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LGE Community Credit Union

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LGE Community Credit Union Rates & Review October 2026

Q: Is a member application needed to join LGE Community Credit Union?

Yes, to access services at LGE Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, LGE Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

LGE Community Credit Union's top rates as of October 10, 2026 are 5.75% APY on checking, 6.25% on its 30 Yr 5/5 ARM mortgage, personal loans from 10.00% APR, and credit cards from 15.81% APR, according to rates verified by MonitorBankRates. Other LGE Community Credit Union mortgage rates include 15 Yr Fixed Rate Reset Mortgage at 6.50%, 30 Yr 15/15 ARM at 6.50%, and 30 Yr 7/7 ARM at 6.38%. MonitorBankRates evaluates the financial stability of LGE Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.70%. Rates last updated and verified on 10/10/2026.

LGE Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LGE Community Credit Union? Share your experience about LGE Community Credit Union by leaving a review below, or read customer reviews before you decide to use LGE Community Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.70%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

LGE Community Credit Union
Home Office

3100 Cumberland Blvd SE
Atlanta, GA 30339-5940

https://www.lgeccu.org

Customer Reviews

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

LGE Community Credit Union Checking Rates

Product	Rate	APY	View More
High Rewards Checking	-	5.75%
Details Qualifications Required: monthly qualifications; Only until 10/31. Dividends are not earned when monthly qualifications are not met. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

LGE Community Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
15 Yr Fixed Rate Reset Mortgage	6.50%	0	6.708%	15 years
No additional details. Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 6.46% → 6.71% ▲ 0.25 pts · high 6.71% / low 6.46% Oct 10, 20266.71%▲ from 6.71% Sep 27, 20266.71%▼ from 6.71% Sep 18, 20266.71%▲ from 6.46% Sep 14, 20266.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
30 Yr 15/15 ARM	6.50%	0	6.872%	30 years
No additional details. Last Updated 10/10/2026 Rate History 4 changes since Sep 14, 2026 · 6.36% → 6.87% ▲ 0.52 pts · high 6.87% / low 6.36% Oct 10, 20266.87%▲ from 6.85% Oct 1, 20266.85%▲ from 6.83% Sep 27, 20266.83%▲ from 6.56% Sep 18, 20266.56%▲ from 6.36% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
30 Yr 7/7 ARM	6.375%	0	7.093%	30 years
No additional details. Last Updated 10/10/2026 Rate History 4 changes since Sep 14, 2026 · 6.48% → 7.09% ▲ 0.61 pts · high 7.09% / low 6.48% Oct 10, 20267.09%▲ from 7.03% Oct 1, 20267.03%▲ from 6.97% Sep 27, 20266.97%▲ from 6.61% Sep 18, 20266.61%▲ from 6.48% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
20 Yr Fixed Rate Reset Mortgage	7.00%	0	7.17%	20 years
No additional details. Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 6.67% → 7.17% ▲ 0.50 pts · high 7.30% / low 6.67% Oct 10, 20267.17%▼ from 7.30% Sep 27, 20267.30%▲ from 6.67% Sep 22, 20266.67%▲ from 6.67% Sep 14, 20266.67%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
30 Yr 5/5 ARM	6.25%	0	7.19%	30 years
No additional details. Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 6.47% → 7.19% ▲ 0.72 pts · high 7.19% / low 6.47% Oct 10, 20267.19%▲ from 7.04% Sep 27, 20267.04%▲ from 6.58% Sep 18, 20266.58%▲ from 6.47% Sep 14, 20266.47%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
15 Yr Fixed Rate Reset Mortgage - 30 Yr Fixed VA (Brokered)	7.125%	0	7.256%	30 years
No additional details. Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 6.50% → 7.26% ▲ 0.76 pts · high 7.26% / low 6.50% Sep 27, 20267.26%▲ from 7.01% Sep 22, 20267.01%▲ from 6.88% Sep 18, 20266.88%▲ from 6.50% Sep 14, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
30 Yr Fixed VA (Brokered)	7.125%	0	7.256%	30 years
No additional details. Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 6.50% → 7.26% ▲ 0.76 pts · high 7.26% / low 6.50% Sep 27, 20267.26%▲ from 7.01% Sep 22, 20267.01%▲ from 6.88% Sep 18, 20266.88%▲ from 6.50% Sep 14, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
30 Yr Fixed Rate Reset Mortgage	7.25%	0	7.382%	30 years
No additional details. Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 6.88% → 7.38% ▲ 0.50 pts · high 7.38% / low 6.88% Sep 27, 20267.38%▲ from 7.13% Sep 22, 20267.13%▲ from 7.13% Sep 18, 20267.13%▲ from 6.88% Sep 14, 20266.88%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
15 Yr Fixed Rate Reset Mortgage - 30 Yr Fixed FHA (Brokered)	7.125%	0	7.848%	30 years
No additional details. Last Updated 10/10/2026 Rate History 4 changes since Sep 14, 2026 · 7.08% → 7.85% ▲ 0.77 pts · high 7.85% / low 7.08% Oct 10, 20267.85%▲ from 7.85% Sep 27, 20267.85%▲ from 7.59% Sep 22, 20267.59%▲ from 7.46% Sep 18, 20267.46%▲ from 7.08% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
30 Yr Fixed FHA (Brokered)	7.125%	0	7.848%	30 years
No additional details. Last Updated 10/10/2026 Rate History 4 changes since Sep 14, 2026 · 7.08% → 7.85% ▲ 0.77 pts · high 7.85% / low 7.08% Oct 10, 20267.85%▲ from 7.85% Sep 27, 20267.85%▲ from 7.59% Sep 22, 20267.59%▲ from 7.46% Sep 18, 20267.46%▲ from 7.08% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

