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Beacon Credit Union

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Beacon Credit Union Rates & Review June 2026

Q: How many branches does Beacon Credit Union operate?

Beacon Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Beacon Credit Union?

Yes, to access services at Beacon Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Beacon Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Beacon Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 19, 2026

You can compare Beacon Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.00%, 6-month share certificate rates at 3.19% and 3-month share certificate rates at 1.41%. Savings rates are at 0.05% and money market rates are at 1.76%. Mortgage rates on 30-year fixed loans are around 5.67%. All these rates can be compared to Beacon Credit Union rates. MonitorBankRates evaluates the financial stability of Beacon Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.43%. Rates were last updated on 06/19/2026.

Beacon Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Beacon Credit Union? Share your experience about Beacon Credit Union by leaving a review below, or read customer reviews before you decide to use Beacon Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.43%

Excellent Lower than avg

Beacon Credit Union
Wabash Admin Building

586 S Wabash St
Wabash, IN 46992 3328

https://www.beaconcu.org

Current Rate Availability

We do not have Beacon Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Beacon Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Beacon Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Beacon Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Beacon Credit Union

Website https://www.beaconcu.org

Address 586 S Wabash St, Wabash, IN 46992 3328

Phone 260-563-7443

Fax 260-569-0553

President Herbert Horrom

CEO Dustin Cuttriss

Full-Time Employees 285

Part-Time Employees 30

Branch Locations 23

ATM Locations 20

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.43%

Return on Assets (ROA)

0.2406%

Return on Equity (ROE)

1.7899%

Non-Performing Loans Ratio (NPL)

0.28%

Total Assets

1,702,269,111

Total Amount of Shares and Deposits

1,397,537,431

Total Shares and Deposits < 1 Year

1,273,613,362

Total Shares and Deposits 1 3 Years

103,044,466

Total Shares and Deposits > 3 Years

20,879,603

Total Interest Expense (Sum of items 6 8)

20,943,996

Share Certificates

8,169

Number of Accounts for Share Drafts

42,731

IRA KEOGH Accounts

4,140

Number of Accounts for Regular Shares

64,655

All other shares

707

Money Market Shares

1,960

Net Income (unless the amount is already included in Undivided Earnings)

4,095,075

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

28,093,897

Total Liabilities

1,523,777,265

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Beacon Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Beacon Credit Union

How many branches does Beacon Credit Union operate?

Beacon Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Beacon Credit Union?

Yes, to access services at Beacon Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Beacon Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Beacon Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Beacon Credit Union offer online and mobile banking?

Most modern institutions like Beacon Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.beaconcu.org.