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Methodist Healthcare Federal Credit Union Rates & Review August 2026

Methodist Healthcare Federal Credit Union's 3 month rates are at 1.15%, 3 month rates are at 1.05%, 3 month rates are at 0.95%. Methodist Healthcare Federal Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of Methodist Healthcare Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.07%. Rates last updated and verified on 08/28/2026.

Methodist Healthcare Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Methodist Healthcare Federal Credit Union? Share your experience about Methodist Healthcare Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Methodist Healthcare Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.07%
Excellent Lower than avg
Methodist Healthcare Federal Credit Union
Operations
7130 Goodlett Farms Pkwy
Cordova, TN 38016
https://www.methodistcu.org
Member NCUA

Methodist Healthcare Federal Credit Union CD Rates

Product Rate APY Term View More
3 month - 1.15% 3 month
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
3 month - 1.05% 3 month
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
3 month - 0.95% 3 month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%

Methodist Healthcare Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicle Loans 0-24 Months - - 4.75% 24 Months
Details Credit Score: 850-800
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 0-24 Months - - 4.99% 24 Months
Details Credit Score: 799-740
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 25-36 Months - - 4.99% 36 Months
Details Credit Score: 850-800
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 25-36 Months - - 5.49% 36 Months
Details Credit Score: 799-740
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 37-48 Months - - 5.49% 48 Months
Details Credit Score: 850-800
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 0-24 Months - - 5.49% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 25-36 Months - - 5.75% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 37-48 Months - - 5.99% 48 Months
Details Credit Score: 799-740
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 49-60 Months - - 5.99% 60 Months
Details Credit Score: 850-800
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 0-24 Months - - 5.99% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 37-48 Months - - 6.25% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 0-24 Months - - 6.49% 24 Months
Details Credit Score: 739-670
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 49-60 Months - - 6.49% 60 Months
Details Credit Score: 799-740
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 61-72 Months - - 6.49% 72 Months
Details Credit Score: 850-800
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 25-36 Months - - 6.49% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 25-36 Months - - 6.99% 36 Months
Details Credit Score: 739-670
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 61-72 Months - - 6.99% 72 Months
Details Credit Score: 799-740
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 73-84 Months - - 6.99% 84 Months
Details Credit Score: 850-800
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 37-48 Months - - 6.99% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 49-60 Months - - 6.99% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 73-84 Months - - 7.49% 84 Months
Details Credit Score: 799-740
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 0-24 Months - - 7.49% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 49-60 Months - - 7.49% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 61-72 Months - - 7.49% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 25-36 Months - - 7.99% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 61-72 Months - - 7.99% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 73-84 Months - - 7.99% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 37-48 Months - - 8.49% 48 Months
Details Credit Score: 739-670
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 73-84 Months - - 8.49% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 49-60 Months - - 8.99% 60 Months
Details Credit Score: 739-670
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans - - 8.99%
Details Credit Score 850-800
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 37-48 Months - - 9.49% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 61-72 Months - - 9.99% 72 Months
Details Credit Score: 739-670
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans - - 9.99%
Details Credit Score 799-740
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 49-60 Months - - 9.99% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 0-24 Months - - 10.49% 24 Months
Details Credit Score: 669-580
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 73-84 Months - - 10.99% 84 Months
Details Credit Score: 739-670
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 61-72 Months - - 10.99% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 25-36 Months - - 11.49% 36 Months
Details Credit Score: 669-580
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 0-24 Months - - 11.49% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans - - 11.99%
Details Credit Score 739-670
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 73-84 Months - - 11.99% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 37-48 Months - - 12.49% 48 Months
Details Credit Score: 669-580
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 25-36 Months - - 12.49% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 49-60 Months - - 12.99% 60 Months
Details Credit Score: 669-580
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 61-72 Months - - 13.49% 72 Months
Details Credit Score: 669-580
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 37-48 Months - - 13.49% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 49-60 Months - - 13.99% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 61-72 Months - - 14.49% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 0-24 Months - - 14.99% 24 Months
Details Credit Score: 579-300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans - - 14.99%
Details Credit Score 669-580
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 25-36 Months - - 15.49% 36 Months
Details Credit Score: 579-300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 37-48 Months - - 15.99% 48 Months
Details Credit Score: 579-300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 0-24 Months - - 15.99% 24 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
New Vehicle Loans 49-60 Months - - 16.49% 60 Months
Details Credit Score: 579-300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 25-36 Months - - 16.49% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 37-48 Months - - 16.99% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans 49-60 Months - - 17.49% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%
Used Vehicle Loans - - 17.99%
Details Credit Score 579-300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.07%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Methodist Healthcare Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Methodist Healthcare Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Methodist Healthcare Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Methodist Healthcare Federal Credit Union
Address 7130 Goodlett Farms Pkwy, Cordova, TN 38016
Phone 901-453-3500
Fax 901-334-9844
President Cynthia Bardwell
CEO Kristi Vick
Full-Time Employees 10
Part-Time Employees 0
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.07%
Return on Assets (ROA)
0.1317%
Return on Equity (ROE)
0.7617%
Non-Performing Loans Ratio (NPL)
2.31%
Total Assets
46,438,824
Total Amount of Shares and Deposits
38,313,167
Total Shares and Deposits < 1 Year
37,233,734
Total Shares and Deposits 1 3 Years
1,079,433
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,507,275
Total Uninsured Shares and Deposits > $250K (F+J)
1,507,275
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,805,892
Total Interest Expense (Sum of items 6 8)
62,078
Share Certificates
63
Number of Accounts for Share Drafts
3,321
IRA KEOGH Accounts
41
Number of Accounts for Regular Shares
6,761
All other shares
3
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,852,608
Total Liabilities
38,495,480
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Methodist Healthcare Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Methodist Healthcare Federal Credit Union

How many branches does Methodist Healthcare Federal Credit Union operate?

Methodist Healthcare Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Methodist Healthcare Federal Credit Union?

Yes, to access services at Methodist Healthcare Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Methodist Healthcare Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Methodist Healthcare Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Methodist Healthcare Federal Credit Union offer online and mobile banking?

Most modern institutions like Methodist Healthcare Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.methodistcu.org.