River Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.57%, 6-month CD rates at 0.35% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 0.90%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 13.75%. Personal Loan rates are at 11.74%. All these rates, and more, can be found in our database of rates. River Bank's 60-Month CD rates are at 3.29%, 48-Month CD rates are at 3.29%, 36-Month CD rates are at 3.29%, 30-Month CD rates are at 3.03%, 24-Month CD rates are at 3.03%. River Bank's savings rates are at 0.10%. River Bank's money market rates are at 1.26%.

River Bank

To see how these rates compare to River Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from River Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with River Bank CD rates. You can also compare River Bank savings rates, MMA rates and mortgage rates using our other rate lists.

River Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at River Bank? Share your experience about River Bank by leaving a review below, or read customer reviews before you decide to use River Bank.

River Bank Texas Ratio

River Bank's Texas Ratio is at 3.02%, which is considered excellent. The Texas Ratio for River Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, River Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.03%
18-Month CD
3.03%
24-Month CD
3.03%
36-Month CD
3.29%
48-Month CD
3.29%
60-Month CD
3.29%
Savings
0.10%
MMA
1.26%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
River Bank
145 N Main St
Stoddard, WI 54658
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

River Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
River Bank
River Bank
36-Month CD
3.29%
$1,000
River Bank
River Bank
48-Month CD
3.29%
$1,000
River Bank
River Bank
60-Month CD
3.29%
$1,000
River Bank
River Bank
12-Month CD
3.03%
$1,000
River Bank
River Bank
18-Month CD
3.03%
$1,000
River Bank
River Bank
24-Month CD
3.03%
$1,000
River Bank
River Bank
30-Month CD
3.03%
$1,000
River Bank
River Bank
Money Market
1.26%
$1,500
River Bank
River Bank
Savings
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare River Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Whatcom Educational Credit Union
Whatcom Educational Credit Union
First Step (Youth) Savings
7.00%
$1
Iron Workers SB
Iron Workers SB
12-Month CD
4.15%
$250
America First Federal Credit Union
America First Federal Credit Union
18-Month CD
4.10%
$500
ABCO Federal Credit Union
ABCO Federal Credit Union
12-Month CD
4.07%
$1,000
Twin River Bank
Twin River Bank
36-Month CD
4.06%
$500
Apple Federal Credit Union
Apple Federal Credit Union
24-Month CD
4.00%
$500
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
3.92%
$1,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
12-Month CD
3.75%
$1,000
OWB One World Bank
OWB One World Bank
Regular Savings
3.75%
$100
Academic Federal Credit Union
Academic Federal Credit Union
18-Month CD
3.56%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
18-Month CD
3.55%
$500
Industry State Bank
Industry State Bank
12-Month CD
3.50%
$1,000
Finance Factors
Finance Factors
18-Month CD
3.50%
$1,000
First National Bank in Olney
First National Bank in Olney
48-Month CD
3.50%
$500
F&M Union Bank
24-Month CD
3.38%
$1,000
Marion County State Bank
Marion County State Bank
24-Month CD
3.35%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
36-Month CD
3.25%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
36-Month CD
3.20%
$1,000
KeySavings Bank
KeySavings Bank
Enterprise Enhanced Money Market
3.17%
$2,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
60-Month CD
3.05%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
36-Month CD
2.52%
$500
First State Bank and Trust
First State Bank and Trust
30-Month CD
2.42%
$1,000
FCNB of St. Paris
24-Month CD
2.12%
$1,000
1st University Credit Union
1st University Credit Union
60-Month CD
2.02%
$10,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
48-Month CD
2.01%
$500
Northfield Bank
Northfield Bank
24-Month CD
2.00%
$2,500
Benchmark Community Bank
Benchmark Community Bank
60-Month CD
2.00%
$500
Westside State Bank
Westside State Bank
60-Month CD
1.65%
$500
Magyar Bank
Magyar Bank
Money Market
1.50%
$100,000
North Shore Trust and Savings
North Shore Trust and Savings
24-Month CD
1.26%
$1,000
Center National Bank
Center National Bank
48-Month CD
1.25%
$500
FNB of Brookfield
FNB of Brookfield
Money Market
1.21%
$10,000
First Hope Bank
First Hope Bank
36-Month CD
1.00%
$2,500
Prevail Bank
Prevail Bank
Triumph Money Market
1.00%
$250,000
Kennebec Savings Bank
Kennebec Savings Bank
36-Month CD
0.90%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
Free Savings
0.81%
$25
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Savings
0.50%
$0
Town & Country B&T Co.
Town & Country B&T Co.
60-Month CD
0.40%
$1,000
Albany B&T Co. N.A.
Albany B&T Co. N.A.
Statement Savings
0.35%
$500
CNB of Park Rapids
CNB of Park Rapids
Statement Savings
0.30%
$10
Dime Bank
Dime Bank
48-Month CD
0.30%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
18-Month CD
0.25%
$500
Marblehead Bank
Marblehead Bank
24-Month CD
0.25%
$500
Town & Country B&T Co.
Town & Country B&T Co.
24-Month CD
0.25%
$1,000
Mercer Savings Bank
Mercer Savings Bank
18-Month CD
0.15%
$100
PNB Community Bank
PNB Community Bank
18-Month CD
0.10%
$1,000
First Nations Bank
First Nations Bank
12-Month CD
0.05%
$1,000
FNB of Groton
FNB of Groton
Basic Savings
0.05%
$100
Camden National Bank
Camden National Bank
Money Market
0.01%
$100
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Passbook Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

