Provident Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Provident BankToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 5.25% and 3-month CD rates at 1.70%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Provident Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Provident Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Provident Bank CD rates. You can also compare Provident Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Provident Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Provident Bank? Share your experience about Provident Bank by leaving a review below, or read customer reviews before you decide to use Provident Bank.

Provident Bank Texas Ratio

Provident Bank's Texas Ratio is at 5.94%, which is considered excellent. The Texas Ratio for Provident Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Provident Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Provident Bank
239 Washington St
Jersey City, NJ 07302
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Provident Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Western Nebraska Bank
Western Nebraska Bank
9-Month CD
5.31%
$250
OWB One World Bank
OWB One World Bank
6-Month CD
5.20%
$1,000
Coastal Bank & Trust
Coastal Bank & Trust
9-Month CD
5.13%
$500
Five Star Credit Union
Five Star Credit Union
12-Month CD (Certificate)
5.00%
$500
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
7-Month CD (special)
5.00%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
12-Month CD
4.75%
$1,000
Synchrony Bank
Synchrony Bank
11 Month No Penalty CD
4.50%
$0
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
10-Month CD special
4.50%
$1,000
First Exchange Bank
First Exchange Bank
10-Month CD
4.40%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
Companion Savings
4.07%
$10
First National Bank in Philip
First National Bank in Philip
24-Month CD
4.06%
$1,000
Madison County Bank
Madison County Bank
60-Month CD
4.00%
$500
Gouverneur S&L
Gouverneur S&L
12-Month CD
3.82%
$2,500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
24-Month CD
3.60%
$500
Community Bank of Trenton
Community Bank of Trenton
15-Month CD
3.60%
$5,000
167th TFR Federal Credit Union
167th TFR Federal Credit Union
6-Month CD
3.55%
$500
USAlliance Financial
USAlliance Financial
48-Month CD
3.40%
$500
Clarion County Community Bank
Clarion County Community Bank
18-Month CD
3.25%
$500
Bank of Fayette County
Bank of Fayette County
36-Month CD
3.25%
$1,000
First State Bank of Harvey
First State Bank of Harvey
12-Month CD
3.14%
$1,000
Transpecos Banks
Transpecos Banks
Business Money Market
3.00%
$500,000
Gate City Bank
Gate City Bank
24-Month CD
2.75%
$1,000
Chain Bridge Bank
Chain Bridge Bank
18-Months CD
2.68%
$500
Profinium, Inc.
Profinium, Inc.
48-Month CD
2.63%
$500
Highland Bank
Highland Bank
Kasasa Cash Checking
2.54%
$100
Senath State Bank
Senath State Bank
Money Market
2.53%
$100,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
12-Month CD
2.53%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
60-Month CD
2.00%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
18-Month CD
1.83%
$2,500
Northumberland Bank
Northumberland Bank
36-Month CD
1.66%
$5,000
Kitsap Bank
Kitsap Bank
18-Month CD
1.65%
$5,000
Tipton Latham Bank
Tipton Latham Bank
24-Month CD
1.50%
$500
TrustCo Bank
TrustCo Bank
48-Month CD
1.50%
$500
Acipco Federal Credit Union
Acipco Federal Credit Union
6-Month CD certificate
1.00%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
12-Month CD
0.90%
$1,000
Marathon Bank
Marathon Bank
48-Month CD
0.65%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
48-Month CD
0.55%
$1,000
Chester National Bank
Chester National Bank
12-Month CD
0.45%
$500
Newtown Savings Bank
Newtown Savings Bank
12-Month CD
0.25%
$500
Chemung Canal Trust Company
Chemung Canal Trust Company
12-Month CD
0.20%
$1,000
FNB of Kansas
FNB of Kansas
Money Market
0.15%
$2,500
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
Statement Savings
0.15%
$50
First Federal S&L of Greensburg
First Federal S&L of Greensburg
Statement Savings
0.10%
$10
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Choice Savings
0.10%
$50
The Honesdale National Bank
The Honesdale National Bank
Statement Saving
0.10%
$100
First Bank Elk River
First Bank Elk River
Lifestyle Checking Account
0.07%
$1
Auburn Savings Bank
Auburn Savings Bank
Passbook/Statement Savings
0.05%
$25
Savings Bank of Danbury
Savings Bank of Danbury
Passbook Savings
0.03%
$10
Fairfield County Bank
Fairfield County Bank
Money Market
0.02%
$1,000
MidCountry Bank
MidCountry Bank
Savings Account
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Provident Bank rate data right now, check back for updates, we are adding rates all the time.

