River Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.00%, 6-month CD rates at 0.10% and 3-month CD rates at 0.85%. Current savings rates are at 0.10% and money market rates are at 4.85%. Mortgage rates today on 30-year fixed loans are around 7.58%. Credit Card rates are at 16.50%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. River Bank's 60-Month CD rates are at 3.29%, 48-Month CD rates are at 3.29%, 36-Month CD rates are at 3.29%, 24-Month CD rates are at 3.03%, 18-Month CD rates are at 3.03%. River Bank's savings rates are at 0.20%. River Bank's money market rates are at 1.26%.

River Bank

To see how these rates compare to River Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from River Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with River Bank CD rates. You can also compare River Bank savings rates, MMA rates and mortgage rates using our other rate lists.

River Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at River Bank? Share your experience about River Bank by leaving a review below, or read customer reviews before you decide to use River Bank.

River Bank Texas Ratio

River Bank's Texas Ratio is at 1.51%, which is considered excellent. The Texas Ratio for River Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, River Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.03%
18-Month CD
3.03%
24-Month CD
3.03%
36-Month CD
3.29%
48-Month CD
3.29%
60-Month CD
3.29%
Savings
0.20%
MMA
1.26%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
River Bank
145 N Main St
Stoddard, WI 54658
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

River Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
River Bank
River Bank
36-Month CD
3.29%
$1,000
River Bank
River Bank
48-Month CD
3.29%
$1,000
River Bank
River Bank
60-Month CD
3.29%
$1,000
River Bank
River Bank
12-Month CD
3.03%
$1,000
River Bank
River Bank
18-Month CD
3.03%
$1,000
River Bank
River Bank
24-Month CD
3.03%
$1,000
River Bank
River Bank
30-Month CD
3.03%
$1,000
River Bank
River Bank
Money Market
1.26%
$1,500
River Bank
River Bank
Savings Account
0.20%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare River Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
America First Federal Credit Union
America First Federal Credit Union
6-Month CD certificate
5.30%
$500
Service Federal Credit Union
Service Federal Credit Union
12-Month CD certificate
5.15%
$500
Salem Five Direct
Salem Five Direct
12-Month CD special
5.00%
$10,000
Homewood Federal SB
Homewood Federal SB
8-Month CD
5.00%
$500
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
12-Month CD
4.90%
$500
West Shore Bank
West Shore Bank
18-Month CD special
4.78%
$5,000
HSBC Bank USA
HSBC Bank USA
Premier Relationship Savings
4.50%
$1
NASA Federal Credit Union
NASA Federal Credit Union
12-Month CD certificate
4.50%
$1,000
First Jackson Bank
First Jackson Bank
12-Month CD
4.50%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
6-Month CD certificate
4.00%
$100
PeopleFirst Bank
PeopleFirst Bank
Premier Money Market
4.00%
$250,000
Access Community Credit Union
Access Community Credit Union
18-Month CD certificate
4.00%
$1,000
GTE Financial CU
GTE Financial CU
24-Month CD Jumbo
3.76%
$100,000
First National Bank in Philip
First National Bank in Philip
48-Month CD
3.75%
$1,000
Minster Bank
Minster Bank
15-Month CD
3.68%
$1,000
Industry State Bank
Industry State Bank
12-Month CD Jumbo
3.64%
$100,000
Service Federal Credit Union
Service Federal Credit Union
24-Month CD certificate
3.50%
$500
Ambler Savings Bank
Ambler Savings Bank
40-Month CD Bump-Up
3.50%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
6-Month CD
3.30%
$100
Farmers Bank of Appomattox
Farmers Bank of Appomattox
18-Month CD
3.25%
$1,000
Garden Plain State Bank
Garden Plain State Bank
60-Month CD
3.03%
$1,000
FNB of Kansas
FNB of Kansas
60-Month Jumbo CD
3.00%
$100,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
60-Month CD
2.98%
$500
First Bank Clewiston, FL
First Bank Clewiston, FL
Money Market Account
2.53%
$1,000,000
Headwaters State Bank
Headwaters State Bank
36-Month CD
2.52%
$1,000
Connex Credit Union
Connex Credit Union
60-Month CD
2.50%
$500
Ponce Bank
Ponce Bank
Non-Profit Business Checking
2.50%
$0
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
36-Month CD
2.27%
$500
Prevail Bank
Prevail Bank
48-Month CD
2.17%
$1,000
The Peoples Community Bank
The Peoples Community Bank
College Saver CD
2.15%
$250
First Bank Elk River
First Bank Elk River
18-Month CD
2.07%
$1
First Southern State Bank
First Southern State Bank
18-Month CD
2.02%
$500
Bluff View Bank
Bluff View Bank
48-Month CD
1.61%
$10,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
18-Month CD
1.51%
$500
Continental Bank
Continental Bank
36-Month CD
1.10%
$25,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
36-Month CD
1.10%
$100
Harbor Bank of Maryland
Harbor Bank of Maryland
18-Month CD
0.75%
$1,000
Vibrant Credit Union
Vibrant Credit Union
24-Month CD certificate
0.60%
$5
Washita State Bank
Washita State Bank
Money Market Demand Accounts
0.50%
$100,000
Keen Bank
Keen Bank
Relationship Plus Checking
0.40%
$0
Mvsb
48-Month CD
0.30%
$500
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
New Market Bank
New Market Bank
Money Market
0.15%
$1,000
Hocking Valley Bank
Hocking Valley Bank
Passbook Savings
0.15%
$100
Primary Bank
Primary Bank
Primary Statement Savings
0.10%
$0
The Bank of Landisburg
The Bank of Landisburg
Statement Savings
0.10%
$0
Superior National Bank
Superior National Bank
Business Money Market Tier 1
0.05%
$0
The Andover Bank
The Andover Bank
Preferred Money Market
0.03%
$0
BayVanguard Bank
BayVanguard Bank
Money Market
0.01%
$100
North Easton SB
North Easton SB
Savings Account
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