River Bank Information

River Bank
145 N Main St
Stoddard, WI 54658
Vernon
Established Date: 10/11/1911
FDIC Certificate #: 14995
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: RIVER HOLDING CO
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is River Bank FDIC Insured? Yes
What is River Bank's Cert number? 14995
What is the maximum amount for insured deposits? $250,000 per holder, per account

River Bank Financials

Total Assets:
$1,056,030,000
Total Deposits:
$766,134,000
Equity Capital:
$105,501,000
Domestic Deposits:
$766,134,000
Net Income:
$2,199,000
Return on Assets:
0.6669%
Quarterly Return on Assets:
0.8300%
Pretax Return on Assets:
0.8373%
Pretax Quarterly Return on Assets:
0.8400%
Return on Equity:
7.2100%
Quarterly Return on Equity:
8.3800%
Common Equity Tier 1 Capital Ratio:
11.6675%
Tier 1 Risk-Based Capital Ratio:
11.6675%
Leverage Tier 1 (Core Capital) Ratio:
9.4986%
Total Risk-Based Capital Ratio (YTD):
12.9176%
Total Interest Income (YTD):
4.0492%
 
 
Headquarters:
Stoddard
FDIC Field Office:
Madison
Regulator:
FDIC
County:
Vernon
# of Offices:
14
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Affirm's Mobile App Offers Savings Account with 4.35% APY

Affirm, a leading fintech company, offers a high-yield online savings account with an impressive 4.35% APY, providing a good option if you're looking for a high savings rate and don't want to lock your money up in a certificate of deposit. One of the great features is the user-friendly Affirm mobile app, which allows for easy account management on the go. The app simplifies everything from opening an account to transferring funds, making it convenient for users to keep track of their finances anytime, anywhere. With the convenience of the mobile app, plus the high Affirm CD rates, it makes sense to consider opening an account.

Features of Affirm’s High Yield Savings Account

No Minimum Balance and No Fees

    Read more...

CD Rates for December 24th, 2019

CD Rates for December 24th, 2019Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The best CD rates available on our rate lists are also lower, except for 6-month CD rates which moved higher. We don't expect any big moves either way for CD rates in the coming months, unless the Federal Reserve increases or lowers the fed funds rate which is unlikely.What's more likely to happen in 2020 is for CD rates to continue their slow decline. Slowly declining CD rates are unfortunate because CD rates never got above their pre-Financial Crisis level of more than a decade ago. If there is a recession in 2020, we might see the highest 12-month CD rates available fall towards 1.00 percent.BMO Harris Bank CD rates on 6-month certificates of deposit are the best deal available on our rate list. Current 6-month CD rates at BMO Harris Bank are at 1.89 percent with an APY of 1.90 percent. That rate is higher than many 12-month CD rates available today. Overall, Ally Bank is one bank that stands out with competitive CD rates on all CD terms. You can compare online CD rates with Ally Bank CD rates to get the best deal on a certificate of deposit.     Read more...

Average CD Rates for December 15th, 2019

Average CD Rates for December 15th, 2019Average CD rates for December 15th, 2019, are lower for both short-term and long-term certificates of deposit while the best CD rates available remain unchanged. We expect average CD rates to continue a gradual downward trend in 2010. Current 12-month CD rates are averaging 1.87 percent, a sharp decline from an average rate of 1.92 percent set on December 11th. The best 12-month CD rates on our rate table remain unchanged at 2.13 percent with an APY of 2.15 percent.6-month CD rates are currently averaging 1.22 percent, down from an average 6-month rate of 1.26 percent set last Wednesday. The highest CD rates on 6-month certificates of deposit jumped considerably higher because of a new entry on our rate list. TotalDirectBank CD rates are the best 6-month CD rate on our list at 2.03 percent with an APY of 2.05 percent.

