Dieterich Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.58%, 6-month CD rates at 5.50% and 3-month CD rates at 1.00%. Current savings rates are at 1.00% and money market rates are at 0.33%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 15.25%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Dieterich Bank's 6-Month CD rates are at 5.00%, 9-Month CD rates are at 4.80%, 12-Month CD rates are at 4.35%, 18-Month CD rates are at 3.25%, 24-Month CD rates are at 3.15%. Dieterich Bank's savings rates are at 0.10%. Dieterich Bank's money market rates are at 1.06%.

Dieterich Bank

To see how these rates compare to Dieterich Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Dieterich Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Dieterich Bank CD rates. You can also compare Dieterich Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Dieterich Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dieterich Bank? Share your experience about Dieterich Bank by leaving a review below, or read customer reviews before you decide to use Dieterich Bank.

Dieterich Bank Texas Ratio

Dieterich Bank's Texas Ratio is at 2.30%, which is considered excellent. The Texas Ratio for Dieterich Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Dieterich Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.35%
18-Month CD
3.25%
24-Month CD
3.15%
36-Month CD
2.50%
48-Month CD
2.50%
60-Month CD
2.50%
Savings
0.10%
MMA
1.06%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Dieterich Bank
300 Sur Woods Dr
Effingham, IL 62401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Dieterich Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Dieterich Bank
Dieterich Bank
6-Month CD
5.00%
$500
Dieterich Bank
Dieterich Bank
9-Month CD
4.80%
$500
Dieterich Bank
Dieterich Bank
12-Month CD
4.35%
$500
Dieterich Bank
Dieterich Bank
18-Month CD
3.25%
$500
Dieterich Bank
Dieterich Bank
24-Month CD
3.15%
$500
Dieterich Bank
Dieterich Bank
30-Month CD
2.50%
$500
Dieterich Bank
Dieterich Bank
36-Month CD
2.50%
$500
Dieterich Bank
Dieterich Bank
48-Month CD
2.50%
$500
Dieterich Bank
Dieterich Bank
60-Month CD
2.50%
$500
Dieterich Bank
Dieterich Bank
Money Market Plus
1.06%
$500,000
Dieterich Bank
Dieterich Bank
Save Green Personal Savings
0.10%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Dieterich Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Education Credit Union
Education Credit Union
Smart Checking <-$50K
6.10%
$0
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
7-Month CD special
5.30%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
6-Month CD
5.28%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
8-Month CD
5.25%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
12-Month CD
5.17%
$500
FNB Of Nokomis
FNB Of Nokomis
5-Month CD special
5.15%
$50,000
Maine Community Bank
Maine Community Bank
9-Month CD special
5.15%
$500
Service Federal Credit Union
Service Federal Credit Union
Primary Savings
5.00%
$0
First Federal Community Bank N.A.
First Federal Community Bank N.A.
19-Month CD special
4.85%
$5,000
Community Bank Owatonna
Community Bank Owatonna
15-Month CD special
4.78%
$5,000
Monesty, a div of American Commerce Bank
Monesty, a div of American Commerce Bank
6-Month CD
4.75%
$500
Conneaut Savings Bank
Conneaut Savings Bank
Money Market relationship bonus
4.58%
$25,000
Commerce Bank & Trust
Commerce Bank & Trust
24-Month CD
4.07%
$500
Charter Bank TX
Charter Bank TX
12-Month CD
4.00%
$1,000
Minnwest Bank
Minnwest Bank
12-Month CD Digital Online
4.00%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD
4.00%
$500
Evans Bank
Evans Bank
18-Month CD
3.25%
$500
Liberty Savings Bank
Liberty Savings Bank
48-Month CD
3.25%
$25,000
Craft Bank
Craft Bank
60-Month CD
3.05%
$1
State Bank of Danvers
State Bank of Danvers
60-Month CD
3.02%
$250
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
60-Month CD
3.00%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
6-Month CD
3.00%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
30-Month CD
2.73%
$500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
36-Month CD
2.63%
$500
Primebank
Primebank
18-Month CD
2.25%
$1,000
Chartway Credit Union
Chartway Credit Union
Money Market Plus
2.25%
$1,000,000
O Bannon Banking Co.
O Bannon Banking Co.
48-Month CD
2.17%
$1,000
Warren-Boynton State Bank
Warren-Boynton State Bank
18-Month CD
2.11%
$1,000
Bay State Savings Bank
Bay State Savings Bank
24-Month CD
2.00%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
48-Month CD
1.96%
$500
The Citizens Bank Company
The Citizens Bank Company
12-Month CD
1.76%
$1,000
UCB Milford, IA
UCB Milford, IA
6-Month CD
1.76%
$1,000
The Grant County Bank
The Grant County Bank
24-Month CD
1.71%
$500
Tennessee State Bank
Tennessee State Bank
18-Month CD IRA
1.50%
$1,000
Bank Forward
Bank Forward
12-Month CD
1.50%
$500
Abri Credit Union
Abri Credit Union
6-Month CD (certificate)
1.30%
$500
National Bank of Blacksburg
National Bank of Blacksburg
Money Market Deposit Account
1.11%
$100,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
30-Month CD
1.00%
$1,000
The Bank of Brodhead
The Bank of Brodhead
Golden Passbook Savings
1.00%
$1,000
Bangor Savings Bank
Bangor Savings Bank
12-Month CD
0.85%
$500
I3 Bank
I3 Bank
24-Month CD
0.80%
$500
German American Bank
German American Bank
12-Month CD
0.50%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
6-Month CD
0.40%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
36-Month CD
0.40%
$500
Academic Employees Credit Union
Academic Employees Credit Union
36-Month CD
0.40%
$1,000
The Andover Bank
The Andover Bank
24-Month CD
0.30%
$1,000
Main Street Bank Corp
Main Street Bank Corp
18-Month CD
0.25%
$1,000
Bank of Botetourt
Bank of Botetourt
Money Market
0.15%
$2,500
First Federal S&L of Lorain
First Federal S&L of Lorain
12-Month CD
0.10%
$250
Abington Bank
Abington Bank
3-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Dieterich Bank Information

