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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Riverside Community Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
You can compare Riverside Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.75%, 6-month share certificate rates at 2.50% and 3-month share certificate rates at 0.50%. Savings rates are at 0.75% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.08%. All these rates can be compared to Riverside Community Credit Union rates. MonitorBankRates evaluates the financial stability of Riverside Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.55%. Rates were last updated on 03/28/2026. Riverside Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riverside Community Credit Union? Share your experience about Riverside Community Credit Union by leaving a review below, or read customer reviews before you decide to use Riverside Community Credit Union. Riverside Community Credit Union
Riverside Community CU 185 N Fraser Ave
https://www.riversidecu.com Kankakee, IL 60901 
Riverside Community Credit Union Savings Rates
Riverside Community Credit Union Checking Rates
Riverside Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Riverside Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Riverside Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Riverside Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Riverside Community Credit Union
Website
https://www.riversidecu.com
Address
185 N Fraser Ave,
Kankakee, IL 60901
Phone
815-933-1101
Fax
815-933-1181
President
Dale Tolly
CEO
Melissa Bayston
Full-Time Employees
9
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.55%
Return on Assets (ROA)
1.1005%
Return on Equity (ROE)
9.3038%
Non-Performing Loans Ratio (NPL)
1.15%
Total Assets
44,006,963
Total Amount of Shares and Deposits
39,039,111
Total Shares and Deposits < 1 Year
38,626,960
Total Shares and Deposits 1 3 Years
120,730
Total Shares and Deposits > 3 Years
291,421
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
600,996
Total Uninsured Shares and Deposits > $250K (F+J)
600,996
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,438,115
Total Interest Expense (Sum of items 6 8)
135,403
Share Certificates
172
Number of Accounts for Share Drafts
1,826
IRA KEOGH Accounts
52
Number of Accounts for Regular Shares
4,627
Net Income (unless the amount is already included in Undivided Earnings)
484,277
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,615,322
Total Liabilities
38,807,121
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Riverside Community Credit UnionIs Riverside Community Credit Union a safe place to deposit money?Yes, Riverside Community Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5481162593307%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Riverside Community Credit Union operate?Riverside Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Riverside Community Credit Union?Yes, to access services at Riverside Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Riverside Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Riverside Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Riverside Community Credit Union offer online and mobile banking?Most modern institutions like Riverside Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.riversidecu.com. Compare to Other Credit Unions
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