River Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.42%, 6-month CD rates at 5.50% and 3-month CD rates at 0.50%. Current savings rates are at 0.10% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.32%. Credit Card rates are at 16.49%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. River Bank's 60-Month CD rates are at 3.29%, 48-Month CD rates are at 3.29%, 36-Month CD rates are at 3.29%, 30-Month CD rates are at 3.03%, 24-Month CD rates are at 3.03%. River Bank's savings rates are at 0.10%. River Bank's money market rates are at 1.26%.

River Bank

To see how these rates compare to River Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from River Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with River Bank CD rates. You can also compare River Bank savings rates, MMA rates and mortgage rates using our other rate lists.

River Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at River Bank? Share your experience about River Bank by leaving a review below, or read customer reviews before you decide to use River Bank.

River Bank Texas Ratio

River Bank's Texas Ratio is at 3.02%, which is considered excellent. The Texas Ratio for River Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, River Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.03%
18-Month CD
3.03%
24-Month CD
3.03%
36-Month CD
3.29%
48-Month CD
3.29%
60-Month CD
3.29%
Savings
0.10%
MMA
1.26%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
River Bank
145 N Main St
Stoddard, WI 54658
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

River Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
River Bank
River Bank
36-Month CD
3.29%
$1,000
River Bank
River Bank
48-Month CD
3.29%
$1,000
River Bank
River Bank
60-Month CD
3.29%
$1,000
River Bank
River Bank
12-Month CD
3.03%
$1,000
River Bank
River Bank
18-Month CD
3.03%
$1,000
River Bank
River Bank
24-Month CD
3.03%
$1,000
River Bank
River Bank
30-Month CD
3.03%
$1,000
River Bank
River Bank
Money Market
1.26%
$1,500
River Bank
River Bank
Savings
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare River Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ACMG Federal Credit Union
ACMG Federal Credit Union
24-Month CD
4.85%
$1,000
America First Federal Credit Union
America First Federal Credit Union
Money Market
4.60%
$1,000,000
Vanguard
Vanguard
24-Month CD (brokered) non-callable
4.50%
$1,000
iGOBanking
iGOBanking
36-Month CD
4.25%
$1,000
Pacific Crest SB
Pacific Crest SB
48-Month CD
4.10%
$2,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
3-Month CD
4.06%
$1,000
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
25-Month CD (special)
3.75%
$500
Academic Federal Credit Union
Academic Federal Credit Union
18-Month CD
3.56%
$1,000
PSB of Plainview
PSB of Plainview
12-Month CD
3.44%
$10,000
Woodruff Federal S&L
Woodruff Federal S&L
12-Month CD
3.44%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
60-Month CD
3.00%
$1,000
Harford Bank
Harford Bank
60-Month CD
2.85%
$1,000
The FNB Community Bank
The FNB Community Bank
36-Month CD
2.78%
$1,000
Abri Credit Union
Abri Credit Union
48-Month CD
2.75%
$500
PSB of Rhineland
PSB of Rhineland
24-Month CD
2.53%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
Personal Savings
2.50%
$500,000
FSB of Randolph County
FSB of Randolph County
3-Month CD
2.50%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
30-Month CD
2.50%
$500
Security Bank Minnesota
Security Bank Minnesota
24-Month CD
2.35%
$1,000
FNB Community Bank
FNB Community Bank
24-Month CD
2.32%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
12-Month CD
2.25%
$1,000
Ladysmith Federal S&L
36-Month CD
2.12%
$1,000
Huron Valley State Bank
Huron Valley State Bank
60-Month CD
2.02%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
12-Month CD
2.00%
$100
Methuen Co-operative Bank
Methuen Co-operative Bank
36-Month CD
2.00%
$1,000
Readlyn Savings Bank
Readlyn Savings Bank
36-Month CD
1.85%
$1,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
24-Month CD
1.76%
$1,000
Hingham Institution for Savings
Hingham Institution for Savings
24-Month CD
1.75%
$1,000
SouthernTrust Bank
SouthernTrust Bank
48-Month CD
1.56%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
12-Month CD
1.50%
$500
Midland Community Bank
Midland Community Bank
60-Month CD
1.26%
$1,000
First Bank Hampton
First Bank Hampton
Moneybuilder Savings
1.00%
$0
Pathfinder Bank
Pathfinder Bank
Kasasa Savings
1.00%
$0
Century SLA
Century SLA
24-Month CD
0.85%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
24-Month CD
0.70%
$1,000
Beardstown Savings
Beardstown Savings
30-Month CD
0.60%
$0
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
Clinton Savings Bank
Clinton Savings Bank
48-Month CD
0.50%
$10
Washington Financial Bank
Washington Financial Bank
48-Month CD
0.45%
$50
Northfield Savings Bank
Northfield Savings Bank
Money Market
0.25%
$500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
Money Market
0.20%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
6-Month CD
0.19%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Statement Savings
0.15%
$1,000
First Federal S&L of Lorain
First Federal S&L of Lorain
18-Month CD
0.15%
$250
PNB Community Bank
PNB Community Bank
24-Month CD
0.15%
$1,000
LendingClub
LendingClub
Rewards Checking
0.15%
$100,000
Rondout Savings Bank
Rondout Savings Bank
Statement Savings
0.10%
$100
Achieve Credit Union
Achieve Credit Union
Money Market
0.10%
$2,500
Bath Savings Institution
Bath Savings Institution
Packard Advantage Checking
0.07%
$0
Century SLA
Century SLA
NOW Checking
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 13, 2024

