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Wayland Temple Baptist Federal Credit Union Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Wayland Temple Baptist Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.40%, 6-month share certificate rates at 2.25% and 3-month share certificate rates at 2.52%. Savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.27%. All these rates can be compared to Wayland Temple Baptist Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Wayland Temple Baptist Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026.

Wayland Temple Baptist Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wayland Temple Baptist Federal Credit Union? Share your experience about Wayland Temple Baptist Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Wayland Temple Baptist Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Wayland Temple Baptist Federal Credit Union
Main
2500 Cecil B Moore Ave
Philadelphia, PA 19121 2815
Member NCUA

Current Rate Availability

We do not have Wayland Temple Baptist Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Wayland Temple Baptist Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wayland Temple Baptist Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wayland Temple Baptist Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wayland Temple Baptist Federal Credit Union
Website
Address 2500 Cecil B Moore Ave, Philadelphia, PA 19121 2815
Phone 215-769-0243
Fax 215-765-5505
President Cleo Kornegay
CEO Andree Jones
Full-Time Employees 0
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.7839%
Return on Equity (ROE)
5.5223%
Total Assets
208,198
Total Amount of Shares and Deposits
178,645
Total Shares and Deposits < 1 Year
178,646
Total Insured Shares and Deposits > $250K (item 17 less item K)
178,645
Total Interest Expense (Sum of items 6 8)
61
Number of Accounts for Regular Shares
77
Net Income (unless the amount is already included in Undivided Earnings)
1,632
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
44,265
Total Liabilities
178,645
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Wayland Temple Baptist Federal Credit Union

Is Wayland Temple Baptist Federal Credit Union a safe place to deposit money?

Yes, Wayland Temple Baptist Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Wayland Temple Baptist Federal Credit Union operate?

Wayland Temple Baptist Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wayland Temple Baptist Federal Credit Union?

Yes, to access services at Wayland Temple Baptist Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wayland Temple Baptist Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wayland Temple Baptist Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wayland Temple Baptist Federal Credit Union offer online and mobile banking?

Most modern institutions like Wayland Temple Baptist Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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