River Falls State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 3.46% and 3-month CD rates at 1.51%. Current savings rates are at 0.25% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 11.96%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates. River Falls State Bank's 60-Month CD rates are at 2.73%, 48-Month CD rates are at 2.47%, 36-Month CD rates are at 2.37%, 24-Month CD rates are at 2.22%, 18-Month CD rates are at 2.07%. River Falls State Bank's savings rates are at 0.05%. River Falls State Bank's money market rates are at 0.60%. River Falls State Bank's 30-Year Fixed rates are at 6.75%, 20-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.12%.

River Falls State Bank

To see how these rates compare to River Falls State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from River Falls State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with River Falls State Bank CD rates. You can also compare River Falls State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

River Falls State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at River Falls State Bank? Share your experience about River Falls State Bank by leaving a review below, or read customer reviews before you decide to use River Falls State Bank.

River Falls State Bank Texas Ratio

River Falls State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for River Falls State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, River Falls State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.02%
18-Month CD
2.07%
24-Month CD
2.22%
36-Month CD
2.37%
48-Month CD
2.47%
60-Month CD
2.73%
Savings
0.05%
MMA
0.60%
30-Year Fixed
6.88%
Credit Card
N/A
Personal Loan
N/A
River Falls State Bank
124 S 2nd St
River Falls, WI 54022
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

River Falls State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
River Falls State Bank
River Falls State Bank
60-Month CD
2.73%
$500
River Falls State Bank
River Falls State Bank
48-Month CD
2.47%
$500
River Falls State Bank
River Falls State Bank
36-Month CD
2.37%
$500
River Falls State Bank
River Falls State Bank
24-Month CD
2.22%
$500
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
River Falls State Bank
River Falls State Bank
12-Month CD
2.02%
$500
River Falls State Bank
River Falls State Bank
Money Market
0.60%
$1,000
River Falls State Bank
River Falls State Bank
Savings
0.05%
$90
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

