Wintrust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.35%, 6-month CD rates at 0.35% and 3-month CD rates at 3.80%. Current savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.63%. Credit Card rates are at 9.99%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Wintrust Bank's 7-Month CD rates are at 4.20%, 11-Month CD rates are at 3.75%, 23-Month CD rates are at 3.50%, 17-Month CD rates are at 3.50%, 26-Month CD rates are at 3.20%. Wintrust Bank's savings rates are at 0.15%.

Wintrust Bank

To see how these rates compare to Wintrust Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Wintrust Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Wintrust Bank CD rates. You can also compare Wintrust Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Wintrust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wintrust Bank? Share your experience about Wintrust Bank by leaving a review below, or read customer reviews before you decide to use Wintrust Bank.

Wintrust Bank Texas Ratio

Wintrust Bank's Texas Ratio is at 2.57%, which is considered excellent. The Texas Ratio for Wintrust Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Wintrust Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.15%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Wintrust Bank
231 S La Salle St
Chicago, IL 60604
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Wintrust Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Wintrust Bank
Wintrust Bank
7-Month CD
4.20%
$1,000
Wintrust Bank
Wintrust Bank
11-Month CD
3.75%
$1,000
Wintrust Bank
Wintrust Bank
17-Month CD
3.50%
$1,000
Wintrust Bank
Wintrust Bank
23-Month CD
3.50%
$1,000
Wintrust Bank
Wintrust Bank
26-Month CD
3.20%
$1,000
Wintrust Bank
Wintrust Bank
33-Month CD
3.00%
$1,000
Wintrust Bank
Wintrust Bank
Statement Savings
0.15%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Wintrust Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Sullivan Bank
Sullivan Bank
Priority Plus Checking
6.00%
$100
CFG Bank
CFG Bank
Money Market
4.32%
$1,000
AAA Federal Savings Bank
AAA Federal Savings Bank
12-Month CD
4.30%
$1,500
Fidelity
Fidelity
9-Month CD
4.25%
$1,000
BankPurley
BankPurley
12-Month CD
4.15%
$1,000
Foresight Bank
Foresight Bank
12-Month CD
4.01%
$500
University Federal Credit Union
University Federal Credit Union
36-Month CD
4.00%
$1,000
EvaBank
EvaBank
12-Month CD
4.00%
$1,000
Profinium, Inc.
Profinium, Inc.
12-Month CD
3.85%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
24-Month CD
3.85%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
12-Month CD
3.75%
$500
Riverland Bank
Riverland Bank
60-Month CD
3.75%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
36-Month CD
3.70%
$1,000
Farmers National Bank
Farmers National Bank
12-Month CD
3.20%
$500
Touchmark Bank
Touchmark Bank
24-Month CD
3.15%
$1,000
Bell Bank
Bell Bank
18-Month CD
3.02%
$500
First Federal S&L of McMinnville
First Federal S&L of McMinnville
36-Month CD
3.00%
$500
GSL Savings Bank
GSL Savings Bank
60-Month CD
2.82%
$500
First National Bank VA
First National Bank VA
48-Month CD
2.78%
$500
Investment Savings Bank
Investment Savings Bank
30-Month CD
2.77%
$500
M.Y. Safra Bank
M.Y. Safra Bank
12-Month CD
2.75%
$500
American State Bank of Grygla
American State Bank of Grygla
24-Month CD
2.62%
$500
Stafford Savings Bank
Stafford Savings Bank
36-Month CD
2.54%
$500
First Citizens State Bank
First Citizens State Bank
18-Month CD
2.30%
$1,000
Alliance Bank IN
Alliance Bank IN
60-Month CD
1.91%
$1,000
Swedish-American State Bank
Swedish-American State Bank
48-Month CD
1.90%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
36-Month CD
1.61%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
12-Month CD
1.26%
$500
Hughes Federal Credit Union
Hughes Federal Credit Union
Money Market
1.26%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
6-Month CD
1.00%
$100
BankOrion
BankOrion
12-Month CD
0.60%
$500
The Victory Bank
The Victory Bank
18-Month CD
0.55%
$500
RBAZ Republic Bank of Arizona
Basic Savings
0.51%
$100
Farmers State Bank of Underwood
Kasasa Savings
0.50%
$0
Bank of Brenham
Bank of Brenham
Savings
0.43%
$0
Savings Bank of Walpole
Savings Bank of Walpole
36-Month CD
0.40%
$500
Kennebunk Savings Bank
Kennebunk Savings Bank
24-Month CD
0.35%
$500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
12-Month CD
0.30%
$1,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
Statement Savings
0.25%
$50
Machias Savings Bank
Machias Savings Bank
High Yield Savings
0.25%
$0
Adirondack Bank
Adirondack Bank
18-Month CD
0.20%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Passbook Savings
0.20%
$5
FNB Of Nokomis
FNB Of Nokomis
Savings
0.20%
$1
Pataskala Banking Company
Pataskala Banking Company
12-Month CD
0.15%
$500
Canton Co-operative Bank
Canton Co-operative Bank
High Interest Checking
0.10%
$1,500
Denison State Bank
Denison State Bank
Beyond Checking
0.10%
$100
Marquette Savings Bank
Marquette Savings Bank
Money Market
0.10%
$10,000
Piedmont FSB
Piedmont FSB
Statement Savings
0.05%
$100
National Bank of Coxsackie
National Bank of Coxsackie
Statement Savings
0.05%
$25
Westfield Bank
Westfield Bank
Classic Statement Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Wintrust Bank Information