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

River Bank Information

River Bank
145 N Main St
Stoddard, WI 54658
Vernon
Established Date: 10/11/1911
FDIC Certificate #: 14995
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: RIVER HOLDING CO
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is River Bank FDIC Insured? Yes
What is River Bank's Cert number? 14995
What is the maximum amount for insured deposits? $250,000 per holder, per account

River Bank Financials

Total Assets:
$1,056,030,000
Total Deposits:
$766,134,000
Equity Capital:
$105,501,000
Domestic Deposits:
$766,134,000
Net Income:
$2,199,000
Return on Assets:
0.6669%
Quarterly Return on Assets:
0.8300%
Pretax Return on Assets:
0.8373%
Pretax Quarterly Return on Assets:
0.8400%
Return on Equity:
7.2100%
Quarterly Return on Equity:
8.3800%
Common Equity Tier 1 Capital Ratio:
11.6675%
Tier 1 Risk-Based Capital Ratio:
11.6675%
Leverage Tier 1 (Core Capital) Ratio:
9.4986%
Total Risk-Based Capital Ratio (YTD):
12.9176%
Total Interest Income (YTD):
4.0492%
 
 
Headquarters:
Stoddard
FDIC Field Office:
Madison
Regulator:
FDIC
County:
Vernon
# of Offices:
14
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Affirm's Mobile App Offers Savings Account with 4.35% APY

Affirm, a leading fintech company, offers a high-yield online savings account with an impressive 4.35% APY, providing a good option if you're looking for a high savings rate and don't want to lock your money up in a certificate of deposit. One of the great features is the user-friendly Affirm mobile app, which allows for easy account management on the go. The app simplifies everything from opening an account to transferring funds, making it convenient for users to keep track of their finances anytime, anywhere. With the convenience of the mobile app, plus the high Affirm CD rates, it makes sense to consider opening an account.

Features of Affirm’s High Yield Savings Account

No Minimum Balance and No Fees

    Read more...

