Seattle Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.22%, 6-month CD rates at 3.60% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 1.05%. Mortgage rates today on 30-year fixed loans are around 7.21%. Credit Card rates are at 8.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Seattle Bank's 12-Month CD rates are at 4.10%, 18-Month CD rates are at 4.00%, 24-Month CD rates are at 3.90%, 36-Month CD rates are at 3.80%, 48-Month CD rates are at 3.70%. Seattle Bank's savings rates are at 2.30%. Seattle Bank's money market rates are at 2.40%.

Seattle Bank

To see how these rates compare to Seattle Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Seattle Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Seattle Bank CD rates. You can also compare Seattle Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Seattle Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Seattle Bank? Share your experience about Seattle Bank by leaving a review below, or read customer reviews before you decide to use Seattle Bank.

Seattle Bank Texas Ratio

Seattle Bank's Texas Ratio is at 30.78%, which is considered good. The Texas Ratio for Seattle Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Seattle Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.10%
18-Month CD
4.00%
24-Month CD
3.90%
36-Month CD
3.80%
48-Month CD
3.70%
60-Month CD
3.60%
Savings
2.30%
MMA
2.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Seattle Bank
401 Union Street
Seattle, WA 98101
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Seattle Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Seattle Bank
Seattle Bank
12-Month CD
4.10%
$1,000
Seattle Bank
Seattle Bank
18-Month CD
4.00%
$1,000
Seattle Bank
Seattle Bank
24-Month CD
3.90%
$1,000
Seattle Bank
Seattle Bank
36-Month CD
3.80%
$1,000
Seattle Bank
Seattle Bank
48-Month CD
3.70%
$1,000
Seattle Bank
Seattle Bank
60-Month CD
3.60%
$1,000
Seattle Bank
Seattle Bank
Personal Money Market
2.40%
$100
Seattle Bank
Seattle Bank
Business Money Market
2.40%
$0
Seattle Bank
Seattle Bank
Digital Direct Savings
2.30%
$100
Seattle Bank
Seattle Bank
Digital Direct Checking
2.30%
$0
Seattle Bank
Seattle Bank
Business Interest Checking
1.90%
$250,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Seattle Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ACMG Federal Credit Union
ACMG Federal Credit Union
12-Month CD
4.70%
$1,000
Home Bank of California
Home Bank of California
12-Month CD
4.50%
$10,000
North Shore Bank Co-op
18-Month CD
4.25%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
3-Month CD
4.06%
$2,500
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
36-Month CD (Jumbo)
3.98%
$100,000
First Financial of Maryland FCU
First Financial of Maryland FCU
12-Month CD
3.80%
$500
Rosedale FSL
Rosedale FSL
12-Month CD
3.75%
$500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
36-Month CD
3.75%
$1,000
FNB of Hereford
FNB of Hereford
18-Month CD (Raise Your Rate)
3.68%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
48-Month CD
3.53%
$50,000
Integrity Bank & Trust
Integrity Bank & Trust
36-Month CD
3.03%
$500
Fayetteville Bank
Fayetteville Bank
18-Month CD
3.00%
$1,000
Artisans Bank
Artisans Bank
24-Month CD
2.75%
$1,500
Chelsea Savings Bank
Chelsea Savings Bank
48-Month CD
2.62%
$20,000
Ashton State Bank
Ashton State Bank
24-Month CD
2.62%
$1,000
Washita State Bank
Washita State Bank
24-Month CD
2.58%
$1,000
Bank of Zachary
Bank of Zachary
60-Month CD
2.55%
$2,500
Cendera Bank
Cendera Bank
High Yield Money Market
2.53%
$2,500,000
Bank of Old Monroe
Bank of Old Monroe
60-Month CD
2.52%
$1,000
First National Bank of Ava
First National Bank of Ava
60-Month CD
2.52%
$500
Main Bank
Main Bank
36-Month CD
2.50%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
60-Month CD
2.20%
$100
First State Bank and Trust
First State Bank and Trust
60-Month CD
1.91%
$1,000
Essex Savings Bank
Essex Savings Bank
18-Month CD
1.79%
$500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
12-Month CD
1.50%
$1,000
Highland Bank
Highland Bank
12-Month CD
1.40%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
36-Month CD
1.30%
$500
Midland Federal S&L
Midland Federal S&L
60-Month CD
1.26%
$1,000
Alden State Bank
Alden State Bank
Kasasa Savings
1.25%
$0
Cayuga Lake National Bank
Cayuga Lake National Bank
12-Month CD
0.95%
$500
Mifflinburg B&T CO.
Mifflinburg B&T CO.
60-Month CD
0.90%
$500
1st MidAmerica Credit Union
1st MidAmerica Credit Union
24-Month CD
0.80%
$1,000
Everett Co-operative Bank
Everett Co-operative Bank
18-Month CD
0.65%
$500
FirsTier Bank
FirsTier Bank
48-Month CD
0.65%
$0
Freedom Bank, Inc.
Freedom Bank, Inc.
24-Month CD
0.55%
$500
Service Federal Credit Union
Service Federal Credit Union
Money Market
0.55%
$2,500
FirstBank of Nebraska
FirstBank of Nebraska
Savings
0.50%
$25
FSB of St. Charles, MO
FSB of St. Charles, MO
Premium NOW Checking
0.50%
$100
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
Savings
0.40%
$50
Delaware NB of Delhi
Delaware NB of Delhi
Statement Savings
0.35%
$25
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
18-Month CD
0.30%
$1,000
Somerset Trust Company
Somerset Trust Company
18-Month CD
0.30%
$500
Access Federal Credit Union
Access Federal Credit Union
Share Savings
0.25%
$25
Adirondack Bank
Adirondack Bank
18-Month CD
0.20%
$1,000
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
Achieve Financial Credit Union
Achieve Financial Credit Union
24-Month CD
0.20%
$1,000
Millville Savings Bank
Millville Savings Bank
Statement Savings
0.10%
$1,000
Westfield Bank
Westfield Bank
60-Month CD
0.10%
$1,000
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
Savings
0.04%
$0
MidCountry Bank
MidCountry Bank
Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Seattle Bank Information