Provident Bank Information

Provident Bank
239 Washington St
Jersey City, NJ 07302
Hudson
Established Date: 02/28/1839
FDIC Certificate #: 12010
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PROVIDENT FINL SERVICES INC
How Many Domestic U.S. Offices? 96
How Many Branches are There? 96
Is Provident Bank FDIC Insured? Yes
What is Provident Bank's Cert number? 12010
What is the maximum amount for insured deposits? $250,000 per holder, per account

Provident Bank Financials

Total Assets:
$13,773,422,000
Total Deposits:
$10,344,658,000
Equity Capital:
$1,598,349,000
Domestic Deposits:
$10,344,658,000
Net Income:
$41,567,000
Return on Assets:
1.2410%
Quarterly Return on Assets:
1.2100%
Pretax Return on Assets:
1.6195%
Pretax Quarterly Return on Assets:
1.6200%
Return on Equity:
10.9100%
Quarterly Return on Equity:
10.5800%
Common Equity Tier 1 Capital Ratio:
10.4598%
Tier 1 Risk-Based Capital Ratio:
10.4598%
Leverage Tier 1 (Core Capital) Ratio:
9.2812%
Total Risk-Based Capital Ratio (YTD):
11.1446%
Total Interest Income (YTD):
3.5361%
 
 
Headquarters:
Jersey City
FDIC Field Office:
Jamesburg
Regulator:
FDIC
County:
Hudson
# of Offices:
96
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

current-mortgage-interest-rates-back-under-500Current 30-year mortgage interest rates are currently back under 5.00 percent according to the latest Weekly Mortgage Application Survey released this morning by the Mortgage Bankers Assocation (MBA).
Alabama Central Credit Union is advertising several types of savings accounts that have some competitive savings rates. The savings accounts include a minor savings account (custodial savings account), regular share savings account, a daily share savings account and money manager (money  market) accounts.
Average bank CD rates are so low right now, today's 18 month CD rates are averaging only 1.13 percent. You can find CD rates higher than the national CD rates. Tennessee Commerce Bank has the best CD rate on our list of the top 18 month CD rates in San Antonia, TX.  TCB's current 18 month bank CD rate is 1.78 percent with an annual percentage yield of 1.80 percent. The minimum opening account balance is $2,500.

Bank or Credit Union Offers and Deals

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Credit Card Reform
Average Credit Card Rates
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WaMu Online Savings Account

Alternative Bank and Credit Union Offers to Explore

Synchrony Bank 3 Year CD Rates now at 1.49%
Mortgage Rates and Refinance Rates Today November 19: 30 Year Mortgage Rates at 4.42%, 15 Year Mortgage Rates at 3.80%
New CD Rates at My e-BAnC by BAC Florida Bank
Mortgage Rates Hit All-Time Low: 30 Year Mortgage Rates at 4.15%, 15 Year Mortgage Rates at 3.36%
3/1/16 - Best Variable Deposit Rates
Mortgage Rates Plunge on Bond Yields: 30 Year Mortgage Rates at 4.15%, 15 Year Mortgage Rates at 3.39%
Savings Rates Remain Stable as the Fed Meeting Minutes Offers No Surprises on Interest Rates
Current 1 year CD Rates: Best Rate at 1.14%
Vio Bank Savings Account Rate
Mortgage Rates: 30 Year Mortgage Rates Down to 5.00% and 15 Year Mortgage Rates Down to 4.33%

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