|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Greater Community Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Greater Community Credit Union's Term CDs - 12 Month rates are at 4.25%, Term CDs - 24 Month rates are at 4.00%, Term CDs - 36 Month rates are at 3.75%, Term CDs - 48 Month rates are at 3.75%, Term CDs - 60 Month rates are at 3.75%. Greater Community Credit Union's savings rates are at 2.50%. Greater Community Credit Union's checking rates are as high as 0.50%. Greater Community Credit Union's Personal Loan Rates are as low as 8.75%. Greater Community Credit Union's Credit Card Rates are at 6.90%. Greater Community Credit Union's CD rates are 35% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Greater Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.30%. Rates last updated and verified on 10/29/2026. Greater Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Community Credit Union? Share your experience about Greater Community Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Community Credit Union. Greater Community Credit Union
Greater Community Credit Union 711 6TH ST
https://greaterccu.com Dawson, MN 56232  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Greater Community Credit Union CD Rates
Greater Community Credit Union Savings Rates
Greater Community Credit Union Checking Rates
Greater Community Credit Union Auto Loan Rates
Greater Community Credit Union RV, Boat and Powersport Loan Rates
Greater Community Credit Union Credit Card Rates
Greater Community Credit Union Personal Loan Rates
Greater Community Credit Union Other Rates
Financial Health HistoryGreater Community Credit Union’s Texas Ratio fell from 2.29% in Q3 2023 to 1.30% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Greater Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greater Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greater Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Greater Community Credit Union
Website
https://greaterccu.com
Address
711 6TH ST,
Dawson, MN 56232
Phone
320-769-2908
Fax
President
David Zaske
CEO
John Nevins
Full-Time Employees
22
Part-Time Employees
3
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.30%
Return on Assets (ROA)
0.8284%
Return on Equity (ROE)
3.9983%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
296,536,707
Total Amount of Shares and Deposits
234,971,140
Total Shares and Deposits < 1 Year
222,471,226
Total Shares and Deposits 1 3 Years
11,157,616
Total Shares and Deposits > 3 Years
1,342,296
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
22,906,311
Total Uninsured Shares and Deposits > $250K (F+J)
22,906,311
Total Insured Shares and Deposits > $250K (item 17 less item K)
212,064,829
Total Interest Expense (Sum of items 6 8)
2,939,558
Share Certificates
2,265
Number of Accounts for Share Drafts
4,901
IRA KEOGH Accounts
607
Number of Accounts for Regular Shares
13,378
All other shares
244
Net Income (unless the amount is already included in Undivided Earnings)
2,456,386
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
46,228,126
Total Liabilities
235,100,295
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Greater Community Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Greater Community Credit Union
Frequently Asked Questions About Greater Community Credit UnionDoes Greater Community Credit Union offer CDs?Yes. Greater Community Credit Union current CD rates include its Term CDs - 12 Month at 4.25% APY, its Term CDs - 24 Month at 4.00% APY and its Term CDs - 36 Month at 3.75% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Greater Community Credit Union NCUA insured?Yes. Greater Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Greater Community Credit Union?The highest Greater Community Credit Union CD rate is its IRA Term CDs-Traditional & Roth - 1 Year at 4.25% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Greater Community Credit Union offer?Greater Community Credit Union CD rates are 4.25% APY for a 12 month CD, 4.00% APY for a 2 year CD, 3.75% APY for a 3 year CD, 3.75% APY for a 4 year CD and 3.75% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Greater Community Credit Union for its full lineup. What is the highest savings rate at Greater Community Credit Union?The highest Greater Community Credit Union savings rate is its SEP Savings at 2.50% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Greater Community Credit Union?The highest Greater Community Credit Union checking rate is its Sharedraft (Checking) at 0.50% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Greater Community Credit Union?The lowest Greater Community Credit Union auto loan rate is its New Cars, Pickups Loan at 5.00% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Greater Community Credit Union?The lowest Greater Community Credit Union personal loan rate is its Personal Loans - Personal Unsecured at 8.75% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Greater Community Credit Union?The lowest Greater Community Credit Union credit card APR is its Visa Credit Card at 6.90% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Greater Community Credit Union operate?Greater Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Greater Community Credit Union?Yes, to access services at Greater Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Greater Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Greater Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Greater Community Credit Union offer online and mobile banking?Most modern institutions like Greater Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://greaterccu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Greater Community Credit Union rates compare?Greater Community Credit Union's CD rates are 35% higher than the MonitorBankRates national average, and it has an A+ health rating. Greater Community Credit Union's top rates are its IRA Term CDs-Traditional & Roth - 1 Year at 4.25% APY, its SEP Savings at 2.50% APY, its Sharedraft (Checking) at 0.50% APY, its Personal Loans - Personal Unsecured at 8.75% APR and its Visa Credit Card at 6.90% APR, verified by MonitorBankRates on October 29, 2026. Current Greater Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Coast Central Credit Union
Sioux Valley Coop Credit Union
Co-Lib Credit Union
Meriwest Credit Union
Marblehead Municipal Federal Credit Union
Kingsport Press Credit Union
Railway Credit Union
Merced School Employees Federal Credit Union
Ideal Credit Union
Teachers Federal Credit Union
Star Tech Credit Union
Revity Credit Union
Community Partners Federal Credit Union
Edinburg Teachers Credit Union
Utah First Federal Credit Union
Department of The Interior Federal Credit Union
Presto Lewiston Employees Credit Union
Priority First Federal Credit Union
U 1st Community Federal Credit Union
Mokelumne Federal Credit Union
Broadview Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
