American Express National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.08%, 6-month CD rates at 4.90% and 3-month CD rates at 0.75%. Current savings rates are at 2.43% and money market rates are at 0.85%. Mortgage rates today on 30-year fixed loans are around 7.65%. Credit Card rates are at 16.95%. Personal Loan rates are at 11.74%. All these rates, and more, can be found in our database of rates. American Express National Bank's 11-Month CD rates are at 4.50%, 12-Month CD rates are at 4.35%, 24-Month CD rates are at 4.00%, 18-Month CD rates are at 3.25%, 60-Month CD rates are at 3.00%. American Express National Bank's savings rates are at 4.25%.
To see how these rates compare to American Express National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from American Express National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with American Express National Bank CD rates. You can also compare American Express National Bank savings rates, MMA rates and mortgage rates using our other rate lists. American Express National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Express National Bank? Share your experience about American Express National Bank by leaving a review below, or read customer reviews before you decide to use American Express National Bank. American Express National Bank Texas Ratio American Express National Bank's Texas Ratio is at 5.50%, which is considered excellent. The Texas Ratio for American Express National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, American Express National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
American Express National Bank CD Rates and Interest Rates
American Express National Bank
11-Month CD
4.50%
$0
American Express National Bank
12-Month CD
4.35%
$0
American Express National Bank
High Yield Savings
4.25%
$0
American Express National Bank
24-Month CD
4.00%
$0
American Express National Bank
18-Month CD
3.25%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare American Express National Bank Rates with Other Competitive Bank and Credit Union Rates
Bank of Star Valley
Kasasa Cash
5.50%
$0
Passumpsic Savings Bank
Kasasa Checking
5.00%
$25
First FSB of Twin Falls
7-Month CD (special)
4.80%
$500
Bank of Easton
6-Month CD
4.75%
$2,500
First Federal S&L of McMinnville
6-Month CD
4.61%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates September 13, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. American Express National Bank InformationAmerican Express National Bank
115 W Towne Ridge PkwySandy, UT 84070 Salt Lake Established Date: 03/20/1989 FDIC Certificate #: 27471 Date of FDIC Deposit Insurance: 03/20/1989 Bank Holding Company: AMERICAN EXPRESS CO How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.americanexpress.com
Is American Express National Bank FDIC Insured? Yes
What is American Express National Bank's Cert number? 27471
What is the maximum amount for insured deposits? $250,000 per holder, per account
American Express National Bank FinancialsTotal Assets:
$189,502,555,000
Total Deposits:
$147,755,180,000
Equity Capital:
$16,513,795,000
Domestic Deposits:
$147,755,180,000
Net Income:
$1,560,695,000
Return on Assets:
3.3939%
Quarterly Return on Assets:
3.3800%
Pretax Return on Assets:
4.4186%
Pretax Quarterly Return on Assets:
4.4200%
Return on Equity:
37.9900%
Quarterly Return on Equity:
37.6400%
Common Equity Tier 1 Capital Ratio:
11.4402%
Tier 1 Risk-Based Capital Ratio:
11.4402%
Leverage Tier 1 (Core Capital) Ratio:
9.2687%
Total Risk-Based Capital Ratio (YTD):
13.1682%
Total Interest Income (YTD):
10.7997%
Headquarters:
Sandy
FDIC Field Office:
Salt Lake City
Regulator:
OCC
County:
Salt Lake
# of Offices:
1
Metropolitan Statistical Area (MSA):
Salt Lake City, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are higher in the most recent mortgage survey released this morning. 30 year mortgage rates are back above 5.00% for the week ending March 19, 2010. The average contract 30 year mortgage rate is at 5.01%, an increase from last week’s average mortgage rate of 4.91% according to the Mortgage Bankers Association’s Weekly Mortgage Applications Survey. Average mortgage discount points decreased to 0.76 points, down from the prior average of 1.30 points.
 Mortgage rates increased overnight, current mortgage rates on 30 year home loans are averaging 4.09%, up from yesterday's average 30 year mortgage rate of 4.00%. Today's mortgage rates on 15 year home loans are also higher averaging 3.36%, up from yesterday's average 15 year mortgage rate of 3.34%.
Capital One 360 Bank just announced new rates on three of the bank's certificates of deposit. The largest increase was on the 1 year CD rate at Capital One 360 Bank. The 1 year rate was increased from 0.40 percent to 1.29 percent with a yield of 1.30 percent. Bank or Credit Union Offers and DealsPopular Direct's Top Savings Rate and Account ReviewGeorgia FCU Certificates of Deposit Top Money Market Account Rates and Savings Account Rates Capital One CD Rates 5.25% APY 18-Month CD Best Deal TIAA Bank CD Rates Lowered Home Mortgage Rates Mixed Freddie Mac: 30 Year Mortgage Rates up to 4.35%, 15 Year Mortgage Rates Unchanged at 3.83% Mortgage Rates Move Higher as Treasury Yields Increase AloStar Bank of Commerce Money Market Account 50K Rates now at 0.70% California First National Bank Money Market Account Rates now at 0.75% Discover Financial Now offering Home Loans with Competitive Mortgage Rates Alternative Bank and Credit Union Offers to ExploreMortgage Rates Easing As We Head Into the Holiday WeekendMortgage Rates Decrease: Mortgage Applications Decrease EverBank 2 Year Jumbo CD Rates now at 1.21% Home Mortgage Rates Plunge Hitting Another Record Low: 30 Year Conforming Mortgage Rates at 4.07%, 30 Year Jumbo Mortgage Rates at 4.65% Pacific National Bank 18 Month CD Rates now at 1.36% Thomaston Savings Bank Current CD Rates Mortgage Rates: Current Mortgage Rates Hit Record Low 30 Year Rates at 4.06% Best 18 Month CD Rates ableBanking CD Rates Cross River Bank CD Rates American Express National Bank ReviewsTom B.
October 21, 2023
Easy to open the certificate of deposit online, great CD rate as well.
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American Express National Bank CD rates were lowered on both regular and jumbo certificates of deposit. Despite the fact CD rates at American Express National Bank were lowered, the bank's rates are still very competitive. For example, 2 year CD rates from American Express were lowered 15 basis points to 2.65 percent. The current FDIC national average 2 year CD rate is much lower at 0.87 percent.2 year jumbo CD rates at American Express were also lowered from 2.80 percent to 2.65 percent. 2 year rates had the largest decrease of 15 basis points and all other CD rate decreases were 10 basis points. Both regular and jumbo CD rates at American Express were lowered by the same amount for the terms listed below.