River Bank Information

River Bank
145 N Main St
Stoddard, WI 54658
Vernon
Established Date: 10/11/1911
FDIC Certificate #: 14995
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: RIVER HOLDING CO
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is River Bank FDIC Insured? Yes
What is River Bank's Cert number? 14995
What is the maximum amount for insured deposits? $250,000 per holder, per account

River Bank Financials

Total Assets:
$1,064,970,000
Total Deposits:
$766,582,000
Equity Capital:
$99,310,000
Domestic Deposits:
$766,582,000
Net Income:
$2,031,000
Return on Assets:
1.3759%
Quarterly Return on Assets:
0.7600%
Pretax Return on Assets:
0.7961%
Pretax Quarterly Return on Assets:
0.8000%
Return on Equity:
14.9100%
Quarterly Return on Equity:
8.2400%
Common Equity Tier 1 Capital Ratio:
10.8855%
Tier 1 Risk-Based Capital Ratio:
10.8855%
Leverage Tier 1 (Core Capital) Ratio:
9.3142%
Total Risk-Based Capital Ratio (YTD):
11.9354%
Total Interest Income (YTD):
3.5363%
 
 
Headquarters:
Stoddard
FDIC Field Office:
Madison
Regulator:
FDIC
County:
Vernon
# of Offices:
14
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Affirm's Mobile App Offers Savings Account with 4.35% APY

Affirm, a leading fintech company, offers a high-yield online savings account with an impressive 4.35% APY, providing a good option if you're looking for a high savings rate and don't want to lock your money up in a certificate of deposit. One of the great features is the user-friendly Affirm mobile app, which allows for easy account management on the go. The app simplifies everything from opening an account to transferring funds, making it convenient for users to keep track of their finances anytime, anywhere. With the convenience of the mobile app, plus the high Affirm CD rates, it makes sense to consider opening an account.

Features of Affirm’s High Yield Savings Account

No Minimum Balance and No Fees

    Read more...

CD Rates for December 24th, 2019

CD Rates for December 24th, 2019Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The best CD rates available on our rate lists are also lower, except for 6-month CD rates which moved higher. We don't expect any big moves either way for CD rates in the coming months, unless the Federal Reserve increases or lowers the fed funds rate which is unlikely.What's more likely to happen in 2020 is for CD rates to continue their slow decline. Slowly declining CD rates are unfortunate because CD rates never got above their pre-Financial Crisis level of more than a decade ago. If there is a recession in 2020, we might see the highest 12-month CD rates available fall towards 1.00 percent.BMO Harris Bank CD rates on 6-month certificates of deposit are the best deal available on our rate list. Current 6-month CD rates at BMO Harris Bank are at 1.89 percent with an APY of 1.90 percent. That rate is higher than many 12-month CD rates available today. Overall, Ally Bank is one bank that stands out with competitive CD rates on all CD terms. You can compare online CD rates with Ally Bank CD rates to get the best deal on a certificate of deposit.     Read more...

Average CD Rates for December 15th, 2019

Average CD Rates for December 15th, 2019Average CD rates for December 15th, 2019, are lower for both short-term and long-term certificates of deposit while the best CD rates available remain unchanged. We expect average CD rates to continue a gradual downward trend in 2010. Current 12-month CD rates are averaging 1.87 percent, a sharp decline from an average rate of 1.92 percent set on December 11th. The best 12-month CD rates on our rate table remain unchanged at 2.13 percent with an APY of 2.15 percent.6-month CD rates are currently averaging 1.22 percent, down from an average 6-month rate of 1.26 percent set last Wednesday. The highest CD rates on 6-month certificates of deposit jumped considerably higher because of a new entry on our rate list. TotalDirectBank CD rates are the best 6-month CD rate on our list at 2.03 percent with an APY of 2.05 percent.