River Falls State Bank Mortgage Rates

Lender
Product
Rate
APR
Points
River Falls State Bank
River Falls State Bank
15-Year Fixed
6.125%
6.335%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.625%
6.795%
0.000
River Falls State Bank
River Falls State Bank
30-Year Fixed
6.750%
6.881%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare River Falls State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
HSBC Bank USA
HSBC Bank USA
Premier Relationship Savings
3.75%
$1
United States Senate Federal Credit Union
United States Senate Federal Credit Union
60-Month CD (Plus Jumbo)
3.75%
$200,000
BankGloucester
BankGloucester
12-Month CD (Jumbo)
3.63%
$100,000
Centier Bank
Centier Bank
18-Month CD
3.50%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
60-Month CD
3.50%
$1,000
5Star Bank
5Star Bank
18-Month CD
3.30%
$1,000
Avidia Bank
Avidia Bank
12-Month CD
3.30%
$1,000
River Bank
River Bank
48-Month CD
3.29%
$1,000
Kennett Trust Bank
Kennett Trust Bank
Kasasa Checking
3.25%
$50
SouthStar Bank
SouthStar Bank
48-Month CD
3.19%
$1,000
Union Bank, Inc.
Union Bank, Inc.
12-Month CD
3.19%
$1,000
Cornerstone State Bank
Cornerstone State Bank
60-Month CD (Jumbo)
3.02%
$200,000
M.Y. Safra Bank
M.Y. Safra Bank
60-Month CD
3.00%
$500
Bay State Savings Bank
Bay State Savings Bank
60-Month CD
3.00%
$1,000
Agility Bank
Agility Bank
18-Month CD
2.98%
$1,000
Magyar Bank
Magyar Bank
18-Month CD
2.50%
$2,500
Northumberland Bank
Northumberland Bank
36-Month CD
2.50%
$5,000
Henderson FSB
Henderson FSB
3-Month CD
2.28%
$500
HomePride Bank
HomePride Bank
36-Month CD
2.27%
$500
Interstate Bank
Interstate Bank
48-Month CD
2.27%
$500
Genoa Community Bank
Genoa Community Bank
12-Month CD
2.10%
$500
FSB Holton, KS
FSB Holton, KS
12-Month CD
2.10%
$500
Artisans Bank
Artisans Bank
60-Month CD
2.00%
$1,500
Heritage Bank Wood River, NE
12-Month CD
1.50%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
36-Month CD
1.50%
$1,000
FNB of Groton
FNB of Groton
60-Month CD
1.41%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
48-Month CD
1.30%
$1,000
Cayuga Lake National Bank
Cayuga Lake National Bank
24-Month CD
1.15%
$500
Port Richmond Savings
Port Richmond Savings
Passbook Savings
1.00%
$25
First Bank Burkburnett, TX
First Bank Burkburnett, TX
3-Month CD
0.80%
$1,000
Grand Rapids SB
Grand Rapids SB
60-Month CD
0.80%
$1,000
The Dime Bank
The Dime Bank
24-Month CD
0.60%
$2,500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Super NOW Checking
0.55%
$2,500
PSB Indianola, IA
PSB Indianola, IA
Kasasa Savings
0.50%
$50
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
36-Month CD
0.40%
$1,000
ACFCU
ACFCU
Share Savings
0.35%
$50
New Haven Bank
New Haven Bank
48-Month CD
0.30%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Money Market
0.30%
$1,500
TTNB Turbotville Bank
TTNB Turbotville Bank
Money Market
0.25%
$2,500
North Shore Bank
North Shore Bank
36-Month CD
0.20%
$1,000
Community Bank of Trenton
Community Bank of Trenton
Savings
0.10%
$100
1st Northern California Credit Union
1st Northern California Credit Union
Savings
0.10%
$100
Consumers Credit Union
Consumers Credit Union
Money Market
0.10%
$2,500
La Capitol Federal Credit Union
La Capitol Federal Credit Union
Special Savings
0.10%
$100
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
6-Month CD
0.05%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Relationship Checking
0.05%
$100
First Nations Bank
First Nations Bank
24-Month CD
0.05%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
NOW Checking
0.05%
$500
CNB of McConnelsville
Statement Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

River Falls State Bank Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

River Falls State Bank Information

River Falls State Bank
124 S 2nd St
River Falls, WI 54022
Pierce
Established Date: 10/03/1949
FDIC Certificate #: 16840
Date of FDIC Deposit Insurance: 10/03/1949
Bank Holding Company: RIVER FALLS BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is River Falls State Bank FDIC Insured? Yes
What is River Falls State Bank's Cert number? 16840
What is the maximum amount for insured deposits? $250,000 per holder, per account

River Falls State Bank Financials

Total Assets:
$133,700,000
Total Deposits:
$116,575,000
Equity Capital:
$11,179,000
Domestic Deposits:
$116,575,000
Net Income:
$232,000
Return on Assets:
0.7312%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.6932%
Pretax Quarterly Return on Assets:
0.6900%
Return on Equity:
9.1400%
Quarterly Return on Equity:
8.3000%
Leverage Tier 1 (Core Capital) Ratio:
10.9764%
Total Interest Income (YTD):
3.7797%
 
 
Headquarters:
River Falls
FDIC Field Office:
Eau Claire
Regulator:
FDIC
County:
Pierce
# of Offices:
1
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Competition is heating up with the major bank's CD rates. HSBC Bank is now offering one of the highest CD rates, a 6 month CD that has a 4.00% APY. The CD rate is only available online. The minimum deposit is $1,000. Citibank's minimum deposit for a 6 month CD is only $500.
Comenity Direct Savings RateComenity Direct savings rates are now the best savings rate on our list at 2.45 percent with an APY of 2.48 percent. Comenity Direct, the new online banking division of Comenity Capital Bank, just launched their High Yield Savings Account with the new top rate. The minimum opening deposit for a savings account at Comenity Direct is $100.

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River Falls State Bank Reviews

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