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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Beacon Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Beacon Credit Union's 8 Month CD rates are at 3.70%, 3 Month CD rates are at 3.45%, 2 Year CD rates are at 3.35%, 3 Month CD rates are at 3.35%, 2 Year CD rates are at 3.25%. Beacon Credit Union's savings rates are at 0.15%. Beacon Credit Union's money market rates are at 0.00%. Beacon Credit Union's 15 Year Fixed rates are at 6.37%, 30 Year Fixed rates are at 6.50%, 7/1 Year ARM rates are at 7.00%. MonitorBankRates evaluates the financial stability of Beacon Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.45%. Rates were last updated on 03/25/2026. Beacon Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Beacon Credit Union? Share your experience about Beacon Credit Union by leaving a review below, or read customer reviews before you decide to use Beacon Credit Union. Beacon Credit Union
Wabash Admin Building 586 S Wabash St
https://www.beaconcu.org Wabash, IN 46992 3328 
Beacon Credit Union CD Rates
Beacon Credit Union Savings Rates
Beacon Credit Union Money Market Rates
Beacon Credit Union Checking Rates
Beacon Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Beacon Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Beacon Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Beacon Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Beacon Credit Union
Website
https://www.beaconcu.org
Address
586 S Wabash St,
Wabash, IN 46992 3328
Phone
260-563-7443
Fax
260-569-0553
President
Herbert Horrom
CEO
Dustin Cuttriss
Full-Time Employees
285
Part-Time Employees
30
Branch Locations
23
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.45%
Return on Assets (ROA)
0.2406%
Return on Equity (ROE)
1.7899%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
1,702,269,111
Total Amount of Shares and Deposits
1,397,537,431
Total Shares and Deposits < 1 Year
1,273,613,362
Total Shares and Deposits 1 3 Years
103,044,466
Total Shares and Deposits > 3 Years
20,879,603
Total Interest Expense (Sum of items 6 8)
20,943,996
Share Certificates
8,169
Number of Accounts for Share Drafts
42,731
IRA KEOGH Accounts
4,140
Number of Accounts for Regular Shares
64,655
All other shares
707
Money Market Shares
1,960
Net Income (unless the amount is already included in Undivided Earnings)
4,095,075
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,093,897
Total Liabilities
1,523,777,265
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Beacon Credit UnionIs Beacon Credit Union a safe place to deposit money?Yes, Beacon Credit Union is considered a safe financial institution. With a Texas Ratio of 1.452828506831%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Beacon Credit Union operate?Beacon Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Beacon Credit Union?Yes, to access services at Beacon Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Beacon Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Beacon Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Beacon Credit Union offer online and mobile banking?Most modern institutions like Beacon Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.beaconcu.org. Current Beacon Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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