Merchants and Farmers Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Merchants and Farmers BankToday's 12-month CD rates can be found at 4.42%, 6-month CD rates at 1.00% and 3-month CD rates at 0.20%. Current savings rates are at 0.35% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 12.50%. Personal Loan rates are at 9.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Merchants and Farmers Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Merchants and Farmers Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Merchants and Farmers Bank CD rates. You can also compare Merchants and Farmers Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Merchants and Farmers Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Merchants and Farmers Bank? Share your experience about Merchants and Farmers Bank by leaving a review below, or read customer reviews before you decide to use Merchants and Farmers Bank.

Merchants and Farmers Bank Texas Ratio

Merchants and Farmers Bank's Texas Ratio is at 4.36%, which is considered excellent. The Texas Ratio for Merchants and Farmers Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Merchants and Farmers Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Merchants and Farmers Bank
500 Highway 65 S
Dumas, AR 71639
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Merchants and Farmers Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Evans Bank
Evans Bank
Orange Saver Savings
5.00%
$0
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
24-Month CD
4.35%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
36-Month CD
4.25%
$500
Carver Federal Savings Bank
Carver Federal Savings Bank
High Yield Savings
4.00%
$5,000
Riverland Bank
Riverland Bank
24-Month CD
4.00%
$1,000
TSB Bank
TSB Bank
12-Month CD
4.00%
$500
American Bank
American Bank
24-Month CD
4.00%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
60-Month CD (Plus Jumbo)
3.75%
$200,000
Solvay Bank
Solvay Bank
12-Month CD
3.75%
$2,500
Harleysville Bank
Harleysville Bank
Cash Rewards Checking
3.75%
$25
PCB Pendleton Bank
PCB Pendleton Bank
7-Month CD
3.75%
$500
First National Bank in Olney
First National Bank in Olney
12-Month CD
3.71%
$500
Harford Bank
Harford Bank
18-Month CD
3.55%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
18-Month CD
3.50%
$500
Great Plains State Bank
Great Plains State Bank
36-Month CD
3.40%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
60-Month CD
3.30%
$500
Addition Financial Credit Union
Addition Financial Credit Union
48-Month CD
3.04%
$1,000
Main Street Bank
Main Street Bank
18-Month CD
3.00%
$1,000
BankVista
BankVista
24-Month CD
2.96%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
36-Month CD
2.80%
$500
Castroville State Bank
Castroville State Bank
18-Month CD
2.63%
$1,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
12-Month CD
2.53%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
6-Month CD
2.02%
$1,000
Nashville Savings Bank
Nashville Savings Bank
60-Month CD
2.02%
$1,000
First Liberty Bank
First Liberty Bank
Kasasa Savings
2.00%
$50
TriCentury Bank
TriCentury Bank
Gold Money Market
1.50%
$5,000
Piedmont FSB
Piedmont FSB
18-Month CD
1.40%
$500
FNB of Brookfield
FNB of Brookfield
24-Month CD
1.26%
$1,000
Bank of Easton
Bank of Easton
12-Month CD
1.15%
$500
Jewett City Savings Bank
Jewett City Savings Bank
18-Month CD
1.00%
$1,000
Penn Community Bank
Penn Community Bank
48-Month CD
1.00%
$500
Carson Bank
Carson Bank
e-Checking
0.75%
$100
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
48-Month CD
0.70%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
48-Month CD
0.60%
$100
Greenville Federal
Greenville Federal
60-Month CD
0.50%
$500
Tompkins Community Bank
Tompkins Community Bank
18-Month CD
0.25%
$1,000
IAM Federal Credit Union
IAM Federal Credit Union
Primary Share Savings
0.25%
$200
Halstead Bank
Halstead Bank
Super NOW
0.20%
$1,000
FNB of Absecon
FNB of Absecon
36-Month CD
0.20%
$0
5 Star Bank
5 Star Bank
6-Month CD
0.20%
$500
Bank of Brenham
Bank of Brenham
Money Market
0.15%
$1,000
The Blue Grass Valley Bank
The Blue Grass Valley Bank
Regular Savings
0.15%
$50
Heritage Bank Minnesota
Heritage Bank Minnesota
Money Market
0.10%
$0
Eclipse Bank
Eclipse Bank
Classic Savings
0.10%
$0
Tennessee State Bank
Tennessee State Bank
Savings
0.10%
$100
1st United Credit Union
1st United Credit Union
Money Market
0.10%
$1,000
The Bank of Bourbonnais
The Bank of Bourbonnais
12-Month CD
0.05%
$500
Milford Bank
Milford Bank
6-Month CD
0.05%
$1,000
United Bank of Philadelphia
United Bank of Philadelphia
Statement Savings
0.02%
$150
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Merchants and Farmers Bank rate data right now, check back for updates, we are adding rates all the time.

Merchants and Farmers Bank Information

Merchants and Farmers Bank
500 Highway 65 S
Dumas, AR 71639
Desha
Established Date: 05/10/1909
FDIC Certificate #: 8735
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: M&F FINANCIAL CORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Merchants and Farmers Bank FDIC Insured? Yes
What is Merchants and Farmers Bank's Cert number? 8735
What is the maximum amount for insured deposits? $250,000 per holder, per account

Merchants and Farmers Bank Financials

Total Assets:
$236,196,000
Total Deposits:
$199,661,000
Equity Capital:
$25,138,000
Domestic Deposits:
$199,661,000
Net Income:
$627,000
Return on Assets:
1.1791%
Quarterly Return on Assets:
1.0600%
Pretax Return on Assets:
1.3624%
Pretax Quarterly Return on Assets:
1.3600%
Return on Equity:
11.4200%
Quarterly Return on Equity:
10.0700%
Common Equity Tier 1 Capital Ratio:
12.5175%
Tier 1 Risk-Based Capital Ratio:
12.5175%
Leverage Tier 1 (Core Capital) Ratio:
11.0006%
Total Risk-Based Capital Ratio (YTD):
13.7677%
Total Interest Income (YTD):
6.1685%
 
 
Headquarters:
Dumas
FDIC Field Office:
Little Rock
Regulator:
FED
County:
Desha
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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