River Falls State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.30%, 6-month CD rates at 4.06% and 3-month CD rates at 1.75%. Current savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.85%. Credit Card rates are at 8.99%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. River Falls State Bank's 60-Month CD rates are at 2.73%, 48-Month CD rates are at 2.47%, 36-Month CD rates are at 2.37%, 24-Month CD rates are at 2.22%, 18-Month CD rates are at 2.07%. River Falls State Bank's savings rates are at 0.05%. River Falls State Bank's money market rates are at 0.05%. River Falls State Bank's 30-Year Fixed rates are at 6.50%, 20-Year Fixed rates are at 6.00%, 15-Year Fixed rates are at 5.75%.

River Falls State Bank

To see how these rates compare to River Falls State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from River Falls State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with River Falls State Bank CD rates. You can also compare River Falls State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

River Falls State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at River Falls State Bank? Share your experience about River Falls State Bank by leaving a review below, or read customer reviews before you decide to use River Falls State Bank.

River Falls State Bank Texas Ratio

River Falls State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for River Falls State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, River Falls State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.02%
18-Month CD
2.07%
24-Month CD
2.22%
36-Month CD
2.37%
48-Month CD
2.47%
60-Month CD
2.73%
Savings
0.05%
MMA
0.05%
30-Year Fixed
6.63%
Credit Card
N/A
Personal Loan
N/A
River Falls State Bank
124 S 2nd St
River Falls, WI 54022
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

River Falls State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
River Falls State Bank
River Falls State Bank
60-Month CD
2.73%
$500
River Falls State Bank
River Falls State Bank
48-Month CD
2.47%
$500
River Falls State Bank
River Falls State Bank
36-Month CD
2.37%
$500
River Falls State Bank
River Falls State Bank
24-Month CD
2.22%
$500
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
River Falls State Bank
River Falls State Bank
12-Month CD
2.02%
$500
River Falls State Bank
River Falls State Bank
Savings
0.05%
$90
River Falls State Bank
River Falls State Bank
Money Market
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

