What are the current interest rates at Northwest Christian Credit Union?

Current rates for Northwest Christian Credit Union include: 12-Month CD: 3.40%

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Northwest Christian Credit Union

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Northwest Christian Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northwest Christian Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

Northwest Christian Credit Union's 12 Month CD rates are at 3.40%. Northwest Christian Credit Union's Personal Loan Rates are at 5.24%. MonitorBankRates evaluates the financial stability of Northwest Christian Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.47%. Rates were last updated on 04/19/2026.

Northwest Christian Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwest Christian Credit Union? Share your experience about Northwest Christian Credit Union by leaving a review below, or read customer reviews before you decide to use Northwest Christian Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.47%

Excellent Lower than avg

Northwest Christian Credit Union
MAIN BRANCH

716 E COLORADO AVE
NAMPA, ID 83686

https://www.mynccu.org

Northwest Christian Credit Union CD Rates

Product	Rate	APY	Term	View More
12 Month Certificate	-	3.40%	12
No additional details. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.47%

Northwest Christian Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	5.24%
Details As Low As; *Must qualify for membership, some restrictions apply, rate(s) subject to change. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.47%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Northwest Christian Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Northwest Christian Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northwest Christian Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Northwest Christian Credit Union

Website https://www.mynccu.org

Address 716 E COLORADO AVE, NAMPA, ID 83686

Phone 208-466-0916

Fax 208-466-0625

President NATHAN ROSKAM

CEO BRAD SWARTZENTRUBER

Full-Time Employees 24

Part-Time Employees 2

Branch Locations 2

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.47%

Return on Assets (ROA)

0.4454%

Return on Equity (ROE)

5.2364%

Non-Performing Loans Ratio (NPL)

0.72%

Total Assets

101,323,864

Total Amount of Shares and Deposits

91,799,359

Total Shares and Deposits < 1 Year

90,870,295

Total Shares and Deposits 1 3 Years

868,089

Total Shares and Deposits > 3 Years

60,975

Total Interest Expense (Sum of items 6 8)

1,006,124

Share Certificates

545

Number of Accounts for Share Drafts

3,408

Number of Accounts for Regular Shares

6,262

Money Market Shares

302

Net Income (unless the amount is already included in Undivided Earnings)

451,336

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,753,066

Total Liabilities

92,704,705

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Northwest Christian Credit Union

Is Northwest Christian Credit Union a safe place to deposit money?

Yes, Northwest Christian Credit Union is considered a safe financial institution. With a Texas Ratio of 4.4694847838403%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Northwest Christian Credit Union operate?

Northwest Christian Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Northwest Christian Credit Union?

Yes, to access services at Northwest Christian Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Northwest Christian Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northwest Christian Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Northwest Christian Credit Union offer online and mobile banking?

Most modern institutions like Northwest Christian Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mynccu.org.