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GREATER CHAUTAUQUA Rates & Review March 2026

GREATER CHAUTAUQUA's IRA CDs 36 month rates are at 3.65%, IRA CDs 60 month rates are at 3.65%, IRA CDs 15 month rates are at 3.60%, CDs 36 month rates are at 3.60%, CDs 60 month rates are at 3.60%. GREATER CHAUTAUQUA's savings rates are at 0.00%. GREATER CHAUTAUQUA's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of GREATER CHAUTAUQUA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.26%. Rates were last updated on 03/26/2026.

GREATER CHAUTAUQUA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GREATER CHAUTAUQUA? Share your experience about GREATER CHAUTAUQUA by leaving a review below, or read customer reviews before you decide to use GREATER CHAUTAUQUA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.26%
Excellent Lower than avg
The Anna-Jonesboro National Bank
Greater Chautauqua FCU
51 E Main St
Falconer, NY 14733 1336
http://www.greatercfcu.com
Member NCUA

GREATER CHAUTAUQUA CD Rates

Product Rate APY Term View More
IRA Certificates 36 month 3.60% 3.65% 36 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
IRA Certificates 60 month 3.60% 3.65% 60 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
IRA Certificates 15 month 3.55% 3.60% 15 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Share Certificates 36 month 3.55% 3.60% 36 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Share Certificates 60 month 3.55% 3.60% 60 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Share Certificates 24 month 3.50% 3.55% 24 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Share Certificates 12 month 3.45% 3.50% 12 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Share Certificates 18 month 3.45% 3.49% 18 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Share Certificates 6 month 3.40% 3.43% 6 Months
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%

GREATER CHAUTAUQUA Savings Rates

Product Rate APY View More
Billy's Club 1.50% 1.51%
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Teen Club 1.50% 1.51%
No additional details.
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Club Accounts 1.00% 1.01%
Min Deposit $5
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Regular Share Savings Account 0.05% 0.05%
Min Balance $100
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Youth Savings Account 0.05% 0.05%
Min Balance $100
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Regular Share Savings Account - 0.00%
Min Balance $0
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%

GREATER CHAUTAUQUA Money Market Rates

Product Rate APY View More
Money Market Account 2.10% 2.12%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Money Market Account 1.90% 1.92%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Money Market Account 1.75% 1.76%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Money Market Account - 0.00%
Min Balance $0
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%

GREATER CHAUTAUQUA Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity First Mortgages - - 5.35% 60
Details As Low As
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Home Equity First Mortgages - - 5.55% 180
Details As Low As
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
Home Equity First Mortgages - - 5.75% 240
Details As Low As
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%
"Preferred Choice" Home Equity Loan Special (up to 84 Months) - - 5.95%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.83%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for GREATER CHAUTAUQUA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GREATER CHAUTAUQUA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GREATER CHAUTAUQUA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name GREATER CHAUTAUQUA
Address 51 E Main St, Falconer, NY 14733 1336
Phone 716-665-3799
Fax 716-665-1191
President Kelly Rhinehart
CEO Kelly Haaksma
Full-Time Employees 29
Part-Time Employees 1
Branch Locations 4
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.26%
Return on Assets (ROA)
0.9497%
Return on Equity (ROE)
8.5019%
Non-Performing Loans Ratio (NPL)
1.03%
Total Assets
97,511,751
Total Amount of Shares and Deposits
86,492,764
Total Shares and Deposits < 1 Year
80,705,233
Total Shares and Deposits 1 3 Years
4,789,960
Total Shares and Deposits > 3 Years
997,571
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
497,792
Total Uninsured Shares and Deposits > $250K (F+J)
497,792
Total Insured Shares and Deposits > $250K (item 17 less item K)
85,994,972
Total Interest Expense (Sum of items 6 8)
827,887
Share Certificates
1,020
Number of Accounts for Share Drafts
6,446
IRA KEOGH Accounts
353
Number of Accounts for Regular Shares
12,114
All other shares
30
Money Market Shares
206
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,560,680
Total Liabilities
86,619,749
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About GREATER CHAUTAUQUA

Is GREATER CHAUTAUQUA a safe place to deposit money?

Yes, GREATER CHAUTAUQUA is considered a safe financial institution. With a Texas Ratio of 4.262871049785%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does GREATER CHAUTAUQUA operate?

GREATER CHAUTAUQUA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GREATER CHAUTAUQUA?

Yes, to access services at GREATER CHAUTAUQUA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GREATER CHAUTAUQUA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GREATER CHAUTAUQUA provides members with tools to manage their accounts and build a solid financial history.

Does GREATER CHAUTAUQUA offer online and mobile banking?

Most modern institutions like GREATER CHAUTAUQUA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.greatercfcu.com.

Current GREATER CHAUTAUQUA Rates

  • 12-Month CD3.50%
  • 18-Month CD3.49%
  • 24-Month CD3.55%
  • 60-Month CD3.60%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.