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iAdvertiser Disclosure
Advertiser Disclosure
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 Jemez Valley Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
Jemez Valley Credit Union's 36-Month IRA CD rates are at 2.02%, 36-Month CD rates are at 2.02%, 18-Month IRA CDs rates are at 1.51%, 18-Month CD rates are at 1.51%, 12-Month IRA CD rates are at 1.00%. Jemez Valley Credit Union's savings rates are at 0.00%. Jemez Valley Credit Union's money market rates are at 0.30%. Jemez Valley Credit Union's Personal Loan Rates are at 9.55%. MonitorBankRates evaluates the financial stability of Jemez Valley Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.94%. Rates were last updated on 04/06/2026. Jemez Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jemez Valley Credit Union? Share your experience about Jemez Valley Credit Union by leaving a review below, or read customer reviews before you decide to use Jemez Valley Credit Union. Jemez Valley Credit Union
Jemez Valley 17117 HIGHWAY 4
https://www.jvcu.org JEMEZ SPRINGS, NM 87025 0120 
Jemez Valley Credit Union CD Rates
Jemez Valley Credit Union Savings Rates
Jemez Valley Credit Union Money Market Rates
Jemez Valley Credit Union Checking Rates
Jemez Valley Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Jemez Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jemez Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Jemez Valley Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Jemez Valley Credit Union
Website
https://www.jvcu.org
Address
17117 HIGHWAY 4,
JEMEZ SPRINGS, NM 87025 0120
Phone
575-829-3366
Fax
575-829-3365
President
Glenda Witt
CEO
Tina Trujillo
Full-Time Employees
9
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.94%
Return on Assets (ROA)
-0.0376%
Return on Equity (ROE)
-0.2922%
Non-Performing Loans Ratio (NPL)
3.66%
Total Assets
27,347,057
Total Amount of Shares and Deposits
23,745,807
Total Shares and Deposits < 1 Year
22,818,101
Total Shares and Deposits 1 3 Years
851,089
Total Shares and Deposits > 3 Years
76,617
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,128,318
Total Uninsured Shares and Deposits > $250K (F+J)
2,128,318
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,617,489
Total Interest Expense (Sum of items 6 8)
114,063
Share Certificates
59
Number of Accounts for Share Drafts
1,619
IRA KEOGH Accounts
59
Number of Accounts for Regular Shares
2,006
All other shares
149
Non Member Deposits
1
Money Market Shares
55
Net Income (unless the amount is already included in Undivided Earnings)
46,372
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
359,733
Total Liabilities
23,831,511
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Jemez Valley Credit UnionIs Jemez Valley Credit Union a safe place to deposit money?Yes, Jemez Valley Credit Union is considered a safe financial institution. With a Texas Ratio of 10.936793317453%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Jemez Valley Credit Union operate?Jemez Valley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Jemez Valley Credit Union?Yes, to access services at Jemez Valley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Jemez Valley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Jemez Valley Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Jemez Valley Credit Union offer online and mobile banking?Most modern institutions like Jemez Valley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jvcu.org. Current Jemez Valley Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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