Dieterich Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.07%, 6-month CD rates at 4.32% and 3-month CD rates at 3.75%. Current savings rates are at 0.02% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 8.99%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. Dieterich Bank's 6-Month CD rates are at 4.11%, 9-Month CD rates are at 4.05%, 12-Month CD rates are at 3.95%, 18-Month CD rates are at 3.15%, 24-Month CD rates are at 3.10%. Dieterich Bank's savings rates are at 0.10%. Dieterich Bank's money market rates are at 1.06%.

Dieterich Bank

To see how these rates compare to Dieterich Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Dieterich Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Dieterich Bank CD rates. You can also compare Dieterich Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Dieterich Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dieterich Bank? Share your experience about Dieterich Bank by leaving a review below, or read customer reviews before you decide to use Dieterich Bank.

Dieterich Bank Texas Ratio

Dieterich Bank's Texas Ratio is at 1.30%, which is considered excellent. The Texas Ratio for Dieterich Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Dieterich Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.95%
18-Month CD
3.15%
24-Month CD
3.10%
36-Month CD
3.10%
48-Month CD
3.05%
60-Month CD
3.00%
Savings
0.10%
MMA
1.06%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Dieterich Bank
300 Sur Woods Dr
Effingham, IL 62401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Dieterich Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Dieterich Bank
Dieterich Bank
6-Month CD
4.11%
$1,000
Dieterich Bank
Dieterich Bank
9-Month CD
4.05%
$500
Dieterich Bank
Dieterich Bank
12-Month CD
3.95%
$500
Dieterich Bank
Dieterich Bank
18-Month CD
3.15%
$500
Dieterich Bank
Dieterich Bank
24-Month CD
3.10%
$500
Dieterich Bank
Dieterich Bank
36-Month CD
3.10%
$500
Dieterich Bank
Dieterich Bank
48-Month CD
3.05%
$500
Dieterich Bank
Dieterich Bank
60-Month CD
3.00%
$500
Dieterich Bank
Dieterich Bank
30-Month CD
2.50%
$500
Dieterich Bank
Dieterich Bank
Money Market Plus
1.06%
$500,000
Dieterich Bank
Dieterich Bank
Save Green Personal Savings
0.10%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Dieterich Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Atkins Savings B&T
Atkins Savings B&T
6-Month CD
4.55%
$1,000
Washita State Bank
Washita State Bank
12-Month CD
4.45%
$1,000
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
24-Month CD
4.30%
$500
First Bank of the Lake
First Bank of the Lake
12-Month CD
4.25%
$5,000
Presence Bank
Presence Bank
24-Month CD
4.10%
$250
USAlliance Financial
USAlliance Financial
60-Month CD
4.00%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
60-Month CD
3.80%
$100
First Financial of Maryland FCU
First Financial of Maryland FCU
12-Month CD
3.80%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
36-Month CD
3.71%
$500
Profinium, Inc.
Profinium, Inc.
18-Month CD
3.70%
$500
Citizens Federal S&LA
Citizens Federal S&LA
48-Month CD
3.68%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
48-Month CD
3.60%
$1,000
Bankwell Bank
Bankwell Bank
Smart Savings
3.50%
$100
LendingClub
LendingClub
24-Month CD
3.50%
$2,500
Barrington Bank & Trust Company
Barrington Bank & Trust Company
17-Month CD
3.50%
$1,000
Beal Bank USA
Beal Bank USA
60-Month CD
3.45%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Investment Checking
3.25%
$200,000
United Valley Bank
United Valley Bank
12-Month CD
3.25%
$500
Everence Trust Company
Everence Trust Company
60-Month CD
3.25%
$500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
3-Month CD
3.24%
$1,000
Bank
Bank
36-Month CD (IntraFi)
3.07%
$100,000
Adrian Bank
Adrian Bank
3-Month CD
3.03%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
36-Month CD
3.02%
$1,000
BAC Community Bank
BAC Community Bank
12-Month CD
3.00%
$2,500
Heritage Bank N.A.
Heritage Bank N.A.
60-Month CD
2.95%
$75,000
Charter Bank TX
Charter Bank TX
24-Month CD
2.75%
$1,000
FSB of Randolph County
FSB of Randolph County
6-Month CD
2.75%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
60-Month CD
2.75%
$500
PSECU
PSECU
48-Month CD
2.65%
$500
Vast Bank
Vast Bank
48-Month CD
2.65%
$1,000
Northfield Bank
Northfield Bank
24-Month CD
2.00%
$2,500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
60-Month CD
1.75%
$500
Central Bank Provo, UT
Central Bank Provo, UT
6-Month CD
1.61%
$500
Root River State Bank
Root River State Bank
18-Month CD
1.40%
$300
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
Passbook Savings
1.00%
$100
RBT Rollstone B&T
RBT Rollstone B&T
24-Month CD
1.00%
$500
South Ottumwa SB
South Ottumwa SB
12-Month CD
1.00%
$500
Monson Savings Bank
Monson Savings Bank
Money Market
0.75%
$0
Beacon Community Bank
Beacon Community Bank
Savings
0.55%
$50
Brenham National Bank
Brenham National Bank
12-Month CD
0.50%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
Insured Money Market
0.45%
$2,500
Hyperion Bank
Hyperion Bank
HyperInterest Checking
0.40%
$0
The Dime Bank
The Dime Bank
Business Statement Savings
0.35%
$100
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Premium Checking
0.25%
$1,000
Tompkins Community Bank
Tompkins Community Bank
18-Month CD
0.25%
$1,000
FNB of Brownstown
Savings
0.25%
$2,500
Trinity Bank, N.A.
Trinity Bank, N.A.
Health Savings
0.25%
$100
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
3-Month CD
0.10%
$0
North Country Savings Bank
North Country Savings Bank
18-Month CD
0.10%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
Direct Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Dieterich Bank Information

