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Hopewell Federal Credit Union Rates & Review April 2026

Hopewell Federal Credit Union's 9 Month CD rates are at 3.82%, 24 Month CD rates are at 3.56%, 60 Month CD rates are at 2.32%, 48 Month CD rates are at 2.07%, 30 Month CD rates are at 2.02%. Hopewell Federal Credit Union's money market rates are at 1.05%. Hopewell Federal Credit Union's 5:1 ARM rates are at 5.99%. Hopewell Federal Credit Union's Personal Loan Rates are at 10.90%. MonitorBankRates evaluates the financial stability of Hopewell Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.75%. Rates were last updated on 04/05/2026.

Hopewell Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hopewell Federal Credit Union? Share your experience about Hopewell Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hopewell Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.75%
Excellent Lower than avg
Hopewell Federal Credit Union
Main office
501 Hopewell Dr
Heath, OH 43056
https://www.hopewellfcu.org
Member NCUA

Hopewell Federal Credit Union CD Rates

Product Rate APY Term View More
9 Month Certificate 3.75% 3.82% 9
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
24 Month Certificate 3.50% 3.56% 24
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
60 Month Certificate 2.30% 2.32% 60
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
48 Month Certificate 2.05% 2.07% 48
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
30 Month Certificate 2.00% 2.02% 30
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
36 Month Certificate 2.00% 2.02% 36
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
17 Month Certificate 1.90% 1.92% 17
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
18 Month Certificate 1.90% 1.92% 18
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
23 Bump UP Certificate 1.90% 1.92% 23
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
15 Month Certificate 1.85% 1.87% 15
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
12 Month Certificate 1.80% 1.82% 12
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
11 Month Certificate 1.50% 1.51% 11
Min Deposit $500
Details no penalty for early withdrawal
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
6 Month Certificate 1.25% 1.26% 6
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
8 Month Certificate 1.25% 1.26% 8
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
3 Month Certificate 1.00% 1.01% 3
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%

Hopewell Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club Accounts 0.05% 0.05%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
Club IRA 0.05% 0.05%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%

Hopewell Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Share Account 2.50% 2.53%
Min Balance $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
Money Market Share Account 2.25% 2.27%
Min Balance $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
Money Market Share Account 1.75% 1.76%
Min Balance $25,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
Money Market Share Account 1.20% 1.21%
Min Balance $10,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
Money Market Share Account 1.15% 1.16%
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
Money Market Share Account 1.05% 1.06%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%

Hopewell Federal Credit Union Checking Rates

Product Rate APY View More
Business Interest Checking 0.10% 0.10%
Min Balance $10,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
Interest Checking 0.05% 0.05%
Details Qualifying balance up to $9,999.00
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%

Hopewell Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
10-year Penny Pincher Mortgage Loan - - 4.74% 10
Details Reduced $99.00 application fee; No closing costs; Fixed-rate
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
15-year Penny Pincher Mortgage Loan - - 4.99% 15
Details Reduced $99.00 application fee; No closing costs; Fixed-rate
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%
5:1 ARM 5.99% - 7.43%
Details As Low As; Rates, terms, and conditions are subject to change without notice. Conditions, qualifications and restrictions apply. This is not an offer for extension to credit or commitment to lend. Normal lending policies apply. Actual APR and term will depend on factors the Credit Union may lawfully consider such as points, loan to value ratio and credit history. Specific disclosures will be provided on the application. All Mortgage products are subject to credit and property approval. Tax and insurance escrows may be required. Receipt of application does not represent an approval for financing or interest rate guarantee. Additional restrictions may apply. After the five year fixed rate period the interest rate adjusts annually. The adjustment not to exceed 2.00% and will not increase more than 6.00% from the rate of issue, will not fall below 4.00%. APR calculated with a $200,000 loan with a 5% down payment and a monthly payment of $1,107.59, a 30 year term at 5.99% interest rate, 7.426% APR as of 10/19/23. APR can change depending on fees.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%

Hopewell Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa® Platinum - 4.90%
Details Intro rate expires: 6 months; Regular APR: 9.90%
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%

Hopewell Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 10.90%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.75%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hopewell Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hopewell Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hopewell Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hopewell Federal Credit Union
Address 501 Hopewell Dr, Heath, OH 43056
Phone 740-522-8311
Fax 740-522-1577
President Theresa Jackson
CEO Christopher Simmons
Full-Time Employees 25
Part-Time Employees 12
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.75%
Return on Assets (ROA)
0.6580%
Return on Equity (ROE)
8.4170%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
159,394,422
Total Amount of Shares and Deposits
145,680,232
Total Shares and Deposits < 1 Year
135,718,677
Total Shares and Deposits 1 3 Years
8,870,056
Total Shares and Deposits > 3 Years
1,091,499
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,932,716
Total Uninsured Shares and Deposits > $250K (F+J)
9,932,716
Total Insured Shares and Deposits > $250K (item 17 less item K)
135,747,516
Total Interest Expense (Sum of items 6 8)
1,837,094
Share Certificates
1,492
Number of Accounts for Share Drafts
5,639
IRA KEOGH Accounts
483
Number of Accounts for Regular Shares
10,602
Money Market Shares
338
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,116,490
Total Liabilities
148,017,903
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Hopewell Federal Credit Union

Is Hopewell Federal Credit Union a safe place to deposit money?

Yes, Hopewell Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.747325394816%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hopewell Federal Credit Union operate?

Hopewell Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hopewell Federal Credit Union?

Yes, to access services at Hopewell Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hopewell Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hopewell Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hopewell Federal Credit Union offer online and mobile banking?

Most modern institutions like Hopewell Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hopewellfcu.org.

Current Hopewell Federal Credit Union Rates

  • 12-Month CD1.51%
  • 18-Month CD1.92%
  • 24-Month CD3.56%
  • 60-Month CD2.32%
  • MMA1.05%
Retrieved from our database of financial products. Rates subject to change.