State Bank of Scotia CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.95%, 6-month CD rates at 4.07% and 3-month CD rates at 0.80%. Current savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 14.24%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. State Bank of Scotia's 18-Month CD rates are at 3.29%, 12-Month CD rates are at 3.29%. State Bank of Scotia's savings rates are at 0.75%.

State Bank of Scotia

To see how these rates compare to State Bank of Scotia CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank of Scotia, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank of Scotia CD rates. You can also compare State Bank of Scotia savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank of Scotia money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of Scotia? Share your experience about State Bank of Scotia by leaving a review below, or read customer reviews before you decide to use State Bank of Scotia.

State Bank of Scotia Texas Ratio

State Bank of Scotia's Texas Ratio is at 14.40%, which is considered excellent. The Texas Ratio for State Bank of Scotia is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank of Scotia is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.29%
18-Month CD
3.29%
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.75%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Bank of Scotia
104 S Main St
Scotia, NE 68875
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

State Bank of Scotia CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank of Scotia
State Bank of Scotia
18-Month CD
3.29%
$1,000
State Bank of Scotia
State Bank of Scotia
12-Month CD
3.29%
$1,000
State Bank of Scotia
State Bank of Scotia
Savings
0.75%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Bank of Scotia Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Bank of Romney
The Bank of Romney
Money Market
4.08%
$200,000
Evergreen Federal Bank
Evergreen Federal Bank
12-Month CD
4.05%
$1,000
Charles River Bank
Charles River Bank
12-Month CD
4.00%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
12-Month CD (relationship)
3.95%
$500
First Bank of the Lake
First Bank of the Lake
36-Month CD
3.95%
$5,000
First National Bank of Kentucky
First National Bank of Kentucky
Premium Money Market
3.82%
$25,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
18-Month CD
3.75%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
12-Month CD (Jumbo)
3.71%
$100,000
Farmers Trust and Savings Bank Spencer, IA
Companion Savings
3.53%
$1,000
E-Trade
E-Trade
60-Month CD
3.50%
$0
NexBank
NexBank
48-Month CD
3.34%
$10,000
GreenLeaf Bank
GreenLeaf Bank
18-Month CD
3.30%
$1,000
Gate City Bank
Gate City Bank
12-Month CD
3.25%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
48-Month CD
3.23%
$1,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
12-Month CD
3.02%
$50,000
Coffee County Bank
Coffee County Bank
48-Month CD
3.00%
$1,000
Collins State Bank
Collins State Bank
60-Month CD
3.00%
$1,000
Goldwater Bank
Goldwater Bank
Money Market
3.00%
$1,000
Union State Bank of Everest
Union State Bank of Everest
24-Month CD
3.00%
$1,000
4U Federal Credit Union
4U Federal Credit Union
36-Month CD
3.00%
$1,000
Logansport Savings Bank
Logansport Savings Bank
12-Month CD
2.78%
$1,000
Wells Fargo
Wells Fargo
12-Month CD
2.75%
$0
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
48-Month CD
2.65%
$2,500
Delaware NB of Delhi
Delaware NB of Delhi
36-Month CD
2.63%
$100
Genoa Community Bank
Genoa Community Bank
48-Month CD
2.61%
$500
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
24-Month CD
2.31%
$500
Chartway Credit Union
Chartway Credit Union
24-Month CD
2.25%
$500
North Star Bank
North Star Bank
18-Month CD
2.12%
$500
Bank of Pensacola
Bank of Pensacola
Money Market
2.00%
$2,500
FNB Community Bank
FNB Community Bank
30-Month CD
1.91%
$1,000
UniBank for Savings
UniBank for Savings
60-Month CD
1.75%
$500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
60-Month CD
1.30%
$1,000
Home Loan State Bank
Home Loan State Bank
48-Month CD
1.21%
$1,000
Piedmont FSB
Piedmont FSB
48-Month CD
1.20%
$500
Bank of Springfield
Bank of Springfield
48-Month CD
1.17%
$1,000
United Bank of Union
United Bank of Union
36-Month CD
1.00%
$500
Everett Co-operative Bank
Everett Co-operative Bank
24-Month CD
1.00%
$500
Bank Plus
Bank Plus
Savings
0.75%
$25
Capital Bank TX
Capital Bank TX
48-Month CD
0.60%
$500
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
36-Month CD
0.60%
$500
First National Bank in Trinidad
First National Bank in Trinidad
12-Month CD (Jumbo)
0.50%
$100,000
Kearny Bank
Kearny Bank
24-Month CD
0.40%
$500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
18-Month CD
0.40%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
30-Month CD
0.40%
$500
Midland Community Bank
Midland Community Bank
Money Market
0.40%
$2,500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Ingot Gold Savings
0.30%
$0
Collinsville Bank
Collinsville Bank
12-Month CD
0.20%
$500
Marblehead Bank
Marblehead Bank
12-Month CD
0.15%
$500
Bank of America
Bank of America
18-Month CD
0.03%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
Savings
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank of Scotia Information

State Bank of Scotia
104 S Main St
Scotia, NE 68875
Greeley
Established Date: 01/01/1934
FDIC Certificate #: 14069
Date of FDIC Deposit Insurance: 04/01/1934
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is State Bank of Scotia FDIC Insured? Yes
What is State Bank of Scotia's Cert number? 14069
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank of Scotia Financials

Total Assets:
$63,274,000
Total Deposits:
$51,072,000
Equity Capital:
$12,086,000
Domestic Deposits:
$51,072,000
Net Income:
$105,000
Return on Assets:
0.8126%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.7356%
Pretax Quarterly Return on Assets:
0.7400%
Return on Equity:
4.0200%
Quarterly Return on Equity:
3.4900%
Common Equity Tier 1 Capital Ratio:
27.8489%
Tier 1 Risk-Based Capital Ratio:
27.8489%
Leverage Tier 1 (Core Capital) Ratio:
20.2379%
Total Risk-Based Capital Ratio (YTD):
29.1248%
Total Interest Income (YTD):
4.4450%
 
 
Headquarters:
Scotia
FDIC Field Office:
Grand Island
Regulator:
FDIC
County:
Greeley
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

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