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LGE Community Credit Union Rates & Review April 2026

LGE Community Credit Union's 15 Yr Fixed Rate Reset Mortgage rates are at 5.62%. MonitorBankRates evaluates the financial stability of LGE Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.54%. Rates were last updated on 04/09/2026.

LGE Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LGE Community Credit Union? Share your experience about LGE Community Credit Union by leaving a review below, or read customer reviews before you decide to use LGE Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.54%
Excellent Lower than avg
LGE Community Credit Union
Home Office
3100 Cumberland Blvd SE
Atlanta, GA 30339 5940
https://www.lgeccu.org
Member NCUA

LGE Community Credit Union Checking Rates

Product Rate APY View More
High Rewards Checking - 4.50%
Details Qualifications Required; Qualifying balance up to $25,000
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%

LGE Community Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Yr Fixed Rate Reset Mortgage 5.63% 0 5.83%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
30 Year 15/15 Adjustable-Rate Mortgage - - 5.86%
Details As Low As
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
30 Yr 15/15 ARM 5.50% 0 5.86%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
30 Yr 5/5 ARM 5.25% 0 5.98%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
30 Yr 7/7 ARM 5.25% 0 5.98%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
30 Yr 7/7 ARM 5.38% 0 5.99%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
20 Yr Fixed Rate Reset Mortgage 5.88% 0 6.04%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
30 Yr Fixed FHA (Brokered) 30 Yr Fixed VA (Brokered) 6.00% 0 6.12%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
30 Yr Fixed VA (Brokered) 6.00% 0 6.12%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
30 yr Fixed Rate Reset Mortgage - - 6.37%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
30 Yr Fixed FHA (Brokered) 6.00% 0 6.69%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
LGE Quick Cash (Variable Rate) - - 11.58%
Details APR is a Variable Rate
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%

LGE Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Easy HELOC 6.75% 0 6.75%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
Home Equity Line of Credit - - 6.75%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
10 Yr Fixed Home Equity Loan 7.00% 0 7.83% 10
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
5 Yr Fixed Home Equity Loan 7.00% 0 7.83%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
Home Equity Loan - - 7.95%
Details As Low As
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
10 Yr Fixed Home Equity Loan 7.50% 0 7.95%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
15 Yr Fixed Home Equity Loan 7.88% 0 8.21%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%

LGE Community Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 3.99%
Details Intro rate expires: 12 months; Regular APR: 15.51%
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
Visa Platinum - 15.51%
Details As Low As
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%
Visa Perks - 18.00%
Details Regular APR: 18.00%
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.54%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for LGE Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LGE Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LGE Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LGE Community Credit Union
Address 3100 Cumberland Blvd SE, Atlanta, GA 30339 5940
Phone 770-424-0060
Fax
President Curt Earnest
CEO Chris Leggett
Full-Time Employees 336
Part-Time Employees 2
Branch Locations 18
ATM Locations 17
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.54%
Return on Assets (ROA)
0.4767%
Return on Equity (ROE)
3.9893%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
2,310,249,592
Total Amount of Shares and Deposits
1,947,684,557
Total Shares and Deposits < 1 Year
1,895,394,081
Total Shares and Deposits 1 3 Years
42,622,970
Total Shares and Deposits > 3 Years
9,667,506
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
94,026,018
Total Uninsured Shares and Deposits > $250K (F+J)
94,026,018
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,853,658,539
Total Interest Expense (Sum of items 6 8)
26,558,132
Share Certificates
10,512
Number of Accounts for Share Drafts
77,943
IRA KEOGH Accounts
3,594
Number of Accounts for Regular Shares
133,069
All other shares
140
Money Market Shares
6,646
Net Income (unless the amount is already included in Undivided Earnings)
11,013,584
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
97,543,816
Total Liabilities
2,067,317,171
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About LGE Community Credit Union

Is LGE Community Credit Union a safe place to deposit money?

Yes, LGE Community Credit Union is considered a safe financial institution. With a Texas Ratio of 2.5426697641506%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does LGE Community Credit Union operate?

LGE Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LGE Community Credit Union?

Yes, to access services at LGE Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LGE Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LGE Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does LGE Community Credit Union offer online and mobile banking?

Most modern institutions like LGE Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lgeccu.org.