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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Texas Dow Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Texas Dow Employees Credit Union's 12 month CDs rates are at 3.90%, 12 month CDs rates are at 3.75%, 18 month CDs rates are at 3.65%, 18 month CDs rates are at 3.50%, 24 month CDs rates are at 3.40%. Texas Dow Employees Credit Union's money market rates are at 0.02%. Texas Dow Employees Credit Union's Personal Loan Rates are at 7.24%. MonitorBankRates evaluates the financial stability of Texas Dow Employees Credit Union with a 4.4 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 22.42%. Rates were last updated on 04/18/2026. Texas Dow Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Texas Dow Employees Credit Union? Share your experience about Texas Dow Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Texas Dow Employees Credit Union. Texas Dow Employees Credit Union
TDECU Post Oak 2000 Post Oak Blvd
https://www.tdecu.org Houston, TX 77056 
Texas Dow Employees Credit Union CD Rates
Texas Dow Employees Credit Union Money Market Rates
Texas Dow Employees Credit Union Checking Rates
Texas Dow Employees Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Texas Dow Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Texas Dow Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Texas Dow Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Texas Dow Employees Credit Union
Website
https://www.tdecu.org
Address
2000 Post Oak Blvd,
Houston, TX 77056
Phone
979-297-1154
Fax
President
Roland Hendricks
CEO
Isaac Johnson
Full-Time Employees
766
Part-Time Employees
26
Branch Locations
32
ATM Locations
103
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
B- (83/100)
Texas Ratio
22.42%
Return on Assets (ROA)
0.3977%
Return on Equity (ROE)
3.8795%
Non-Performing Loans Ratio (NPL)
2.56%
Total Assets
4,899,101,281
Total Amount of Shares and Deposits
3,938,461,805
Total Shares and Deposits < 1 Year
3,854,002,925
Total Shares and Deposits 1 3 Years
71,251,688
Total Shares and Deposits > 3 Years
13,207,192
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
186,077,962
Total Uninsured Shares and Deposits > $250K (F+J)
186,077,962
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,752,383,843
Total Interest Expense (Sum of items 6 8)
61,162,111
Share Certificates
21,997
Number of Accounts for Share Drafts
239,560
IRA KEOGH Accounts
5,365
Number of Accounts for Regular Shares
424,466
Non Member Deposits
1
Money Market Shares
5,465
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
192,040,626
Total Liabilities
4,398,452,961
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Texas Dow Employees Credit UnionIs Texas Dow Employees Credit Union a safe place to deposit money?Yes, Texas Dow Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 22.422524001353%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Texas Dow Employees Credit Union operate?Texas Dow Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Texas Dow Employees Credit Union?Yes, to access services at Texas Dow Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Texas Dow Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Texas Dow Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Texas Dow Employees Credit Union offer online and mobile banking?Most modern institutions like Texas Dow Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tdecu.org. Current Texas Dow Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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