Seattle Bank
401 Union Street
Seattle, WA 98101
King
Established Date: 08/02/1999
FDIC Certificate #: 35139
Date of FDIC Deposit Insurance: 08/02/1999
Bank Holding Company: SEATTLE BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Seattle Bank FDIC Insured? Yes
What is Seattle Bank's Cert number? 35139
What is the maximum amount for insured deposits? $250,000 per holder, per account

Seattle Bank Financials

Total Assets:
$897,123,000
Total Deposits:
$786,156,000
Equity Capital:
$94,846,000
Domestic Deposits:
$786,156,000
Net Income:
$643,000
Return on Assets:
1.0759%
Quarterly Return on Assets:
0.2900%
Pretax Return on Assets:
0.3997%
Pretax Quarterly Return on Assets:
0.4000%
Return on Equity:
9.5000%
Quarterly Return on Equity:
2.7200%
Common Equity Tier 1 Capital Ratio:
17.5358%
Tier 1 Risk-Based Capital Ratio:
17.5358%
Leverage Tier 1 (Core Capital) Ratio:
12.7060%
Total Risk-Based Capital Ratio (YTD):
18.8059%
Total Interest Income (YTD):
7.9688%
 
 
Headquarters:
Seattle
FDIC Field Office:
Seattle
Regulator:
FDIC
County:
King
# of Offices:
2
Metropolitan Statistical Area (MSA):
Seattle-Tacoma-Bellevue, WA
Consolidated Metropolitan Statistical Area (CMSA):
Seattle-Tacoma-Bremerton, WA
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The current national average rate for a two year certificate of deposit is 1.61 percent this week. You can find CD rates and yields higher than the national average rates. Discover Bank is offering a two year certificate of deposit rate of 2.33 percent and an annual percentage yield (APY) of 2.35 percent.
USAA Money Market Account rates are now at 0.05 percent with a yield of 0.05 percent. View current Money Market Account rates at USAA below.

Bank or Credit Union Offers and Deals

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Investors Fear Equities and Hold Cash Despite Low Savings Rates
Checklist for Opening a Savings Account

Alternative Bank and Credit Union Offers to Explore

Current Mortgage Rates Lower Today: 30 Year Mortgage Rates at 4.06%
Rising Bank CD Rates 2.05% APY 1-Year CD (Nationwide)
Marathon Bank 1 Month CD Rates at 0.74%
iGObanking.com MMA 50K Rates now at 1.09%
Salem Five Direct Savings Rates
Today's Savings Rates: Highest Account Rates at 1.04%
Mortgage Rates Higher, 30 Year Mortgage Rate at 4.83%, 1 Year Adjustable Mortgage Rates at 6.96%
Credit Cards: Credit Industry Credit Card Changes
Free Checking $200 Bonus Offer
Mortgage Rates 5-31: Mortgage Rates Lower, Home Prices Lower

Seattle Bank Reviews

tom A
★☆☆☆☆
December 14, 2023
tried unsuccessfully for almost 2 weeks to open a cd——could not do online—emailed numerous times asking for some help---no response from supposed customer service line
Average Rating
★☆☆☆☆
Total Reviews
1
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