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Tex Mex Credit Union Rates & Review March 2026

Tex Mex Credit Union's 12 month CDs of Deposit rates are at 2.50%, 6 month CDs of Deposit rates are at 2.50%, 5 Years CDs of Deposit rates are at 0.50%, 4 Years CDs of Deposit rates are at 0.40%, 2 Years CDs of Deposit rates are at 0.30%. MonitorBankRates evaluates the financial stability of Tex Mex Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.64%. Rates were last updated on 03/28/2026.

Tex Mex Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tex Mex Credit Union? Share your experience about Tex Mex Credit Union by leaving a review below, or read customer reviews before you decide to use Tex Mex Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.64%
Excellent Higher than avg
Tex Mex Credit Union
Tex Mex Credit Union (Main)
1420 Cedar Ave
Laredo, TX 78040 7956
https://www.texmexcreditunion.com/
Member NCUA

Tex Mex Credit Union CD Rates

Product Rate APY Term View More
12 month Certificates of Deposit 2.50% 2.50% 12 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.64%
6 month Certificates of Deposit 2.50% 2.50% 6 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.64%
5 Years Certificates of Deposit 0.50% 0.50% 5 Years
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.64%
4 Years Certificates of Deposit 0.40% 0.40% 4 Years
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.64%
2 Years Certificates of Deposit 0.30% 0.30% 2 Years
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.64%
3 Years Certificates of Deposit 0.30% 0.30% 3 Years
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.64%
18 month Certificates of Deposit 0.25% 0.25% 18 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.64%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tex Mex Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tex Mex Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tex Mex Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tex Mex Credit Union
Address 1420 Cedar Ave, Laredo, TX 78040 7956
Phone 956-722-1032
Fax 956-722-9876
President Cesar Cabello
CEO Cesar Oldham
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.64%
Return on Assets (ROA)
-5.8808%
Return on Equity (ROE)
-23.8204%
Non-Performing Loans Ratio (NPL)
2.76%
Total Assets
8,391,761
Total Amount of Shares and Deposits
6,281,264
Total Shares and Deposits < 1 Year
5,111,059
Total Shares and Deposits 1 3 Years
807,957
Total Shares and Deposits > 3 Years
362,247
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,281,264
Total Interest Expense (Sum of items 6 8)
34,052
Share Certificates
135
Number of Accounts for Share Drafts
158
IRA KEOGH Accounts
7
Number of Accounts for Regular Shares
2,058
All other shares
84
Net Income (unless the amount is already included in Undivided Earnings)
-493,502
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
888,098
Total Liabilities
6,319,997
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Tex Mex Credit Union

Is Tex Mex Credit Union a safe place to deposit money?

Yes, Tex Mex Credit Union is considered a safe financial institution. With a Texas Ratio of 6.6396076000934%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Tex Mex Credit Union operate?

Tex Mex Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tex Mex Credit Union?

Yes, to access services at Tex Mex Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tex Mex Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tex Mex Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tex Mex Credit Union offer online and mobile banking?

Most modern institutions like Tex Mex Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.texmexcreditunion.com/.

Current Tex Mex Credit Union Rates

  • 12-Month CD2.50%
  • 18-Month CD0.25%
  • 24-Month CD0.30%
  • 60-Month CD0.50%
Retrieved from our database of financial products. Rates subject to change.