Average CD Rates for December 15th, 2019

    Read more...

Cross River Bank CD Rates

Cross River Bank CD RatesCross River Bank CD rates are very high right now. CD rates are especially good on the bank's intermediate-term certificates of deposit. Current 1 year CD rates at Cross River are at 2.86 percent with an APY of 2.90 percent. Their 18 month CD rates are currently at 2.91 percent with an APY of 2.95 percent. 2 year CD rates from Cross River Bank are one of the best rates around at 3.00 percent with an APY of 3.05 percent. The bank's 2 year CD rate is just as high as many 5 year CD rates offered at other banks. Cross River's minimum opening deposit for a CD account is only $500.     Read more...

Cross River Bank CD Rates

Cross River Bank CD RatesCross River Bank CD rates are some of the highest CD rates available right now from any bank. Current 12 month CD rates at Cross River Bank are at a whopping 2.91 percent with an APY of 2.95 percent. This 12 month CD rate from Cross River Bank places the bank in the top spot on our 1 year rate list. Other CD rates from Cross River Bank are also very good right now, 2 year CD rates are at 3.00 percent with an APY of 3.05 percent. Cross River Bank 2 year CD rates is also the best CD rate on our 2 year rate list.3 year CD rates from Cross River Bank are currently at 3.20 percent with an APY of 3.25 percent and 4 year CD rates are at 3.30 percent with an APY of 3.35 percent. Cross River Bank doesn't offer 5 year certificates of deposit. The bank's short term CD rates are not as good of a deal as their long term rates. Both 3 month and 6 month CD rates are at 1.00 percent with an APY of 1.01 percent.To get the best deal on a certificate of deposit, compare other bank CD rates with Cross River Bank CD rates.     Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Listed below are recent First Internet Bank of Indiana CD Rate Changes. See how First IB's rates compare with other bank CD rates by searching our rate database at MonitorBankRates.com.

First Internet Bank of Indiana CD Rates

 

BankProductRate (new / old)Yield (new / old)
First Internet Bank of Indiana3 yr CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana5 yr CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana5 yr jumbo CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana3 yr IRA CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana5 yr IRA CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana5 yr jumbo IRA CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana3 yr jumbo CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana3 yr jumbo IRA CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana4 yr CD1.8 / 1.851.81 / 1.87
First Internet Bank of Indiana4 yr IRA CD1.8 / 1.851.81 / 1.87
First Internet Bank of Indiana4 yr jumbo CD1.8 / 1.851.81 / 1.87
First Internet Bank of Indiana4 yr jumbo IRA CD1.8 / 1.851.81 / 1.87
e-trade-financial-ira-accountE*Trade Financial is offering a deal of 100 free trades for opening an Individual Retirement Account (IRA). The promotional deal ends on April 15th 2009. The deal is good for E*Trade Securities Traditional, Roth or Rollover IRA accounts.
weeklymMortgage Rates Near All-Time Low: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.25%Mortgage rates were lower this past week. Current 30 year mortgage rates are down for the third consecutive week and are near an all-time low. 30 year mortgage rates are averaging 4.75 percent this week, down from the prior week's average mortgage rate of 4.85 percent. The last time 30 year mortgage rates were this low was late in 2009 when the Federal Reserve was still supporting the mortgage market by buying mortgage-backed securities (MBS).

Bank or Credit Union Offers and Deals

CD Rate Changes The Past Week - All CD Rates Increased
Mortgage Rates Higher on Conforming and Jumbo Loans: 30 Year Mortgage Rates at 4.05%
Acacia Federal Savings Bank CD Rates
Money Market Account from GMAC
USAA 4 Year Jumbo CD Rates now at 1.00%
New Home Sales Decline as Tax Credit End Date Nears
Best and Average CD Rates September 6, 2012: FOMC Will Force Rates Lower
Omaha CD Rates
USAA 4 Year CD Rates now at 0.95%
Consolidate Credit Card Debt:Eliminate Credit Card Debt

Alternative Bank and Credit Union Offers to Explore

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Able Banking CD Rates - Great Rates and $25 to Charity on Account Opening
Ally Bank CD Rates Increased
Surging U.S. Treasury Yields Fuel Higher Mortgage Rates: Bank of America's Adjustable Rates Exceed 8.00%
Mortgage Rates - Current Mortgage Rates Increase Slightly to 5.24%
Current Mortgage Rates: July 14, 2010

River Bank Reviews

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