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LGE Community Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 30, 2026
LGE Community Credit Union's 18 Month CD rates are at 4.21%, 48 Month CD rates are at 4.16%, 60 Month CD rates are at 4.16%, 36 Month CD rates are at 4.11%, 12 Month CD rates are at 4.01%. LGE Community Credit Union's savings rates are at 1.50%. LGE Community Credit Union's money market rates are at 1.75%. LGE Community Credit Union's checking rates are as high as 5.75%. LGE Community Credit Union's 15 Yr Fixed Rate Reset Mortgage rates are at 6.38%, 30 Yr 15/15 ARM rates are at 6.25%, 30 Yr 7/7 ARM rates are at 6.12%, 20 Yr Fixed Rate Reset Mortgage rates are at 6.75%, 30 Yr 5/5 ARM rates are at 6.00%. LGE Community Credit Union's Personal Loan Rates are as low as 3.00%. LGE Community Credit Union's Credit Card Rates are at 16.09%. LGE Community Credit Union's CD rates are 41% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of LGE Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.70%. Rates last updated and verified on 10/30/2026.
LGE Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LGE Community Credit Union? Share your experience about LGE Community Credit Union by leaving a review below, or read customer reviews before you decide to use LGE Community Credit Union.
LGE Community Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
LGE Community Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.70%
ExcellentLower than avg
LGE Community Credit Union Texas Ratio
LGE Community Credit Union's Texas Ratio is 2.70%, which is considered excellent and is lower than the national average of 6.13%.
LGE Community Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.51% to 2.70% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
No change since Oct 22, 2026 · 0.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Business / Business Secondary Savings
0.499%
0.50%
Min Balance$25,000
DetailsBalance: $25,000; Rates effective 4/1/2025
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 0.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Business / Business Secondary Savings
0.25%
0.25%
Min Balance$100
DetailsBalance: $100; Rates effective 4/1/2025
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
LGE Community Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
1.736%
1.75%
Min Balance$100,000
DetailsBalance: $100,000.01 and over; If the average daily balance falls below $2,500 for the dividend period, it becomes a non-dividend bearing account
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 1.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Money Market
1.736%
1.75%
Min Balance$250,000
DetailsBalance: $250,000.01 and over; If the average daily balance falls below $2,500 for the dividend period, it becomes a non-dividend bearing account
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 1.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Money Market
1.736%
1.75%
Min Balance$500,000
DetailsBalance: $500,000.01 and over; If the average daily balance falls below $2,500 for the dividend period, it becomes a non-dividend bearing account
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 1.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Money Market
1.243%
1.25%
Min Balance$25,000
DetailsBalance: $25,000.01 and over; If the average daily balance falls below $2,500 for the dividend period, it becomes a non-dividend bearing account
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 1.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Money Market
1.243%
1.25%
Min Balance$50,000
DetailsBalance: $50,000.01 and over; If the average daily balance falls below $2,500 for the dividend period, it becomes a non-dividend bearing account
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 1.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Money Market
0.996%
1.00%
Min Balance$10,000
DetailsBalance: $10,000.01 and over; If the average daily balance falls below $2,500 for the dividend period, it becomes a non-dividend bearing account
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Money Market
0.747%
0.75%
Min Balance$2,500
DetailsBalance: $2,500.00 and over; If the average daily balance falls below $2,500 for the dividend period, it becomes a non-dividend bearing account
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 0.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
LGE Community Credit Union Checking Rates
Product
Rate
APY
View More
High Rewards Checking
5.604%
5.75%
DetailsQualifications Required; Balance: up to $25,000.00; Rate is paid only on balances up to $25,000.00; membership eligibility required; split rate tier structure; becomes non-dividend bearing if requirements are not met for the dividend period
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 5.75% APY · checked 10 times
LGE Community Credit Union Business Checking Rates
Product
Rate
APY
View More
Free Business Checking
0.499%
0.50%
Min Balance$0
DetailsBalance: $0.01 Average Daily Balance; No monthly maintenance fees; Rates effective 4/1/2025
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 0.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Growth Business Checking
0.247%
0.25%
Min Balance$10,000
DetailsBalance: $10,000 Average Daily Balance; Rates effective 4/1/2025
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
LGE Community Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
15 Yr Fixed Rate Reset Mortgage
6.375%
0
6.584%
No additional details.
