FNB of Hereford CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.22%, 6-month CD rates at 2.52% and 3-month CD rates at 0.20%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.14%. Credit Card rates are at 11.90%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates. FNB of Hereford's savings rates are at 3.03%. FNB of Hereford's money market rates are at 1.76%.

FNB of Hereford

To see how these rates compare to FNB of Hereford CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Hereford, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Hereford CD rates. You can also compare FNB of Hereford savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Hereford money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Hereford? Share your experience about FNB of Hereford by leaving a review below, or read customer reviews before you decide to use FNB of Hereford.

FNB of Hereford Texas Ratio

FNB of Hereford's Texas Ratio is at 18.48%, which is considered excellent. The Texas Ratio for FNB of Hereford is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Hereford is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
3.03%
MMA
1.76%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Hereford
301 W 3rd St
Hereford, TX 79045
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

FNB of Hereford CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FNB of Hereford
FNB of Hereford
Real Savings
3.03%
$1
FNB of Hereford
FNB of Hereford
Money Market
1.76%
$1,000
FNB of Hereford
FNB of Hereford
NOW Checking
0.70%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FNB of Hereford Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
RoundUp Savings
5.10%
$5
WebBank
WebBank
6-Month CD
4.25%
$2,500
ESB Bank
ESB Bank
60-Month CD
3.85%
$10,000
BankNewport
BankNewport
24-Month CD
3.75%
$1,000
Brentwood Bank
Brentwood Bank
18-Month CD
3.65%
$2,000
Bristol County Savings Bank
Bristol County Savings Bank
24-Month CD
3.56%
$1,000
Cross River Bank
Cross River Bank
18-Month CD
3.50%
$500
First Exchange Bank
First Exchange Bank
24-Month CD
3.49%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
48-Month CD
3.30%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
18-Month CD (Add on)
3.25%
$250
GreenLeaf Bank
GreenLeaf Bank
36-Month CD
3.25%
$1,000
Bank of Clovis
Bank of Clovis
24-Month CD
3.25%
$5,000
Huron Valley State Bank
Huron Valley State Bank
36-Month CD
3.03%
$500
Abri Credit Union
Abri Credit Union
48-Month CD
2.75%
$500
Perennial Bank
Perennial Bank
30-Month CD
2.52%
$1,000
Bank of Old Monroe
Bank of Old Monroe
36-Month CD
2.52%
$1,000
The Dolores State Bank
The Dolores State Bank
60-Month CD
2.52%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
3-Month CD
2.50%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
18-Month CD
2.26%
$1,000
Bank of Washington
Bank of Washington
18-Month CD
2.25%
$500
FNB of Raymond
FNB of Raymond
18-Month CD
2.17%
$1,000
Genoa Community Bank
Genoa Community Bank
12-Month CD
2.10%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
60-Month CD
2.02%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
12-Month CD
2.00%
$1,000
Benchmark Community Bank
Benchmark Community Bank
60-Month CD
2.00%
$500
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
12-Month CD
2.00%
$500
Charter Bank IA
Charter Bank IA
6-Month CD
2.00%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
36-Month CD
1.87%
$500
Madison Valley Bank
Madison Valley Bank
24-Month CD
1.81%
$500
Paramount Bank
Paramount Bank
18-Month CD
1.80%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
12-Month CD
1.80%
$1,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Classic Money Market
1.50%
$100,000
Western Nebraska Bank
Western Nebraska Bank
12-Month CD
1.41%
$250
The Bank of Brodhead
The Bank of Brodhead
60-Month CD
1.40%
$500
Fremont Bank
Fremont Bank
60-Month CD
1.25%
$2,500
SpiritBank
SpiritBank
36-Month CD
1.15%
$1,000
Northumberland Bank
Northumberland Bank
48-Month CD
1.05%
$5,000
ABCO Federal Credit Union
ABCO Federal Credit Union
Money Market
0.65%
$1,000
FNB of Lacon
FNB of Lacon
Money Market
0.55%
$2,500
Community Bank of Raymore
Community Bank of Raymore
Kasasa Checking
0.51%
$25
Eclipse Bank
Eclipse Bank
18-Month CD
0.50%
$1,000
The Union Bank Company
The Union Bank Company
60-Month CD
0.50%
$500
Mayville State Bank
Mayville State Bank
36-Month CD
0.45%
$1,000
Albany B&T Co. N.A.
Albany B&T Co. N.A.
Statement Savings
0.35%
$500
Pataskala Banking Company
Pataskala Banking Company
36-Month CD
0.30%
$500
Sugar River Bank
Sugar River Bank
12-Month CD
0.25%
$500
Minnesota First
Minnesota First
Regular Savings
0.15%
$200
Dieterich Bank
Dieterich Bank
Save Green Personal Savings
0.10%
$0
Hawaii National Bank
Hawaii National Bank
V.I.P. Money Market
0.05%
$2,000
Haverhill Bank
Haverhill Bank
Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FNB of Hereford Information

FNB of Hereford
301 W 3rd St
Hereford, TX 79045
Deaf Smith
Established Date: 12/06/1999
FDIC Certificate #: 34918
Date of FDIC Deposit Insurance: 12/06/1999
Bank Holding Company: LA PLATA BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is FNB of Hereford FDIC Insured? Yes
What is FNB of Hereford's Cert number? 34918
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Hereford Financials

Total Assets:
$283,166,000
Total Deposits:
$246,657,000
Equity Capital:
$25,785,000
Domestic Deposits:
$246,657,000
Net Income:
$1,221,000
Return on Assets:
1.9863%
Quarterly Return on Assets:
1.7300%
Pretax Return on Assets:
1.7345%
Pretax Quarterly Return on Assets:
1.7300%
Return on Equity:
22.0100%
Quarterly Return on Equity:
19.1700%
Common Equity Tier 1 Capital Ratio:
11.0712%
Tier 1 Risk-Based Capital Ratio:
11.0712%
Leverage Tier 1 (Core Capital) Ratio:
10.0236%
Total Risk-Based Capital Ratio (YTD):
12.0661%
Total Interest Income (YTD):
6.4673%
 
 
Headquarters:
Hereford
FDIC Field Office:
Lubbock
Regulator:
OCC
County:
Deaf Smith
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

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Pacific National Bank 18 Month CD rates are now at 1.36 percent with a yield of 1.37 percent. View current 18 Month CD rates at Pacific National Bank below.
Agora Lending Mortgage RatesAgora Lending mortgage rates on 30 year conventional loans are at a really low rate of 4.375 percent with .10 mortgage points. 15 year mortgage rates at Agora Lending are also very low right now at 3.875 percent with zero mortgage points. See how Agora Lending mortgage rates compare with other lender's mortgage refinance rates today.

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