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Pikes Peak Credit Union Rates & Review March 2026

Pikes Peak Credit Union's 12-Month IRA CD rates are at 3.75%, 12-Month CD rates are at 3.75%, 6-Month IRA CD rates are at 3.75%, 6-Month CD rates are at 3.75%, 24-Month IRA CD rates are at 3.50%. Pikes Peak Credit Union's savings rates are at 0.10%. Pikes Peak Credit Union's Personal Loan Rates are at 7.74%. MonitorBankRates evaluates the financial stability of Pikes Peak Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.47%. Rates were last updated on 03/28/2026.

Pikes Peak Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pikes Peak Credit Union? Share your experience about Pikes Peak Credit Union by leaving a review below, or read customer reviews before you decide to use Pikes Peak Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.47%
Excellent Lower than avg
Pikes Peak Credit Union
Main Office
1616 N Circle Dr
Colorado Springs, CO 80909 2408
https://www.pikespeakcu.com
Member NCUA

Pikes Peak Credit Union CD Rates

Product Rate APY Term View More
12-Month IRA Certificate 3.69% 3.75% 12
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
12-Month Share Certificate 3.69% 3.75% 12
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
6-Month IRA Certificate 3.69% 3.75% 6
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
6-Month Share Certificate 3.69% 3.75% 6
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
24-Month IRA Certificate 3.45% 3.50% 24
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
24-Month Share Certificate 3.45% 3.50% 24
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
36-Month IRA Certificate 3.35% 3.40% 36
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
36-Month Share Certificate 3.35% 3.40% 36
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
48-Month IRA Certificate 3.25% 3.30% 48
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
48-Month Share Certificate 3.25% 3.30% 48
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
3-Month IRA Certificate 3.20% 3.25% 3
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
3-Month Share Certificate 3.20% 3.25% 3
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Pikes Peak Credit Union Savings Rates

Product Rate APY View More
Money Market Savings 1.00% 1.00%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Money Market Savings 0.90% 0.90%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Money Market Savings 0.80% 0.80%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Money Market Savings 0.70% 0.70%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
IRA Savings 0.10% 0.10%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Money Market Savings 0.10% 0.10%
Min Balance $100
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Savings 0.10% 0.10%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Pikes Peak Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings 1.00% 1.00%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Money Market Savings 0.90% 0.90%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Money Market Savings 0.80% 0.80%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Money Market Savings 0.70% 0.70%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Money Market Savings 0.10% 0.10%
Min Balance $100
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Pikes Peak Credit Union Checking Rates

Product Rate APY View More
Free Checking - 0.00%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Pikes Peak Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgage - Fixed Rate - - 5.49% 10-Year
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
First Mortgage - Fixed Rate - - 5.74% 12-Year
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
First Mortgage - Fixed Rate - - 5.99% 15-Year
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
First Mortgage - Fixed Rate - - 6.49% 20-Year
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Pikes Peak Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - Variable Rate - - 6.75%
Details Loan-to-Value: 80% or lower
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
HELOC - Variable Rate - - 7.75%
Details Loan-to-Value: 81% - 85%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
HELOC - Variable Rate - - 8.75%
Details Loan-to-Value: 86% - 90%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Pikes Peak Credit Union Credit Card Rates

Product Rate APR View More
Visa Foreign Transaction 1.00% 1.00%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Pikes Peak Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 7.74%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Personal Loan - 9.24%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Personal Loan - 9.74%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%
Personal Loan - 10.24%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.47%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Pikes Peak Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pikes Peak Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pikes Peak Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pikes Peak Credit Union
Address 1616 N Circle Dr, Colorado Springs, CO 80909 2408
Phone 719-473-5962
Fax 719-473-5981
President Kathy Pullara
CEO Heather Gauthier
Full-Time Employees 21
Part-Time Employees 0
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.47%
Return on Assets (ROA)
0.6879%
Return on Equity (ROE)
6.0774%
Non-Performing Loans Ratio (NPL)
0.80%
Total Assets
127,518,851
Total Amount of Shares and Deposits
112,834,043
Total Shares and Deposits < 1 Year
107,694,941
Total Shares and Deposits 1 3 Years
4,779,376
Total Shares and Deposits > 3 Years
359,726
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,762,174
Total Uninsured Shares and Deposits > $250K (F+J)
7,762,174
Total Insured Shares and Deposits > $250K (item 17 less item K)
105,071,869
Total Interest Expense (Sum of items 6 8)
1,670,719
Share Certificates
881
Number of Accounts for Share Drafts
3,482
IRA KEOGH Accounts
217
Number of Accounts for Regular Shares
10,126
Money Market Shares
675
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,344,177
Total Liabilities
113,084,953
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Pikes Peak Credit Union

Is Pikes Peak Credit Union a safe place to deposit money?

Yes, Pikes Peak Credit Union is considered a safe financial institution. With a Texas Ratio of 4.4705387276535%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Pikes Peak Credit Union operate?

Pikes Peak Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pikes Peak Credit Union?

Yes, to access services at Pikes Peak Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pikes Peak Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pikes Peak Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pikes Peak Credit Union offer online and mobile banking?

Most modern institutions like Pikes Peak Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pikespeakcu.com.

Current Pikes Peak Credit Union Rates

  • 12-Month CD3.75%
  • 24-Month CD3.50%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.