings Account
0.25%
$25
Machias Savings Bank
Machias Savings Bank
My MSB Money Fund
0.25%
$2,500
Bank of Magnolia
Bank of Magnolia
18-Month CD
0.25%
$1,000
Mayville State Bank
Mayville State Bank
12-Month CD
0.20%
$1,000
PCSB Bank
PCSB Bank
24-Month CD
0.20%
$500
1st Gateway Credit Union
1st Gateway Credit Union
Regular Share Savings
0.15%
$5
1st Kansas Credit Union
1st Kansas Credit Union
Regular Share Savings
0.15%
$50
Cendera Bank
Cendera Bank
Cendera Savings Account
0.10%
$100
Osgood Bank OB
Osgood Bank OB
Personal Savings
0.10%
$10
Simmesport State Bank
Simmesport State Bank
Passbook Savings
0.10%
$100
Katahdin Trust Company
Katahdin Trust Company
Evergreen Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Peru Federal Savings Bank Information

Peru Federal Savings Bank
1730 4th St
Peru, IL 61354
La Salle
Established Date: 01/01/1887
FDIC Certificate #: 29384
Date of FDIC Deposit Insurance: 01/14/1936
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Peru Federal Savings Bank FDIC Insured? Yes
What is Peru Federal Savings Bank's Cert number? 29384
What is the maximum amount for insured deposits? $250,000 per holder, per account

Peru Federal Savings Bank Financials

Total Assets:
$179,068,000
Total Deposits:
$157,476,000
Equity Capital:
$20,402,000
Domestic Deposits:
$157,476,000
Net Income:
$213,000
Return on Assets:
0.5368%
Quarterly Return on Assets:
0.4800%
Pretax Return on Assets:
0.5891%
Pretax Quarterly Return on Assets:
0.5900%
Return on Equity:
4.6400%
Quarterly Return on Equity:
4.1900%
Common Equity Tier 1 Capital Ratio:
27.4442%
Tier 1 Risk-Based Capital Ratio:
27.4442%
Leverage Tier 1 (Core Capital) Ratio:
13.3673%
Total Risk-Based Capital Ratio (YTD):
28.0823%
Total Interest Income (YTD):
2.6506%
 
 
Headquarters:
Peru
FDIC Field Office:
Princeton
Regulator:
OCC
County:
La Salle
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Fixed long term mortgage loan rates and refinance rates are lower on Martin Luther King, Jr. Day. The biggest drop in rates came on 15 year jumbo rates which declined 30 basis points and 5 year conforming adjustable rates which declined 45 basis points. Current 30 year conforming mortgage interest rates and refinancing rates are averaging 4.74 percent, down from last week’s average 30 year home loan rates and refi rate of 4.78 percent. Current Florida 30 year rates and current mortgage refinancing rates are higher than the national average 30 year rate. Today's 30 year FL rates are averaging 4.85 percent.
Silvergate Bank Money Market Account rates are now at 1.10 percent with a yield of 1.11 percent. View current Money Market Account rates at Silvergate Bank below.
Fixed conforming mortgage rates are higher this week but will head lower in the coming weeks. 30 year mortgage rates are averaging 3.40 percent with 0.7 mortgage points in Freddie Mac's Primary Mortgage Market Survey for the week ending January 10, 2012. Average 30 year mortgage rates are higher from last week's average of 3.34 percent on higher bond yields. 30 year rates only 9 basis points above the all-time record low of 3.31 percent set on November 21, 2012.

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Peru Federal Savings Bank Reviews

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