Seattle Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.22%, 6-month CD rates at 0.80% and 3-month CD rates at 3.80%. Current savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.16%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Seattle Bank's 12-Month CD rates are at 4.35%, 18-Month CD rates are at 3.80%, 24-Month CD rates are at 3.70%, 60-Month CD rates are at 3.60%, 48-Month CD rates are at 3.60%. Seattle Bank's savings rates are at 3.40%. Seattle Bank's money market rates are at 2.40%.

Seattle Bank

To see how these rates compare to Seattle Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Seattle Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Seattle Bank CD rates. You can also compare Seattle Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Seattle Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Seattle Bank? Share your experience about Seattle Bank by leaving a review below, or read customer reviews before you decide to use Seattle Bank.

Seattle Bank Texas Ratio

Seattle Bank's Texas Ratio is at 30.78%, which is considered good. The Texas Ratio for Seattle Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Seattle Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.35%
18-Month CD
3.80%
24-Month CD
3.70%
36-Month CD
3.60%
48-Month CD
3.60%
60-Month CD
3.60%
Savings
3.40%
MMA
2.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Seattle Bank
401 Union Street
Seattle, WA 98101
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Seattle Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Seattle Bank
Seattle Bank
12-Month CD
4.35%
$1,000
Seattle Bank
Seattle Bank
18-Month CD
3.80%
$1,000
Seattle Bank
Seattle Bank
24-Month CD
3.70%
$1,000
Seattle Bank
Seattle Bank
60-Month CD
3.60%
$1,000
Seattle Bank
Seattle Bank
48-Month CD
3.60%
$1,000
Seattle Bank
Seattle Bank
36-Month CD
3.60%
$1,000
Seattle Bank
Seattle Bank
Digital Direct Savings
3.40%
$100
Seattle Bank
Seattle Bank
Personal Money Market
2.40%
$100
Seattle Bank
Seattle Bank
Business Money Market
2.40%
$0
Seattle Bank
Seattle Bank
Digital Direct Checking
2.30%
$0
Seattle Bank
Seattle Bank
Business Interest Checking
1.90%
$250,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Seattle Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
12-Month CD (Jumbo)
4.45%
$50,000
GTE Financial Credit Union
GTE Financial Credit Union
60-Month CD (Jumbo)
4.33%
$100,000
SaviBank
SaviBank
6-Month CD
4.25%
$500
Bread Financial
Bread Financial
24-Month CD
4.00%
$1,500
First Internet Bank of Indiana
First Internet Bank of Indiana
48-Month CD
3.97%
$1,000
E-Trade
E-Trade
18-Month CD
3.90%
$0
Harford Bank
Harford Bank
12-Month CD
3.70%
$1,000
Regent Bank (OK)
Regent Bank (OK)
48-Month CD
3.50%
$1,000
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
Rewards Money Market
3.50%
$50,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
60-Month CD
3.50%
$1,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
48-Month CD
3.50%
$1,000
Avidia Bank
Avidia Bank
12-Month CD
3.30%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
60-Month CD
3.30%
$500
Avidia Bank
Avidia Bank
24-Month CD
3.30%
$500
FSB of Rosemount
FSB of Rosemount
60-Month CD
3.25%
$500
Apple Bank for Savings
Apple Bank for Savings
18-Month CD
3.25%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
24-Month CD
3.03%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month CD
3.00%
$1,000
Marblehead Bank
Marblehead Bank
3-Month CD
3.00%
$500
Eclipse Bank
Eclipse Bank
24-Month CD
3.00%
$1,000
Ergo Bank
Ergo Bank
12-Month CD
2.82%
$500
Bank of Prague
Bank of Prague
6-Month CD
2.52%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
60-Month CD
2.50%
$1,000
Machias Savings Bank
Machias Savings Bank
High Yield Savings
2.45%
$50,000
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
Money Market
2.29%
$250
Benchmark Community Bank
Benchmark Community Bank
48-Month CD
2.25%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
48-Month CD
2.02%
$100
First Bank Ketchikan, AK
First Bank Ketchikan, AK
48-Month CD
2.00%
$0
The Peoples Community Bank
The Peoples Community Bank
48-Month CD
1.55%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
18-Month CD
1.50%
$500
Sandy Spring Bank
Sandy Spring Bank
Premier Money Market
1.25%
$10,000
Bank of Botetourt
Bank of Botetourt
60-Month CD
1.00%
$500
Bank
Bank
6-Month CD
0.80%
$10,000
Cornerstone State Bank
Cornerstone State Bank
Savings
0.75%
$1
Citizens State Bank Moundridge, KS
Money Market
0.55%
$1,000
SSB of Wanamingo
SSB of Wanamingo
Money Market
0.50%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
Money Market
0.50%
$1,500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Health Savings
0.50%
$1
American Bank of Baxter Springs
American Bank of Baxter Springs
36-Month CD
0.45%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
0.30%
$2,000
Bank of Zachary
Bank of Zachary
Checking e-Z NOW
0.25%
$1,500
Phoenixville Federal B&T
Statement Savings
0.15%
$100
Bank of Prairie du Sac
Bank of Prairie du Sac
Checking
0.10%
$1,000
Great Midwest Bank
Great Midwest Bank
Simply Savings
0.10%
$50
Primary Bank
Primary Bank
Primary Statement Savings
0.10%
$0
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Money Market
0.10%
$10
Consumers Credit Union
Consumers Credit Union
6-Month CD
0.10%
$1,000
Mauch Chunk Trust Company
Investors Money Market
0.05%
$5,000
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
Smart Savings
0.04%
$25
Kennebec Savings Bank
Kennebec Savings Bank
Premier Checking
0.02%
$750
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 16, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Seattle Bank Information