Last Updated10/30/2026
Rate History
1 change since Oct 19, 2026 · 6.92% → 6.58% ▼ 0.33 pts · high 6.92% / low 6.58%
Oct 30, 20266.58%▼ from 6.92%
Oct 19, 20266.92%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
30 Yr 15/15 ARM
6.25%
0
6.646%
30 years
DetailsPayment Amount: $1,385
Last Updated10/30/2026
Rate History
6 changes since Sep 14, 2026 · 6.36% → 6.65% ▲ 0.29 pts · high 6.87% / low 6.36%
Oct 22, 20266.65%▼ from 6.67%
Oct 19, 20266.67%▼ from 6.87%
Oct 10, 20266.87%▲ from 6.85%
Oct 1, 20266.85%▲ from 6.83%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
30 Yr 7/7 ARM
6.125%
0
6.904%
30 years
DetailsPayment Amount: $1,367
Last Updated10/30/2026
Rate History
7 changes since Sep 14, 2026 · 6.48% → 6.90% ▲ 0.42 pts · high 7.09% / low 6.48%
Oct 30, 20266.90%▼ from 6.91%
Oct 22, 20266.91%▼ from 6.97%
Oct 19, 20266.97%▼ from 7.09%
Oct 10, 20267.09%▲ from 7.03%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
20 Yr Fixed Rate Reset Mortgage
6.75%
0
6.92%
20 years
No additional details.
Last Updated10/30/2026
Rate History
5 changes since Sep 14, 2026 · 6.67% → 6.92% ▲ 0.25 pts · high 7.30% / low 6.67%
Oct 30, 20266.92%▲ from 6.92%
Oct 22, 20266.92%▼ from 7.17%
Oct 10, 20267.17%▼ from 7.30%
Sep 27, 20267.30%▲ from 6.67%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
30 Yr 5/5 ARM
6.00%
0
6.942%
30 years
DetailsPayment Amount: $1,349; Rates effective as of: 10/27/2026 10:26:05 AM (ET)
Last Updated10/30/2026
Rate History
6 changes since Sep 14, 2026 · 6.47% → 6.94% ▲ 0.47 pts · high 7.19% / low 6.47%
Oct 30, 20266.94%▼ from 7.02%
Oct 22, 20267.02%▼ from 7.09%
Oct 19, 20267.09%▼ from 7.19%
Oct 10, 20267.19%▲ from 7.04%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
30 Yr Fixed Rate Reset Mortgage
7.00%
0
7.132%
30 years
DetailsPayment Amount: $1,497
Last Updated10/30/2026
Rate History
6 changes since Sep 14, 2026 · 6.88% → 7.13% ▲ 0.25 pts · high 7.38% / low 6.88%
Oct 30, 20267.13%▲ from 7.13%
Oct 22, 20267.13%▲ from 7.13%
Oct 19, 20267.13%▼ from 7.38%
Sep 27, 20267.38%▲ from 7.13%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
30 Yr Fixed VA (Brokered)
7.00%
0
7.132%
30 years
DetailsPayment Amount: $1,497
Last Updated10/30/2026
Rate History
6 changes since Sep 14, 2026 · 6.50% → 7.13% ▲ 0.63 pts · high 7.26% / low 6.50%
Oct 30, 20267.13%▲ from 7.13%
Oct 22, 20267.13%▲ from 7.13%
Oct 19, 20267.13%▼ from 7.26%
Sep 27, 20267.26%▲ from 7.01%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
30 Yr Fixed FHA (Brokered)
7.00%
0
7.719%
30 years
No additional details.
Last Updated10/30/2026
Rate History
6 changes since Sep 14, 2026 · 7.08% → 7.72% ▲ 0.64 pts · high 7.85% / low 7.08%
Oct 30, 20267.72%▼ from 7.72%
Oct 22, 20267.72%▼ from 7.85%
Oct 10, 20267.85%▲ from 7.85%
Sep 27, 20267.85%▲ from 7.59%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
LGE Community Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Easy HELOC
7.00%
0
7.00%
DetailsPayment Amount $953
Last Updated10/30/2026
Rate History
No change since Oct 10, 2026 · 7.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Home Equity Easy HELOC
7.00%
0
7.00%
No additional details.
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
Oct 10, 20267.00%▲ from 6.75%
Sep 14, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
5 Yr Fixed Home Equity Loan
7.25%
0
8.08%
No additional details.
Last Updated10/30/2026
Rate History
1 change since Oct 19, 2026 · 8.46% → 8.08% ▼ 0.38 pts · high 8.46% / low 8.08%
Oct 30, 20268.08%▼ from 8.46%
Oct 19, 20268.46%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
10 Yr Fixed Home Equity Loan
7.75%
0
8.208%
10 years
No additional details.
