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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
VIRGINIA STATE UNIVERSITY Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
VIRGINIA STATE UNIVERSITY's 36 month CD rates are at 2.02%, 24 month CD rates are at 1.76%, 12 month CD rates are at 1.26%. VIRGINIA STATE UNIVERSITY's savings rates are at 0.05%. VIRGINIA STATE UNIVERSITY's Personal Loan Rates are at 4.49%. MonitorBankRates evaluates the financial stability of VIRGINIA STATE UNIVERSITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.39%. Rates were last updated on 03/16/2026. VIRGINIA STATE UNIVERSITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VIRGINIA STATE UNIVERSITY? Share your experience about VIRGINIA STATE UNIVERSITY by leaving a review below, or read customer reviews before you decide to use VIRGINIA STATE UNIVERSITY. FNB of Hugo
VSU Federal Credit Union 3401 Boisseau St
http://www.vsufcu.org South Chesterfield, VA 23803 2021 
VIRGINIA STATE UNIVERSITY CD Rates
VIRGINIA STATE UNIVERSITY Savings Rates
VIRGINIA STATE UNIVERSITY Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for VIRGINIA STATE UNIVERSITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather VIRGINIA STATE UNIVERSITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with VIRGINIA STATE UNIVERSITY's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
VIRGINIA STATE UNIVERSITY
Website
http://www.vsufcu.org
Address
3401 Boisseau St,
South Chesterfield, VA 23803 2021
Phone
804-526-6708
Fax
804-526-0834
President
Regina Barnett Tyler
CEO
Katrina Hayes Peerman
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.39%
Return on Assets (ROA)
0.7433%
Return on Equity (ROE)
8.6419%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
13,117,573
Total Amount of Shares and Deposits
11,917,258
Total Shares and Deposits < 1 Year
11,916,743
Total Shares and Deposits 1 3 Years
515
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
542,509
Total Uninsured Shares and Deposits > $250K (F+J)
542,509
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,374,749
Total Interest Expense (Sum of items 6 8)
3,941
Share Certificates
3
Number of Accounts for Share Drafts
1,363
IRA KEOGH Accounts
74
Number of Accounts for Regular Shares
2,222
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
960,165
Total Liabilities
11,992,505
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About VIRGINIA STATE UNIVERSITYIs VIRGINIA STATE UNIVERSITY a safe place to deposit money?Yes, VIRGINIA STATE UNIVERSITY is considered a safe financial institution. With a Texas Ratio of 5.3940658362832%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does VIRGINIA STATE UNIVERSITY operate?VIRGINIA STATE UNIVERSITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join VIRGINIA STATE UNIVERSITY?Yes, to access services at VIRGINIA STATE UNIVERSITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, VIRGINIA STATE UNIVERSITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, VIRGINIA STATE UNIVERSITY provides members with tools to manage their accounts and build a solid financial history. Does VIRGINIA STATE UNIVERSITY offer online and mobile banking?Most modern institutions like VIRGINIA STATE UNIVERSITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.vsufcu.org. Current VIRGINIA STATE UNIVERSITY Rates
Retrieved from our database of financial products. Rates subject to change.
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