South Central Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to South Central Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from South Central Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with South Central Bank CD rates. You can also compare South Central Bank savings rates, MMA rates and mortgage rates using our other rate lists. South Central Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at South Central Bank? Share your experience about South Central Bank by leaving a review below, or read customer reviews before you decide to use South Central Bank. South Central Bank Texas Ratio South Central Bank's Texas Ratio is at 8.16%, which is considered excellent. The Texas Ratio for South Central Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, South Central Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare South Central Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have South Central Bank rate data right now, check back for updates, we are adding rates all the time. South Central Bank InformationSouth Central Bank
208 S Broadway StGlasgow, KY 42141 Barren Established Date: 01/01/1908 FDIC Certificate #: 5854 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: SOUTH CNTL BANCSHARES KY INC How Many Domestic U.S. Offices? 26 How Many Branches are There? 26 Website: https://www.southcentralbank.com
Is South Central Bank FDIC Insured? Yes
What is South Central Bank's Cert number? 5854
What is the maximum amount for insured deposits? $250,000 per holder, per account
South Central Bank FinancialsTotal Assets:
$1,851,311,000
Total Deposits:
$1,640,803,000
Equity Capital:
$157,728,000
Domestic Deposits:
$1,640,803,000
Net Income:
$5,076,000
Return on Assets:
1.1349%
Quarterly Return on Assets:
1.1000%
Pretax Return on Assets:
1.4350%
Pretax Quarterly Return on Assets:
1.4400%
Return on Equity:
13.6300%
Quarterly Return on Equity:
12.9500%
Common Equity Tier 1 Capital Ratio:
11.4798%
Tier 1 Risk-Based Capital Ratio:
11.4798%
Leverage Tier 1 (Core Capital) Ratio:
9.6586%
Total Risk-Based Capital Ratio (YTD):
12.4752%
Total Interest Income (YTD):
4.8791%
Headquarters:
Glasgow
FDIC Field Office:
Louisville
Regulator:
FDIC
County:
Barren
# of Offices:
26
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsLong term mortgage rates are lower in the Weekly Mortgage Applications Survey released by The Mortgage Bankers Association. The biggest drop in today's mortgage interest rates was in 15 year mortgage rates. The current average contract mortgage rate for 15 year mortgages is at 4.33 percent, down from the prior week's average contract rate of 4.53 percent. Average discount points decreased to 1.01 points from 1.25 points.
Both mortgage rates and applications for mortgage loans declined in the latest mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association, the average 30 year mortgage rate decreased to 4.79 percent with 1.07 mortgage discount points for the week ending March 11, 2011. In the prior weeks 30 year mortgage rates averaged 4.93 percent with 0.87 mortgage discount points.
 Mortgage rates started heading up last month but have since reversed course and are headed back down again. The up tick in mortgage rates last month was related to the run-up 10-year Treasury yields, which increased from 3.20 percent in late November to 3.80 percent in late December.
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Today's 12-month CD rates can be found at 3.36%, 6-month CD rates at 3.50% and 3-month CD rates at 0.10%. Current savings rates are at 0.50% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.99%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. 
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