State Bank of Scotia Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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State Bank of Scotia's 18-Month CD rates are at 3.03%, 12-Month CD rates are at 3.03%. State Bank of Scotia's savings rates are at 1.00%.
To see how these rates compare to State Bank of Scotia CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank of Scotia, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank of Scotia CD rates. You can also compare State Bank of Scotia savings rates, MMA rates and mortgage rates using our other rate lists. State Bank of Scotia money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of Scotia? Share your experience about State Bank of Scotia by leaving a review below, or read customer reviews before you decide to use State Bank of Scotia. State Bank of Scotia Texas RatioState Bank of Scotia's Texas Ratio is at 14.40%, which is considered excellent. The Texas Ratio for State Bank of Scotia is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
State Bank of Scotia has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, State Bank of Scotia is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. State Bank of Scotia CD Rates and Interest Rates
State Bank of Scotia
18-Month CD
3.03%
$1,000
State Bank of Scotia
12-Month CD
3.03%
$1,000
State Bank of Scotia
Savings
1.00%
$0
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare State Bank of Scotia Rates with Other Competitive Bank and Credit Union Rates
Heritage Bank Minnesota
12-Month CD
3.96%
$250
Home Savings Bank Salt Lake City, UT
18-Month CD
3.95%
$10,000
Achieve Financial Credit Union
6-Month CD
3.56%
$1,000
Shoreham Bank
60-Month CD
3.50%
$1,000
Midwest Bank Detroit Lakes, MN
24-Month CD (Jumbo)
3.50%
$25,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Bank Profile & OverviewState Bank of Scotia
104 S Main StScotia, NE 68875 Greeley Established Date: 01/01/1934 FDIC Certificate #: 14069 Date of FDIC Deposit Insurance: 04/01/1934 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.StateBankofScotia.Bank
Is State Bank of Scotia FDIC Insured? Yes
What is State Bank of Scotia's Cert number? 14069
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$63,274,000
Total Deposits:
$51,072,000
Equity Capital:
$12,086,000
Net Income:
$105,000
Return on Assets (ROA):
0.8126%
Return on Equity (ROE):
4.0200%
Headquarters:
Scotia
Regulator:
FDIC
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for State Bank of Scotia yet. Feel free to create one below.
Add Your Rating and Review for State Bank of Scotia
Frequently Asked Questions About State Bank of ScotiaHow do I open an account at State Bank of Scotia?You can typically open an account at State Bank of Scotia by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, State Bank of Scotia provides a range of mortgage and home equity products. Is State Bank of Scotia a safe place to deposit money?Yes, State Bank of Scotia is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does State Bank of Scotia offer online and mobile banking?Most modern institutions like State Bank of Scotia provide digital access including online balance checks and transfers. Compare to other Banks |
