FNB of Hereford CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.00%, 6-month CD rates at 2.06% and 3-month CD rates at 0.10%. Current savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 9.90%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. FNB of Hereford's 12-Month CD rates are at 4.70%, 6-Month CD rates are at 4.40%, 18-Month CD (Raise Your Rate) rates are at 4.30%, 24-Month CD rates are at 4.04%, 3-Month CD rates are at 3.91%. FNB of Hereford's savings rates are at 3.03%. FNB of Hereford's money market rates are at 2.02%.

FNB of Hereford

To see how these rates compare to FNB of Hereford CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Hereford, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Hereford CD rates. You can also compare FNB of Hereford savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Hereford money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Hereford? Share your experience about FNB of Hereford by leaving a review below, or read customer reviews before you decide to use FNB of Hereford.

FNB of Hereford Texas Ratio

FNB of Hereford's Texas Ratio is at 0.22%, which is considered excellent. The Texas Ratio for FNB of Hereford is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Hereford is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.70%
18-Month CD
4.30%
24-Month CD
4.04%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
3.03%
MMA
2.02%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Hereford
301 W 3rd St
Hereford, TX 79045
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

FNB of Hereford CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FNB of Hereford
FNB of Hereford
12-Month CD
4.70%
$50,000
FNB of Hereford
FNB of Hereford
6-Month CD
4.40%
$50,000
FNB of Hereford
FNB of Hereford
18-Month CD (Raise Your Rate)
4.30%
$50,000
FNB of Hereford
FNB of Hereford
24-Month CD
4.04%
$50,000
FNB of Hereford
FNB of Hereford
3-Month CD
3.91%
$50,000
FNB of Hereford
FNB of Hereford
Real Savings
3.03%
$1
FNB of Hereford
FNB of Hereford
Money Market
2.02%
$500,000
FNB of Hereford
FNB of Hereford
NOW Checking
0.70%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FNB of Hereford Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
12-Month CD
5.27%
$500
Live Oak Bank
Live Oak Bank
12-Month CD
5.00%
$2,500
Freedom Bank of Virginia
Freedom Bank of Virginia
24-Month CD
4.50%
$500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
24-Month CD certificate
4.25%
$1,000
Commerce Bank & Trust
Commerce Bank & Trust
18-Month CD
4.07%
$500
Montgomery Bank
Montgomery Bank
7-Month CD
4.00%
$1,000
Citizens Federal S&LA
Citizens Federal S&LA
60-Month CD
3.80%
$500
AVB Bank
AVB Bank
36-Month CD
3.75%
$1,000
Stafford Savings Bank
Stafford Savings Bank
12-Month CD
3.57%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
60-Month CD
3.45%
$1,000
Vinton County Bank
Vinton County Bank
24-Month CD( special)
3.41%
$2,500
First Bank Hampton
First Bank Hampton
36-Month CD
3.30%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
24-Month CD
3.19%
$500
Bank of Kampsville
Bank of Kampsville
18-Month CD
3.03%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
60-Month CD
2.93%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
24-Month CD (Jumbo)
2.75%
$1,000,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
36-Month CD
2.50%
$500
USAA Federal Savings Bank
USAA Federal Savings Bank
48-Month CD
2.50%
$1,000
Tri-County Trust Company
Tri-County Trust Company
18-Month CD
2.17%
$1,000
Grinnell State Bank
Grinnell State Bank
6-Month CD
2.06%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
36-Month CD
2.05%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
18-Month CD
2.02%
$500
Arundel Federal Savings Bank
Arundel Federal Savings Bank
60-Month CD
2.00%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
48-Month CD
1.25%
$1,000
The Bank of Brodhead
The Bank of Brodhead
48-Month CD
1.20%
$500
SSB State Street Bank
SSB State Street Bank
24-Month CD
1.10%
$1,000
Cornhusker Bank
Cornhusker Bank
18-Month CD
0.90%
$1,000
Johnson State Bank
Johnson State Bank
Money Market
0.76%
$0
Middlesex Federal Savings
Middlesex Federal Savings
48-Month CD
0.70%
$500
Bank of Botetourt
Bank of Botetourt
24-Month CD
0.65%
$500
Ion Bank
Ion Bank
24-Month CD
0.55%
$500
FNB Community Bank
FNB Community Bank
Money Market
0.50%
$1
First National Bank in Ord
First National Bank in Ord
Advantage Checking
0.45%
$25
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
24-Month CD
0.40%
$1,000
The Dime Bank
The Dime Bank
Business Statement Savings
0.35%
$100
Bank of Pensacola
Bank of Pensacola
Savings
0.30%
$50
Reading Co-op Bank
Reading Co-op Bank
36-Month CD
0.30%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
12-Month CD
0.20%
$500
United Bank of Philadelphia
United Bank of Philadelphia
36-Month CD
0.20%
$500
La Salle State Bank
La Salle State Bank
Statement Savings
0.15%
$10
United Bank of Philadelphia
United Bank of Philadelphia
24-Month CD
0.15%
$500
Chelsea Groton Bank
Chelsea Groton Bank
12-Month CD
0.10%
$500
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Money Market
0.10%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Statement Saving
0.10%
$100
Pataskala Banking Company
Pataskala Banking Company
6-Month CD
0.10%
$500
Dieterich Bank
Dieterich Bank
Save Green Personal Savings
0.10%
$0
Community Bank Topeka, KS
Community Bank Topeka, KS
Savings Account
0.05%
$100
Milford Bank
Milford Bank
3-Month CD
0.05%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Chemung Canal Trust Company
Chemung Canal Trust Company
Money Market
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FNB of Hereford Information

FNB of Hereford
301 W 3rd St
Hereford, TX 79045
Deaf Smith
Established Date: 12/06/1999
FDIC Certificate #: 34918
Date of FDIC Deposit Insurance: 12/06/1999
Bank Holding Company: LA PLATA BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is FNB of Hereford FDIC Insured? Yes
What is FNB of Hereford's Cert number? 34918
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Hereford Financials

Total Assets:
$245,100,000
Total Deposits:
$207,622,000
Equity Capital:
$22,658,000
Domestic Deposits:
$207,622,000
Net Income:
$1,400,000
Return on Assets:
1.5914%
Quarterly Return on Assets:
2.3400%
Pretax Return on Assets:
2.3441%
Pretax Quarterly Return on Assets:
2.3400%
Return on Equity:
17.3500%
Quarterly Return on Equity:
25.5100%
Common Equity Tier 1 Capital Ratio:
13.1973%
Tier 1 Risk-Based Capital Ratio:
13.1973%
Leverage Tier 1 (Core Capital) Ratio:
10.0978%
Total Risk-Based Capital Ratio (YTD):
14.4038%
Total Interest Income (YTD):
3.9383%
 
 
Headquarters:
Hereford
FDIC Field Office:
Lubbock
Regulator:
OCC
County:
Deaf Smith
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

The average CD rate is darn right dismal and has been for awhile now. CD rates were expected to start headed higher in 2010 but that might not happen until 2011. There has been a slew of poor economic numbers released recently that is pointing to a slowing economy.
Citizens Trust Bank 6 Month Jumbo CD rates are now at 0.05 percent with a yield of 0.05 percent. View the current 6 Month Jumbo CD rates at Citizens Trust Bank below.
credit-card-reformThe credit card reform bill is being voted on by the House of Representatives today. The Bill which was written to help protect credit hard holders from unscrupulous credit card practices will probably be passed by both the Houses and signed by President Obama.

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