MonitorBankRates
  1. Home
  2. Credit Unions
  3. First American Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

First American Credit Union Rates & Review April 2026

First American Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of First American Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.48%. Rates were last updated on 04/26/2026.

First American Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First American Credit Union? Share your experience about First American Credit Union by leaving a review below, or read customer reviews before you decide to use First American Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.48%
Excellent Lower than avg
First American Credit Union
Pinal Branch Corporate
1001 N Pinal Ave
Casa Grande, AZ 85122
https://www.firstamerican.org
Member NCUA

First American Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 4.99%
Details As Low As; Intro rate for the first 12 months
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.48%

First American Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details As Low As; new up to 36 months
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.48%

First American Credit Union Credit Card Rates

Product Rate APR View More
Mastercard Credit Card - 3.99%
Details Intro rate expires: 12 months; Regular APR: 6.99%
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.48%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for First American Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First American Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First American Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First American Credit Union
Address 1001 N Pinal Ave, Casa Grande, AZ 85122
Phone 520-836-8838
Fax 520-421-1706
President John McEvoy
CEO Phil Peters
Full-Time Employees 29
Part-Time Employees 4
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.48%
Return on Assets (ROA)
1.2648%
Return on Equity (ROE)
9.4407%
Non-Performing Loans Ratio (NPL)
1.08%
Total Assets
107,925,554
Total Amount of Shares and Deposits
92,224,042
Total Shares and Deposits < 1 Year
90,901,213
Total Shares and Deposits 1 3 Years
1,142,337
Total Shares and Deposits > 3 Years
180,493
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
31,586,814
Total Uninsured Shares and Deposits > $250K (F+J)
32,092,205
Total Insured Shares and Deposits > $250K (item 17 less item K)
60,131,837
Total Interest Expense (Sum of items 6 8)
558,477
Share Certificates
355
Number of Accounts for Share Drafts
7,359
IRA KEOGH Accounts
101
Number of Accounts for Regular Shares
12,538
Non Member Deposits
9
Money Market Shares
155
Net Income (unless the amount is already included in Undivided Earnings)
1,365,050
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
23,722,364
Total Liabilities
95,177,568
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for First American Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First American Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About First American Credit Union

Is First American Credit Union a safe place to deposit money?

Yes, First American Credit Union is considered a safe financial institution. With a Texas Ratio of 4.4777926856258%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does First American Credit Union operate?

First American Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First American Credit Union?

Yes, to access services at First American Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First American Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First American Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does First American Credit Union offer online and mobile banking?

Most modern institutions like First American Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstamerican.org.