CD Rates for December 24th, 2019

CD Rates for December 24th, 2019Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The best CD rates available on our rate lists are also lower, except for 6-month CD rates which moved higher. We don't expect any big moves either way for CD rates in the coming months, unless the Federal Reserve increases or lowers the fed funds rate which is unlikely.What's more likely to happen in 2020 is for CD rates to continue their slow decline. Slowly declining CD rates are unfortunate because CD rates never got above their pre-Financial Crisis level of more than a decade ago. If there is a recession in 2020, we might see the highest 12-month CD rates available fall towards 1.00 percent.BMO Harris Bank CD rates on 6-month certificates of deposit are the best deal available on our rate list. Current 6-month CD rates at BMO Harris Bank are at 1.89 percent with an APY of 1.90 percent. That rate is higher than many 12-month CD rates available today. Overall, Ally Bank is one bank that stands out with competitive CD rates on all CD terms. You can compare online CD rates with Ally Bank CD rates to get the best deal on a certificate of deposit.     Read more...

Average CD Rates for December 15th, 2019

Average CD Rates for December 15th, 2019Average CD rates for December 15th, 2019, are lower for both short-term and long-term certificates of deposit while the best CD rates available remain unchanged. We expect average CD rates to continue a gradual downward trend in 2010. Current 12-month CD rates are averaging 1.87 percent, a sharp decline from an average rate of 1.92 percent set on December 11th. The best 12-month CD rates on our rate table remain unchanged at 2.13 percent with an APY of 2.15 percent.6-month CD rates are currently averaging 1.22 percent, down from an average 6-month rate of 1.26 percent set last Wednesday. The highest CD rates on 6-month certificates of deposit jumped considerably higher because of a new entry on our rate list. TotalDirectBank CD rates are the best 6-month CD rate on our list at 2.03 percent with an APY of 2.05 percent.

Average CD Rates for December 15th, 2019

    Read more...

Cross River Bank CD Rates

Cross River Bank CD RatesCross River Bank CD rates are very high right now. CD rates are especially good on the bank's intermediate-term certificates of deposit. Current 1 year CD rates at Cross River are at 2.86 percent with an APY of 2.90 percent. Their 18 month CD rates are currently at 2.91 percent with an APY of 2.95 percent. 2 year CD rates from Cross River Bank are one of the best rates around at 3.00 percent with an APY of 3.05 percent. The bank's 2 year CD rate is just as high as many 5 year CD rates offered at other banks. Cross River's minimum opening deposit for a CD account is only $500.     Read more...

Cross River Bank CD Rates

Cross River Bank CD RatesCross River Bank CD rates are some of the highest CD rates available right now from any bank. Current 12 month CD rates at Cross River Bank are at a whopping 2.91 percent with an APY of 2.95 percent. This 12 month CD rate from Cross River Bank places the bank in the top spot on our 1 year rate list. Other CD rates from Cross River Bank are also very good right now, 2 year CD rates are at 3.00 percent with an APY of 3.05 percent. Cross River Bank 2 year CD rates is also the best CD rate on our 2 year rate list.3 year CD rates from Cross River Bank are currently at 3.20 percent with an APY of 3.25 percent and 4 year CD rates are at 3.30 percent with an APY of 3.35 percent. Cross River Bank doesn't offer 5 year certificates of deposit. The bank's short term CD rates are not as good of a deal as their long term rates. Both 3 month and 6 month CD rates are at 1.00 percent with an APY of 1.01 percent.To get the best deal on a certificate of deposit, compare other bank CD rates with Cross River Bank CD rates.     Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

CD rates continue to slowly decline and there isn't any positive news to drive CD rates higher for the foreseeable future. In the FOMC's most recent statement on monetary policy released on August 10, 2010, the Fed said "the pace of recovery in output and employment has slowed in recent months".
Variable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent.
CD Rates for December 24th, 2019Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The best CD rates available on our rate lists are also lower, except for 6-month CD rates which moved higher. We don't expect any big moves either way for CD rates in the coming months, unless the Federal Reserve increases or lowers the fed funds rate which is unlikely.

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Alternative Bank and Credit Union Offers to Explore

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River Bank Reviews

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