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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Educational Employees Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
You can compare Educational Employees Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.25%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 3.60%. Savings rates are at 0.02% and money market rates are at 1.50%. Mortgage rates on 30-year fixed loans are around 5.94%. All these rates can be compared to Educational Employees Credit Union rates. MonitorBankRates evaluates the financial stability of Educational Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.70%. Rates were last updated on 03/29/2026. Educational Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Educational Employees Credit Union? Share your experience about Educational Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Educational Employees Credit Union. Educational Employees Credit Union
Corporate 2222 W Shaw Ave
https://www.myeecu.org Fresno, CA 93711 3419 
Educational Employees Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Educational Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Educational Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Educational Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Educational Employees Credit Union
Website
https://www.myeecu.org
Address
2222 W Shaw Ave,
Fresno, CA 93711 3419
Phone
800-538-3328
Fax
559-451-0858
President
Ali Nekumanesh
CEO
Elizabeth Dooley
Full-Time Employees
571
Part-Time Employees
22
Branch Locations
22
ATM Locations
23
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.70%
Return on Assets (ROA)
1.2887%
Return on Equity (ROE)
9.1976%
Non-Performing Loans Ratio (NPL)
0.22%
Total Assets
5,105,969,882
Total Amount of Shares and Deposits
4,404,792,990
Total Shares and Deposits < 1 Year
4,328,560,928
Total Shares and Deposits 1 3 Years
67,852,352
Total Shares and Deposits > 3 Years
8,379,710
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
152,932,355
Total Uninsured Shares and Deposits > $250K (F+J)
152,932,355
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,251,860,635
Total Interest Expense (Sum of items 6 8)
37,843,346
Share Certificates
27,807
Number of Accounts for Share Drafts
309,047
IRA KEOGH Accounts
10,351
Number of Accounts for Regular Shares
432,342
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
587,571,190
Total Liabilities
4,457,611,546
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Educational Employees Credit UnionIs Educational Employees Credit Union a safe place to deposit money?Yes, Educational Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 0.69764755597309%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Educational Employees Credit Union operate?Educational Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Educational Employees Credit Union?Yes, to access services at Educational Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Educational Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Educational Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Educational Employees Credit Union offer online and mobile banking?Most modern institutions like Educational Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myeecu.org. Compare to Other Credit Unions
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