|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Shrewsbury Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
Shrewsbury Federal Credit Union's 12 Month CD rates are at 3.81%, 12 Month IRA CD rates are at 3.81%, 18 Month CD rates are at 3.81%, 18 Month IRA CD rates are at 3.81%, 24 Month CD rates are at 3.81%. Shrewsbury Federal Credit Union's money market rates are at 0.10%. Shrewsbury Federal Credit Union's 10 Year Fixed Rate rates are at 6.25%, 15 Year Fixed Rate rates are at 6.50%, 20 Year Fixed Rate rates are at 6.75%, 30 Year Fixed Rate rates are at 7.00%. Shrewsbury Federal Credit Union's Student Loan Rates are as low as 8.00%. Shrewsbury Federal Credit Union's Credit Card Rates are at 11.00%. MonitorBankRates evaluates the financial stability of Shrewsbury Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.41%. Rates last updated and verified on 09/21/2026. Shrewsbury Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Shrewsbury Federal Credit Union? Share your experience about Shrewsbury Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Shrewsbury Federal Credit Union. Shrewsbury Federal Credit Union
SHREWSBURY FEDERAL CREDIT UNION 489 BOSTON TPKE
https://www.shrewsburycu.com SHREWSBURY, MA 01545 
Shrewsbury Federal Credit Union CD Rates
Shrewsbury Federal Credit Union Savings Rates
Shrewsbury Federal Credit Union Money Market Rates
Shrewsbury Federal Credit Union Checking Rates
Shrewsbury Federal Credit Union Mortgage Rates
Shrewsbury Federal Credit Union Home Equity & HELOC
Shrewsbury Federal Credit Union Auto Loan Rates
Shrewsbury Federal Credit Union Credit Card Rates
Shrewsbury Federal Credit Union Personal Loan Rates
Shrewsbury Federal Credit Union Other Rates
Financial Health HistoryShrewsbury Federal Credit Union’s Texas Ratio rose from 0.48% in Q2 2023 to 1.41% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Shrewsbury Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Shrewsbury Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Shrewsbury Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Shrewsbury Federal Credit Union
Website
https://www.shrewsburycu.com
Address
489 BOSTON TPKE,
SHREWSBURY, MA 01545
Phone
508-845-6755
Fax
508-842-3835
President
Gail Sokolowski
CEO
JAMES DUPONT
Full-Time Employees
18
Part-Time Employees
7
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.41%
Return on Assets (ROA)
0.1823%
Return on Equity (ROE)
2.1418%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
247,556,491
Total Amount of Shares and Deposits
225,933,544
Total Shares and Deposits < 1 Year
220,753,447
Total Shares and Deposits 1 3 Years
4,570,467
Total Shares and Deposits > 3 Years
609,631
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
24,304,927
Total Uninsured Shares and Deposits > $250K (F+J)
24,304,927
Total Insured Shares and Deposits > $250K (item 17 less item K)
201,628,617
Total Interest Expense (Sum of items 6 8)
813,478
Share Certificates
2,129
Number of Accounts for Share Drafts
5,897
IRA KEOGH Accounts
285
Number of Accounts for Regular Shares
12,696
Money Market Shares
258
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
39,125,157
Total Liabilities
227,418,889
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Shrewsbury Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Shrewsbury Federal Credit Union
Frequently Asked Questions About Shrewsbury Federal Credit UnionHow many branches does Shrewsbury Federal Credit Union operate?Shrewsbury Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Shrewsbury Federal Credit Union?Yes, to access services at Shrewsbury Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Shrewsbury Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Shrewsbury Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Shrewsbury Federal Credit Union offer online and mobile banking?Most modern institutions like Shrewsbury Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.shrewsburycu.com. Current Shrewsbury Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Buffalo Metropolitan Federal Credit Union
Empower Blue Credit Union
IC Federal Credit Union
Windthorst Federal Credit Union
Thrive Federal Credit Union
Mercy Credit Union
Nizari Progressive Federal Credit Union
One Thirteen Credit Union
Decatur Earthmover Credit Union
Cosden Federal Credit Union
Shuford Federal Credit Union
Louisiana Baptist Federal Credit Union
SHPE Federal Credit Union
Trademark Federal Credit Union
On Tap Credit Union
Auto Owners Associates Credit Union
UFCW Local #72 Federal Credit Union
Local 265 IBEW Federal Credit Union
South Coast ILWU Federal Credit Union
Desert Financial Credit Union
Wymar Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