Seattle Bank
401 Union Street
Seattle, WA 98101
King
Established Date: 08/02/1999
FDIC Certificate #: 35139
Date of FDIC Deposit Insurance: 08/02/1999
Bank Holding Company: SEATTLE BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Seattle Bank FDIC Insured? Yes
What is Seattle Bank's Cert number? 35139
What is the maximum amount for insured deposits? $250,000 per holder, per account

Seattle Bank Financials

Total Assets:
$897,123,000
Total Deposits:
$786,156,000
Equity Capital:
$94,846,000
Domestic Deposits:
$786,156,000
Net Income:
$643,000
Return on Assets:
1.0759%
Quarterly Return on Assets:
0.2900%
Pretax Return on Assets:
0.3997%
Pretax Quarterly Return on Assets:
0.4000%
Return on Equity:
9.5000%
Quarterly Return on Equity:
2.7200%
Common Equity Tier 1 Capital Ratio:
17.5358%
Tier 1 Risk-Based Capital Ratio:
17.5358%
Leverage Tier 1 (Core Capital) Ratio:
12.7060%
Total Risk-Based Capital Ratio (YTD):
18.8059%
Total Interest Income (YTD):
7.9688%
 
 
Headquarters:
Seattle
FDIC Field Office:
Seattle
Regulator:
FDIC
County:
King
# of Offices:
2
Metropolitan Statistical Area (MSA):
Seattle-Tacoma-Bellevue, WA
Consolidated Metropolitan Statistical Area (CMSA):
Seattle-Tacoma-Bremerton, WA
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

consolidate-credit-card-debt-eliminate-credit-card-debtConsolidating credit card debt or eliminating credit card debt isn't an easy thing to do, especially these days when money is tight for everyone.
Today's savings rates and money market account rates on account balances of $10,000 on averaging 0.53 percent in Bankrate's national survey. Larger savings account balances earn a little more. Account balances of $25,000 earn 0.56 percent and account balances of $50,000 earn 0.65 percent.
Bank CD rates from Bank of Arizona are competitive with the national average rates but are not the best CD rates currently available. Bank of Arizona is offering regular certificates of deposit, jumbo certificates and Individual Retirement Account (IRA) certificates of deposit.

Bank or Credit Union Offers and Deals

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Housing Starts Surge
Best CD Rate - 12 month CD from Eastbank
30 Year Mortgage Rates Back Under 5.00%

Alternative Bank and Credit Union Offers to Explore

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Seattle Bank Reviews

tom A
★☆☆☆☆
December 14, 2023
tried unsuccessfully for almost 2 weeks to open a cd——could not do online—emailed numerous times asking for some help---no response from supposed customer service line
Average Rating
★☆☆☆☆
Total Reviews
1
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