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Security Credit Union Rates & Review March 2026

Security Credit Union's 5 year CDs of Deposit rates are at 3.65%, IRA CDs of Deposit 5 year rates are at 3.65%, 1.5 year CDs of Deposit rates are at 3.60%, 4 year CDs of Deposit rates are at 3.60%, IRA CDs of Deposit 1.5 year rates are at 3.60%. Security Credit Union's savings rates are at 0.01%. Security Credit Union's money market rates are at 0.25%. Security Credit Union's 10 Year Fixed rates are at 5.50%, 15 Year Fixed rates are at 5.75%, 20 Year Fixed rates are at 6.00%, 30 Year Fixed rates are at 6.25%. Security Credit Union's Personal Loan Rates are at 11.90%. MonitorBankRates evaluates the financial stability of Security Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.54%. Rates were last updated on 03/28/2026.

Security Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Credit Union? Share your experience about Security Credit Union by leaving a review below, or read customer reviews before you decide to use Security Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 92/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.54%
Good Higher than avg
Security Credit Union
Administration Building
5255 Security Park Blvd
Holly, MI 48442 9569
https://www.securitycu.org
Member NCUA

Security Credit Union CD Rates

Product Rate APY Term View More
5 year Share Certificates of Deposit - 3.65% 5 year
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
IRA Share Certificates of Deposit 5 year - 3.65% 5 year
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
1.5 year Share Certificates of Deposit - 3.60% 1.5 year
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
4 year Share Certificates of Deposit - 3.60% 4 year
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
IRA Share Certificates of Deposit 1.5 year - 3.60% 1.5 year
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
IRA Share Certificates of Deposit 4 year - 3.60% 4 year
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
1 year Share Certificates of Deposit - 3.55% 1 year
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
3 year Share Certificates of Deposit - 3.55% 3 year
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
IRA Share Certificates of Deposit 1 year - 3.55% 1 year
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
IRA Share Certificates of Deposit 3 year - 3.55% 3 year
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
2.5 year Share Certificates of Deposit - 3.50% 2.5 year
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
26 Week Share Certificates of Deposit - 3.50% 26 Week
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
IRA Share Certificates of Deposit 2.5 year - 3.50% 2.5 year
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
IRA Share Certificates of Deposit 26 Week - 3.50% 26 Week
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
2 year Share Certificates of Deposit - 3.45% 2 year
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
IRA Share Certificates of Deposit 2 year - 3.45% 2 year
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%

Security Credit Union Savings Rates

Product Rate APY View More
IRA Share Savings Account - 0.25%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
IRA Share Savings Account - 0.15%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Share Savings / Christmas Club / Vacation Club Accounts - 0.01%
Min Balance $40,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%

Security Credit Union Money Market Rates

Product Rate APY View More
Money Market / IDI (Insured Daily Investment) Account - 0.45%
Min Balance $150,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Money Market / IDI (Insured Daily Investment) Account - 0.40%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Money Market / IDI (Insured Daily Investment) Account - 0.35%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Money Market / IDI (Insured Daily Investment) Account - 0.30%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Money Market / IDI (Insured Daily Investment) Account - 0.25%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%

Security Credit Union Checking Rates

Product Rate APY View More
Premium Checking - 0.30%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Premium Checking - 0.15%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Premium Checking - 0.00%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%

Security Credit Union Mortgage Rates

Product Rate Points APR Term View More
10 Year Fixed 5.50% - 5.83% 10 Year
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
15 Year Fixed 5.75% - 5.99% 15 Year
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
20 Year Fixed 6.00% - 6.19% 20 Year
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
30 Year Fixed 6.25% - 6.40% 30 Year
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%

Security Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Closed End, Fixed Rate Home Equity 5 Year Fixed - - 5.99% 5 Year
Details As Low As; *Loan subject to approval. The as low as rate is for qualified borrowers with excellent credit. The rate may vary based on credit and other underwriting factors.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Closed End, Fixed Rate Home Equity 7 Year Fixed - - 6.24% 7 Year
Details As Low As; *Loan subject to approval. The as low as rate is for qualified borrowers with excellent credit. The rate may vary based on credit and other underwriting factors.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Closed End, Fixed Rate Home Equity 10 Year Fixed - - 6.74% 10 Year
Details As Low As; *Loan subject to approval. The as low as rate is for qualified borrowers with excellent credit. The rate may vary based on credit and other underwriting factors.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Closed End, Fixed Rate Home Equity 15 Year Fixed - - 6.99% 15 Year
Details As Low As; *Loan subject to approval. The as low as rate is for qualified borrowers with excellent credit. The rate may vary based on credit and other underwriting factors.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%

Security Credit Union Credit Card Rates

Product Rate APR View More
Platinum Visa - 8.90%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Visa® Platinum Credit Card - 8.90%
Details fixed
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Classic Secured Visa - 15.00%
Details Annual Fee: $100
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Classic Visa - 15.00%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Visa® Classic Credit Card - 15.00%
Details fixed
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Visa® Secured Classic Credit Card - 15.00%
Details fixed
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Security Cash Back Visa - 15.99%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%
Visa® Security Cash Back - 15.99%
Details fixed
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%

Security Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 11.90%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.54%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Security Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Security Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Security Credit Union
Address 5255 Security Park Blvd, Holly, MI 48442 9569
Phone 810-235-2322
Fax
President Phillip Thick
CEO Jay Yax
Full-Time Employees 156
Part-Time Employees 10
Branch Locations 15
ATM Locations 14
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.54%
Return on Assets (ROA)
0.1339%
Return on Equity (ROE)
1.3144%
Non-Performing Loans Ratio (NPL)
1.95%
Total Assets
628,546,730
Total Amount of Shares and Deposits
559,497,871
Total Shares and Deposits < 1 Year
546,926,064
Total Shares and Deposits 1 3 Years
7,610,973
Total Shares and Deposits > 3 Years
4,960,833
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,734,091
Total Uninsured Shares and Deposits > $250K (F+J)
15,734,091
Total Insured Shares and Deposits > $250K (item 17 less item K)
543,763,780
Total Interest Expense (Sum of items 6 8)
3,662,232
Share Certificates
3,631
Number of Accounts for Share Drafts
25,447
IRA KEOGH Accounts
922
Number of Accounts for Regular Shares
54,803
All other shares
405
Money Market Shares
2,324
Net Income (unless the amount is already included in Undivided Earnings)
841,698
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,457,932
Total Liabilities
575,148,754
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Security Credit Union

Is Security Credit Union a safe place to deposit money?

Yes, Security Credit Union is considered a safe financial institution. With a Texas Ratio of 15.537815483239%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Security Credit Union operate?

Security Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Security Credit Union?

Yes, to access services at Security Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Security Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Security Credit Union offer online and mobile banking?

Most modern institutions like Security Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.securitycu.org.

Current Security Credit Union Rates

  • 12-Month CD3.55%
  • 24-Month CD3.45%
  • 60-Month CD3.50%
  • Savings0.01%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.