River Falls State Bank Mortgage Rates

Lender
Product
Rate
APR
Points
River Falls State Bank
River Falls State Bank
15-Year Fixed
5.750%
5.958%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.000%
6.166%
0.000
River Falls State Bank
River Falls State Bank
30-Year Fixed
6.500%
6.629%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare River Falls State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
12-Month CD
4.16%
$2,500
Ponce Bank
Ponce Bank
12-Month CD
3.95%
$1,000
Financial Partners CU
Financial Partners CU
18-Month CD
3.85%
$1,000
North Shore Bank Co-op
12-Month CD
3.75%
$1,000
City National B&T Co. of Lawton, OK
18-Month CD
3.75%
$500
Bristol County Savings Bank
Bristol County Savings Bank
12-Month CD
3.72%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
36-Month CD
3.55%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
Kasasa Checking
3.50%
$50
Wintrust Bank
Wintrust Bank
23-Month CD
3.50%
$1,000
Osgood Bank
Osgood Bank
12-Month CD
3.30%
$1,000
LNB Community Bank
LNB Community Bank
60-Month CD
3.28%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
36-Month CD
3.02%
$1,000
ableBanking
ableBanking
48-Month CD
3.00%
$5,000
ACMG Federal Credit Union
ACMG Federal Credit Union
36-Month CD
2.95%
$1,000
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
2.78%
$1,000
First National Bank of Michigan
First National Bank of Michigan
18-Month CD
2.78%
$2,500
FSB of Cando
FSB of Cando
60-Month CD
2.75%
$500
Bank of the Valley
Bank of the Valley
18-Month CD
2.47%
$500
Maries County Bank
Maries County Bank
15-Month CD
2.02%
$1,000
Alliance Bank IN
Alliance Bank IN
36-Month CD
1.96%
$1,000
State Bank of Industry
State Bank of Industry
24-Month CD
1.76%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
18-Month CD
1.56%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
12-Month CD
1.51%
$500
Home Loan State Bank
Home Loan State Bank
12-Month CD
1.46%
$1,000
Continental Bank
Continental Bank
60-Month CD
1.40%
$25,000
Highland Bank
Highland Bank
60-Month CD
1.30%
$1,000
Pioneer Federal S&L
Pioneer Federal S&L
Money Market
1.28%
$2,500
Hilltop National Bank
Hilltop National Bank
Money Market
0.60%
$50,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Money Market Plus
0.55%
$25,000
First FSB of Angola
First FSB of Angola
24-Month CD
0.55%
$500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Life Checking
0.50%
$25
Investment Savings Bank
Investment Savings Bank
60-Month CD
0.50%
$500
Associated Bank
Associated Bank
Associated Relationship Savings
0.50%
$10,000
North Central Bank
North Central Bank
48-Month CD
0.45%
$1,000
Bank of Pontiac
Bank of Pontiac
18-Month CD
0.45%
$500
Ballston Spa National Bank
Ballston Spa National Bank
30-Month CD
0.45%
$500
The Dime Bank
The Dime Bank
Personal Money Market
0.40%
$2,500
First Federal S&L Bath
First Federal S&L Bath
18-Month CD
0.25%
$1,000
Lusitania Savings Bank
Lusitania Savings Bank
24-Month CD
0.25%
$500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
Platinum Plus Savings
0.25%
$5,000
Quaint Oak Bank
Quaint Oak Bank
Classic Savings
0.20%
$25
BankPlus
BankPlus
12-Month CD
0.20%
$1,000
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
Regular Savings
0.15%
$2,500
Buckeye Community Bank
Buckeye Community Bank
6-Month CD
0.10%
$500
First National Bank in Amboy
First National Bank in Amboy
Statement Savings
0.10%
$100
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Savings
0.10%
$500
Westfield Bank
Westfield Bank
60-Month CD
0.10%
$1,000
Haverhill Bank
Haverhill Bank
NOW Checking
0.05%
$10
Citi
Citi
Citi Savings
0.03%
$0
The Citizens Bank of Georgia
The Citizens Bank of Georgia
24-Month CD
0.00%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

River Falls State Bank Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

River Falls State Bank Information

River Falls State Bank
124 S 2nd St
River Falls, WI 54022
Pierce
Established Date: 10/03/1949
FDIC Certificate #: 16840
Date of FDIC Deposit Insurance: 10/03/1949
Bank Holding Company: RIVER FALLS BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is River Falls State Bank FDIC Insured? Yes
What is River Falls State Bank's Cert number? 16840
What is the maximum amount for insured deposits? $250,000 per holder, per account

River Falls State Bank Financials

Total Assets:
$133,700,000
Total Deposits:
$116,575,000
Equity Capital:
$11,179,000
Domestic Deposits:
$116,575,000
Net Income:
$232,000
Return on Assets:
0.7312%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.6932%
Pretax Quarterly Return on Assets:
0.6900%
Return on Equity:
9.1400%
Quarterly Return on Equity:
8.3000%
Leverage Tier 1 (Core Capital) Ratio:
10.9764%
Total Interest Income (YTD):
3.7797%
 
 
Headquarters:
River Falls
FDIC Field Office:
Eau Claire
Regulator:
FDIC
County:
Pierce
# of Offices:
1
Metropolitan Statistical Area (MSA):
Minneapolis-St. Paul-Bloomington, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Hudson City Savings Bank of Paramus New Jersey is offering some of the best CD rates for a 5 month certificate of deposit, 91 day certificate of deposit and a 12 month certificate of deposit. The 5 month CD rate is 3.68% with an annual percentage yield of 3.75%, the 91 day CD rate is 3.16% with an APY of 3.20% and the 12 month CD rate is 3.39% with an APY of 3.50%. The minimum balance on all CDs is $5,000.
life-insurance-whole-life-insuranceWhole Life Insurance is a type of life insurance designed to provide coverage for your entire lifetime. Premiums will be higher for a whole life insurance policy over term life insurance because you also build up a cash value in the insurance policy.

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River Falls State Bank Reviews

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