Last Updated10/30/2026
Rate History
5 changes since Sep 14, 2026 · 8.20% → 8.21% ▲ 0.00 pts · high 8.21% / low 8.20%
Oct 19, 20268.21%▲ from 8.21%
Oct 10, 20268.21%▲ from 8.20%
Sep 27, 20268.20%▼ from 8.21%
Sep 22, 20268.21%▲ from 8.21%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
15 Yr Fixed Home Equity Loan
8.125%
0
8.461%
No additional details.
Last Updated10/30/2026
Rate History
1 change since Oct 19, 2026 · 8.46% → 8.46% ▲ 0.00 pts · high 8.46% / low 8.46%
Oct 30, 20268.46%▲ from 8.46%
Oct 19, 20268.46%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
LGE Community Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto
-
-
4.60%
DetailsAs Low As; APR range 4.60% - 6.15%
Last Updated10/30/2026
Rate History
3 changes since Sep 18, 2026 · 5.80% → 4.60% ▼ 1.20 pts · high 6.15% / low 4.60%
Oct 10, 20264.60%▼ from 6.15%
Oct 1, 20266.15%▲ from 4.60%
Sep 22, 20264.60%▼ from 5.80%
Sep 18, 20265.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
LGE Community Credit Union Credit Card Rates
Product
Rate
APR
View More
Business Platinum Credit Card
-
16.09%
DetailsIntro/promo APR: 3.99%; Intro rate expires: 12 months; Regular APR: 16.09%; Introductory APR applies to purchases and balance transfers made during first 180 days; Cash advances APR: 16.09%; Cash Advance Fees: $3.00 or 3% whichever is greater, not to exceed $30.00; Late Payment Fees: $35; Rates effective 10/27/2026
Last Updated10/30/2026
Rate History
1 change since Oct 22, 2026 · 15.58% → 16.09% ▲ 0.51 pts · high 16.09% / low 15.58%
Oct 30, 202616.09%▲ from 15.58%
Oct 22, 202615.58%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Visa Platinum
-
16.09%
DetailsIntro/promo APR: 3.99%; Introductory APR on purchases and balance transfers during first 180 days; Intro rate expires: 12 months; Regular APR: 16.09% (variable); Cash Advance APR: 16.09%; Membership eligibility required
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 15.85% → 16.09% ▲ 0.24 pts · high 16.09% / low 15.81%
No change since Sep 18, 2026 · 10.75% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
LGE Community Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
LGE Quick Cash (Variable Rate) Loan
-
-
12.09%
DetailsLoan amount: $1,000 - $25,000; Variable rate: (0.0331) Daily Index = .05; Margin: 8%; Minimum Monthly Payment: 2.50% of outstanding balance or $10, whichever is greater; Effective 10/01/2026; Membership eligibility required
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 11.81% → 12.09% ▲ 0.28 pts · high 12.09% / low 11.81%
Oct 14, 202612.09%▲ from 11.81%
Sep 14, 202611.81%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
12 Months Certificate
3.828%
-
3.90%
12 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000; Early Withdrawal Penalty: 90 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 3.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
12 Months Certificate
3.934%
-
4.01%
12 Months
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000; Early Withdrawal Penalty: 90 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.01% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
12 Months Certificate
3.934%
-
4.01%
12 Months
Min Deposit$1,000
Min Balance$250,000
DetailsBalance: $250,000; Early Withdrawal Penalty: 90 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.01% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
18 Months Certificate
4.021%
-
4.10%
18 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000; Early Withdrawal Penalty: 90 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
18 Months Certificate
4.127%
-
4.21%
18 Months
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000; Early Withdrawal Penalty: 90 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.21% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
18 Months Certificate
4.127%
-
4.21%
18 Months
Min Deposit$1,000
Min Balance$250,000
DetailsBalance: $250,000; Early Withdrawal Penalty: 90 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.21% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
24 Months Certificate
3.828%
-
3.90%
24 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000; Early Withdrawal Penalty: 180 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 3.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
24 Months Certificate
3.934%
-
4.01%
24 Months
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000; Early Withdrawal Penalty: 180 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.01% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
24 Months Certificate
3.934%
-
4.01%
24 Months
Min Deposit$1,000
Min Balance$250,000
DetailsBalance: $250,000; Early Withdrawal Penalty: 180 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.01% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
36 Months Certificate
3.924%
-
4.00%
36 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000; Early Withdrawal Penalty: 270 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
36 Months Certificate
4.03%
-
4.11%
36 Months