Dieterich Bank
300 Sur Woods Dr
Effingham, IL 62401
Effingham
Established Date: 01/01/1909
FDIC Certificate #: 3787
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PRIME BANC CORP
How Many Domestic U.S. Offices? 14
How Many Branches are There? 15
Is Dieterich Bank FDIC Insured? Yes
What is Dieterich Bank's Cert number? 3787
What is the maximum amount for insured deposits? $250,000 per holder, per account

Dieterich Bank Financials

Total Assets:
$1,329,013,000
Total Deposits:
$1,131,976,000
Equity Capital:
$107,838,000
Domestic Deposits:
$1,131,976,000
Net Income:
$1,979,000
Return on Assets:
0.7757%
Quarterly Return on Assets:
0.5900%
Pretax Return on Assets:
0.7695%
Pretax Quarterly Return on Assets:
0.7700%
Return on Equity:
9.8600%
Quarterly Return on Equity:
7.2900%
Common Equity Tier 1 Capital Ratio:
11.4063%
Tier 1 Risk-Based Capital Ratio:
11.4063%
Leverage Tier 1 (Core Capital) Ratio:
9.0597%
Total Risk-Based Capital Ratio (YTD):
12.5726%
Total Interest Income (YTD):
4.2622%
 
 
Headquarters:
Effingham
FDIC Field Office:
Mount Vernon
Regulator:
FED
County:
Effingham
# of Offices:
14
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

j0283199We have all seen the headlines this past week, mortgage rates are up but are still under 5 percent. The Mortgage Bankers Association reported that a 30 year fixed mortgage rose to 4.73 percent from 4.61 percent and Freddie Mac released their weekly survey showing the average rate on a 30 year mortgage rose to 4.87  percent from 4.78 percent.
e-trade-ira-500-promotional-bonusE*Trade Financial is offering a promotional securities IRA account. You can earn up to $500 when you deposit over $250,000 in funds or securities into a new or existing Rollover IRA, Traditional IRA or Roth IRA. The money you deposit must be "new money or securities", meaning money or securities not currently deposited with E-Trade Financial.
Mutual of Omaha Bank Money Market Account 25K rates are now at 0.85 percent with a yield of 0.85 percent. View current Money Market Account 25K rates at Mutual of Omaha Bank below.

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