Wintrust Bank
231 S La Salle St
Chicago, IL 60604
Cook
Established Date: 09/14/1994
FDIC Certificate #: 33935
Date of FDIC Deposit Insurance: 09/14/1994
Bank Holding Company: WINTRUST FINANCIAL CORP
How Many Domestic U.S. Offices? 35
How Many Branches are There? 35
Is Wintrust Bank FDIC Insured? Yes
What is Wintrust Bank's Cert number? 33935
What is the maximum amount for insured deposits? $250,000 per holder, per account

Wintrust Bank Financials

Total Assets:
$9,588,422,000
Total Deposits:
$8,208,493,000
Equity Capital:
$1,070,631,000
Domestic Deposits:
$8,208,493,000
Net Income:
$59,180,000
Return on Assets:
1.8715%
Quarterly Return on Assets:
2.4700%
Pretax Return on Assets:
3.2756%
Pretax Quarterly Return on Assets:
3.2800%
Return on Equity:
17.2000%
Quarterly Return on Equity:
22.4700%
Common Equity Tier 1 Capital Ratio:
10.7808%
Tier 1 Risk-Based Capital Ratio:
10.7808%
Leverage Tier 1 (Core Capital) Ratio:
10.9403%
Total Risk-Based Capital Ratio (YTD):
11.8602%
Total Interest Income (YTD):
5.8288%
 
 
Headquarters:
Chicago
FDIC Field Office:
Chicago
Regulator:
OCC
County:
Cook
# of Offices:
35
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

In this week's Mortgage Rate Survey released by MonitorBankRates.com, current 30 year conforming mortgage rates are averaging 4.70% for the week ending May 9, 2011, up from last week's average 30 year mortgage rate of 4.69%. 30 year mortgage rates were as high as 4.92% last week but have retreated following interest rates lower on the plunge in commodity prices. Average 30 year mortgage rate in California are higher than the national average. Today's 30 year rates in California are averaging 4.75%.
mortgage-rates-higher-30-year-mortgage-rates-back-above-500Mortgage rates are back above 5.00 percent in this morning's mortgage application survey. 30 year mortgage rates have been seesawing above and below 5.00 percent for over a month. The average contract 30 year mortgage rate is at 5.01 percent for the week ending March 5, 2010 according to the Mortgage Bankers Association's Weekly Mortgage Applications Survey. Mortgage discount points averaged 0.82 points.
credit-cards-and-charge-cardsCredit cards and charge cards are actually two different types of cards. Credit cards allow you to make purchases and carry a running balance on the account month to month.

Bank or Credit Union Offers and Deals

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Mortgage Rates at Record Lows Again, 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates at 4.03%
Mortgage Rates Stable as National Home Prices are Up 3.6 Percent in Case-Shiller Index
Highest Short Term CD Rates: Best 2 Month CD Rate at 0.80 Percent
Mortgage Rates Higher for the Third Consecutive Week: Freddie Mac
ASE Credit Union Savings Account
Short Term CD Interest Rates in Montpelier, Vermont
Conforming Home Mortage Rates Mixed Freddie Mac: 30 Year Mortgage Rates at 4.32%, 15 Year Mortgage Rates at 3.75%

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FOMC's September Meeting Still the Launch Date for Higher Deposit Rates
Luther Burbank Savings CD Rates: Top Rate at 5.25% APY

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