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000; Early Withdrawal Penalty: 270 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.11% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
36 Months Certificate
4.03%
-
4.11%
36 Months
Min Deposit$1,000
Min Balance$250,000
DetailsBalance: $250,000; Early Withdrawal Penalty: 270 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.11% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
48 Months Certificate
3.972%
-
4.05%
48 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000; Early Withdrawal Penalty: 360 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
48 Months Certificate
4.078%
-
4.16%
48 Months
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000; Early Withdrawal Penalty: 360 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.16% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
48 Months Certificate
4.078%
-
4.16%
48 Months
Min Deposit$1,000
Min Balance$250,000
DetailsBalance: $250,000; Early Withdrawal Penalty: 360 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.16% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
60 Months Certificate
3.972%
-
4.05%
60 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000; Early Withdrawal Penalty: 450 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
60 Months Certificate
4.078%
-
4.16%
60 Months
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: $100,000; Early Withdrawal Penalty: 450 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.16% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
60 Months Certificate
4.078%
-
4.16%
60 Months
Min Deposit$1,000
Min Balance$250,000
DetailsBalance: $250,000; Early Withdrawal Penalty: 450 Days Dividends; Rates Effective 9/25/2026
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 4.16% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Nest Account
2.96%
-
3.00%
Min Deposit$1
Min Balance$1
DetailsBalance: $1.00 or >; Initial Deposit Amount: $1.00 - $1,000.00; Membership eligibility required; limited to one Nest share per membership account; withdrawals limited to one per month; dividends compounded monthly
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Young Adult
2.96%
-
3.00%
Min Balance$5
DetailsBalance: $5.00 - $1,000.00; Young Adult savings accounts available to members 18 through age 22, one account per person; balances over $1,000 earn at a lower rate
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Young Adult
0.499%
-
0.50%
Min Balance$1,000
DetailsBalance: $1,000.01 and over; Young Adult savings accounts available to members 18 through age 22, one account per person
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 0.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Young Adult
0.648%
-
0.65%
Min Balance$25,000
DetailsBalance: $25,000.00 and over; Young Adult savings accounts available to members 18 through age 22, one account per person
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 0.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Young Adult
0.996%
-
1.00%
Min Balance$100,000
DetailsBalance: $100,000.00 and over; Young Adult savings accounts available to members 18 through age 22, one account per person
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Youth
1.49%
-
1.50%
Min Balance$5
DetailsBalance: $5.00 - $1,000.00; Youth savings accounts available through age 17, one account per person; balances over $1,000 earn at a lower rate
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 1.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Youth
0.499%
-
0.50%
Min Balance$1,000
DetailsBalance: $1,000.01 and over; Youth savings accounts available through age 17, one account per person
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 0.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Youth
0.648%
-
0.65%
Min Balance$25,000
DetailsBalance: $25,000.00 and over; Youth savings accounts available through age 17, one account per person
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 0.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Youth
0.996%
-
1.00%
Min Balance$100,000
DetailsBalance: $100,000.00 and over; Youth savings accounts available through age 17, one account per person
Last Updated10/30/2026
Rate History
No change since Oct 22, 2026 · 1.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.70%
Financial Health History
LGE Community Credit Union’s Texas Ratio rose from 0.51% in Q3 2023 to 2.70% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$2.4B
2.70%
5.0
A+
March 31, 2026
$2.4B
2.59%
5.0
A+
December 31, 2025
$2.3B
2.89%
5.0
A+
September 30, 2025
$2.3B
2.47%
5.0
A+
June 30, 2025
$2.3B
2.69%
5.0
A+
March 31, 2025
$2.3B
1.33%
5.0
A+
December 31, 2024
$2.3B
1.13%
5.0
A+
September 30, 2024
$2.3B
0.72%
5.0
A+
June 30, 2024
$2.5B
1.09%
5.0
A+
March 31, 2024
$2.5B
0.82%
5.0
A+
December 31, 2023
$2.5B
0.98%
5.0
A+
September 30, 2023
$2.0B
0.51%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for LGE Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LGE Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with LGE Community Credit Union's official website for the most current offers and terms.