Dieterich Bank
300 Sur Woods Dr
Effingham, IL 62401
Effingham
Established Date: 01/01/1909
FDIC Certificate #: 3787
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PRIME BANC CORP
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is Dieterich Bank FDIC Insured? Yes
What is Dieterich Bank's Cert number? 3787
What is the maximum amount for insured deposits? $250,000 per holder, per account

Dieterich Bank Financials

Total Assets:
$1,284,119,000
Total Deposits:
$1,133,159,000
Equity Capital:
$104,327,000
Domestic Deposits:
$1,133,159,000
Net Income:
$2,214,000
Return on Assets:
0.7338%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.8936%
Pretax Quarterly Return on Assets:
0.8900%
Return on Equity:
9.1700%
Quarterly Return on Equity:
8.7200%
Common Equity Tier 1 Capital Ratio:
11.0291%
Tier 1 Risk-Based Capital Ratio:
11.0291%
Leverage Tier 1 (Core Capital) Ratio:
8.6465%
Total Risk-Based Capital Ratio (YTD):
12.0428%
Total Interest Income (YTD):
3.1793%
 
 
Headquarters:
Effingham
FDIC Field Office:
Mount Vernon
Regulator:
FED
County:
Effingham
# of Offices:
14
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Today's 1 year bank CD rates are averaging 0.79 percent which is unchanged from last weeks average rate. There are many banks offering CD rates higher than the current average rates. The highest 1 year CD rates are just above 1.00 percent. Right now on our rate table Doral Bank has the best CD rate at 1.14 percent with an APY of 1.15 percent.
Let's face it, rates on all types of interest bearing assets are low these days. CD Rates, savings rates, and money market rates are all at record lows. The best CD rates on 12 month certificates of deposit are just above 1.00 percent. The best savings rates and money market rates are also at or just above 1.00 percent.
feds cuts rates to 0%The Federal Reserve Bank cut the Fed Funds rate from 1% down to a range of  0% to .25%. The cut was larger then the .50% cut analysts were expecting.

Bank or Credit Union Offers and Deals

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