Average CD Rates for December 15th, 2019

    Read more...

Cross River Bank CD Rates

Cross River Bank CD RatesCross River Bank CD rates are very high right now. CD rates are especially good on the bank's intermediate-term certificates of deposit. Current 1 year CD rates at Cross River are at 2.86 percent with an APY of 2.90 percent. Their 18 month CD rates are currently at 2.91 percent with an APY of 2.95 percent. 2 year CD rates from Cross River Bank are one of the best rates around at 3.00 percent with an APY of 3.05 percent. The bank's 2 year CD rate is just as high as many 5 year CD rates offered at other banks. Cross River's minimum opening deposit for a CD account is only $500.     Read more...

Cross River Bank CD Rates

Cross River Bank CD RatesCross River Bank CD rates are some of the highest CD rates available right now from any bank. Current 12 month CD rates at Cross River Bank are at a whopping 2.91 percent with an APY of 2.95 percent. This 12 month CD rate from Cross River Bank places the bank in the top spot on our 1 year rate list. Other CD rates from Cross River Bank are also very good right now, 2 year CD rates are at 3.00 percent with an APY of 3.05 percent. Cross River Bank 2 year CD rates is also the best CD rate on our 2 year rate list.3 year CD rates from Cross River Bank are currently at 3.20 percent with an APY of 3.25 percent and 4 year CD rates are at 3.30 percent with an APY of 3.35 percent. Cross River Bank doesn't offer 5 year certificates of deposit. The bank's short term CD rates are not as good of a deal as their long term rates. Both 3 month and 6 month CD rates are at 1.00 percent with an APY of 1.01 percent.To get the best deal on a certificate of deposit, compare other bank CD rates with Cross River Bank CD rates.     Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

The total number of mortgage applications increased 17 percent in this week as mortgage rates hit more record lows, the Mortgage Bankers Association said today. In the MBA's weekly survey 30 year conforming mortgage rates, 30 year jumbo mortgage rates and 30 year FHA mortgage rates all hit record lows in the survey. Fixed conforming 15 year mortgage rates also hit record lows.
30 year mortgage rates remained unchanged in the most recent Primary Mortgage Market Survey released by Freddie Mac. 30 year fixed rate conforming mortgage rates are averaging 5.07 percent for the week ending April 22, 2010, unchanged from the previous week’s average mortgage rate. Mortgage discount points averaged 0.7 points, up from 0.6 points the prior week’s average.
chase-bank-auto-loan-ratesChase Bank is advertising some of the best auto loan rates available today for new car purchases and used car purchases directly from dealers. Chase Bank also offers auto refinance loans.

Bank or Credit Union Offers and Deals

In State of the Union Speech, Obama Talks Mortgage Rates
Marcus Bank CD Rates: 12-Month Term 1.90% APY (National)
Car Tax Rebate: Government Car Allowance Rebate System
Current Mortgage Rates Decline: 30 Year Jumbo Mortgage Rates Averaging 4.22% Today
Highest Savings Account Rates for September 8, 2023
Highest CD Bank Rates This Week: Best 1 Year Rate at 1.10% Best 2 Year Rate at 1.25%
Mortgage Rates Slightly Lower: 30 Year Home Mortgage Rates at 4.40%, 15 Year Home Mortgage Rates at 3.86%
Car Loan Rate Tables
Forecasts are for Long Term Bond Yields to Increase to 4 Percent to 5 Percent
First Time Home Buyer Tax Credit

Alternative Bank and Credit Union Offers to Explore

Synchrony Bank Savings 25K Rates now at 1.04%
Weekly Mortgage Rates: 30 Year Mortgage Rates at 3.90%
USAA 5 Year Jumbo CD Rates now at 1.10%
Treasury Yields Higher on Greece Debt Deal
TAB Bank 4 Year CD Rates now at 1.65%
Highest 1 Year CD Rates at 1.10%: Average 1 Year Bank CD Rates at 0.77%
10/14/15 - Variable Deposit Rates - Highest Savings Rates at 1.10% APY
Current Mortgage Rates - Today's Interest Rates Stable at 5.50%
Fixed Home Mortgage Rates Make Record Lows MBA: 30 Year Mortgage Rates at 4.38%, 15 Year Mortgage Rates at 3.77%
VirtualBank 1 Month CD Rates now at 0.15%

River Bank Reviews

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