Address
3100 Cumberland Blvd SE,
Atlanta, GA 30339-5940
Phone770-424-0060
Fax
PresidentCurt Earnest
CEOChris Leggett
Full-Time Employees337
Part-Time Employees2
Branch Locations18
ATM Locations15
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.70%
Return on Assets (ROA)
0.2862%
Return on Equity (ROE)
2.4038%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
2,408,657,733
Total Amount of Shares and Deposits
2,023,982,788
Total Shares and Deposits < 1 Year
1,947,321,282
Total Shares and Deposits 1 3 Years
64,983,358
Total Shares and Deposits > 3 Years
11,678,148
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
105,186,510
Total Uninsured Shares and Deposits > $250K (F+J)
105,186,510
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,918,796,278
Total Interest Expense (Sum of items 6 8)
17,086,611
Share Certificates
10,638
Number of Accounts for Share Drafts
80,749
IRA KEOGH Accounts
3,620
Number of Accounts for Regular Shares
131,630
All other shares
135
Money Market Shares
6,637
Net Income (unless the amount is already included in Undivided Earnings)
6,987,912
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
96,259,217
Total Liabilities
2,154,802,178
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
LGE Community Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for LGE Community Credit Union
Frequently Asked Questions About LGE Community Credit Union
Does LGE Community Credit Union offer CDs?
Yes. LGE Community Credit Union current CD rates include its 18 Month CD at 4.21% APY, its 48 Month CD at 4.16% APY and its 60 Month CD at 4.16% APY, verified by MonitorBankRates as of October 30, 2026.
Are CDs from LGE Community Credit Union NCUA insured?
Yes. LGE Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at LGE Community Credit Union?
The highest LGE Community Credit Union CD rate is its 18 Month CD at 4.21% APY, verified by MonitorBankRates as of October 30, 2026.
What CD terms does LGE Community Credit Union offer?
LGE Community Credit Union CD rates are 4.01% APY for a 12 month CD, 4.21% APY for an 18 month CD, 3.90% APY for a 2 year CD, 4.11% APY for a 3 year CD, 4.16% APY for a 4 year CD and 4.16% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with LGE Community Credit Union for its full lineup.
What is the highest savings rate at LGE Community Credit Union?
The highest LGE Community Credit Union savings rate is its Youth Savings at 1.50% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest money market rate at LGE Community Credit Union?
The highest LGE Community Credit Union money market rate is its Money Market at 1.75% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest checking rate at LGE Community Credit Union?
The highest LGE Community Credit Union checking rate is its High Rewards Checking at 5.75% APY, verified by MonitorBankRates as of October 30, 2026.
What is the lowest 30 year fixed mortgage rate at LGE Community Credit Union?
The lowest LGE Community Credit Union 30 year fixed mortgage rate is its 30 Yr Fixed Rate Reset Mortgage at 7.00%, verified by MonitorBankRates as of October 30, 2026. LGE Community Credit Union mortgage rates are 7.00% for a 30 year mortgage, 6.75% for a 20 year mortgage, 6.375% for a 15 year mortgage, 6.00% for a 5/5 ARM, 6.125% for a 7/7 ARM and 6.25% for a 15/15 ARM.
What is the lowest auto loan rate at LGE Community Credit Union?
The lowest LGE Community Credit Union auto loan rate is its New Auto at 4.60% APR, verified by MonitorBankRates as of October 30, 2026.
What is the lowest personal loan rate at LGE Community Credit Union?
The lowest LGE Community Credit Union personal loan rate is its Signature Loan (Fixed Rate) at 10.00% APR, verified by MonitorBankRates as of October 30, 2026.
What is the lowest credit card APR at LGE Community Credit Union?
The lowest LGE Community Credit Union credit card APR is its Business Platinum Credit Card at 16.09% APR, verified by MonitorBankRates as of October 30, 2026.
How many branches does LGE Community Credit Union operate?
LGE Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join LGE Community Credit Union?
Yes, to access services at LGE Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, LGE Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, LGE Community Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does LGE Community Credit Union offer online and mobile banking?
Most modern institutions like LGE Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lgeccu.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do LGE Community Credit Union rates compare?
LGE Community Credit Union's CD rates are 41% higher than the MonitorBankRates national average, and it has an A+ health rating. LGE Community Credit Union's top rates are its 18 Month CD at 4.21% APY, its Youth Savings at 1.50% APY, its Money Market at 1.75% APY, its High Rewards Checking at 5.75% APY, its 30 Yr 5/5 ARM at 6.00%, its Share Loan (Fixed) - 24 Months at 3.00% APR and its Business Platinum Credit Card at 16.09% APR, verified by MonitorBankRates on October 30, 2026.
Current LGE Community Credit Union Rates
12-Month CD3.90%
18-Month CD4.10%
24-Month CD3.90%
60-Month CD4.05%
Savings1.50%
MMA1.75%
Retrieved from our database of financial products. Rates subject to change.