MonitorBankRates
  1. Home
  2. Banks
  3. Texana Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Texana Bank Rates & Review April 2026

Texana Bank's savings rates are at 0.20%. MonitorBankRates evaluates the financial stability of Texana Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.99%. Rates were last updated on 04/16/2026.

Texana Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Texana Bank? Share your experience about Texana Bank by leaving a review below, or read customer reviews before you decide to use Texana Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.99%
Excellent Lower than avg
Texana Bank
124 E Rush St
Linden, TX 75563
https://www.texanabank.com
Member FDIC

Texana Bank Savings Rates

Product Rate APY View More
Savings Account - 0.75%
Min Deposit $25
Details Qualifying balance up to $10,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.99%
Savings Account - 0.20%
Min Deposit $25
Details Get upgraded up to 0.75% APY when you also open an active checking account.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.99%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Texana Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Texana Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Texana Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Texana Bank
Bank Holding Company LINDEN BANCSHARES INC
Address 124 E Rush St, Linden, TX 75563  ·  Cass
FDIC Certificate # 3302
Established 01/01/1914
FDIC Insurance Date 01/01/1934
Domestic Offices 6
Total Branches 6
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.99%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6905%
Return on Equity (ROE) 9.0500%
Non-Performing Loans (NPL) 0.14%
Total Assets $339,970,000
Total Deposits $256,733,000
Equity Capital $28,647,000
Net Income $4,757,000
Headquarters Linden
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Texana Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Texana Bank
Your Name:
Your Rating:

Frequently Asked Questions About Texana Bank

Is Texana Bank a safe place to deposit money?

Yes, Texana Bank is considered a safe financial institution. With a Texas Ratio of 2.9917624694487%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Texana Bank operate?

Texana Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Texana Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Texana Bank provides members with tools to manage their accounts and build a solid financial history.

Does Texana Bank offer online and mobile banking?

Most modern institutions like Texana Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.texanabank.com.

Current Texana Bank Rates

  • Savings0.20%
Retrieved from our database of financial products. Rates subject to change.