FNB of Hereford CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 4.25% and 3-month CD rates at 0.75%. Current savings rates are at 0.25% and money market rates are at 3.00%. Mortgage rates today on 30-year fixed loans are around 6.72%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. FNB of Hereford's savings rates are at 3.03%. FNB of Hereford's money market rates are at 2.02%.

FNB of Hereford

To see how these rates compare to FNB of Hereford CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Hereford, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Hereford CD rates. You can also compare FNB of Hereford savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Hereford money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Hereford? Share your experience about FNB of Hereford by leaving a review below, or read customer reviews before you decide to use FNB of Hereford.

FNB of Hereford Texas Ratio

FNB of Hereford's Texas Ratio is at 18.48%, which is considered excellent. The Texas Ratio for FNB of Hereford is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Hereford is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
3.03%
MMA
2.02%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Hereford
301 W 3rd St
Hereford, TX 79045
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

FNB of Hereford CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FNB of Hereford
FNB of Hereford
Real Savings
3.03%
$1
FNB of Hereford
FNB of Hereford
Money Market
2.02%
$50,000
FNB of Hereford
FNB of Hereford
NOW Checking
0.70%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FNB of Hereford Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Perryton National Bank
Perryton National Bank
6-Month CD (Jumbo)
4.14%
$50,000
United Valley Bank
United Valley Bank
6-Month CD
4.00%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
12-Month CD
3.96%
$10,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
12-Month CD
3.82%
$1,000
Vystar Credit Union
Vystar Credit Union
12-Month CD
3.80%
$500
CorTrust Bank
CorTrust Bank
6-Month CD
3.75%
$1,000
Seattle Bank
Seattle Bank
48-Month CD
3.70%
$1,000
Coleman County State Bank
Coleman County State Bank
6-Month CD
3.66%
$1,000
Harrison County Bank
Harrison County Bank
60-Month CD
3.65%
$1,000
1st Street Credit Union
1st Street Credit Union
18-Month CD
3.50%
$1,000
Minnesota First
Minnesota First
18-Month CD
3.34%
$500
Old Dominion National Bank
Old Dominion National Bank
60-Month CD
3.30%
$500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
12-Month CD
3.25%
$1,000
T Bank
T Bank
48-Month CD
3.20%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
48-Month CD
3.05%
$1,000
Gogebic Range Bank
Gogebic Range Bank
24-Month CD
3.03%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
36-Month CD
3.00%
$500
Iron Workers SB
Iron Workers SB
36-Month CD
3.00%
$500
First Financial of Maryland FCU
First Financial of Maryland FCU
36-Month CD
3.00%
$500
Bank of Luxemburg
Bank of Luxemburg
24-Month CD
2.85%
$1,000
Centreville Bank
Centreville Bank
60-Month CD
2.75%
$1,000
Peoples Bank & Trust Co.
60-Month CD
2.58%
$1,000
Citizens State Bank Moundridge, KS
24-Month CD
2.50%
$1,000
State Bank of Medora
State Bank of Medora
12-Month CD
2.22%
$500
Grand Timber Bank
Grand Timber Bank
18-Month CD
2.07%
$500
Mercer County State Bank
Money Market
2.02%
$500,000
BayVanguard Bank
BayVanguard Bank
48-Month CD
2.02%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
60-Month CD
1.76%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
3-Month CD
1.75%
$2,500
First Independent Bank Russell, MN
First Independent Bank Russell, MN
48-Month CD
1.72%
$500
Mercer County State Bank
12-Month CD (IRA)
1.49%
$50
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
48-Month CD
1.36%
$500
Buena Vista National Bank
Buena Vista National Bank
30-Month CD
1.10%
$500
SpiritBank
SpiritBank
12-Month CD
1.00%
$2,500
OBC Bank
OBC Bank
60-Month CD
1.00%
$1,000
Marathon Bank
Marathon Bank
18-Month CD
0.65%
$1,000
Central Bank Houston, TX
Central Bank Houston, TX
12-Month CD
0.50%
$1,000
Connection Bank
Connection Bank
24-Month CD
0.50%
$1,000
Security State Bank of Marine
Security State Bank of Marine
18-Month CD
0.45%
$300
Buckeye Community Bank
Buckeye Community Bank
18-Month CD
0.20%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
24-Month CD
0.20%
$1,000
Peoples Bank Taylorsville, KY
Money Market
0.20%
$100,000
Elevate Bank
Elevate Bank
Money Market
0.15%
$1,500
One Community Bank
One Community Bank
Feel Good Savings
0.15%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Prime Savings
0.15%
$5
Clay County Savings Bank
Clay County Savings Bank
Statement Savings
0.15%
$0
Cincinnatus S&L Co.
Cincinnatus S&L Co.
Statement Savings
0.05%
$100
Washington Financial Bank
Washington Financial Bank
Statement Savings
0.05%
$2,500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
High Performance Money Market
0.03%
$100,000
Dime Bank
Dime Bank
Statement Savings
0.03%
$20
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FNB of Hereford Information

FNB of Hereford
301 W 3rd St
Hereford, TX 79045
Deaf Smith
Established Date: 12/06/1999
FDIC Certificate #: 34918
Date of FDIC Deposit Insurance: 12/06/1999
Bank Holding Company: LA PLATA BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is FNB of Hereford FDIC Insured? Yes
What is FNB of Hereford's Cert number? 34918
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Hereford Financials

Total Assets:
$283,166,000
Total Deposits:
$246,657,000
Equity Capital:
$25,785,000
Domestic Deposits:
$246,657,000
Net Income:
$1,221,000
Return on Assets:
1.9863%
Quarterly Return on Assets:
1.7300%
Pretax Return on Assets:
1.7345%
Pretax Quarterly Return on Assets:
1.7300%
Return on Equity:
22.0100%
Quarterly Return on Equity:
19.1700%
Common Equity Tier 1 Capital Ratio:
11.0712%
Tier 1 Risk-Based Capital Ratio:
11.0712%
Leverage Tier 1 (Core Capital) Ratio:
10.0236%
Total Risk-Based Capital Ratio (YTD):
12.0661%
Total Interest Income (YTD):
6.4673%
 
 
Headquarters:
Hereford
FDIC Field Office:
Lubbock
Regulator:
OCC
County:
Deaf Smith
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Right now the best CD rates on our 9 month rate list are almost as high as the FDIC's national average 60 month CD rate! The highest CD rates on our list are just below 1.00 percent and the FDIC's national average 5 year CD rate is at 0.98 percent.
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