Fayetteville Bank Rates and Review March 2026
Rate Updates and AvailabilityFayetteville Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fayetteville Bank? Share your experience about Fayetteville Bank by leaving a review below, or read customer reviews before you decide to use Fayetteville Bank. Fayetteville Bank Texas RatioFayetteville Bank's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Fayetteville Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Fayetteville Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Fayetteville Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
Fayetteville Bank has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/05/2026
Current Rate AvailabilityWe do not have Fayetteville Bank rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Fayetteville Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Fayetteville Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Fayetteville Bank's official website for the most current offers and terms.
Bank Profile & OverviewFayetteville Bank
107 W Fayette StFayetteville, TX 78940 Fayette Established Date: 02/16/1917 FDIC Certificate #: 3195 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: INDUSTRY BANCSHARES INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 0 Website: https://www.fayettevillebank.com
Is Fayetteville Bank FDIC Insured? Yes
What is Fayetteville Bank's Cert number? 3195
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.00%
Return on Assets (ROA):
0.0546%
Return on Equity (ROE):
0.0000%
Non-Performing Loans (NPL):
0.35%
Total Assets:
$537,367,000
Total Deposits:
$578,838,000
Equity Capital:
$-46,616,000
Net Income:
$-1,423,000
Headquarters:
Fayetteville
Regulator:
FDIC
# of Offices:
3
Source: FDIC | Last Updated 06/30/2025
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Frequently Asked Questions About Fayetteville BankHow do I open an account at Fayetteville Bank?You can typically open an account at Fayetteville Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Fayetteville Bank provides a range of mortgage and home equity products. Is Fayetteville Bank a safe place to deposit money?Yes, Fayetteville Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Fayetteville Bank offer online and mobile banking?Most modern institutions like Fayetteville Bank provide digital access including online balance checks and transfers. Compare to other Banks |