River Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 3.00% and 3-month CD rates at 0.75%. Current savings rates are at 0.43% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 19.74%. Personal Loan rates are at 7.99%. All these rates, and more, can be found in our database of rates. River Bank's 36-Month CD rates are at 3.29%, 60-Month CD rates are at 3.29%, 48-Month CD rates are at 3.29%, 30-Month CD rates are at 3.03%, 24-Month CD rates are at 3.03%. River Bank's savings rates are at 0.10%. River Bank's money market rates are at 1.26%.
To see how these rates compare to River Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from River Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with River Bank CD rates. You can also compare River Bank savings rates, MMA rates and mortgage rates using our other rate lists. River Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at River Bank? Share your experience about River Bank by leaving a review below, or read customer reviews before you decide to use River Bank. River Bank Texas Ratio River Bank's Texas Ratio is at 3.02%, which is considered excellent. The Texas Ratio for River Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, River Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. River Bank CD Rates and Interest Rates
River Bank
36-Month CD
3.29%
$1,000
River Bank
48-Month CD
3.29%
$1,000
River Bank
60-Month CD
3.29%
$1,000
River Bank
12-Month CD
3.03%
$1,000
River Bank
18-Month CD
3.03%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare River Bank Rates with Other Competitive Bank and Credit Union Rates
Fitness Bank
Elite Checking
5.25%
$10,000
First Bank Hampton
12-Month CD
4.25%
$1,000
Mountain America Federal Credit Union
60-Month CD
4.25%
$500
Achieve Credit Union
6-Month CD
4.25%
$500
USAlliance Financial
12-Month CD
4.20%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates November 17, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. River Bank InformationRiver Bank
145 N Main StStoddard, WI 54658 Vernon Established Date: 10/11/1911 FDIC Certificate #: 14995 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: RIVER HOLDING CO How Many Domestic U.S. Offices? 14 How Many Branches are There? 14 Website: https://www.riverbank.biz
Is River Bank FDIC Insured? Yes
What is River Bank's Cert number? 14995
What is the maximum amount for insured deposits? $250,000 per holder, per account
River Bank FinancialsTotal Assets:
$1,056,030,000
Total Deposits:
$766,134,000
Equity Capital:
$105,501,000
Domestic Deposits:
$766,134,000
Net Income:
$2,199,000
Return on Assets:
0.6669%
Quarterly Return on Assets:
0.8300%
Pretax Return on Assets:
0.8373%
Pretax Quarterly Return on Assets:
0.8400%
Return on Equity:
7.2100%
Quarterly Return on Equity:
8.3800%
Common Equity Tier 1 Capital Ratio:
11.6675%
Tier 1 Risk-Based Capital Ratio:
11.6675%
Leverage Tier 1 (Core Capital) Ratio:
9.4986%
Total Risk-Based Capital Ratio (YTD):
12.9176%
Total Interest Income (YTD):
4.0492%
Headquarters:
Stoddard
FDIC Field Office:
Madison
Regulator:
FDIC
County:
Vernon
# of Offices:
14
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAs expected, the Federal Reserve Open Market Committee (FOMC) dropped the word "patient" in their interest rate guidance. This doesn't mean a hike in the federal funds rate is happening right away, but removing patient takes us one step closer to an increase.
 Mortgage Rates increased slightly in the latest Weekly Mortgage Applications Survey released this morning by the Mortgage Bankers Association (MBA). 30 year mortgage rates, 15 year mortgage rates and 1 year adjustable mortgage rates all increased slightly for the week ending January 22, 2010.
Mortgage rates have stabilized today after going lower several days in a row. Today's 30 year fixed mortgage rates are unchanged averaging 4.76 percent, unchanged from Friday's average 30 year mortgage interest rate. Current mortgage rates have come down over the past few days because on the ongoing debt crisis in Europe. 15 year mortgage rates are currently averaging 4.25 percent, unchanged from Friday's average 15 year mortgage rate.
Bank or Credit Union Offers and DealsState Personal Income in 2011 is up 5.1%Applied Bank MMA 50K Rates now at 0.15% Will my Auto Insurance Premium go up if I File an Auto Insurance Claim? Mortgage Rates Hit New Lows: 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.10% Online Banks Offer Higher CD Rates Than Traditional Brick and Mortar Banks Best Low Interest Balance Transfer Credit Cards and Credit Card Rates My e-BAnC by BAC Florida Bank 2 Year Jumbo CD Rates now at 1.44% EmigrantDirect.com Savings Account Disappointing Jobs Numbers will Force Mortgage Rates Lower Bad News Continues for Saving Enough for Retirement Alternative Bank and Credit Union Offers to ExploreAmerican Bank 5 Year CD Rates now at 1.59%Banks Hold Steady on CD Rates - Top Rates Remain Unchanged this Week Mortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent Nationwide Bank Mortgage Rates - 15 Year Rates at 3.00 Percent Applied Bank Savings Jumbo Rates now at 0.10% Mortgage Rates Mixed This Week: 30 Year Mortgage Rates at 4.01% Fixed Term Rate Mortgages and Adjustable Rate Mortgages Lower Citi Mortgage Offer $500 of Closing Costs Mortgage Rates Decline Again This Week: 30-Year Mortgage at 6.13% Mortgage Rates Head Lower Today on Weak Jobs Report River Bank ReviewsThere are no reviews for River Bank yet. Feel free to create one below.
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Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The 
Average CD rates for December 15th, 2019, are lower for both short-term and long-term certificates of deposit while the 
Cross River Bank CD rates are very high right now. CD rates are especially good on the bank's intermediate-term certificates of deposit. Current 1 year CD rates at Cross River are at 2.86 percent with an APY of 2.90 percent. Their 18 month CD rates are currently at 2.91 percent with an APY of 2.95 percent. 2 year CD rates from Cross River Bank are one of the best rates around at 3.00 percent with an APY of 3.05 percent. The bank's 2 year CD rate is just as high as many 5 year CD rates offered at other banks. Cross River's minimum opening deposit for a CD account is only $500. 
Cross River Bank CD rates are some of the highest CD rates available right now from any bank. Current 12 month CD rates at Cross River Bank are at a whopping 2.91 percent with an APY of 2.95 percent. This 12 month CD rate from Cross River Bank places the bank in the top spot on our 1 year rate list. Other CD rates from Cross River Bank are also very good right now, 2 year CD rates are at 3.00 percent with an APY of 3.05 percent. Cross River Bank 2 year CD rates is also the best CD rate on our 2 year rate list.3 year CD rates from Cross River Bank are currently at 3.20 percent with an APY of 3.25 percent and 4 year CD rates are at 3.30 percent with an APY of 3.35 percent. Cross River Bank doesn't offer 5 year certificates of deposit. The bank's short term CD rates are not as good of a deal as their long term rates. Both 3 month and 6 month CD rates are at 1.00 percent with an APY of 1.01 percent.To get the best deal on a certificate of deposit, compare other bank CD rates with Cross River Bank CD rates. 
