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Brighton Bank TN Rates & Review March 2026

You can compare Brighton Bank TN rates to other rates in our database, including 12-month CD rates currently at 3.55%, 6-month CD rates at 3.45% and 3-month CD rates at 0.05%. Savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.56%. All these rates can be compared to Brighton Bank TN rates. MonitorBankRates evaluates the financial stability of Brighton Bank TN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.07%. Rates were last updated on 03/29/2026.

Brighton Bank TN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brighton Bank TN? Share your experience about Brighton Bank TN by leaving a review below, or read customer reviews before you decide to use Brighton Bank TN.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.07%
Excellent Lower than avg
Brighton Bank TN
7663 Highway 51 S
Brighton, TN 38011
https://www.brightonbancorp.com
Member FDIC

Current Rate Availability

We do not have Brighton Bank TN rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Brighton Bank TN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Brighton Bank TN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brighton Bank TN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Brighton Bank TN
Bank Holding Company BRIGHTON BCORP INC
Address 7663 Highway 51 S, Brighton, TN 38011  ·  Tipton
FDIC Certificate # 9189
Established 10/10/1910
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.07%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.8932%
Return on Equity (ROE) 22.1900%
Non-Performing Loans (NPL) 0.09%
Total Assets $55,405,000
Total Deposits $49,546,000
Equity Capital $5,513,000
Net Income $-204,000
Headquarters Brighton
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Brighton Bank TN

Is Brighton Bank TN a safe place to deposit money?

Yes, Brighton Bank TN is considered a safe financial institution. With a Texas Ratio of 1.0748243075651%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Brighton Bank TN operate?

Brighton Bank TN currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Brighton Bank TN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brighton Bank TN provides members with tools to manage their accounts and build a solid financial history.

Does Brighton Bank TN offer online and mobile banking?

Most modern institutions like Brighton Bank TN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brightonbancorp.com.