LGE Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Easy HELOC	7.00%	0	7.00%
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Home Equity Easy HELOC	7.00%	0	7.00%
No additional details. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 10, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
5 Yr Fixed Home Equity Loan	7.25%	0	8.084%	5 years
No additional details. Last Updated 10/10/2026 Rate History 5 changes since Sep 14, 2026 · 8.07% → 8.08% ▲ 0.01 pts · high 8.09% / low 8.07% Oct 10, 20268.08%▲ from 8.07% Oct 1, 20268.07%▲ from 8.07% Sep 27, 20268.07%▼ from 8.09% Sep 22, 20268.09%▲ from 8.09% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
10 Yr Fixed Home Equity Loan	7.75%	0	8.207%	10 years
No additional details. Last Updated 10/10/2026 Rate History 4 changes since Sep 14, 2026 · 8.20% → 8.21% ▲ 0.00 pts · high 8.21% / low 8.20% Oct 10, 20268.21%▲ from 8.20% Sep 27, 20268.20%▼ from 8.21% Sep 22, 20268.21%▲ from 8.21% Sep 18, 20268.21%▲ from 8.20% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
15 Yr Fixed Home Equity Loan	8.125%	0	8.458%	15 years
No additional details. Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 8.46% → 8.46% ▲ 0.00 pts · high 8.46% / low 8.46% Oct 10, 20268.46%▲ from 8.46% Sep 27, 20268.46%▼ from 8.46% Sep 18, 20268.46%▲ from 8.46% Sep 14, 20268.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

LGE Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New Auto	-	-	4.60%
Details Published APR range: 4.60% - 6.15%. As low as Last Updated 10/10/2026 Rate History 3 changes since Sep 18, 2026 · 5.80% → 4.60% ▼ 1.20 pts · high 6.15% / low 4.60% Oct 10, 20264.60%▼ from 6.15% Oct 1, 20266.15%▲ from 4.60% Sep 22, 20264.60%▼ from 5.80% Sep 18, 20265.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

LGE Community Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Platinum	3.99%	15.81%
Details Introductory APR on purchases and balance transfers made during the first 180 days; rate effective first 12 months card is open. Cash Advance APR: 15.81%. Cash Advance Fee: $3.00 or 3% whichever is greater, not to exceed $30.00. Late Payment Fees: Up to $35.00. Minimum Monthly Payment: 2% of outstanding balance or $10, whichever is greater. Variable Rate information for VISA Platinum purchases and cash advances may vary. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 15.81%. Credit limits range from $2,500 to $25,000 based on the credit worthiness of the applicant(s). Method of Computing Balances for Purchases: Average Daily Balance including new purchases. Grace Period: You have 25 days after the close of a billing cycle to replay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrue immediately for cash advances. This is a variable rate loan. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 15.85% → 15.81% ▼ 0.04 pts · high 15.85% / low 15.81% Oct 1, 202615.81%▼ from 15.85% Sep 14, 202615.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

