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Greater Community Credit Union Rates & Review April 2026

Greater Community Credit Union's IRA Term CDs-Traditional & Roth 1 Year rates are at 3.75%, IRA Term CDs-Traditional & Roth 2 Year rates are at 3.50%, IRA Term CDs-Traditional & Roth 3 Year rates are at 3.30%, IRA Term CDs-Traditional & Roth 4 Year rates are at 3.30%, IRA Term CDs-Traditional & Roth 5 Year rates are at 3.30%. Greater Community Credit Union's Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of Greater Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.50%. Rates were last updated on 04/19/2026.

Greater Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Community Credit Union? Share your experience about Greater Community Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.50%
Excellent Lower than avg
Greater Community Credit Union
Greater Community Credit Union
711 6TH ST
Dawson, MN 56232
https://greaterccu.com
Member NCUA

Greater Community Credit Union CD Rates

Product Rate APY Term View More
IRA Term Share Certificates-Traditional & Roth 1 Year - 3.75% 1 Year
Min Balance $250
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.50%
IRA Term Share Certificates-Traditional & Roth 2 Year - 3.50% 2 Year
Min Balance $250
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.50%
IRA Term Share Certificates-Traditional & Roth 3 Year - 3.30% 3 Year
Min Balance $250
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.50%
IRA Term Share Certificates-Traditional & Roth 4 Year - 3.30% 4 Year
Min Balance $250
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.50%
IRA Term Share Certificates-Traditional & Roth 5 Year - 3.30% 5 Year
Min Balance $250
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.50%

Greater Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.00%
Details As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.50%

Greater Community Credit Union Personal Loan Rates

Product Rate APR View More
Personal Unsecured - 8.75%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.50%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greater Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greater Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Community Credit Union
Address 711 6TH ST, Dawson, MN 56232
Phone 320-769-2908
Fax
President David Zaske
CEO John Nevins
Full-Time Employees 22
Part-Time Employees 4
Branch Locations 4
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.50%
Return on Assets (ROA)
1.2321%
Return on Equity (ROE)
5.9088%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
277,210,226
Total Amount of Shares and Deposits
219,294,629
Total Shares and Deposits < 1 Year
208,199,535
Total Shares and Deposits 1 3 Years
10,533,322
Total Shares and Deposits > 3 Years
561,771
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
18,633,198
Total Uninsured Shares and Deposits > $250K (F+J)
18,633,198
Total Insured Shares and Deposits > $250K (item 17 less item K)
200,661,431
Total Interest Expense (Sum of items 6 8)
4,640,831
Share Certificates
2,277
Number of Accounts for Share Drafts
4,821
IRA KEOGH Accounts
613
Number of Accounts for Regular Shares
13,300
All other shares
244
Net Income (unless the amount is already included in Undivided Earnings)
3,415,442
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,729,546
Total Liabilities
219,407,647
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Greater Community Credit Union

Is Greater Community Credit Union a safe place to deposit money?

Yes, Greater Community Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4994123359098%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Greater Community Credit Union operate?

Greater Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Community Credit Union?

Yes, to access services at Greater Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Community Credit Union offer online and mobile banking?

Most modern institutions like Greater Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://greaterccu.com.

Current Greater Community Credit Union Rates

  • 12-Month CD3.75%
  • 24-Month CD3.50%
  • 60-Month CD3.30%
Retrieved from our database of financial products. Rates subject to change.