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iAdvertiser Disclosure
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 Shrewsbury Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Shrewsbury Federal Credit Union's 6 Month CD rates are at 4.02%, 6 Month IRA CD rates are at 4.02%, 9 Month CD rates are at 3.81%, 9 Month IRA CD rates are at 3.81%, 12 Month CD rates are at 3.71%. Shrewsbury Federal Credit Union's money market rates are at 0.10%. Shrewsbury Federal Credit Union's 10 Year Fixed Rate rates are at 5.50%, 15 Year Fixed Rate rates are at 5.75%, 20 Year Fixed Rate rates are at 6.00%, 30 Year Fixed Rate rates are at 6.50%, 5/6mo. Adjustable Rate rates are at 5.75%. MonitorBankRates evaluates the financial stability of Shrewsbury Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.71%. Rates were last updated on 04/18/2026. Shrewsbury Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Shrewsbury Federal Credit Union? Share your experience about Shrewsbury Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Shrewsbury Federal Credit Union. Shrewsbury Federal Credit Union
SHREWSBURY FEDERAL CREDIT UNION 489 BOSTON TPKE
https://www.shrewsburycu.com SHREWSBURY, MA 01545 
Shrewsbury Federal Credit Union CD Rates
Shrewsbury Federal Credit Union Savings Rates
Shrewsbury Federal Credit Union Money Market Rates
Shrewsbury Federal Credit Union Checking Rates
Shrewsbury Federal Credit Union Mortgage Rates
Shrewsbury Federal Credit Union Home Equity & HELOC
Shrewsbury Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Shrewsbury Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Shrewsbury Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Shrewsbury Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Shrewsbury Federal Credit Union
Website
https://www.shrewsburycu.com
Address
489 BOSTON TPKE,
SHREWSBURY, MA 01545
Phone
508-845-6755
Fax
508-842-3835
President
Gail Sokolowski
CEO
JAMES DUPONT
Full-Time Employees
17
Part-Time Employees
10
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.71%
Return on Assets (ROA)
0.8613%
Return on Equity (ROE)
9.8499%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
232,141,686
Total Amount of Shares and Deposits
210,629,680
Total Shares and Deposits < 1 Year
154,389,293
Total Shares and Deposits 1 3 Years
54,791,174
Total Shares and Deposits > 3 Years
1,449,213
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,919,816
Total Uninsured Shares and Deposits > $250K (F+J)
10,919,816
Total Insured Shares and Deposits > $250K (item 17 less item K)
199,709,864
Total Interest Expense (Sum of items 6 8)
2,273,878
Share Certificates
1,972
Number of Accounts for Share Drafts
5,853
IRA KEOGH Accounts
289
Number of Accounts for Regular Shares
12,670
Money Market Shares
265
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
36,325,510
Total Liabilities
212,886,910
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Shrewsbury Federal Credit UnionIs Shrewsbury Federal Credit Union a safe place to deposit money?Yes, Shrewsbury Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7117535877277%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Shrewsbury Federal Credit Union operate?Shrewsbury Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Shrewsbury Federal Credit Union?Yes, to access services at Shrewsbury Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Shrewsbury Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Shrewsbury Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Shrewsbury Federal Credit Union offer online and mobile banking?Most modern institutions like Shrewsbury Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.shrewsburycu.com. Current Shrewsbury Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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