LGE Community Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan (Fixed Rate)	10.00%	36 Months
Details As Low As; $1,000 minimum loan amount Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 10.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Signature Loan (Fixed Rate)	10.25%	48 Months
Details As Low As; $5,000 minimum loan amount Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 10.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Signature Loan (Fixed Rate)	10.75%	60 Months
Details As Low As; $10,000 minimum loan amount Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 10.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

LGE Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
30 yr Fixed Rate Reset Mortgage	-	-	7.382%	30 years
Details Fixed Rate Reset Mortgage Loan. Rate may vary depending on credit history and other underwriting factors. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.38% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
LGE Quick Cash Loan	-	-	12.09%
Details Variable Rate; Minimum Amount: $1,000; Maximum Amount: $25,000; Minimum Monthly Payment: 2.50% of outstanding balance or $10, whichever is greater; Membership eligibility required.; Rates and terms are subject to change at any time without notice.; APR=Annual Percentage Rate. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting criteria. Not all applicants will qualify for the lowest rate. The APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 8% This is a variable rate loan. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 12.09% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Share Loan (Fixed)	-	-	3.00%	24 Months
Details Membership eligibility required. Payment Example: $5,000 loan at 3% APR for 60 months will have a monthly payment of $89.85. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Share Loan (Fixed)	-	-	3.00%	36 Months
Details Membership eligibility required. Payment Example: $5,000 loan at 3% APR for 60 months will have a monthly payment of $89.85. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Share Loan (Fixed)	-	-	3.00%	60 Months
Details Membership eligibility required. Payment Example: $5,000 loan at 3% APR for 60 months will have a monthly payment of $89.85. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Share Loan (Fixed)	-	-	3.00%	96 Months
Details Membership eligibility required. Payment Example: $5,000 loan at 3% APR for 60 months will have a monthly payment of $89.85. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

LGE Community Credit Union’s Texas Ratio rose from 0.51% in Q3 2023 to 2.70% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.4B	2.70%	5.0	A+
March 31, 2026	$2.4B	2.59%	5.0	A+
December 31, 2025	$2.3B	2.89%	5.0	A+
September 30, 2025	$2.3B	2.47%	5.0	A+
June 30, 2025	$2.3B	2.69%	5.0	A+
March 31, 2025	$2.3B	1.33%	5.0	A+
December 31, 2024	$2.3B	1.13%	5.0	A+
September 30, 2024	$2.3B	0.72%	5.0	A+
June 30, 2024	$2.5B	1.09%	5.0	A+
March 31, 2024	$2.5B	0.82%	5.0	A+
December 31, 2023	$2.5B	0.98%	5.0	A+
September 30, 2023	$2.0B	0.51%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for LGE Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather LGE Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LGE Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LGE Community Credit Union

Website https://www.lgeccu.org

Address 3100 Cumberland Blvd SE, Atlanta, GA 30339-5940

Phone 770-424-0060

Fax

President Curt Earnest

CEO Chris Leggett

Full-Time Employees 337

Part-Time Employees 2

Branch Locations 18

ATM Locations 15

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.70%

Return on Assets (ROA)

0.2862%

Return on Equity (ROE)

2.4038%

Non-Performing Loans Ratio (NPL)

0.47%

Total Assets

2,408,657,733

Total Amount of Shares and Deposits

2,023,982,788

Total Shares and Deposits < 1 Year

1,947,321,282

Total Shares and Deposits 1 3 Years

64,983,358

Total Shares and Deposits > 3 Years

11,678,148

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

105,186,510

Total Uninsured Shares and Deposits > $250K (F+J)

105,186,510

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,918,796,278

Total Interest Expense (Sum of items 6 8)

17,086,611

Share Certificates

10,638

Number of Accounts for Share Drafts

80,749

IRA KEOGH Accounts

3,620

Number of Accounts for Regular Shares

131,630

All other shares

135

Money Market Shares

6,637

Net Income (unless the amount is already included in Undivided Earnings)

6,987,912

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

96,259,217

Total Liabilities

2,154,802,178

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

LGE Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About LGE Community Credit Union

How many branches does LGE Community Credit Union operate?

LGE Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LGE Community Credit Union?

Yes, to access services at LGE Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LGE Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LGE Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does LGE Community Credit Union offer online and mobile banking?

Most modern institutions like LGE Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lgeccu.org.