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First Texas Bank Killeen, TX

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First Texas Bank Killeen, TX Rates & Review March 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Texas Bank Killeen, TX provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare First Texas Bank Killeen, TX rates to other rates in our database, including 12-month CD rates currently at 3.05%, 6-month CD rates at 3.30% and 3-month CD rates at 0.20%. Savings rates are at 0.50% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.45%. All these rates can be compared to First Texas Bank Killeen, TX rates. MonitorBankRates evaluates the financial stability of First Texas Bank Killeen, TX with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/29/2026.

First Texas Bank Killeen, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Texas Bank Killeen, TX? Share your experience about First Texas Bank Killeen, TX by leaving a review below, or read customer reviews before you decide to use First Texas Bank Killeen, TX.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

First Texas Bank Killeen, TX

3514 South Ws Young Drive
Killeen, TX 76542

https://www.firsttexasbank.bank

Current Rate Availability

We do not have First Texas Bank Killeen, TX rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Texas Bank Killeen, TX is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Texas Bank Killeen, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Texas Bank Killeen, TX's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Texas Bank Killeen, TX

Bank Holding Company FIRST TEXAS BCORP INC

Address 3514 South Ws Young Drive, Killeen, TX 76542 · Bell

Website https://www.firsttexasbank.bank

FDIC Certificate # 22551

Established 11/16/1977

FDIC Insurance Date 11/16/1977

Domestic Offices 4

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3703%

Return on Equity (ROE) 14.2000%

Non-Performing Loans (NPL) 0.00%

Total Assets $416,663,000

Total Deposits $368,439,000

Equity Capital $44,406,000

Net Income $3,875,000

Headquarters Killeen

Total Offices 4

Source: FDIC | Last Updated 09/30/2024

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About First Texas Bank Killeen, TX

Is First Texas Bank Killeen, TX a safe place to deposit money?

Yes, First Texas Bank Killeen, TX is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does First Texas Bank Killeen, TX operate?

First Texas Bank Killeen, TX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Texas Bank Killeen, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Texas Bank Killeen, TX provides members with tools to manage their accounts and build a solid financial history.

Does First Texas Bank Killeen, TX offer online and mobile banking?

Most modern institutions like First Texas Bank Killeen, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firsttexasbank.bank.