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Landings Credit Union Rates & Review April 2026

Landings Credit Union's IRA CD 12 Month rates are at 4.30%, IRA CD 18 Month rates are at 4.05%, 12 month CD rates are at 4.00%, 6 month CD rates are at 4.00%, IRA CD 24 Month rates are at 3.55%. Landings Credit Union's savings rates are at 0.05%. Landings Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Landings Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.77%. Rates were last updated on 03/27/2026.

Landings Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Landings Credit Union? Share your experience about Landings Credit Union by leaving a review below, or read customer reviews before you decide to use Landings Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.77%
Excellent Lower than avg
Landings Credit Union
Main Office
2800 S Mill Ave
Tempe, AZ 85282
https://www.landingscu.org
Member NCUA

Landings Credit Union CD Rates

Product Rate APY Term View More
IRA Certificate 12 Month - 4.30% 12
Min Deposit $2,000
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
IRA Certificate 18 Month - 4.05% 18
Min Deposit $2,000
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
12 month Certificate - 4.00% 12 month
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
6 month Certificate - 4.00% 6 month
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
IRA Certificate 24 Month - 3.55% 24
Min Deposit $2,000
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
18 month Certificate - 3.50% 18 month
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
24 month Certificate - 3.50% 24 month
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
IRA Certificate 30 Month - 3.05% 30
Min Deposit $2,000
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
IRA Certificate 36 Month - 3.05% 36
Min Deposit $2,000
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
36 Month-FIXED RATE CERTIFICATE - 3.00% 36 Month
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
36 Month-STEP-UP CERTIFICATE - 3.00% 36 Month
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
IRA Certificate 60 Month - 2.80% 60
Min Deposit $2,000
Min Balance $2,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
60 Month-FIXED RATE CERTIFICATE - 2.75% 60 Month
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
60 Month-STEP-UP CERTIFICATE - 2.75% 60 Month
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
48 month Certificate - 2.50% 48 month
Min Deposit $500
Min Balance $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%

Landings Credit Union Savings Rates

Product Rate APY View More
IRA Savings - 0.05%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
Prime Share Savings - 0.05%
Min Deposit $5
Min Balance $25
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%

Landings Credit Union Money Market Rates

Product Rate APY View More
Money Market - 1.50%
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
Money Market - 1.25%
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
Money Market - 1.00%
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
Money Market - 0.75%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
Money Market - 0.50%
Min Deposit $10,000
Min Balance $10,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
Money Market - 0.25%
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%

Landings Credit Union Credit Card Rates

Product Rate APR View More
Visa Rewards Card - 9.25%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%
Visa Rewards Credit Card - 9.25%
Details As Low As; Interest rate the same for all purchases and cash advances
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.77%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Landings Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Landings Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Landings Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Landings Credit Union
Address 2800 S Mill Ave, Tempe, AZ 85282
Phone 480-967-9475
Fax 480-966-3026
President Eric Emmert
CEO Cecilia Ashe
Full-Time Employees 52
Part-Time Employees 3
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.77%
Return on Assets (ROA)
0.7376%
Return on Equity (ROE)
7.0083%
Non-Performing Loans Ratio (NPL)
0.84%
Total Assets
251,401,461
Total Amount of Shares and Deposits
223,394,093
Total Shares and Deposits < 1 Year
219,623,189
Total Shares and Deposits 1 3 Years
2,676,402
Total Shares and Deposits > 3 Years
1,094,502
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,116,967
Total Uninsured Shares and Deposits > $250K (F+J)
13,116,967
Total Insured Shares and Deposits > $250K (item 17 less item K)
210,277,126
Total Interest Expense (Sum of items 6 8)
2,001,820
Share Certificates
1,871
Number of Accounts for Share Drafts
9,434
IRA KEOGH Accounts
429
Number of Accounts for Regular Shares
17,202
All other shares
2,032
Money Market Shares
940
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
43,190,799
Total Liabilities
226,026,299
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Landings Credit Union

Is Landings Credit Union a safe place to deposit money?

Yes, Landings Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7727302532582%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Landings Credit Union operate?

Landings Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Landings Credit Union?

Yes, to access services at Landings Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Landings Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Landings Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Landings Credit Union offer online and mobile banking?

Most modern institutions like Landings Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.landingscu.org.

Current Landings Credit Union Rates

  • 12-Month CD4.00%
  • 18-Month CD3.50%
  • 24-Month CD3.50%
  • 60-Month CD2.75%
  • Savings0.05%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.